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908 Crestwood Ter
B+ Composite 77.54
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +3.9/10.0
  • Livability +3.2/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$75,000

908 Crestwood Ter · Warner Robins, GA 31088
3 bd · 1.0 ba · 1,178 sqft · SingleFamily public records · 66 Days on market
Built 1960 0.56 ac lot $64/sqft · 41% below area Est $127k · 41% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great Investment Opportunity or Starter Home in the Heart of Warner Robins! Discover the potential at 908 Crestwood Terrace - a 3-bedroom, 1-bath home offering 1,178 sqft of living space on a quiet street in Houston County. This property is ideal for investors, DIY enthusiasts, or anyone looking to customize their next home. The home does need some work, but with a little vision and effort, it could truly shine. A large storage building in the backyard adds even more value and versatility - perfect for tools, hobbies, or extra storage space. Conveniently located near schools, shopping, and Robins Air Force Base, this property offers both location and long-term potential. Sold AS IS and subject to probate court approval. Seller will not accept offers below the appraised value - list price reflects current appraisal. This property does not currently have clear title.

Key facts

  • Quiet street
  • Near schools
  • Near shopping

Tags

INVESTMENT OPPORTUNITYLARGE STORAGE BUILDINGQUIET STREETNEAR SCHOOLSNEAR SHOPPINGNEAR ROBINS AIR FORCE BASE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $598 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Recommended offer: $70k (6.0% below list) — sets the bar for market timing.
  • Cap rate 15.9% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: C. B. Watson Primary School (557 students, 84% FRL); Huntington Middle School (math 23% / reading 32%, grade F, #268 of 470 statewide, top 57%, 827 students, 84% FRL); Warner Robins High School (math 7% / reading 21%, grade F, #322 of 424 statewide, top 76%, 1,816 students, 84% FRL) — zoned schools average 84% FRL vs 46% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 21% at this address vs 44% district-wide (-24 pts) — the specific schools serving this property underperform the Houston County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.7%/yr); 295 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 59% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.7% rent growth), your $21k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 66 days — a 6% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $24k; list at $75k implies a 212% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,500 (6.0% below list)

Questions for the listing agent

  1. It's been on market 66 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.76%
Cap rate
15.87%
Cash-on-cash
34.19%
DSCR
2.52
GRM
4.7

CMA / ARV

ARV (median comp)
$126,744
List price
$75,000
Delta
-40.83%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
607 Cornelia Dr 0.26mi 3/2.0 1,105 (-6%) 1mo $170,000 $154 73
610 Cornelia Dr 0.22mi 3/2.0 1,340 (+14%) 1mo $209,000 $156 62
111 Grant St 0.62mi 3/2.0 1,214 (+3%) 2mo $178,500 $147 61
98 Peachtree Pl 0.36mi 3/2.0 1,053 (-11%) 6mo $150,000 $142 56
104 Oxford Ln 0.56mi 3/2.0 1,262 (+7%) 2mo $145,000 $115 56
208 Southview Ave 0.72mi 3/2.0 1,136 (-4%) 1mo $142,000 $125 55
126 Lincoln St 0.65mi 3/1.0 1,274 (+8%) 3mo $118,600 $93 54
109 Lee St 0.72mi 3/1.0 1,073 (-9%) 4mo $110,000 $103 48
213 Stratford Dr 0.53mi 3/2.0 1,336 (+13%) 1mo $172,500 $129 48
141 Wall St 0.54mi 3/2.0 1,332 (+13%) 3mo $177,000 $133 47
212 Orchard Way 0.69mi 3/2.0 1,064 (-10%) 3mo $140,000 $132 45
310 Orchard Way 0.68mi 3/2.0 1,326 (+13%) 6mo $142,400 $107 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.67% rent growth · sell at horizon

5-year hold
IRR
28.1%
Equity multiple
2.15×
Total profit
$24,183
Equity at exit
$11,183
10-year hold
IRR
34.8%
Equity multiple
4.00×
Total profit
$63,051
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31088

Rents YoY
1.7%
Active inventory
295
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$1,322 high interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$22 /mo · $261/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$278
Net cashflow
$598

Break-even live

Break-even rent $565
Max offer price $75,000
Occupancy floor 50%

Sensitivity live

Price -10% $641 -5% $620 +0% $598 +5% $577 +10% $556
Rent -10% $494 -5% $546 +0% $598 +5% $651 +10% $703
Rate -1.0pp $636 -0.5pp $617 base $598 +0.5pp $579 +1.0pp $559

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1311 Alma Ave Warner Robins, GA 3.0 1.0 1073 $1,150 $1.07 45d 1 0.15mi
805 Crestwood Ter Warner Robins, GA 3.0 1.0 864 $1,125 $1.30 45d 1 0.19mi
605 S Pleasant Hill Rd Warner Robins, GA 3.0 1.0 1326 $1,150 $0.87 23d 1 0.35mi
605 S Pleasant Hill Rd Warner Robins, GA 3.0 1.0 1326 $1,150 $0.87 45d 1 0.35mi
114 Forrester Dr Warner Robins, GA 3.0 1.0 810 $1,100 $1.36 23d 1 0.43mi
Blue Pines Apartments Warner Robins, GA 1.0–2.0 1.0 670 $1,025 $1.53 15d 2 0.49mi
103 Dellwood Cir Unit 107-B Warner Robins, GA 2.0 1.0 850 $725 $0.85 23d 1 0.50mi
103 Dellwood Cir Warner Robins, GA 2.0 1.0 1000 $1,050 $1.05 23d 1 0.52mi
114 Forrester Dr Warner Robins, GA 3.0 1.0 810 $1,100 $1.36 45d 1 0.66mi
305 Sparta St Warner Robins, GA 3.0 1.0 1198 $1,200 $1.00 45d 1 0.67mi
125 Orchard Pass Warner Robins, GA 3.0 2.0 1165 $1,395 $1.20 45d 1 0.81mi
342 Orchard Way Warner Robins, GA 3.0 2.0 1186 $1,349 $1.14 45d 1 0.82mi
108 Corinth St Warner Robins, GA 3.0 1.0 1200 $1,400 $1.17 45d 1 0.92mi
105 Marvin Blvd Warner Robins, GA 4.0 2.0 1352 $1,495 $1.11 45d 1 1.06mi
1436 Watson Blvd Warner Robins, GA 2.0 1.5 1044 $1,070 $1.02 45d 6 1.07mi
1436 Watson Blvd Warner Robins, GA 2.0 1.5 1044 $1,042 $1.00 15d 8 1.07mi
125 Briarcliff Rd Warner Robins, GA 3.0 1.5 1242 $1,325 $1.07 45d 1 1.16mi
125 Briarcliff Rd Warner Robins, GA 3.0 1.5 1242 $1,325 $1.07 23d 1 1.16mi
142 Stoneridge Dr Warner Robins, GA 3.0 1.5 1321 $1,450 $1.10 45d 1 1.16mi
311 2nd St Warner Robins, GA 2.0 1.0 1000 $1,100 $1.10 23d 1 1.21mi
210 Southland Station Dr Warner Robins, GA 1.0–3.0 1.0–2.0 1135 $1,413 $1.24 15d 15 1.22mi
115 Arnold Blvd Warner Robins, GA 3.0 2.0 1037 $1,300 $1.25 45d 1 1.27mi
107 Virginia Dare Dr Warner Robins, GA 2.0 1.0 744 $1,150 $1.55 23d 1 1.27mi
107 Virginia Dare Dr Warner Robins, GA 2.0 1.0 744 $1,150 $1.55 45d 1 1.27mi
314 McArthur Blvd Warner Robins, GA 3.0 1.0 1100 $1,400 $1.27 45d 1 1.29mi
607 McArthur Blvd Warner Robins, GA 2.0 1.0 804 $1,250 $1.55 45d 1 1.33mi
607 McArthur Blvd Warner Robins, GA 2.0 1.0 804 $1,250 $1.55 23d 1 1.33mi

Listing history 24 events

  1. 2026-06-21
    days on market $75,000 Active 66 DOM
  2. 2026-06-19
    days on market $75,000 Active 64 DOM
  3. 2026-06-18
    days on market $75,000 Active 63 DOM
  4. 2026-06-17
    days on market $75,000 Active 62 DOM
  5. 2026-06-16
    days on market $75,000 Active 61 DOM
  6. 2026-06-15
    days on market $75,000 Active 60 DOM
  7. 2026-06-14
    days on market $75,000 Active 58 DOM
  8. 2026-06-13
    days on market $75,000 Active 57 DOM
  9. 2026-06-10
    days on market $75,000 Active 55 DOM
  10. 2026-06-09
    days on market $75,000 Active 54 DOM
  11. 2026-06-08
    days on market $75,000 Active 53 DOM
  12. 2026-06-07
    days on market $75,000 Active 52 DOM
  13. 2026-06-05
    days on market $75,000 Active 49 DOM
  14. 2026-06-03
    days on market $75,000 Active 48 DOM
  15. 2026-06-02
    days on market $75,000 Active 47 DOM
  16. 2026-06-01
    days on market $75,000 Active 46 DOM
  17. 2026-05-31
    days on market $75,000 Active 45 DOM
  18. 2026-05-30
    days on market $75,000 Active 44 DOM
  19. 2026-05-05
    status Back On Market 877-char remark
    Show marketing remark (877 chars)

    Great Investment Opportunity or Starter Home in the Heart of Warner Robins! Discover the potential at 908 Crestwood Terrace - a 3-bedroom, 1-bath home offering 1,178 sqft of living space on a quiet street in Houston County. This property is ideal for investors, DIY enthusiasts, or anyone looking to customize their next home. The home does need some work, but with a little vision and effort, it could truly shine. A large storage building in the backyard adds even more value and versatility - perfect for tools, hobbies, or extra storage space. Conveniently located near schools, shopping, and Robins Air Force Base, this property offers both location and long-term potential. Sold AS IS and subject to probate court approval. Seller will not accept offers below the appraised value - list price reflects current appraisal. This property does not currently have clear title.

  20. 2025-06-03
    status Under Contract 877-char remark
    Show marketing remark (877 chars)

    Great Investment Opportunity or Starter Home in the Heart of Warner Robins! Discover the potential at 908 Crestwood Terrace - a 3-bedroom, 1-bath home offering 1,178 sqft of living space on a quiet street in Houston County. This property is ideal for investors, DIY enthusiasts, or anyone looking to customize their next home. The home does need some work, but with a little vision and effort, it could truly shine. A large storage building in the backyard adds even more value and versatility - perfect for tools, hobbies, or extra storage space. Conveniently located near schools, shopping, and Robins Air Force Base, this property offers both location and long-term potential. Sold AS IS and subject to probate court approval. Seller will not accept offers below the appraised value - list price reflects current appraisal. This property does not currently have clear title.

  21. 2025-05-13
    listed $75,000 New 877-char remark
    Show marketing remark (877 chars)

    Great Investment Opportunity or Starter Home in the Heart of Warner Robins! Discover the potential at 908 Crestwood Terrace - a 3-bedroom, 1-bath home offering 1,178 sqft of living space on a quiet street in Houston County. This property is ideal for investors, DIY enthusiasts, or anyone looking to customize their next home. The home does need some work, but with a little vision and effort, it could truly shine. A large storage building in the backyard adds even more value and versatility - perfect for tools, hobbies, or extra storage space. Conveniently located near schools, shopping, and Robins Air Force Base, this property offers both location and long-term potential. Sold AS IS and subject to probate court approval. Seller will not accept offers below the appraised value - list price reflects current appraisal. This property does not currently have clear title.

  22. 2022-02-10
    soldstatus $24,000
  23. 2009-09-21
    soldstatus $17,000
  24. 2000-02-16
    soldstatus $52,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$261 · $22/mo
Projected year-2 tax
$690 · $58/mo
Expected delta
+$429/yr (+$36/mo · 164.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,868
− Mortgage interest
−$4,201
− Property taxes
−$261
− Insurance
−$375
− Repairs & maintenance
−$1,269
− Management
−$1,269
− Depreciation
−$2,182
Taxable income
$6,310
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,514
After-tax cash flow
$5,665/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
58,585
Household income
$83,082
Rent vs Own
36.9% rent · 63.1% own
Severe rent burden
1668.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 2%
Foreign-born
9% · Canada, Vietnam, Jamaica
Languages at home
90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.75%
Current HPI
219.8261
Rent YoY
▲ 1.67%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+44.2% since first listed
6 events — show timeline
  • 2026-05-05 Relisted GAMLS
  • 2025-06-03 Pending GAMLS
  • 2025-05-13 Listed $75,000 GAMLS
  • 2022-02-10 Sold (Public Records) $24,000 Public Records
  • 2009-09-21 Sold (Public Records) $17,000 Public Records
  • 2000-02-16 Sold (Public Records) $52,000 Public Records

Property tax history

+6.9%/yr

Latest (2025): $261 · +17.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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