660 W Desert Blossom Dr · Sahuarita, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 8/10 · Major
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +14.2/30.0
- DSCR +4.3/10.0
- Rent growth +3.9/5.0
- 1% rule +3.7/10.0
- Schools +3.5/10.0
- Livability +3.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$225,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
INVESTOR SPECIAL!!!!! 4 BEDS 2 BATH GREAT OPEN FLOOR PLAN LOFT COME SEE IT BEFORE ITS GONE !
Key facts
- 4,617 sq ft lot
- 2 garage spots
- Built 2005
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $225k.
Deal economics
- At list price, monthly cash flow is $35 ($425/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $195k (13.4% below list).
- Recommended offer: $195k (13.4% below list) — sets the bar for 1% rule.
- Cap rate 6.5% vs local median 3.8% in Sahuarita — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#43 in AZ) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Sahuarita Unified District (4411) (town): math 32% / reading 46% proficiency, ranked #63 of 249 in AZ (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+5.6%/yr); 411 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 5,268 units permitted in Pima County in 2024 (996 in 5+ unit buildings).
- This rent runs 36% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Pima County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 153 days — a 12% lower offer ($198k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $190k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 153 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.87% ✗
- Cap rate
- 6.48%
- Cash-on-cash
- 0.67%
- DSCR
- 1.03
- GRM
- 9.6
CMA / ARV
- ARV (median comp)
- $307,709
- List price
- $225,000
- Delta
- -26.88%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 694 W Amber Sun Dr | 0.11mi | 4/2.0 | 1,844 (0%) | 1mo | $308,000 | $167 | 94 |
| 669 W Cholla Crest Dr | 0.15mi | 4/2.0 | 1,844 (0%) | 1mo | $345,000 | $187 | 93 |
| 341 W Amber Hawk Ct | 0.26mi | 4/2.5 | 1,844 (0%) | 4mo | $267,000 | $145 | 83 |
| 17973 S Whispering Gln | 0.60mi | 3/2.0 (-1) | 1,766 (-4%) | 3mo | $318,000 | $180 | 58 |
| 17911 S Whispering Glen Path | 0.66mi | 3/2.0 (-1) | 1,959 (+6%) | 4mo | $362,000 | $185 | 51 |
| 18574 S Camino De Las Quintas | 0.74mi | 4/2.5 | 2,010 (+9%) | 3mo | $282,500 | $141 | 46 |
| 1129 W Vuelta Las Verdolagas | 0.71mi | 4/2.5 | 2,010 (+9%) | 8mo | $279,000 | $139 | 43 |
| 1061 W Valley Meadow Ln | 0.60mi | 3/2.0 (-1) | 1,583 (-14%) | 8mo | $325,000 | $205 | 36 |
| 18732 S Avenida Rio Veloz | 0.74mi | 3/2.5 (-1) | 1,629 (-12%) | 4mo | $255,000 | $157 | 36 |
| 17839 S Whispering Glen Path | 0.72mi | 4/2.0 | 2,101 (+14%) | 9mo | $354,000 | $168 | 36 |
| 1085 W Whispering Meadows Ct | 0.75mi | 4/2.0 | 2,101 (+14%) | 9mo | $450,000 | $214 | 34 |
| 1129 W Valley Meadow Ln | 0.70mi | 3/2.0 (-1) | 1,583 (-14%) | 10mo | $325,000 | $205 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.6% rent growth · sell at horizon
- IRR
- -12.4%
- Equity multiple
- 0.54×
- Total profit
- $-28,981
- Equity at exit
- $33,548
- IRR
- 0.1%
- Equity multiple
- 1.00×
- Total profit
- $280
- Equity at exit
- $19,454
Cash invested: $63,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85614
- Rents YoY
- 5.6%
- Active inventory
- 411
- Price-to-rent
- 9.6×
Monthly cashflow live
- Estimated rent
- $1,947 high interval (Pro) →
- Mortgage (P&I)
- −$1,180
- Tax from tax record
- −$192 /mo · $2,308/yr
- Insurance
- −$94
- HOA
- −$37
- Vacancy / Maint / Mgmt
- −$409
- Net cashflow
- $35
Break-even live
Sensitivity live
| Price | -10% $163 | -5% $99 | +0% $35 | +5% $-28 | +10% $-92 |
|---|---|---|---|---|---|
| Rent | -10% $-118 | -5% $-42 | +0% $35 | +5% $112 | +10% $189 |
| Rate | -1.0pp $149 | -0.5pp $93 | base $35 | +0.5pp $-23 | +1.0pp $-82 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $56,250
- Closing costs
- $6,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 13 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 721 W Flaming Arrow Dr Green Valley, AZ | 4.0 | 2.0 | 1900 | $1,800 | $0.95 | 44d | 1 | 0.12mi |
| 703 W Cholla Crest Dr Green Valley, AZ | 3.0 | 2.0 | 1258 | $1,595 | $1.27 | 2d | 1 | 0.15mi |
| 770 W Firehawk Dr Green Valley, AZ | 4.0 | 2.0 | 1844 | $1,995 | $1.08 | 44d | 1 | 0.26mi |
| 18022 S Avenida de Augusto Green Valley, AZ | 3.0 | 2.0 | 2230 | $1,750 | $0.78 | 24d | 1 | 0.34mi |
| 936 W Placita Canalito Green Valley, AZ | 3.0 | 2.0 | 1258 | $1,715 | $1.36 | 12d | 1 | 0.37mi |
| 2535 N Avenida Tabica Green Valley, AZ | 3.0 | 2.0 | 1483 | $1,725 | $1.16 | 44d | 1 | 0.74mi |
| 18768 S Avenida Rio Veloz Sahuarita, AZ | 3.0 | 2.5 | 2010 | $1,700 | $0.85 | 12d | 1 | 0.77mi |
| 335 E Calle Nacrita Green Valley, AZ | 3.0 | 2.0 | 1735 | $1,785 | $1.03 | 2d | 1 | 0.80mi |
| 17741 S Silent Meadows Path Sahuarita, AZ | 4.0 | 3.0 | 2431 | $2,200 | $0.90 | 2d | 1 | 0.82mi |
| 18828 S Esherton Dr Green Valley, AZ | 3.0 | 2.5 | 1466 | $1,625 | $1.11 | 4d | 1 | 1.06mi |
| 2181 N Avenida Tabica Green Valley, AZ | 3.0 | 2.0 | 1433 | $1,695 | $1.18 | 2d | 1 | 1.09mi |
| 18878 S Esherton Dr Green Valley, AZ | 3.0 | 2.0 | 1329 | $1,850 | $1.39 | 24d | 1 | 1.11mi |
| 312 E Calle Cerita Green Valley, AZ | 3.0 | 2.0 | 1406 | $1,700 | $1.21 | 11d | 1 | 1.15mi |
HOA detail
- Monthly dues
- $37 · $444/yr
Listing history 25 events
-
2026-06-18days on market $225,000 Active 153 DOM
-
2026-06-17days on market $225,000 Active 152 DOM
-
2026-06-16days on market $225,000 Active 151 DOM
-
2026-06-15days on market $225,000 Active 150 DOM
-
2026-06-13days on market $225,000 Active 148 DOM
-
2026-06-13days on market $225,000 Active 147 DOM
-
2026-06-10days on market $225,000 Active 145 DOM
-
2026-06-09days on market $225,000 Active 144 DOM
-
2026-06-08days on market $225,000 Active 143 DOM
-
2026-06-07days on market $225,000 Active 142 DOM
-
2026-06-05days on market $225,000 Active 139 DOM
-
2026-06-03statusdays on market $225,000 Active 138 DOM
-
2026-06-02days on market $225,000 Active Contingent 137 DOM
-
2026-06-01days on market $225,000 Active Contingent 136 DOM
-
2026-05-31days on market $225,000 Active Contingent 135 DOM
-
2026-05-15historical Active Contingent 92-char remark
Show marketing remark (92 chars)
INVESTOR SPECIAL!!!!! 4 BEDS 2 BATH GREAT OPEN FLOOR PLAN LOFT COME SEE IT BEFORE ITS GONE !
-
2026-04-23status Active 92-char remark
Show marketing remark (92 chars)
INVESTOR SPECIAL!!!!! 4 BEDS 2 BATH GREAT OPEN FLOOR PLAN LOFT COME SEE IT BEFORE ITS GONE !
-
2026-04-08status Pending Short Sale Approval 92-char remark
Show marketing remark (92 chars)
INVESTOR SPECIAL!!!!! 4 BEDS 2 BATH GREAT OPEN FLOOR PLAN LOFT COME SEE IT BEFORE ITS GONE !
-
2026-01-14historical Active Contingent 92-char remark
Show marketing remark (92 chars)
INVESTOR SPECIAL!!!!! 4 BEDS 2 BATH GREAT OPEN FLOOR PLAN LOFT COME SEE IT BEFORE ITS GONE !
-
2026-01-14status Active 92-char remark
Show marketing remark (92 chars)
INVESTOR SPECIAL!!!!! 4 BEDS 2 BATH GREAT OPEN FLOOR PLAN LOFT COME SEE IT BEFORE ITS GONE !
-
2026-01-06historical Active Contingent 92-char remark
Show marketing remark (92 chars)
INVESTOR SPECIAL!!!!! 4 BEDS 2 BATH GREAT OPEN FLOOR PLAN LOFT COME SEE IT BEFORE ITS GONE !
-
2026-01-02$225,000 Active 92-char remark
Show marketing remark (92 chars)
INVESTOR SPECIAL!!!!! 4 BEDS 2 BATH GREAT OPEN FLOOR PLAN LOFT COME SEE IT BEFORE ITS GONE !
-
2020-05-28soldstatus $190,000
-
2005-07-01soldstatus $264,150
-
2004-02-03soldstatus $1,078,611
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AZ · Resets to sale price
- Current annual tax
- $2,308 · $192/mo
- Projected year-2 tax
- $2,308 · $192/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 8/10 Severe 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,369
- − Mortgage interest
- −$12,603
- − Property taxes
- −$2,308
- − Insurance
- −$1,125
- − Repairs & maintenance
- −$1,870
- − Management
- −$1,870
- − HOA
- −$444
- − Depreciation
- −$6,545
- Taxable loss
- −$3,397
- Est. tax savings @ 24.0%
- +$815
- After-tax cash flow
- $1,240/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sahuarita Unified District (4411)
- NCES district ID
- 0407300
- Math proficiency
- 32% ▼ -14.00%
- Reading proficiency
- 46% ▼ -7.00%
- Median HH income
- $63,564
- Composite
- 34.91/100
- National rank
- #5072
- State rank
- #63 of 249 in AZ
Livability — Sahuarita
- Score
- 69/100
- State rank
- #43
- US rank
- #8414
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sahuarita, AZ
- County
- Pima County · 1,012,107 people
- City population
- 25,381
- Metro
- Tucson, AZ
- Population (ZIP)
- 25,381
- Household income
- $64,879
- Rent vs Own
- Severe rent burden
- 860.0
Population outlook (Pima County) Hauer SSP2
- Today (2025)
- 1,066,056 people
- By 2030
- 1,086,684 · +1.9%
- By 2040
- 1,117,160 · +4.8%
- By 2050
- 1,149,778 · +7.9%
- By 2075
- 1,271,480 · +19.3%
- By 2100
- 1,321,160 · +23.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (80%)
- Race & ethnicity
- White 80% Hispanic / Latino 15% Two or more races 7% Black 2%
- Hispanic origin (detail)
- Mexican 14%
- Common ancestry
- Portuguese 4% Slovak 4% Italian 3%
- Foreign-born
- 8% · Canada, China
- Languages at home
- 87% English-only · Spanish 9% French/Haitian/Cajun 1% German/W. Germanic 0%
Political lean MEDSL · Pima
- 2024 margin
- D (+15.2) · D 57.0% · R 41.8% · Other 1.2%
- 2008→2024 swing
- +9.1pp toward D · 2008: 6.1pp · 2024: 15.2pp
- All cycles
- 2024: D+15.2 2020: D+18.7 2016: D+13.5 2012: D+5.8 2008: D+6.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -231.05%
- Current HPI
- 250.5933
- Rent YoY
- ▲ 5.60%
- Metro
- Tucson, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
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| Mining / Metals | 1 | $23B |
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| Environmental Services | 1 | $16B |
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| Metals / Steel | 1 | $14B |
|
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| Technology Distribution | 1 | $9B |
|
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| Homebuilding | 1 | $8B |
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Price history
-79.1% since first listed10 events — show timeline
- 2026-05-15 Contingent — MLSSAZ
- 2026-04-23 Relisted — MLSSAZ
- 2026-04-08 Pending — MLSSAZ
- 2026-01-14 Contingent — MLSSAZ
- 2026-01-14 Relisted — MLSSAZ
- 2026-01-06 Contingent — MLSSAZ
- 2026-01-02 Listed $225,000 MLSSAZ
- 2020-05-28 Sold (Public Records) $190,000 Public Records
- 2005-07-01 Sold (Public Records) $264,150 Public Records
- 2004-02-03 Sold (Public Records) $1,078,611 Public Records
Property tax history
+2.7%/yrLatest (2025): $2,308 · -5.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…