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950 Lake Destiny Rd Unit B
D Composite 43.07
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.9/30.0
  • 1% rule +7.5/10.0
  • ARV discount +7.5/15.0
  • Schools +5.1/10.0
  • Livability +4.1/5.0
  • DSCR +3.2/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$99,900

950 Lake Destiny Rd Unit B · Altamonte Springs, FL 32714
1 bd · 1.0 ba · 625 sqft · Condo public records · 71 Days on market
Built 1973 $297/mo HOA · 24% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* * This property qualifies for a closing cost credit up to $975 through the Seller’s preferred lender. * * Welcome home to this move-in ready first floor condo in the Destiny Springs Condominiums. This blank canvas unit is the cozy space you’ve been searching for! As you enter the front door, you’re welcomed into the open concept dining and living room with the sliding glass doors drawing in the natural light at the back. The kitchen up at the front of the home features modern cabinetry throughout with granite countertops and white appliances. Around the corner is the spacious bedroom with the walk-through closet leading into the sleek bathroom with the vanity tying in from the kitchen and the tub/shower combo with subway tiling to the ceiling. The screened in patio out back is the perfect escape to relax outside year-round overlooking the communal green space. As a resident of Destiny Springs, you'll have access to multiple pools, including the south pool as well as a resort-style pool overlooking Lake Destiny that’s near the clubhouse. Tennis enthusiasts will appreciate the lakeside court access, and the community boat ramp is perfect for those who want to bring their jet ski and enjoy the lake. This amazing location is within 2 miles of both SR 436 and I4, making essential shopping and dining just a short drive away. Schedule your private showing today!

Key facts

  • Ac
  • Lake views
  • New outlets

Tags

LAKE VIEWSMODERN KITCHEN CABINETSGRANITE COUNTERTOPSNEW ELECTRICAL PANELNEW OUTLETSAC

Property features AI

Finance

  • Other: Unfurnished; Homestead exempt
  • Financial info: Total monthly fees: $297; Total annual fees: $3,564; Lease restrictions apply
  • HOA & community: Empire HOA (monthly condo fee of $297); HOA dues include escrow reserves fund, grounds maintenance, and pool; Association approval required; Amenities: clubhouse, community mailbox, fitness center, pool, sidewalks, tennis courts; Pets allowed with breed restrictions

Exterior

  • Parking: Assigned parking; Guest parking
  • Utilities: Public water; Public sewer; Cable available; Broadband/high-speed internet available; Electricity connected; Water connected; Sewer connected
  • Home design: Condominium; Residential property; One story; Faces southeast; Entry level: 1st floor
  • Construction: Block and concrete construction; Shingle roof; Slab foundation; Built as part of a larger building (building number 950)
  • Exterior features: Rear screened porch; Outdoor lighting; Sidewalks; Tennis courts; Trees and landscaped grounds; Private boat ramp; Lake view and lake access

Interior

  • Kitchen: Convection oven; Cooktop; Dishwasher; Exhaust fan; Microwave; Refrigerator; Electric water heater
  • Bedrooms: 1 bedroom (located on the 1st floor)
  • Flooring: Tile
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Living room and dining room combined; Thermostat; Window treatments; Blinds
  • Laundry & utility: Common area laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $100k.

Deal economics

  • At list price, monthly cash flow is $-44 ($-526/yr) — negative.
  • To cash-flow at today's rent, offer at most $92k (7.7% below list).
  • Meets the 1% rule at list price ($1k rent vs $100k).
  • Recommended offer: $92k (7.7% below list) — sets the bar for cash-flow.
  • Cap rate 5.8% vs local median 3.4% in Altamonte Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#62 in FL, #1,095 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, crime D+, amenities D-.
  • Seminole (suburban): math 57% / reading 61% proficiency, ranked #13 of 73 in FL (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Spring Lake Elementary School (math 48% / reading 44%, grade D-, #1,234 of 2,144 statewide, top 58%, 561 students, 80% FRL); Milwee Middle School (math 55% / reading 56%, grade B-, #178 of 571 statewide, top 31%, 1,426 students, 64% FRL); Lyman High School (math 36% / reading 50%, grade F, #255 of 667 statewide, top 39%, 2,084 students, 53% FRL) — zoned schools average 66% FRL vs 38% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-0.8%/yr); 259 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 1,979 units permitted in Seminole County in 2024 (1,191 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Seminole County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 71 days — a 6% lower offer ($94k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: HOA is 24% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $92,162 (7.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 71 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
  3. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.25%
Cap rate
5.77%
Cash-on-cash
-1.88%
DSCR
0.92
GRM
6.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-24.4%
Equity multiple
0.20×
Total profit
$-22,409
Equity at exit
$14,895
10-year hold
IRR
-43.7%
Equity multiple
-0.30×
Total profit
$-36,319
Equity at exit
$8,638

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32714

Rents YoY
-0.8%
Active inventory
259
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$1,248 high interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$167 /mo · $2,009/yr
Insurance
$42
HOA
$297
Vacancy / Maint / Mgmt
$262
Net cashflow
$-44

Break-even live

Break-even rent $1,304
Max offer price $92,162
Occupancy floor 99%

Sensitivity live

Price -10% $13 -5% $-16 +0% $-44 +5% $-72 +10% $-100
Rent -10% $-142 -5% $-93 +0% $-44 +5% $6 +10% $55
Rate -1.0pp $7 -0.5pp $-18 base $-44 +0.5pp $-70 +1.0pp $-96

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,975
Closing costs
$2,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
948 Lake Destiny Rd Unit C Altamonte Springs, FL 1.0 1.0 625 $1,200 $1.92 25d 1 0.02mi
948 Lake Destiny Rd Altamonte Springs, FL 1.0 1.0 625 $1,250 $2.00 5d 1 0.02mi
946 Lake Destiny Rd Unit E Altamonte Springs, FL 1.0 1.0 462 $1,150 $2.49 25d 1 0.02mi
944 Lake Destiny Rd Altamonte Springs, FL 1.0 1.0 625 $1,142 $1.83 0d 3 0.04mi
944 Lake Destiny Rd Altamonte Springs, FL 1.0 1.0 625 $1,142 $1.83 21d 3 0.04mi
895 Wymore Rd Altamonte Springs, FL 1.0–4.0 1.0–2.5 1304 $1,406 $1.08 0d 18 0.20mi
693 Wymore Rd Altamonte Springs, FL 1.0–2.0 1.0–2.0 860 $1,304 $1.52 0d 16 0.65mi
230 Country Walk Pl Altamonte Springs, FL 1.0–3.0 1.0–2.5 1068 $1,297 $1.21 0d 51 0.78mi
435 Wymore Rd #207 Altamonte Springs, FL 1.0 1.0 650 $1,300 $2.00 19d 1 0.93mi
351 Northlake Blvd Altamonte Springs, FL 1.0–2.0 1.0–2.0 837 $1,403 $1.68 0d 23 0.97mi
601 Trelago Way Maitland, FL 3.0 1.0–2.0 1058 $2,293 $2.17 0d 16 1.00mi
325 Wymore Rd Unit 325-106 Altamonte Springs, FL 1.0 1.0 651 $1,000 $1.54 25d 1 1.07mi
315 Wymore Rd Altamonte Springs, FL 1.0 1.0 650 $1,150 $1.77 19d 1 1.08mi
315 Wymore Rd Altamonte Springs, FL 1.0 1.0 650 $1,172 $1.80 25d 2 1.08mi
334 Wymore Rd Altamonte Springs, FL 1.0 1.0 663 $995 $1.50 23d 1 1.12mi
8636 Villa Pt Orlando, FL 1.0–3.0 1.0–2.0 1156 $1,418 $1.23 0d 39 1.13mi
360 Wymore Rd Altamonte Springs, FL 1.0–3.0 1.0–2.0 1108 $995 $0.90 0d 7 1.14mi
285 Wymore Rd Unit 285-104 Altamonte Springs, FL 1.0 1.0 651 $1,100 $1.69 25d 1 1.15mi
264 Springs Colony Cir Altamonte Springs, FL 1.0–3.0 1.0–2.0 1000 $1,362 $1.36 4d 9 1.21mi
375 Lake Ontario Ct Altamonte Springs, FL 1.0 1.0 678 $1,322 $1.95 5d 2 1.21mi
380 Lakepointe Dr #204 Altamonte Springs, FL 1.0 1.0 712 $1,345 $1.89 6d 1 1.24mi
345 Lakepointe Dr #304 Altamonte Springs, FL 1.0 1.0 644 $1,375 $2.14 0d 1 1.25mi
912 Innovation Way Altamonte Springs, FL 1.0–3.0 1.0–2.0 1055 $1,339 $1.27 0d 25 1.26mi
320 Black Oak Ct #207 Altamonte Springs, FL 1.0 1.0 712 $1,350 $1.90 25d 1 1.27mi
465 Forestway Cir #302 Altamonte Springs, FL 1.0 1.0 664 $1,249 $1.88 3d 1 1.28mi
895 Broadstone Way Altamonte Springs, FL 3.0 1.0–2.0 1025 $2,020 $1.97 0d 32 1.30mi
9301 Summit Centre Way Unit 1103 Lockhart, FL 1.0 1.0 712 $1,956 $2.75 14d 1 1.30mi
370 Lake Tahoe Ct Altamonte Springs, FL 1.0 1.0 712 $1,295 $1.82 19d 2 1.31mi
1125 Lake Shadow Cir Maitland, FL 1.0 1.0 714 $1,338 $1.87 23d 2 1.32mi
1275 Lake Shadow Cir #13305 Maitland, FL 1.0 1.0 672 $1,385 $2.06 25d 1 1.33mi
300 Lakepointe Dr #204 Altamonte Springs, FL 1.0 1.0 712 $1,225 $1.72 25d 1 1.33mi
351 Lone Hill Dr #306 Altamonte Springs, FL 1.0 1.0 644 $1,350 $2.10 6d 1 1.34mi
390 Lake Placid Ct #303 Altamonte Springs, FL 1.0 1.0 644 $1,350 $2.10 19d 1 1.35mi
9301 Summit Centre Way Orlando, FL 3.0 1.0–2.0 1012 $1,978 $1.95 6d 1 1.37mi
365 Forestway Cir Altamonte Springs, FL 1.0 1.0 644 $1,325 $2.06 25d 2 1.37mi
365 Forestway Cir #306 Altamonte Springs, FL 1.0 1.0 644 $1,350 $2.10 16d 1 1.37mi
385 Woodside Dr #201 Altamonte Springs, FL 1.0 1.0 708 $1,500 $2.12 25d 1 1.39mi
1400 Lake Shadow Cir #10206 Maitland, FL 1.0 1.0 672 $1,350 $2.01 25d 1 1.46mi
114 Eaton St Unit 3 Eatonville, FL 2.0 1.0 750 $1,190 $1.59 4d 1 1.46mi
118 Eaton St Unit 4 Eatonville, FL 1.0 1.0 600 $1,050 $1.75 9d 1 1.47mi

HOA detail condo

Monthly dues
$297 · $3,564/yr
Likely covers
pool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 33 events

  1. 2026-06-21
    days on market $99,900 Active 71 DOM
  2. 2026-06-18
    days on market $99,900 Active 68 DOM
  3. 2026-06-17
    days on market $99,900 Active 67 DOM
  4. 2026-06-16
    days on market $99,900 Active 66 DOM
  5. 2026-06-15
    days on market $99,900 Active 65 DOM
  6. 2026-06-13
    days on market $99,900 Active 63 DOM
  7. 2026-06-09
    days on market $99,900 Active 59 DOM
  8. 2026-06-08
    days on market $99,900 Active 58 DOM
  9. 2026-06-07
    days on market $99,900 Active 57 DOM
  10. 2026-06-04
    days on market $99,900 Active 54 DOM
  11. 2026-06-03
    days on market $99,900 Active 53 DOM
  12. 2026-06-02
    days on market $99,900 Active 52 DOM
  13. 2026-06-01
    days on market $99,900 Active 51 DOM
  14. 2026-05-31
    days on market $99,900 Active 50 DOM
  15. 2026-04-11
    listed $99,900 Active
  16. 2024-09-20
    soldstatus $120,000
  17. 2024-09-17
    soldstatus $120,000 Closed 1405-char remark
    Show marketing remark (1405 chars)

    * * This property qualifies for a closing cost credit up to $975 through the Seller’s preferred lender. * * Welcome home to this move-in ready first floor condo in the Destiny Springs Condominiums. This blank canvas unit is the cozy space you’ve been searching for! As you enter the front door, you’re welcomed into the open concept dining and living room with the sliding glass doors drawing in the natural light at the back. The kitchen up at the front of the home features modern cabinetry throughout with granite countertops and white appliances. Around the corner is the spacious bedroom with the walk-through closet leading into the sleek bathroom with the vanity tying in from the kitchen and the tub/shower combo with subway tiling to the ceiling. The screened in patio out back is the perfect escape to relax outside year-round overlooking the communal green space. As a resident of Destiny Springs, you'll have access to multiple pools, including the south pool as well as a resort-style pool overlooking Lake Destiny that’s near the clubhouse. Tennis enthusiasts will appreciate the lakeside court access, and the community boat ramp is perfect for those who want to bring their jet ski and enjoy the lake. This amazing location is within 2 miles of both SR 436 and I4, making essential shopping and dining just a short drive away. Schedule your private showing today!

  18. 2024-08-20
    status Pending 1405-char remark
    Show marketing remark (1405 chars)

    * * This property qualifies for a closing cost credit up to $975 through the Seller’s preferred lender. * * Welcome home to this move-in ready first floor condo in the Destiny Springs Condominiums. This blank canvas unit is the cozy space you’ve been searching for! As you enter the front door, you’re welcomed into the open concept dining and living room with the sliding glass doors drawing in the natural light at the back. The kitchen up at the front of the home features modern cabinetry throughout with granite countertops and white appliances. Around the corner is the spacious bedroom with the walk-through closet leading into the sleek bathroom with the vanity tying in from the kitchen and the tub/shower combo with subway tiling to the ceiling. The screened in patio out back is the perfect escape to relax outside year-round overlooking the communal green space. As a resident of Destiny Springs, you'll have access to multiple pools, including the south pool as well as a resort-style pool overlooking Lake Destiny that’s near the clubhouse. Tennis enthusiasts will appreciate the lakeside court access, and the community boat ramp is perfect for those who want to bring their jet ski and enjoy the lake. This amazing location is within 2 miles of both SR 436 and I4, making essential shopping and dining just a short drive away. Schedule your private showing today!

  19. 2024-08-12
    status Active 1405-char remark
    Show marketing remark (1405 chars)

    * * This property qualifies for a closing cost credit up to $975 through the Seller’s preferred lender. * * Welcome home to this move-in ready first floor condo in the Destiny Springs Condominiums. This blank canvas unit is the cozy space you’ve been searching for! As you enter the front door, you’re welcomed into the open concept dining and living room with the sliding glass doors drawing in the natural light at the back. The kitchen up at the front of the home features modern cabinetry throughout with granite countertops and white appliances. Around the corner is the spacious bedroom with the walk-through closet leading into the sleek bathroom with the vanity tying in from the kitchen and the tub/shower combo with subway tiling to the ceiling. The screened in patio out back is the perfect escape to relax outside year-round overlooking the communal green space. As a resident of Destiny Springs, you'll have access to multiple pools, including the south pool as well as a resort-style pool overlooking Lake Destiny that’s near the clubhouse. Tennis enthusiasts will appreciate the lakeside court access, and the community boat ramp is perfect for those who want to bring their jet ski and enjoy the lake. This amazing location is within 2 miles of both SR 436 and I4, making essential shopping and dining just a short drive away. Schedule your private showing today!

  20. 2024-08-05
    status Pending 1405-char remark
    Show marketing remark (1405 chars)

    * * This property qualifies for a closing cost credit up to $975 through the Seller’s preferred lender. * * Welcome home to this move-in ready first floor condo in the Destiny Springs Condominiums. This blank canvas unit is the cozy space you’ve been searching for! As you enter the front door, you’re welcomed into the open concept dining and living room with the sliding glass doors drawing in the natural light at the back. The kitchen up at the front of the home features modern cabinetry throughout with granite countertops and white appliances. Around the corner is the spacious bedroom with the walk-through closet leading into the sleek bathroom with the vanity tying in from the kitchen and the tub/shower combo with subway tiling to the ceiling. The screened in patio out back is the perfect escape to relax outside year-round overlooking the communal green space. As a resident of Destiny Springs, you'll have access to multiple pools, including the south pool as well as a resort-style pool overlooking Lake Destiny that’s near the clubhouse. Tennis enthusiasts will appreciate the lakeside court access, and the community boat ramp is perfect for those who want to bring their jet ski and enjoy the lake. This amazing location is within 2 miles of both SR 436 and I4, making essential shopping and dining just a short drive away. Schedule your private showing today!

  21. 2024-08-01
    price $130,000 1405-char remark
    Show marketing remark (1405 chars)

    * * This property qualifies for a closing cost credit up to $975 through the Seller’s preferred lender. * * Welcome home to this move-in ready first floor condo in the Destiny Springs Condominiums. This blank canvas unit is the cozy space you’ve been searching for! As you enter the front door, you’re welcomed into the open concept dining and living room with the sliding glass doors drawing in the natural light at the back. The kitchen up at the front of the home features modern cabinetry throughout with granite countertops and white appliances. Around the corner is the spacious bedroom with the walk-through closet leading into the sleek bathroom with the vanity tying in from the kitchen and the tub/shower combo with subway tiling to the ceiling. The screened in patio out back is the perfect escape to relax outside year-round overlooking the communal green space. As a resident of Destiny Springs, you'll have access to multiple pools, including the south pool as well as a resort-style pool overlooking Lake Destiny that’s near the clubhouse. Tennis enthusiasts will appreciate the lakeside court access, and the community boat ramp is perfect for those who want to bring their jet ski and enjoy the lake. This amazing location is within 2 miles of both SR 436 and I4, making essential shopping and dining just a short drive away. Schedule your private showing today!

  22. 2024-08-01
    status Active 1405-char remark
    Show marketing remark (1405 chars)

    * * This property qualifies for a closing cost credit up to $975 through the Seller’s preferred lender. * * Welcome home to this move-in ready first floor condo in the Destiny Springs Condominiums. This blank canvas unit is the cozy space you’ve been searching for! As you enter the front door, you’re welcomed into the open concept dining and living room with the sliding glass doors drawing in the natural light at the back. The kitchen up at the front of the home features modern cabinetry throughout with granite countertops and white appliances. Around the corner is the spacious bedroom with the walk-through closet leading into the sleek bathroom with the vanity tying in from the kitchen and the tub/shower combo with subway tiling to the ceiling. The screened in patio out back is the perfect escape to relax outside year-round overlooking the communal green space. As a resident of Destiny Springs, you'll have access to multiple pools, including the south pool as well as a resort-style pool overlooking Lake Destiny that’s near the clubhouse. Tennis enthusiasts will appreciate the lakeside court access, and the community boat ramp is perfect for those who want to bring their jet ski and enjoy the lake. This amazing location is within 2 miles of both SR 436 and I4, making essential shopping and dining just a short drive away. Schedule your private showing today!

  23. 2024-07-20
    status Pending 1405-char remark
    Show marketing remark (1405 chars)

    * * This property qualifies for a closing cost credit up to $975 through the Seller’s preferred lender. * * Welcome home to this move-in ready first floor condo in the Destiny Springs Condominiums. This blank canvas unit is the cozy space you’ve been searching for! As you enter the front door, you’re welcomed into the open concept dining and living room with the sliding glass doors drawing in the natural light at the back. The kitchen up at the front of the home features modern cabinetry throughout with granite countertops and white appliances. Around the corner is the spacious bedroom with the walk-through closet leading into the sleek bathroom with the vanity tying in from the kitchen and the tub/shower combo with subway tiling to the ceiling. The screened in patio out back is the perfect escape to relax outside year-round overlooking the communal green space. As a resident of Destiny Springs, you'll have access to multiple pools, including the south pool as well as a resort-style pool overlooking Lake Destiny that’s near the clubhouse. Tennis enthusiasts will appreciate the lakeside court access, and the community boat ramp is perfect for those who want to bring their jet ski and enjoy the lake. This amazing location is within 2 miles of both SR 436 and I4, making essential shopping and dining just a short drive away. Schedule your private showing today!

  24. 2024-06-24
    price $132,000 1405-char remark
    Show marketing remark (1405 chars)

    * * This property qualifies for a closing cost credit up to $975 through the Seller’s preferred lender. * * Welcome home to this move-in ready first floor condo in the Destiny Springs Condominiums. This blank canvas unit is the cozy space you’ve been searching for! As you enter the front door, you’re welcomed into the open concept dining and living room with the sliding glass doors drawing in the natural light at the back. The kitchen up at the front of the home features modern cabinetry throughout with granite countertops and white appliances. Around the corner is the spacious bedroom with the walk-through closet leading into the sleek bathroom with the vanity tying in from the kitchen and the tub/shower combo with subway tiling to the ceiling. The screened in patio out back is the perfect escape to relax outside year-round overlooking the communal green space. As a resident of Destiny Springs, you'll have access to multiple pools, including the south pool as well as a resort-style pool overlooking Lake Destiny that’s near the clubhouse. Tennis enthusiasts will appreciate the lakeside court access, and the community boat ramp is perfect for those who want to bring their jet ski and enjoy the lake. This amazing location is within 2 miles of both SR 436 and I4, making essential shopping and dining just a short drive away. Schedule your private showing today!

  25. 2024-05-06
    price $139,000 1405-char remark
    Show marketing remark (1405 chars)

    * * This property qualifies for a closing cost credit up to $975 through the Seller’s preferred lender. * * Welcome home to this move-in ready first floor condo in the Destiny Springs Condominiums. This blank canvas unit is the cozy space you’ve been searching for! As you enter the front door, you’re welcomed into the open concept dining and living room with the sliding glass doors drawing in the natural light at the back. The kitchen up at the front of the home features modern cabinetry throughout with granite countertops and white appliances. Around the corner is the spacious bedroom with the walk-through closet leading into the sleek bathroom with the vanity tying in from the kitchen and the tub/shower combo with subway tiling to the ceiling. The screened in patio out back is the perfect escape to relax outside year-round overlooking the communal green space. As a resident of Destiny Springs, you'll have access to multiple pools, including the south pool as well as a resort-style pool overlooking Lake Destiny that’s near the clubhouse. Tennis enthusiasts will appreciate the lakeside court access, and the community boat ramp is perfect for those who want to bring their jet ski and enjoy the lake. This amazing location is within 2 miles of both SR 436 and I4, making essential shopping and dining just a short drive away. Schedule your private showing today!

  26. 2024-04-19
    status Active 1405-char remark
    Show marketing remark (1405 chars)

    * * This property qualifies for a closing cost credit up to $975 through the Seller’s preferred lender. * * Welcome home to this move-in ready first floor condo in the Destiny Springs Condominiums. This blank canvas unit is the cozy space you’ve been searching for! As you enter the front door, you’re welcomed into the open concept dining and living room with the sliding glass doors drawing in the natural light at the back. The kitchen up at the front of the home features modern cabinetry throughout with granite countertops and white appliances. Around the corner is the spacious bedroom with the walk-through closet leading into the sleek bathroom with the vanity tying in from the kitchen and the tub/shower combo with subway tiling to the ceiling. The screened in patio out back is the perfect escape to relax outside year-round overlooking the communal green space. As a resident of Destiny Springs, you'll have access to multiple pools, including the south pool as well as a resort-style pool overlooking Lake Destiny that’s near the clubhouse. Tennis enthusiasts will appreciate the lakeside court access, and the community boat ramp is perfect for those who want to bring their jet ski and enjoy the lake. This amazing location is within 2 miles of both SR 436 and I4, making essential shopping and dining just a short drive away. Schedule your private showing today!

  27. 2024-04-16
    status Pending 1405-char remark
    Show marketing remark (1405 chars)

    * * This property qualifies for a closing cost credit up to $975 through the Seller’s preferred lender. * * Welcome home to this move-in ready first floor condo in the Destiny Springs Condominiums. This blank canvas unit is the cozy space you’ve been searching for! As you enter the front door, you’re welcomed into the open concept dining and living room with the sliding glass doors drawing in the natural light at the back. The kitchen up at the front of the home features modern cabinetry throughout with granite countertops and white appliances. Around the corner is the spacious bedroom with the walk-through closet leading into the sleek bathroom with the vanity tying in from the kitchen and the tub/shower combo with subway tiling to the ceiling. The screened in patio out back is the perfect escape to relax outside year-round overlooking the communal green space. As a resident of Destiny Springs, you'll have access to multiple pools, including the south pool as well as a resort-style pool overlooking Lake Destiny that’s near the clubhouse. Tennis enthusiasts will appreciate the lakeside court access, and the community boat ramp is perfect for those who want to bring their jet ski and enjoy the lake. This amazing location is within 2 miles of both SR 436 and I4, making essential shopping and dining just a short drive away. Schedule your private showing today!

  28. 2024-04-05
    listed $144,900 Active 1405-char remark
    Show marketing remark (1405 chars)

    * * This property qualifies for a closing cost credit up to $975 through the Seller’s preferred lender. * * Welcome home to this move-in ready first floor condo in the Destiny Springs Condominiums. This blank canvas unit is the cozy space you’ve been searching for! As you enter the front door, you’re welcomed into the open concept dining and living room with the sliding glass doors drawing in the natural light at the back. The kitchen up at the front of the home features modern cabinetry throughout with granite countertops and white appliances. Around the corner is the spacious bedroom with the walk-through closet leading into the sleek bathroom with the vanity tying in from the kitchen and the tub/shower combo with subway tiling to the ceiling. The screened in patio out back is the perfect escape to relax outside year-round overlooking the communal green space. As a resident of Destiny Springs, you'll have access to multiple pools, including the south pool as well as a resort-style pool overlooking Lake Destiny that’s near the clubhouse. Tennis enthusiasts will appreciate the lakeside court access, and the community boat ramp is perfect for those who want to bring their jet ski and enjoy the lake. This amazing location is within 2 miles of both SR 436 and I4, making essential shopping and dining just a short drive away. Schedule your private showing today!

  29. 2021-08-17
    soldstatus $89,900
  30. 2021-08-09
    soldstatus $89,900 Closed 769-char remark
    Show marketing remark (769 chars)

    This downstairs 1/1 completely renovated condo is a must see! The interior has tile floors throughout and recent updates allow for a move-in ready experience. Updates include: complete kitchen remodel (appliances, granite counter tops, kitchen cabinetry), new bathroom vanity, new sliding glass balcony doors, new closet doors throughout, and fresh interior paint. This condo faces the pool, and this building is tucked away in the back of the community right next to the shore of beautiful Lake Destiny. Amenities include a clubhouse, 3 community pools, tennis court, dock, resident-only boat ramp, on site laundromat. Nearby roadways include I-4, 436, 434 & Maitland Blvd, and many restaurants, retail & outdoor recreation opportunities are also close by.

  31. 2021-07-16
    status Pending 769-char remark
    Show marketing remark (769 chars)

    This downstairs 1/1 completely renovated condo is a must see! The interior has tile floors throughout and recent updates allow for a move-in ready experience. Updates include: complete kitchen remodel (appliances, granite counter tops, kitchen cabinetry), new bathroom vanity, new sliding glass balcony doors, new closet doors throughout, and fresh interior paint. This condo faces the pool, and this building is tucked away in the back of the community right next to the shore of beautiful Lake Destiny. Amenities include a clubhouse, 3 community pools, tennis court, dock, resident-only boat ramp, on site laundromat. Nearby roadways include I-4, 436, 434 & Maitland Blvd, and many restaurants, retail & outdoor recreation opportunities are also close by.

  32. 2021-06-25
    listed $89,900 Active 769-char remark
    Show marketing remark (769 chars)

    This downstairs 1/1 completely renovated condo is a must see! The interior has tile floors throughout and recent updates allow for a move-in ready experience. Updates include: complete kitchen remodel (appliances, granite counter tops, kitchen cabinetry), new bathroom vanity, new sliding glass balcony doors, new closet doors throughout, and fresh interior paint. This condo faces the pool, and this building is tucked away in the back of the community right next to the shore of beautiful Lake Destiny. Amenities include a clubhouse, 3 community pools, tennis court, dock, resident-only boat ramp, on site laundromat. Nearby roadways include I-4, 436, 434 & Maitland Blvd, and many restaurants, retail & outdoor recreation opportunities are also close by.

  33. 2020-07-10
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,009 · $167/mo
Projected year-2 tax
$2,009 · $167/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,980
− Mortgage interest
−$5,596
− Property taxes
−$2,009
− Insurance
−$500
− Repairs & maintenance
−$1,198
− Management
−$1,198
− HOA
−$3,564
− Depreciation
−$2,906
Taxable loss
−$1,992
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$478
After-tax cash flow
$-48/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Seminole
NCES district ID
1201710
Math proficiency
57% ▼ -7.00%
Reading proficiency
61% ▼ -1.00%
Median HH income
$58,478
Composite
51.05/100
National rank
#1769
State rank
#13 of 73 in FL

Livability — Altamonte Springs

Score
82/100
State rank
#62
US rank
#1095

Category grades

Amenities D- Commute A+ Cost of living A+ Crime D+ Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Altamonte Springs, FL
County
Seminole County · 436,154 people
Metro
Orlando-Kissimmee-Sanford, FL
Population (ZIP)
37,905
Household income
$70,955
Rent vs Own
49.1% rent · 50.9% own
Severe rent burden
1961.0

Population outlook (Seminole County) Hauer SSP2

Today (2025)
515,494 people
By 2030
545,713 · +5.9%
By 2040
598,068 · +16.0%
By 2050
640,663 · +24.3%
By 2075
724,461 · +40.5%
By 2100
755,530 · +46.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
White 43% Hispanic / Latino 31% Two or more races 17% Black 17% Asian 2%
Hispanic origin (detail)
Mexican 3% Puerto Rican 10% Cuban 3% Dominican 2%
Common ancestry
Lithuanian 4% Hispanic 3% Scotch-Irish 2%
Foreign-born
18% · Canada, Jamaica, South Korea
Languages at home
71% English-only · Spanish 22% French/Haitian/Cajun 3% Other Indo-European 1%

Political lean MEDSL · Seminole

2024 margin
Toss-up / Even · D 47.6% · R 51.1% · Other 1.3%
2008→2024 swing
-0.8pp no change · 2008: -2.8pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.8 2016: R+1.6 2012: R+6.5 2008: R+2.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -200.78%
Current HPI
338.6894
Rent YoY
▼ -0.79%
Metro
Orlando-Kissimmee-Sanford, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+299.6% since first listed
19 events — show timeline
  • 2026-04-11 Listed $99,900 Stellar MLS as Distributed by MLS Grid
  • 2024-09-20 Sold (Public Records) $120,000 Public Records
  • 2024-09-17 Sold (MLS) $120,000 Stellar MLS as Distributed by MLS Grid
  • 2024-08-20 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-08-12 Relisted Stellar MLS as Distributed by MLS Grid
  • 2024-08-05 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-08-01 Price Changed $130,000 Stellar MLS as Distributed by MLS Grid
  • 2024-08-01 Relisted Stellar MLS as Distributed by MLS Grid
  • 2024-07-20 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-06-24 Price Changed $132,000 Stellar MLS as Distributed by MLS Grid
  • 2024-05-06 Price Changed $139,000 Stellar MLS as Distributed by MLS Grid
  • 2024-04-19 Relisted Stellar MLS as Distributed by MLS Grid
  • 2024-04-16 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-04-05 Listed $144,900 Stellar MLS as Distributed by MLS Grid
  • 2021-08-17 Sold (Public Records) $89,900 Public Records
  • 2021-08-09 Sold (MLS) $89,900 Stellar MLS as Distributed by MLS Grid
  • 2021-07-16 Pending Stellar MLS as Distributed by MLS Grid
  • 2021-06-25 Listed $89,900 Stellar MLS as Distributed by MLS Grid
  • 2020-07-10 Sold (Public Records) $25,000 Public Records

Property tax history

+15.1%/yr

Latest (2025): $2,009 · +229.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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