CashFlowRE
Sign in Sign up
660 W Desert Blossom Dr
C- Composite 50.46
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +14.2/30.0
  • DSCR +4.3/10.0
  • Rent growth +3.9/5.0
  • 1% rule +3.7/10.0
  • Schools +3.5/10.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$225,000

660 W Desert Blossom Dr · Sahuarita, AZ 85614
4 bd · 2.0 ba · 1,844 sqft · SingleFamily public records · 153 Days on market
Built 2005 4,617 sqft lot $122/sqft · 27% below area Est $308k · 27% under $37/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

INVESTOR SPECIAL!!!!! 4 BEDS 2 BATH GREAT OPEN FLOOR PLAN LOFT COME SEE IT BEFORE ITS GONE !

Key facts

  • 4,617 sq ft lot
  • 2 garage spots
  • Built 2005

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $225k.

Deal economics

  • At list price, monthly cash flow is $35 ($425/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $195k (13.4% below list).
  • Recommended offer: $195k (13.4% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 3.8% in Sahuarita — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#43 in AZ) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Sahuarita Unified District (4411) (town): math 32% / reading 46% proficiency, ranked #63 of 249 in AZ (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+5.6%/yr); 411 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 5,268 units permitted in Pima County in 2024 (996 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Pima County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 153 days — a 12% lower offer ($198k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $190k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $194,740 (13.4% below list)

Questions for the listing agent

  1. It's been on market 153 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
6.48%
Cash-on-cash
0.67%
DSCR
1.03
GRM
9.6

CMA / ARV

ARV (median comp)
$307,709
List price
$225,000
Delta
-26.88%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
694 W Amber Sun Dr 0.11mi 4/2.0 1,844 (0%) 1mo $308,000 $167 94
669 W Cholla Crest Dr 0.15mi 4/2.0 1,844 (0%) 1mo $345,000 $187 93
341 W Amber Hawk Ct 0.26mi 4/2.5 1,844 (0%) 4mo $267,000 $145 83
17973 S Whispering Gln 0.60mi 3/2.0 (-1) 1,766 (-4%) 3mo $318,000 $180 58
17911 S Whispering Glen Path 0.66mi 3/2.0 (-1) 1,959 (+6%) 4mo $362,000 $185 51
18574 S Camino De Las Quintas 0.74mi 4/2.5 2,010 (+9%) 3mo $282,500 $141 46
1129 W Vuelta Las Verdolagas 0.71mi 4/2.5 2,010 (+9%) 8mo $279,000 $139 43
1061 W Valley Meadow Ln 0.60mi 3/2.0 (-1) 1,583 (-14%) 8mo $325,000 $205 36
18732 S Avenida Rio Veloz 0.74mi 3/2.5 (-1) 1,629 (-12%) 4mo $255,000 $157 36
17839 S Whispering Glen Path 0.72mi 4/2.0 2,101 (+14%) 9mo $354,000 $168 36
1085 W Whispering Meadows Ct 0.75mi 4/2.0 2,101 (+14%) 9mo $450,000 $214 34
1129 W Valley Meadow Ln 0.70mi 3/2.0 (-1) 1,583 (-14%) 10mo $325,000 $205 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.6% rent growth · sell at horizon

5-year hold
IRR
-12.4%
Equity multiple
0.54×
Total profit
$-28,981
Equity at exit
$33,548
10-year hold
IRR
0.1%
Equity multiple
1.00×
Total profit
$280
Equity at exit
$19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85614

Rents YoY
5.6%
Active inventory
411
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$1,947 high interval (Pro) →
Mortgage (P&I)
$1,180
Tax from tax record
$192 /mo · $2,308/yr
Insurance
$94
HOA
$37
Vacancy / Maint / Mgmt
$409
Net cashflow
$35

Break-even live

Break-even rent $1,903
Max offer price $225,000
Occupancy floor 93%

Sensitivity live

Price -10% $163 -5% $99 +0% $35 +5% $-28 +10% $-92
Rent -10% $-118 -5% $-42 +0% $35 +5% $112 +10% $189
Rate -1.0pp $149 -0.5pp $93 base $35 +0.5pp $-23 +1.0pp $-82

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,250
Closing costs
$6,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
721 W Flaming Arrow Dr Green Valley, AZ 4.0 2.0 1900 $1,800 $0.95 44d 1 0.12mi
703 W Cholla Crest Dr Green Valley, AZ 3.0 2.0 1258 $1,595 $1.27 2d 1 0.15mi
770 W Firehawk Dr Green Valley, AZ 4.0 2.0 1844 $1,995 $1.08 44d 1 0.26mi
18022 S Avenida de Augusto Green Valley, AZ 3.0 2.0 2230 $1,750 $0.78 24d 1 0.34mi
936 W Placita Canalito Green Valley, AZ 3.0 2.0 1258 $1,715 $1.36 12d 1 0.37mi
2535 N Avenida Tabica Green Valley, AZ 3.0 2.0 1483 $1,725 $1.16 44d 1 0.74mi
18768 S Avenida Rio Veloz Sahuarita, AZ 3.0 2.5 2010 $1,700 $0.85 12d 1 0.77mi
335 E Calle Nacrita Green Valley, AZ 3.0 2.0 1735 $1,785 $1.03 2d 1 0.80mi
17741 S Silent Meadows Path Sahuarita, AZ 4.0 3.0 2431 $2,200 $0.90 2d 1 0.82mi
18828 S Esherton Dr Green Valley, AZ 3.0 2.5 1466 $1,625 $1.11 4d 1 1.06mi
2181 N Avenida Tabica Green Valley, AZ 3.0 2.0 1433 $1,695 $1.18 2d 1 1.09mi
18878 S Esherton Dr Green Valley, AZ 3.0 2.0 1329 $1,850 $1.39 24d 1 1.11mi
312 E Calle Cerita Green Valley, AZ 3.0 2.0 1406 $1,700 $1.21 11d 1 1.15mi

HOA detail

Monthly dues
$37 · $444/yr

Listing history 25 events

  1. 2026-06-18
    days on market $225,000 Active 153 DOM
  2. 2026-06-17
    days on market $225,000 Active 152 DOM
  3. 2026-06-16
    days on market $225,000 Active 151 DOM
  4. 2026-06-15
    days on market $225,000 Active 150 DOM
  5. 2026-06-13
    days on market $225,000 Active 148 DOM
  6. 2026-06-13
    days on market $225,000 Active 147 DOM
  7. 2026-06-10
    days on market $225,000 Active 145 DOM
  8. 2026-06-09
    days on market $225,000 Active 144 DOM
  9. 2026-06-08
    days on market $225,000 Active 143 DOM
  10. 2026-06-07
    days on market $225,000 Active 142 DOM
  11. 2026-06-05
    days on market $225,000 Active 139 DOM
  12. 2026-06-03
    statusdays on market $225,000 Active 138 DOM
  13. 2026-06-02
    days on market $225,000 Active Contingent 137 DOM
  14. 2026-06-01
    days on market $225,000 Active Contingent 136 DOM
  15. 2026-05-31
    days on market $225,000 Active Contingent 135 DOM
  16. 2026-05-15
    historical Active Contingent 92-char remark
    Show marketing remark (92 chars)

    INVESTOR SPECIAL!!!!! 4 BEDS 2 BATH GREAT OPEN FLOOR PLAN LOFT COME SEE IT BEFORE ITS GONE !

  17. 2026-04-23
    status Active 92-char remark
    Show marketing remark (92 chars)

    INVESTOR SPECIAL!!!!! 4 BEDS 2 BATH GREAT OPEN FLOOR PLAN LOFT COME SEE IT BEFORE ITS GONE !

  18. 2026-04-08
    status Pending Short Sale Approval 92-char remark
    Show marketing remark (92 chars)

    INVESTOR SPECIAL!!!!! 4 BEDS 2 BATH GREAT OPEN FLOOR PLAN LOFT COME SEE IT BEFORE ITS GONE !

  19. 2026-01-14
    historical Active Contingent 92-char remark
    Show marketing remark (92 chars)

    INVESTOR SPECIAL!!!!! 4 BEDS 2 BATH GREAT OPEN FLOOR PLAN LOFT COME SEE IT BEFORE ITS GONE !

  20. 2026-01-14
    status Active 92-char remark
    Show marketing remark (92 chars)

    INVESTOR SPECIAL!!!!! 4 BEDS 2 BATH GREAT OPEN FLOOR PLAN LOFT COME SEE IT BEFORE ITS GONE !

  21. 2026-01-06
    historical Active Contingent 92-char remark
    Show marketing remark (92 chars)

    INVESTOR SPECIAL!!!!! 4 BEDS 2 BATH GREAT OPEN FLOOR PLAN LOFT COME SEE IT BEFORE ITS GONE !

  22. 2026-01-02
    listed $225,000 Active 92-char remark
    Show marketing remark (92 chars)

    INVESTOR SPECIAL!!!!! 4 BEDS 2 BATH GREAT OPEN FLOOR PLAN LOFT COME SEE IT BEFORE ITS GONE !

  23. 2020-05-28
    soldstatus $190,000
  24. 2005-07-01
    soldstatus $264,150
  25. 2004-02-03
    soldstatus $1,078,611

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$2,308 · $192/mo
Projected year-2 tax
$2,308 · $192/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,369
− Mortgage interest
−$12,603
− Property taxes
−$2,308
− Insurance
−$1,125
− Repairs & maintenance
−$1,870
− Management
−$1,870
− HOA
−$444
− Depreciation
−$6,545
Taxable loss
−$3,397
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$815
After-tax cash flow
$1,240/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sahuarita Unified District (4411)
NCES district ID
0407300
Math proficiency
32% ▼ -14.00%
Reading proficiency
46% ▼ -7.00%
Median HH income
$63,564
Composite
34.91/100
National rank
#5072
State rank
#63 of 249 in AZ

Livability — Sahuarita

Score
69/100
State rank
#43
US rank
#8414

Category grades

Amenities F Commute F Cost of living B- Crime A+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sahuarita, AZ
County
Pima County · 1,012,107 people
City population
25,381
Metro
Tucson, AZ
Population (ZIP)
25,381
Household income
$64,879
Rent vs Own
16.7% rent · 83.3% own
Severe rent burden
860.0

Population outlook (Pima County) Hauer SSP2

Today (2025)
1,066,056 people
By 2030
1,086,684 · +1.9%
By 2040
1,117,160 · +4.8%
By 2050
1,149,778 · +7.9%
By 2075
1,271,480 · +19.3%
By 2100
1,321,160 · +23.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Hispanic / Latino 15% Two or more races 7% Black 2%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Portuguese 4% Slovak 4% Italian 3%
Foreign-born
8% · Canada, China
Languages at home
87% English-only · Spanish 9% French/Haitian/Cajun 1% German/W. Germanic 0%

Political lean MEDSL · Pima

2024 margin
D (+15.2) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
+9.1pp toward D · 2008: 6.1pp · 2024: 15.2pp
All cycles
2024: D+15.2 2020: D+18.7 2016: D+13.5 2012: D+5.8 2008: D+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -231.05%
Current HPI
250.5933
Rent YoY
▲ 5.60%
Metro
Tucson, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-79.1% since first listed
10 events — show timeline
  • 2026-05-15 Contingent MLSSAZ
  • 2026-04-23 Relisted MLSSAZ
  • 2026-04-08 Pending MLSSAZ
  • 2026-01-14 Contingent MLSSAZ
  • 2026-01-14 Relisted MLSSAZ
  • 2026-01-06 Contingent MLSSAZ
  • 2026-01-02 Listed $225,000 MLSSAZ
  • 2020-05-28 Sold (Public Records) $190,000 Public Records
  • 2005-07-01 Sold (Public Records) $264,150 Public Records
  • 2004-02-03 Sold (Public Records) $1,078,611 Public Records

Property tax history

+2.7%/yr

Latest (2025): $2,308 · -5.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…