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Evans Plan 🏗️ New Construction
C Composite 59.32
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.0/30.0
  • Appreciation +9.2/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.0/10.0
  • 1% rule +5.1/10.0
  • Condition / age +4.0/5.0
  • Schools +3.2/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0

$236,000

Evans Plan · Graniteville, SC 29829
3 bd · 2.5 ba · 1,605 sqft · Townhouse · 42 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The Evans floorplan at Byrd Village offers 3 bedrooms, 2 full bathrooms and a convenient powder room in a two-story townhome covering 1,605 square feet. The 1-car garage ensures space for a vehicle plus a bit of extra storage. If a private bedroom suite on the main level is what you seek, then check that off your list. The adjacent bath features a spacious shower and dual vanities. This plan also offers an open concept family room that flows seamlessly into a casual dining area. A well-appointed kitchen includes contemporary cabinets and stainless steel appliances. And the laundry is on the main level for convenience. Upstairs features an incredible secondary living space, an ideal area for

Key facts

  • Smart home products
  • Garage
  • Listed 42 days

Tags

PRIVATE BEDROOM SUITEOPEN CONCEPT FAMILY ROOMWELL-APPOINTED KITCHENLAUNDRY ON MAIN LEVELSMART HOME PRODUCTS

Property features AI

Finance

  • Other: Address: 3010 Nolana Loop, Graniteville, SC 29829; Status: Active
  • Financial info: Listing price: $236,000

Exterior

  • Home design: New construction plan (Evans)
  • Construction: Built as part of 2026 inventory
  • Exterior features: Living area approximately 1,605 (plan)

Interior

  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms and 1 half bathroom (2.5 total)
  • Interior features: Open living area (plan); Plan name: Evans

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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🏗️ New construction. The $236,000 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $218,280.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $236k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $226 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $220k (7.0% below list).
  • Recommended offer: $220k (7.0% below list) — sets the bar for 1% rule.
  • Cap rate 7.5% vs local median 5.9% in Graniteville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: schools F, amenities F, commute F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 299 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $20k of equity ($2k loan paydown + $18k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (8.4% appreciation + 3.0% rent growth), your $61k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 42 days — a 3% lower offer ($229k) is reasonable based on typical stale-listing flexibility.
Recommended offer $219,540 (7.0% below list)

Questions for the listing agent

  1. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
7.53%
Cash-on-cash
4.43%
DSCR
1.20
GRM
8.3

CMA / ARV

ARV (on-the-fly)
$218,280
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3091 Nolana Loop Loop 0.10mi 3/2.5 1,605 (0%) 3mo $219,000 $136 93
3134 Nolana Loop Loop 0.12mi 3/2.5 1,605 (0%) 2mo $219,000 $136 92
3134 Nolana Loop Loop 0.12mi 3/2.5 1,605 (0%) 2mo $219,000 $136 92
3128 Nolana Loop Loop 0.12mi 3/2.5 1,605 (0%) 4mo $219,000 $136 91
3128 Nolana Loop Loop 0.12mi 3/2.5 1,605 (0%) 4mo $219,000 $136 91
3142 Nolana Loop Loop 0.13mi 3/2.5 1,605 (0%) 5mo $227,000 $141 90
3137 Nolana Loop Loop 0.13mi 3/2.5 1,605 (0%) 8mo $240,000 $150 88

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
24.2%
Equity multiple
2.79×
Total profit
$109,674
Equity at exit
$171,509
10-year hold
IRR
21.8%
Equity multiple
6.04×
Total profit
$307,919
Equity at exit
$346,004

Cash invested: $61,118 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
299
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$2,195 high interval (Pro) →
Mortgage (P&I)
$1,145
Tax est. 1.5%
$273 /mo · $3,274/yr
Insurance
$91
HOA
$0
Vacancy / Maint / Mgmt
$461
Net cashflow
$226

Break-even live

Break-even rent $1,909
Max offer price $218,280
Occupancy floor 85%

Sensitivity live

Price -10% $377 -5% $301 +0% $226 +5% $150 +10% $75
Rent -10% $52 -5% $139 +0% $226 +5% $313 +10% $399
Rate -1.0pp $336 -0.5pp $281 base $226 +0.5pp $169 +1.0pp $112

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$54,570
Closing costs
$6,548
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6130 Mahogany Ter Graniteville, SC 4.0 2.0 1893 $2,250 $1.19 14d 1 1.20mi
4060 Stone Pass Dr Graniteville, SC 4.0 2.0 1600 $1,925 $1.20 24d 1 1.20mi
4044 Thimbleberry Dr Graniteville, SC 3.0 2.5 1694 $1,925 $1.14 21d 1 1.32mi
4074 Thimbleberry Dr Graniteville, SC 3.0 2.5 1854 $1,900 $1.02 21d 1 1.37mi
512 Trestle Pass Warrenville, SC 1.0–2.0 1.0–2.0 960 $1,704 $1.77 14d 51 1.50mi

Listing history 15 events

  1. 2026-06-18
    days on market $236,000 Active 42 DOM
  2. 2026-06-17
    days on market $236,000 Active 41 DOM
  3. 2026-06-16
    days on market $236,000 Active 40 DOM
  4. 2026-06-15
    days on market $236,000 Active 39 DOM
  5. 2026-06-14
    days on market $236,000 Active 37 DOM
  6. 2026-06-13
    days on market $236,000 Active 36 DOM
  7. 2026-06-10
    days on market $236,000 Active 34 DOM
  8. 2026-06-09
    days on market $236,000 Active 33 DOM
  9. 2026-06-08
    days on market $236,000 Active 32 DOM
  10. 2026-06-07
    days on market $236,000 Active 31 DOM
  11. 2026-06-03
    days on market $236,000 Active 27 DOM
  12. 2026-06-02
    days on market $236,000 Active 26 DOM
  13. 2026-06-01
    days on market $236,000 Active 25 DOM
  14. 2026-05-31
    days on market $236,000 Active 24 DOM
  15. 2026-05-30
    days on market $236,000 Active 23 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,345
− Mortgage interest
−$12,227
− Property taxes
−$3,274
− Insurance
−$1,091
− Repairs & maintenance
−$2,108
− Management
−$2,108
− Depreciation
−$6,350
Taxable loss
−$813
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$195
After-tax cash flow
$2,906/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Good 80/100 Cosmetic rehab

This well-maintained townhouse in Evans Plan at Byrd Village is move-in ready with a good condition score and minimal repairs needed.

Value-add opportunities

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Resale Replace countertops with quartz or granite — Improves kitchen functionality and aesthetics
  • Both Install smart home devices — Enhances convenience and marketability

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Resale Replace countertops with quartz or granite — Improves kitchen functionality and aesthetics
  • Both Install smart home devices — Enhances convenience and marketability

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Graniteville

Score
59/100
State rank
#240
US rank
#19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
12,385
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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