6468 Washington St #204 · Yountville, CA
Flood risk 5/10 · Moderate
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 5/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 22 days/yr
- Unhealthy air days in 30 yrs
- 22 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +5.2/10.0
- Schools +4.0/10.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$215,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Unbeatable location, situated in the heart of Napa Valley. This beautifully updated mobile home is nestled in one of the most sought-after 55+ communities just steps from world-renowned restaurants, wineries, and everything the valley has to offer. The community itself is a hidden gem, featuring top-tier amenities like a swimming pool, bocce courts, a dog park, and a clubhouse with a library perfect for both relaxation and recreation. The home offers a spacious and functional layout. The kitchen flows seamlessly into the living room, featuring bar seating and a skylight, creating a bright and inviting space. Just off the living area, you'll also find a private sitting area by the fireplace. The spacious primary bedroom includes a walk-in closet, a private slider to the covered deck, and a walk-in shower with a skylight in the ensuite bath. With central heating and air, dual-pane windows, and ample storage throughout, this home is both comfortable and functional. Mature landscaping offers a peaceful atmosphere, and the home is just steps away from visitor parking, community amenities, and world-renowned restaurants. Don't miss the chance to make this home your own!
Key facts
- Dog park
- Bocce courts
- Top-tier amenities
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $215k.
Deal economics
- At list price, monthly cash flow is $1k ($16k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $215k).
- Recommended offer: $189k (12.0% below list) — sets the bar for market timing.
- Cap rate 13.8% vs local median 0.6% in Yountville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 61/100 on livability (#551 in CA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A-; Watch: health & safety D, amenities F, commute F.
- Napa Valley Unified (urban): math 35% / reading 48% proficiency, ranked #599 of 1,400 in CA (top 43%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 21 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 427 units permitted in Napa County in 2024 (189 in 5+ unit buildings).
Forward outlook
- In year one you build about $2k of equity ($1k loan paydown + $656 appreciation (0.3% local appreciation)).
- Napa County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (0.3% appreciation + 3.0% rent growth), your $60k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 372 days — a 12% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 2y ago; this cycle's ask has dropped $70k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: moderate flood risk; moderate wildfire risk; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 372 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.66% ✓
- Cap rate
- 13.78%
- Cash-on-cash
- 26.73%
- DSCR
- 2.19
- GRM
- 5.0
CMA / ARV
- ARV (median comp)
- $261,573
- List price
- $215,000
- Delta
- -17.81%
- Verdict
- UNDERPRICED
- Comps
- 15 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6468 Washington St #13 | 0.00mi | 3/2.0 (+1) | 1,248 (0%) | 8mo | $350,000 | $280 | 88 |
| 6468 Washington St #3 | 0.00mi | 2/2.0 | 1,344 (+8%) | 9mo | $235,000 | $175 | 80 |
| 6468 Washington St #178 | 0.00mi | 3/2.0 (+1) | 1,344 (+8%) | 3mo | $295,000 | $219 | 79 |
| 180 Sherry Cir | 0.14mi | 2/2.0 | 1,152 (-8%) | 2mo | $25,000 | $22 | 79 |
| 6468 Washington St #122 | 0.00mi | 2/2.0 | 1,344 (+8%) | 11mo | $220,000 | $164 | 78 |
| 6468 Washington St, Spc 63 | 0.00mi | 3/2.0 (+1) | 1,344 (+8%) | 11mo | $265,500 | $198 | 73 |
| 154 Gamay Cir | 0.12mi | 3/2.0 (+1) | 1,326 (+6%) | 12mo | $77,000 | $58 | 69 |
| 6468 Washington St #112 | 0.00mi | 3/2.0 (+1) | 1,344 (+8%) | 20mo | $260,000 | $193 | 66 |
| 6468 - 2080 Washington St #222 | 0.00mi | 3/2.0 (+1) | 1,344 (+8%) | 20mo | $380,000 | $283 | 66 |
| 151 Gamay Cir | 0.13mi | 2/2.0 | 1,423 (+14%) | 12mo | $435,000 | $306 | 60 |
| 103 Claret Cir | 0.22mi | 2/2.0 | 1,140 (-9%) | 19mo | $155,000 | $136 | 59 |
| 179 Sherry Cir | 0.13mi | 2/2.0 | 1,080 (-14%) | 15mo | $145,000 | $134 | 59 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
0.31% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 27.6%
- Equity multiple
- 2.37×
- Total profit
- $82,282
- Equity at exit
- $65,730
- IRR
- 31.1%
- Equity multiple
- 4.55×
- Total profit
- $213,610
- Equity at exit
- $81,696
Cash invested: $60,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 94599
- Home prices YoY
- 0.1%
- Active inventory
- 21
- Price-to-rent
- 5.0×
Monthly cashflow live
- Estimated rent
- $3,578 medium interval (Pro) →
- Mortgage (P&I)
- −$1,127
- Tax est. 1.5%
- −$269 /mo · $3,225/yr
- Insurance
- −$90
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$751
- Net cashflow
- $1,341
Break-even live
Sensitivity live
| Price | -10% $1,490 | -5% $1,415 | +0% $1,341 | +5% $1,267 | +10% $1,192 |
|---|---|---|---|---|---|
| Rent | -10% $1,058 | -5% $1,200 | +0% $1,341 | +5% $1,482 | +10% $1,624 |
| Rate | -1.0pp $1,449 | -0.5pp $1,396 | base $1,341 | +0.5pp $1,285 | +1.0pp $1,229 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,750
- Closing costs
- $6,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6610 Oak Leaf Ct Yountville, CA | 2.0 | 1.0 | 957 | $3,895 | $4.07 | 45d | 1 | 0.21mi |
| 6600 Yount St #19 Yountville, CA | 2.0 | 1.5 | 1082 | $4,200 | $3.88 | 15d | 1 | 0.56mi |
| Yount St Yountville, CA | 3.0 | 2.0 | 1260 | $2,900 | $2.30 | 22d | 1 | 0.64mi |
| 6801 Yount St Yountville, CA | 3.0 | 2.0 | 1260 | $2,750 | $2.18 | 15d | 1 | 0.78mi |
Listing history 29 events
-
2026-06-21days on market $215,000 Active 372 DOM
-
2026-06-18days on market $215,000 Active 369 DOM
-
2026-06-17days on market $215,000 Active 368 DOM
-
2026-06-16pricedays on market $215,000 Active 367 DOM
-
2026-06-15days on market $230,000 Active 366 DOM
-
2026-06-14days on market $230,000 Active 364 DOM
-
2026-06-13days on market $230,000 Active 363 DOM
-
2026-06-10days on market $230,000 Active 361 DOM
-
2026-06-09days on market $230,000 Active 360 DOM
-
2026-06-08days on market $230,000 Active 359 DOM
-
2026-06-07days on market $230,000 Active 358 DOM
-
2026-06-05days on market $230,000 Active 355 DOM
-
2026-06-03days on market $230,000 Active 354 DOM
-
2026-06-02days on market $230,000 Active 353 DOM
-
2026-06-01days on market $230,000 Active 352 DOM
-
2026-05-31days on market $230,000 Active 351 DOM
-
2026-05-30days on market $230,000 Active 350 DOM
-
2026-01-13status Active 1186-char remark
Show marketing remark (1186 chars)
Unbeatable location, situated in the heart of Napa Valley. This beautifully updated mobile home is nestled in one of the most sought-after 55+ communities just steps from world-renowned restaurants, wineries, and everything the valley has to offer. The community itself is a hidden gem, featuring top-tier amenities like a swimming pool, bocce courts, a dog park, and a clubhouse with a library perfect for both relaxation and recreation. The home offers a spacious and functional layout. The kitchen flows seamlessly into the living room, featuring bar seating and a skylight, creating a bright and inviting space. Just off the living area, you'll also find a private sitting area by the fireplace. The spacious primary bedroom includes a walk-in closet, a private slider to the covered deck, and a walk-in shower with a skylight in the ensuite bath. With central heating and air, dual-pane windows, and ample storage throughout, this home is both comfortable and functional. Mature landscaping offers a peaceful atmosphere, and the home is just steps away from visitor parking, community amenities, and world-renowned restaurants. Don't miss the chance to make this home your own!
-
2025-11-15price $230,000 1186-char remark
Show marketing remark (1186 chars)
Unbeatable location, situated in the heart of Napa Valley. This beautifully updated mobile home is nestled in one of the most sought-after 55+ communities just steps from world-renowned restaurants, wineries, and everything the valley has to offer. The community itself is a hidden gem, featuring top-tier amenities like a swimming pool, bocce courts, a dog park, and a clubhouse with a library perfect for both relaxation and recreation. The home offers a spacious and functional layout. The kitchen flows seamlessly into the living room, featuring bar seating and a skylight, creating a bright and inviting space. Just off the living area, you'll also find a private sitting area by the fireplace. The spacious primary bedroom includes a walk-in closet, a private slider to the covered deck, and a walk-in shower with a skylight in the ensuite bath. With central heating and air, dual-pane windows, and ample storage throughout, this home is both comfortable and functional. Mature landscaping offers a peaceful atmosphere, and the home is just steps away from visitor parking, community amenities, and world-renowned restaurants. Don't miss the chance to make this home your own!
-
2025-08-05price $249,000 1186-char remark
Show marketing remark (1186 chars)
Unbeatable location, situated in the heart of Napa Valley. This beautifully updated mobile home is nestled in one of the most sought-after 55+ communities just steps from world-renowned restaurants, wineries, and everything the valley has to offer. The community itself is a hidden gem, featuring top-tier amenities like a swimming pool, bocce courts, a dog park, and a clubhouse with a library perfect for both relaxation and recreation. The home offers a spacious and functional layout. The kitchen flows seamlessly into the living room, featuring bar seating and a skylight, creating a bright and inviting space. Just off the living area, you'll also find a private sitting area by the fireplace. The spacious primary bedroom includes a walk-in closet, a private slider to the covered deck, and a walk-in shower with a skylight in the ensuite bath. With central heating and air, dual-pane windows, and ample storage throughout, this home is both comfortable and functional. Mature landscaping offers a peaceful atmosphere, and the home is just steps away from visitor parking, community amenities, and world-renowned restaurants. Don't miss the chance to make this home your own!
-
2025-06-13$285,000 Active 1186-char remark
Show marketing remark (1186 chars)
Unbeatable location, situated in the heart of Napa Valley. This beautifully updated mobile home is nestled in one of the most sought-after 55+ communities just steps from world-renowned restaurants, wineries, and everything the valley has to offer. The community itself is a hidden gem, featuring top-tier amenities like a swimming pool, bocce courts, a dog park, and a clubhouse with a library perfect for both relaxation and recreation. The home offers a spacious and functional layout. The kitchen flows seamlessly into the living room, featuring bar seating and a skylight, creating a bright and inviting space. Just off the living area, you'll also find a private sitting area by the fireplace. The spacious primary bedroom includes a walk-in closet, a private slider to the covered deck, and a walk-in shower with a skylight in the ensuite bath. With central heating and air, dual-pane windows, and ample storage throughout, this home is both comfortable and functional. Mature landscaping offers a peaceful atmosphere, and the home is just steps away from visitor parking, community amenities, and world-renowned restaurants. Don't miss the chance to make this home your own!
-
2025-02-25price $285,000
-
2025-02-02status Active
-
2024-09-16status Active
-
2024-08-09price $299,000
-
2024-07-01price $325,000
-
2024-05-22price $335,000
-
2024-04-03price $345,000
-
2024-03-15$365,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 5/10 Major FEMA zone X · 24% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 22 unhealthy d/yr today · 22 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $42,940
- − Mortgage interest
- −$12,043
- − Property taxes
- −$3,225
- − Insurance
- −$1,075
- − Repairs & maintenance
- −$3,435
- − Management
- −$3,435
- − Depreciation
- −$6,255
- Taxable income
- $13,472
- Est. tax owed @ 24.0%
- −$3,233
- After-tax cash flow
- $12,860/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Napa Valley Unified
- NCES district ID
- 0626640
- Math proficiency
- 35% ▲ 1.00%
- Reading proficiency
- 48% ▲ 2.00%
- Median HH income
- $72,007
- Composite
- 40.18/100
- National rank
- #7827
- State rank
- #599 of 1400 in CA
Livability — Yountville
- Score
- 61/100
- State rank
- #551
- US rank
- #18316
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Yountville, CA
- Population (ZIP)
- 3,388
Population outlook (Napa County) Hauer SSP2
- Today (2025)
- 153,987 people
- By 2030
- 159,490 · +3.6%
- By 2040
- 168,796 · +9.6%
- By 2050
- 176,213 · +14.4%
- By 2075
- 190,113 · +23.5%
- By 2100
- 190,528 · +23.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (71%)
- Race & ethnicity
- White 71% Hispanic / Latino 17% Two or more races 7% Black 4% Asian 3%
- Hispanic origin (detail)
- Mexican 12% Puerto Rican 3%
- Common ancestry
- Italian 5% Lithuanian 4% Scotch-Irish 2%
- Foreign-born
- 13% · Canada, South Korea
- Languages at home
- 83% English-only · Spanish 10% French/Haitian/Cajun 2% Tagalog/Filipino 2%
Political lean MEDSL · Napa
- 2024 margin
- Solid D (+34.9) · D 65.9% · R 31.1% · Other 3.0%
- 2008→2024 swing
- +2.4pp toward D · 2008: 32.5pp · 2024: 34.9pp
- All cycles
- 2024: D+34.9 2020: D+40.4 2016: D+35.2 2012: D+25.7 2008: D+32.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 0.31%
- Current HPI
- 248.1955
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
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| Insurance | 3 | $26B |
|
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| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
|
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Price history
-37.0% since first listed12 events — show timeline
- 2026-01-13 Relisted — BAREIS
- 2025-11-15 Price Changed $230,000 BAREIS
- 2025-08-05 Price Changed $249,000 BAREIS
- 2025-06-13 Listed $285,000 BAREIS
- 2025-02-25 Price Changed $285,000 BAREIS
- 2025-02-02 Relisted — BAREIS
- 2024-09-16 Relisted — BAREIS
- 2024-08-09 Price Changed $299,000 BAREIS
- 2024-07-01 Price Changed $325,000 BAREIS
- 2024-05-22 Price Changed $335,000 BAREIS
- 2024-04-03 Price Changed $345,000 BAREIS
- 2024-03-15 Listed $365,000 BAREIS
Property tax history
-0.1%/yrLatest (2025): $320 · -4.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…