CashFlowRE
Sign in Sign up
1327 Cleveland St
C- Composite 51.51
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.5/30.0
  • DSCR +7.9/10.0
  • 1% rule +5.6/10.0
  • Livability +4.2/5.0
  • Schools +3.9/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$99,999

1327 Cleveland St · Jacksonville, FL 32209
2 bd · 1.0 ba · 843 sqft · SingleFamily public records · 125 Days on market
Built 1922 2,613 sqft lot Est $77k · 30% over ↓ 9% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 1922 Bungalow with Spacious Backyard! Step back in time with this 2-bedroom, 1-bathroom bungalow built in 1922. This home has 843 square feet of cozy living space, and is perfect for investors, first-time buyers, downsizers, or those who appreciate vintage charm. The home greets you with original details, including hardwood floors and large windows that fill the space with natural light. The kitchen offers functionality and is ready for your personal touches. Both bedrooms provide comfortable retreats, and the bathroom features classic fixtures. One of the standout features is the expansive backyard, offering endless possibilities. Whether you dream of gardening, entertaining, or creating an outdoor oasis, this space has you covered. Don't miss your chance to own a piece of history!

Key facts

  • 2,613 sq ft lot
  • Built 1922
  • Listed 125 days

Property features AI

Finance

  • Financial info: Annual taxes noted

Exterior

  • Parking: On-street parking
  • Utilities: Public sewer; Electricity connected; Water connected
  • Home design: Single-family residence; One story
  • Exterior features: Asphalt road access

Interior

  • Kitchen: Convection oven; Refrigerator
  • Bedrooms: 2 bedrooms
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Investment property; One-level layout
  • Laundry & utility: In-unit laundry with washer hookup and electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $205 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).
  • Recommended offer: $88k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.7% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: John E. Ford K-8 School (math 31% / reading 36%, grade F, #1,758 of 2,144 statewide, top 83%, 622 students, 58% FRL); Joseph Stilwell Middle School (math 31% / reading 33%, grade F, #448 of 571 statewide, top 79%, 612 students, 68% FRL); William M. Raines High School (math 14% / reading 13%, grade F, #616 of 667 statewide, top 92%, 1,217 students, 78% FRL) — zoned schools average 68% FRL vs 49% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 26% at this address vs 46% district-wide (-19 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.8%/yr); 399 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($31k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 125 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 16y ago; this cycle's ask has dropped $10k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1922 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $87,999 (12.0% below list)

Questions for the listing agent

  1. It's been on market 125 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1922 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.06%
Cap rate
8.75%
Cash-on-cash
8.77%
DSCR
1.39
GRM
7.8

CMA / ARV

ARV (on-the-fly)
$76,713
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1335 Cleveland St 0.01mi 2/1.0 843 (0%) 7mo $53,000 $63 94
1439 Cleveland St 0.11mi 2/1.0 900 (+7%) 10mo $55,000 $61 75
1419 Brady St #1-2 0.37mi 2/1.0 870 (+3%) 9mo $75,000 $86 70
1339 Hart St 0.37mi 2/2.0 818 (-3%) 4mo $199,017 $243 70
1480 N Myrtle Ave N 0.35mi 2/1.0 916 (+9%) 2mo $60,000 $66 67
1444 Grothe St 0.48mi 3/1.0 (+1) 828 (-2%) 7mo $75,000 $91 64
1332 Steele St 0.44mi 2/2.0 818 (-3%) 9mo $185,020 $226 63
1536 W 3rd St 0.64mi 2/1.0 776 (-8%) 1mo $107,000 $138 56
1464 W 6th St 0.54mi 2/1.0 766 (-9%) 7mo $98,000 $128 54
1483 8th St W 0.69mi 2/1.0 795 (-6%) 11mo $65,000 $82 49
1080 W 13th St 0.71mi 2/1.0 792 (-6%) 11mo $66,000 $83 48
1533 W 5th St 0.63mi 3/1.0 (+1) 914 (+8%) 12mo $100,000 $109 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.81% rent growth · sell at horizon

5-year hold
IRR
-4.3%
Equity multiple
0.84×
Total profit
$-4,451
Equity at exit
$14,910
10-year hold
IRR
4.0%
Equity multiple
1.28×
Total profit
$7,788
Equity at exit
$8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32209

Home prices YoY
-22.1%
Rents YoY
1.8%
Active inventory
399
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,063 high interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$69 /mo · $831/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$223
Net cashflow
$205

Break-even live

Break-even rent $804
Max offer price $99,999
Occupancy floor 76%

Sensitivity live

Price -10% $261 -5% $233 +0% $205 +5% $176 +10% $148
Rent -10% $121 -5% $163 +0% $205 +5% $247 +10% $289
Rate -1.0pp $255 -0.5pp $230 base $205 +0.5pp $179 +1.0pp $152

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1320 Francis St Jacksonville, FL 2.0 2.0 1003 $1,095 $1.09 25d 1 0.05mi
1454 Francis St Jacksonville, FL 3.0 2.0 1084 $1,243 $1.15 25d 1 0.13mi
1230 W 3rd St Jacksonville, FL 2.0 1.0 750 $950 $1.27 25d 3 0.20mi
926 Eaverson St Unit 745-3 Jacksonville, FL 2.0 1.0 676 $800 $1.18 25d 1 0.23mi
1235 W 5th St Jacksonville, FL 2.0 1.0 600 $895 $1.49 25d 1 0.26mi
1358 Prince St Jacksonville, FL 3.0 3.5 1044 $1,350 $1.29 23d 1 0.37mi
1358 Prince St Jacksonville, FL 3.0 2.5 1044 $1,350 $1.29 25d 1 0.37mi
1376 Prince St Jacksonville, FL 2.0 1.0 800 $1,050 $1.31 9d 1 0.39mi
1531 Louisiana St Unit 3 Jacksonville, FL 2.0 1.0 663 $850 $1.28 25d 1 0.41mi
1046 W 8th St Jacksonville, FL 2.0 1.0 750 $900 $1.20 25d 1 0.42mi
1024 8th St W Jacksonville, FL 2.0 1.0 816 $950 $1.16 25d 1 0.43mi
1785 Mount Herman St Unit 1787 Jacksonville, FL 2.0 1.0 750 $900 $1.20 25d 1 0.43mi
1666 Myrtle Ave N Unit 1666 Jacksonville, FL 2.0 1.0 700 $925 $1.32 25d 1 0.43mi
1437 Prince St Unit 1437 Jacksonville, FL 2.0 1.0 700 $1,120 $1.60 25d 1 0.47mi
1823 Francis St Jacksonville, FL 2.0 1.0 803 $975 $1.21 25d 1 0.48mi
1460 W 5th St Unit 1 Jacksonville, FL 2.0 1.0 700 $850 $1.21 13d 1 0.49mi
1460 W 5th St Jacksonville, FL 2.0 1.0 675 $875 $1.30 13d 1 0.49mi
1478 W 5th St Jacksonville, FL 3.0 1.0 960 $1,225 $1.28 25d 1 0.52mi
1478 W 5th St Jacksonville, FL 3.0 1.0 960 $1,225 $1.28 6d 1 0.52mi
1044 Reiman St Jacksonville, FL 2.0 1.0 630 $895 $1.42 25d 1 0.52mi
1425 Morgan St Jacksonville, FL 2.0 1.0 850 $650 $0.76 5d 1 0.55mi
1448 Union St W Jacksonville, FL 3.0 1.0 958 $1,200 $1.25 25d 1 0.59mi
1504 Perry St Jacksonville, FL 2.0 1.0 800 $1,275 $1.59 16d 1 0.62mi
1504 Perry St Jacksonville, FL 1.0 1.0 600 $1,025 $1.71 14d 1 0.62mi
1504 Perry St Unit 207 Jacksonville, FL 1.0 1.0 600 $1,025 $1.71 16d 1 0.62mi
844 Tyler St Unit 1 Jacksonville, FL 2.0 1.0 800 $900 $1.12 9d 1 0.66mi
1537 7th St W Unit B Jacksonville, FL 3.0 1.0 950 $1,050 $1.11 25d 1 0.67mi
1537 W 7th St Jacksonville, FL 3.0 1.0 950 $1,050 $1.11 9d 1 0.67mi
1539 Union St W Jacksonville, FL 3.0 1.5 1000 $1,144 $1.14 15d 1 0.72mi
1570 Mc Conihe St Unit B Jacksonville, FL 2.0 1.0 714 $875 $1.23 25d 1 0.73mi
1534 Morgan St Unit 1-4 Jacksonville, FL 3.0 1.0 694 $999 $1.44 25d 1 0.73mi
1538 Ella St Unit 1 Jacksonville, FL 2.0 1.0 700 $1,100 $1.57 25d 1 0.74mi
2314 Teal St Jacksonville, FL 2.0 1.0 750 $1,150 $1.53 25d 1 0.77mi
2324 Moncrief Rd Unit 2324 Jacksonville, FL 2.0 1.0 900 $900 $1.00 25d 1 0.77mi
1649 State St W Jacksonville, FL 2.0 1.0 540 $780 $1.44 25d 1 0.81mi
421 W Church St Jacksonville, FL 1.0–2.0 1.0–2.0 1103 $1,890 $1.71 4d 12 0.82mi
1710 W 2nd St Unit A Jacksonville, FL 2.0 1.0 939 $800 $0.85 25d 1 0.82mi
1651 Union St W Jacksonville, FL 2.0 1.0 675 $900 $1.33 25d 1 0.82mi
1657 Union St W Unit 1 Jacksonville, FL 2.0 1.0 700 $1,050 $1.50 3d 1 0.83mi
2532 Moncrief Rd Jacksonville, FL 2.0 1.0 700 $900 $1.29 25d 1 0.83mi

Listing history 33 events

  1. 2026-06-18
    days on market $99,999 Active 125 DOM
  2. 2026-06-17
    days on market $99,999 Active 124 DOM
  3. 2026-06-16
    days on market $99,999 Active 123 DOM
  4. 2026-06-15
    days on market $99,999 Active 122 DOM
  5. 2026-06-10
    days on market $99,999 Active 116 DOM
  6. 2026-06-08
    days on market $99,999 Active 115 DOM
  7. 2026-06-07
    days on market $99,999 Active 114 DOM
  8. 2026-06-03
    days on market $99,999 Active 110 DOM
  9. 2026-06-02
    days on market $99,999 Active 109 DOM
  10. 2026-06-01
    days on market $99,999 Active 108 DOM
  11. 2026-05-31
    days on market $99,999 Active 107 DOM
  12. 2026-05-02
    status Active
  13. 2026-04-09
    historical
  14. 2026-02-22
    price $99,999
  15. 2026-02-12
    price $100,000
  16. 2026-02-03
    historical $1,000
  17. 2026-01-20
    listed $110,000 Active
  18. 2025-10-21
    listed $1,000
  19. 2025-05-21
    status Active 805-char remark
    Show marketing remark (805 chars)

    Charming 1922 Bungalow with Spacious Backyard! Step back in time with this 2-bedroom, 1-bathroom bungalow built in 1922. This home has 843 square feet of cozy living space, and is perfect for investors, first-time buyers, downsizers, or those who appreciate vintage charm. The home greets you with original details, including hardwood floors and large windows that fill the space with natural light. The kitchen offers functionality and is ready for your personal touches. Both bedrooms provide comfortable retreats, and the bathroom features classic fixtures. One of the standout features is the expansive backyard, offering endless possibilities. Whether you dream of gardening, entertaining, or creating an outdoor oasis, this space has you covered. Don't miss your chance to own a piece of history!

  20. 2025-05-02
    status Pending 805-char remark
    Show marketing remark (805 chars)

    Charming 1922 Bungalow with Spacious Backyard! Step back in time with this 2-bedroom, 1-bathroom bungalow built in 1922. This home has 843 square feet of cozy living space, and is perfect for investors, first-time buyers, downsizers, or those who appreciate vintage charm. The home greets you with original details, including hardwood floors and large windows that fill the space with natural light. The kitchen offers functionality and is ready for your personal touches. Both bedrooms provide comfortable retreats, and the bathroom features classic fixtures. One of the standout features is the expansive backyard, offering endless possibilities. Whether you dream of gardening, entertaining, or creating an outdoor oasis, this space has you covered. Don't miss your chance to own a piece of history!

  21. 2025-05-02
    historical 805-char remark
    Show marketing remark (805 chars)

    Charming 1922 Bungalow with Spacious Backyard! Step back in time with this 2-bedroom, 1-bathroom bungalow built in 1922. This home has 843 square feet of cozy living space, and is perfect for investors, first-time buyers, downsizers, or those who appreciate vintage charm. The home greets you with original details, including hardwood floors and large windows that fill the space with natural light. The kitchen offers functionality and is ready for your personal touches. Both bedrooms provide comfortable retreats, and the bathroom features classic fixtures. One of the standout features is the expansive backyard, offering endless possibilities. Whether you dream of gardening, entertaining, or creating an outdoor oasis, this space has you covered. Don't miss your chance to own a piece of history!

  22. 2025-03-12
    price $99,000 805-char remark
    Show marketing remark (805 chars)

    Charming 1922 Bungalow with Spacious Backyard! Step back in time with this 2-bedroom, 1-bathroom bungalow built in 1922. This home has 843 square feet of cozy living space, and is perfect for investors, first-time buyers, downsizers, or those who appreciate vintage charm. The home greets you with original details, including hardwood floors and large windows that fill the space with natural light. The kitchen offers functionality and is ready for your personal touches. Both bedrooms provide comfortable retreats, and the bathroom features classic fixtures. One of the standout features is the expansive backyard, offering endless possibilities. Whether you dream of gardening, entertaining, or creating an outdoor oasis, this space has you covered. Don't miss your chance to own a piece of history!

  23. 2025-02-25
    price $99,500 805-char remark
    Show marketing remark (805 chars)

    Charming 1922 Bungalow with Spacious Backyard! Step back in time with this 2-bedroom, 1-bathroom bungalow built in 1922. This home has 843 square feet of cozy living space, and is perfect for investors, first-time buyers, downsizers, or those who appreciate vintage charm. The home greets you with original details, including hardwood floors and large windows that fill the space with natural light. The kitchen offers functionality and is ready for your personal touches. Both bedrooms provide comfortable retreats, and the bathroom features classic fixtures. One of the standout features is the expansive backyard, offering endless possibilities. Whether you dream of gardening, entertaining, or creating an outdoor oasis, this space has you covered. Don't miss your chance to own a piece of history!

  24. 2025-01-29
    price $119,000 805-char remark
    Show marketing remark (805 chars)

    Charming 1922 Bungalow with Spacious Backyard! Step back in time with this 2-bedroom, 1-bathroom bungalow built in 1922. This home has 843 square feet of cozy living space, and is perfect for investors, first-time buyers, downsizers, or those who appreciate vintage charm. The home greets you with original details, including hardwood floors and large windows that fill the space with natural light. The kitchen offers functionality and is ready for your personal touches. Both bedrooms provide comfortable retreats, and the bathroom features classic fixtures. One of the standout features is the expansive backyard, offering endless possibilities. Whether you dream of gardening, entertaining, or creating an outdoor oasis, this space has you covered. Don't miss your chance to own a piece of history!

  25. 2025-01-03
    listed $125,000 Active 805-char remark
    Show marketing remark (805 chars)

    Charming 1922 Bungalow with Spacious Backyard! Step back in time with this 2-bedroom, 1-bathroom bungalow built in 1922. This home has 843 square feet of cozy living space, and is perfect for investors, first-time buyers, downsizers, or those who appreciate vintage charm. The home greets you with original details, including hardwood floors and large windows that fill the space with natural light. The kitchen offers functionality and is ready for your personal touches. Both bedrooms provide comfortable retreats, and the bathroom features classic fixtures. One of the standout features is the expansive backyard, offering endless possibilities. Whether you dream of gardening, entertaining, or creating an outdoor oasis, this space has you covered. Don't miss your chance to own a piece of history!

  26. 2021-09-08
    soldstatus $220,000
  27. 2021-09-01
    soldstatus $1,450,000
  28. 2011-09-05
    historical 434-char remark
    Show marketing remark (434 chars)

    Incredible Investment Opportunity! Vintage 2 bedroom, 1 Bath Bungalow loaded with Potential, waiting for a New Owner to Restore this jewel & make it Sparkle. Convenient Location to Exciting Downtown Jacksonville Stadium, Ball Field, Parks,Entertainment Venues & More. Perfect Property to Renovate & Reap the Rewards. Small Investment with potential of Large Returns! Invest in your Future Today!!!Property Sold ''As Is''.

  29. 2011-07-06
    listed $4,900 434-char remark
    Show marketing remark (434 chars)

    Incredible Investment Opportunity! Vintage 2 bedroom, 1 Bath Bungalow loaded with Potential, waiting for a New Owner to Restore this jewel & make it Sparkle. Convenient Location to Exciting Downtown Jacksonville Stadium, Ball Field, Parks,Entertainment Venues & More. Perfect Property to Renovate & Reap the Rewards. Small Investment with potential of Large Returns! Invest in your Future Today!!!Property Sold ''As Is''.

  30. 2011-03-19
    historical
  31. 2010-08-29
    listed $4,900
  32. 2002-07-31
    soldstatus $145,000
  33. 2001-12-31
    soldstatus $110,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$831 · $69/mo
Projected year-2 tax
$831 · $69/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,759
− Mortgage interest
−$5,601
− Property taxes
−$831
− Insurance
−$500
− Repairs & maintenance
−$1,021
− Management
−$1,021
− Depreciation
−$2,909
Taxable income
$875
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$210
After-tax cash flow
$2,245/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Duval
NCES district ID
1200480
Math proficiency
46% ▼ -11.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$48,987
Composite
38.97/100
National rank
#4076
State rank
#48 of 73 in FL

Livability — Jacksonville

Score
83/100
State rank
#50
US rank
#911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jacksonville, FL
County
Duval County · 1,015,274 people
City population
979,034
Metro
Jacksonville, FL
Population (ZIP)
34,657
Household income
$30,514
Rent vs Own
53.0% rent · 47.0% own
Severe rent burden
2921.0

Population outlook (Duval County) Hauer SSP2

Today (2025)
1,013,010 people
By 2030
1,059,228 · +4.6%
By 2040
1,141,439 · +12.7%
By 2050
1,205,258 · +19.0%
By 2075
1,324,282 · +30.7%
By 2100
1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (88%)
Race & ethnicity
Black 88% White 5% Hispanic / Latino 5% Two or more races 2%
Hispanic origin (detail)
Puerto Rican 3%
Common ancestry
Hispanic 1% Romanian 1%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 4% French/Haitian/Cajun 1%

Political lean MEDSL · Duval

2024 margin
Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
2008→2024 swing
+0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
All cycles
2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -53.92%
Current HPI
189.5977
Rent YoY
▲ 1.81%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-9.1% since first listed
22 events — show timeline
  • 2026-05-02 Relisted realMLS
  • 2026-04-09 Listing Removed realMLS
  • 2026-02-22 Price Changed $99,999 realMLS
  • 2026-02-12 Price Changed $100,000 realMLS
  • 2026-02-03 Rental Removed $1,000 NEFLMLS
  • 2026-01-20 Listed $110,000 realMLS
  • 2025-10-21 Listed for Rent $1,000 NEFLMLS
  • 2025-05-21 Relisted realMLS
  • 2025-05-02 Pending realMLS
  • 2025-05-02 Listing Removed realMLS
  • 2025-03-12 Price Changed $99,000 realMLS
  • 2025-02-25 Price Changed $99,500 realMLS
  • 2025-01-29 Price Changed $119,000 realMLS
  • 2025-01-03 Listed $125,000 realMLS
  • 2021-09-08 Sold (Public Records) $220,000 Public Records
  • 2021-09-01 Sold (Public Records) $1,450,000 Public Records
  • 2011-09-05 Listing Removed realMLS
  • 2011-07-06 Listed $4,900 realMLS
  • 2011-03-19 Listing Removed realMLS
  • 2010-08-29 Listed $4,900 realMLS
  • 2002-07-31 Sold (Public Records) $145,000 Public Records
  • 2001-12-31 Sold (Public Records) $110,000 Public Records

Property tax history

+2.5%/yr

Latest (2025): $831 · +38.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…