6127 Alaska Ave · St. Louis, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.3/30.0
- ARV discount +15.0/15.0
- DSCR +6.1/10.0
- 1% rule +5.1/10.0
- Rent growth +3.3/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$94,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to this charming 2-bedroom, 1-bathroom home offering approximately 864 square feet of functional living space in St. Louis. This residence features a full basement providing ample storage or hobby space and is situated in a convenient location near local amenities. With a straightforward layout and a cozy atmosphere, this property is a fantastic opportunity for anyone seeking a manageable and well-maintained home.
Key facts
- Full basement
- Hobby space
- Ample storage
Tags
Property features AI
Exterior
- Utilities: Public water; Public sewer; Electric service by Ameren
- Home design: Single-family residence; One story; Residential property
- Construction: Other construction materials
- Exterior features: Front yard; Back yard
Interior
- Bedrooms: 2 bedrooms (both on the main level)
- Bathrooms: 1 full bathroom (main level)
- Heating & cooling: Forced air heating (natural gas); Central air conditioning (electric)
- Interior features: Full basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $95k.
Deal economics
- At list price, monthly cash flow is $104 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($957 rent vs $95k).
- Recommended offer: $93k (1.5% below list) — sets the bar for market timing.
- Cap rate 7.6% vs local median 5.0% in St. Louis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- St. Louis City (urban): math 10% / reading 18% proficiency, ranked #312 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Woodward Elem. (math 2% / reading 8%, grade F, #1,072 of 1,115 statewide, top 98%, 239 students, 99% FRL); Roosevelt High (math 2% / reading 8%, grade F, #517 of 521 statewide, top 100%, 460 students, 99% FRL) — zoned schools average 99% FRL vs 80% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+3.3%/yr); 125 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 294 units permitted in St. Louis city in 2024 (227 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $656 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- St. Louis County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($93k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $55k; list at $95k implies a 72% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 7.61%
- Cash-on-cash
- 4.70%
- DSCR
- 1.21
- GRM
- 8.3
CMA / ARV
- ARV (median comp)
- $136,365
- List price
- $94,900
- Delta
- -30.41%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6127 Alaska Ave | 0.00mi | 2/1.0 | 864 (0%) | 0mo | $94,900 | $110 | 100 |
| 6135 Idaho Ave | 0.13mi | 2/1.0 | 875 (+1%) | 4mo | $44,130 | $50 | 88 |
| 3627 Blow St | 0.63mi | 2/1.0 | 912 (+6%) | 4mo | $183,000 | $201 | 58 |
| 5203 Dewey Ave | 0.69mi | 2/1.0 | 900 (+4%) | 4mo | $125,000 | $139 | 58 |
| 6016 Minnesota Ave | 0.51mi | 1/2.0 (-1) | 829 (-4%) | 6mo | $65,000 | $78 | 55 |
| 5039 Grace Ave | 0.67mi | 2/1.0 | 792 (-8%) | 0mo | $145,500 | $184 | 54 |
| 7132 Vermont Ave | 0.70mi | 2/2.0 | 912 (+6%) | 1mo | $149,900 | $164 | 53 |
| 5461 Alabama Ave | 0.40mi | 2/1.5 | 990 (+15%) | 3mo | $109,900 | $111 | 52 |
| 3651 Blow St | 0.65mi | 2/2.0 | 936 (+8%) | 2mo | $185,000 | $198 | 50 |
| 5228 Vermont Ave | 0.58mi | 2/1.0 | 962 (+11%) | 7mo | $130,000 | $135 | 48 |
| 3914 Bates St | 0.68mi | 2/1.0 | 973 (+13%) | 2mo | $209,900 | $216 | 46 |
| 5615 Minnesota Ave | 0.58mi | 1/2.0 (-1) | 750 (-13%) | 5mo | $110,000 | $147 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.27% rent growth · sell at horizon
- IRR
- -8.7%
- Equity multiple
- 0.68×
- Total profit
- $-8,472
- Equity at exit
- $14,150
- IRR
- 1.2%
- Equity multiple
- 1.09×
- Total profit
- $2,288
- Equity at exit
- $8,205
Cash invested: $26,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63111
- Rents YoY
- 3.3%
- Active inventory
- 125
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $957 high interval (Pro) →
- Mortgage (P&I)
- −$498
- Tax from tax record
- −$115 /mo · $1,379/yr
- Insurance
- −$40
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$201
- Net cashflow
- $104
Break-even live
Sensitivity live
| Price | -10% $158 | -5% $131 | +0% $104 | +5% $77 | +10% $50 |
|---|---|---|---|---|---|
| Rent | -10% $29 | -5% $66 | +0% $104 | +5% $142 | +10% $180 |
| Rate | -1.0pp $152 | -0.5pp $128 | base $104 | +0.5pp $80 | +1.0pp $55 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,725
- Closing costs
- $2,847
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 711 Wilmington Ave Unit NA St. Louis, MO | 2.0 | 1.0 | 1051 | $1,300 | $1.24 | 44d | 1 | 0.21mi |
| 712 Dover Pl Unit 1FL St. Louis, MO | 2.0 | 1.0 | 1100 | $1,000 | $0.91 | 44d | 1 | 0.23mi |
| 712 Dover Pl Saint Louis, MO | 2.0 | 1.0 | 1100 | $900 | $0.82 | 44d | 1 | 0.23mi |
| 3601 Holly Hills Blvd Apt 19 St. Louis, MO | 2.0 | 1.0 | 700 | $875 | $1.25 | 3d | 1 | 0.26mi |
| 6327 S Grand Blvd Unit 1E St. Louis, MO | 1.0 | 1.0 | 650 | $799 | $1.23 | 44d | 1 | 0.26mi |
| 3637 Bowen St Apt 2E St. Louis, MO | 1.0 | 1.0 | 785 | $1,095 | $1.39 | 20d | 1 | 0.26mi |
| 6118 Vermont Ave Saint Louis, MO | 1.0 | 1.0 | 759 | $1,150 | $1.52 | 44d | 1 | 0.28mi |
| 6118 Vermont Ave Saint Louis, MO | 1.0 | 1.0 | 759 | $1,250 | $1.65 | 15d | 1 | 0.28mi |
| 6436 Idaho Ave Saint Louis, MO | 2.0 | 1.0 | 1050 | $995 | $0.95 | 44d | 1 | 0.28mi |
| 5625 S Grand Blvd Unit 2D St. Louis, MO | 1.0 | 1.0 | 650 | $840 | $1.29 | 11d | 1 | 0.34mi |
| 5625 S Grand Blvd Unit 5625 St. Louis, MO | 1.0 | 1.0 | 650 | $840 | $1.29 | 24d | 1 | 0.34mi |
| 6024 Dewey Ave St. Louis, MO | 1.0 | 1.0 | 950 | $1,075 | $1.13 | 44d | 1 | 0.35mi |
| 5618 S Grand Blvd Unit 10 St. Louis, MO | 1.0 | 1.0 | 600 | $799 | $1.33 | 44d | 1 | 0.35mi |
| 5507 Louisiana 2nd fl St. Louis, MO | 1.0 | 1.0 | 705 | $795 | $1.13 | 44d | 1 | 0.38mi |
| 5416 Alaska Ave Saint Louis, MO | 1.0 | 1.0 | 940 | $750 | $0.80 | 44d | 1 | 0.45mi |
| 5416-5418 Alaska Ave St. Louis, MO | 1.0 | 1.0 | 940 | $750 | $0.80 | 24d | 1 | 0.45mi |
| 5707 Dewey Ave Unit 1F St. Louis, MO | 2.0 | 1.0 | 1000 | $1,050 | $1.05 | 15d | 1 | 0.46mi |
| 510 Fassen St Unit 512 St. Louis, MO | 1.0 | 1.0 | 700 | $795 | $1.14 | 15d | 1 | 0.49mi |
| 510 Fassen St Unit 510 St. Louis, MO | 1.0 | 1.0 | 700 | $850 | $1.21 | 15d | 1 | 0.49mi |
| 3815 Wilmington Ave Apt 2N St. Louis, MO | 2.0 | 1.0 | 800 | $1,095 | $1.37 | 44d | 1 | 0.51mi |
| 5217 S Grand Blvd Saint Louis, MO | 2.0 | 1.0 | 870 | $1,125 | $1.29 | 15d | 1 | 0.58mi |
| 218-220 Bellerive Blvd Unit 218 St. Louis, MO | 1.0 | 1.0 | 550 | $725 | $1.32 | 12d | 1 | 0.59mi |
| 440 Eichelberger St Saint Louis, MO | 2.0 | 1.0 | 750 | $850 | $1.13 | 3d | 1 | 0.61mi |
| 5305 S Compton Ave St. Louis, MO | 2.0 | 1.0 | 750 | $825 | $1.10 | 44d | 1 | 0.62mi |
| 5043 Alaska Ave Unit D St. Louis, MO | 1.0 | 1.0 | 750 | $795 | $1.06 | 44d | 1 | 0.62mi |
| 5043 Alaska Ave Unit B St. Louis, MO | 1.0 | 1.0 | 750 | $820 | $1.09 | 22d | 1 | 0.62mi |
| 128 Haven St Unit 2F St. Louis, MO | 2.0 | 1.0 | 900 | $950 | $1.06 | 11d | 1 | 0.62mi |
| 120 Bellerive Blvd Saint Louis, MO | 1.0 | 1.0 | 795 | $745 | $0.94 | 17d | 1 | 0.64mi |
| 120 Bellerive Blvd Saint Louis, MO | 1.0 | 1.0 | 700 | $795 | $1.14 | 44d | 1 | 0.64mi |
| 112 Bellerive Blvd Saint Louis, MO | 1.0 | 1.0 | 700 | $795 | $1.14 | 44d | 1 | 0.65mi |
| 3824 Eiler St Saint Louis, MO | 2.0 | 1.0 | 1000 | $1,050 | $1.05 | 24d | 1 | 0.68mi |
| 329 Eichelberger St Unit D St. Louis, MO | 1.0 | 1.0 | 550 | $899 | $1.63 | 44d | 1 | 0.69mi |
| 329 Eichelberger St Unit A St. Louis, MO | 1.0 | 1.0 | 550 | $890 | $1.62 | 24d | 1 | 0.70mi |
| 4759 Alaska Ave Apt B St. Louis, MO | 1.0 | 1.0 | 816 | $700 | $0.86 | 8d | 1 | 0.72mi |
| 7109 Eugene Ave Saint Louis, MO | 3.0 | 2.0 | 1029 | $1,495 | $1.45 | 3d | 1 | 0.72mi |
| 5102 Wicklow Pl Saint Louis, MO | 2.0 | 1.5 | 928 | $1,350 | $1.45 | 24d | 1 | 0.76mi |
| 3659 Delor St Unit 3659-1F St. Louis, MO | 2.0 | 1.5 | 900 | $1,115 | $1.24 | 44d | 1 | 0.76mi |
| 3705 Delor St Unit 3705-1F St. Louis, MO | 2.0 | 1.5 | 900 | $1,225 | $1.36 | 44d | 1 | 0.77mi |
| 3324 Liberty St Saint Louis, MO | 2.0 | 1.0 | 1100 | $950 | $0.86 | 17d | 1 | 0.78mi |
| 7024 Pennsylvania Ave Unit F St. Louis, MO | 2.0 | 1.0 | 1081 | $930 | $0.86 | 17d | 1 | 0.78mi |
Listing history 7 events
-
2026-05-11$94,900 Active 425-char remark
-
2023-08-30historical
-
2023-08-19$132,000 Active
-
2009-05-19soldstatus $55,111
-
2003-06-06soldstatus $61,000
-
2001-02-23soldstatus $35,000
-
1992-11-05soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $1,379 · $115/mo
- Projected year-2 tax
- $1,379 · $115/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,488
- − Mortgage interest
- −$5,316
- − Property taxes
- −$1,379
- − Insurance
- −$474
- − Repairs & maintenance
- −$919
- − Management
- −$919
- − Depreciation
- −$2,761
- Taxable loss
- −$281
- Est. tax savings @ 24.0%
- +$67
- After-tax cash flow
- $1,317/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- St. Louis City
- NCES district ID
- 2929280
- Math proficiency
- 10% ▼ -6.00%
- Reading proficiency
- 18% ▼ -3.00%
- Median HH income
- $35,685
- Composite
- 11.54/100
- National rank
- #9699
- State rank
- #312 of 324 in MO
Livability — St. Louis
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- St. Louis, MO
- County
- Saint Louis City · 254,015 people
- City population
- 283,259
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 18,851
- Household income
- $47,039
- Rent vs Own
- Severe rent burden
- 1364.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 315,737 people
- By 2030
- 313,865 · -0.6%
- By 2040
- 305,439 · -3.3%
- By 2050
- 296,529 · -6.1%
- By 2075
- 271,028 · -14.2%
- By 2100
- 255,359 · -19.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- Black 42% White 41% Two or more races 11% Hispanic / Latino 9% Asian 1%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Lithuanian 3% Slovak 1% Romanian 1%
- Foreign-born
- 7% · Canada, India
- Languages at home
- 90% English-only · Spanish 7% Other Indo-European 1%
Political lean MEDSL · St. Louis
- 2024 margin
- Solid D (+64.7) · D 81.4% · R 16.7% · Other 2.0%
- 2008→2024 swing
- -3.5pp toward R · 2008: 68.2pp · 2024: 64.7pp
- All cycles
- 2024: D+64.7 2020: D+66.2 2016: D+63.7 2012: D+66.6 2008: D+68.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -92.80%
- Current HPI
- 169.4644
- Rent YoY
- ▲ 3.27%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
|
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| Industrial Technology | 1 | $17B |
|
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| Retail | 1 | $16B |
|
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| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
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Price history
+171.1% since first listed9 events — show timeline
- 2026-06-12 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2026-05-26 Pending — MARIS as Distributed by MLS Grid
- 2026-05-11 Listed $94,900 MARIS as Distributed by MLS Grid
- 2023-08-30 Delisted — MARIS as Distributed by MLS Grid
- 2023-08-19 Listed $132,000 MARIS as Distributed by MLS Grid
- 2009-05-19 Sold (Public Records) $55,111 Public Records
- 2003-06-06 Sold (Public Records) $61,000 Public Records
- 2001-02-23 Sold (Public Records) $35,000 Public Records
- 1992-11-05 Sold (Public Records) — Public Records
Property tax history
+7.9%/yrLatest (2024): $1,379 · +5.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…