7203 Fuchsia Ln · Atascocita, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +9.4/15.0
- Cash flow +9.3/30.0
- Appreciation +4.5/10.0
- Schools +3.9/10.0
- 1% rule +3.6/10.0
- Livability +3.5/5.0
- DSCR +2.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$240,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
YOU MUST SEE THIS GREAT INVESTMENT PROPERTY! FOUR BEDROOM FLOOR PLAN, BIG ROOM SIZES ON BIG CORNER LOT. EASY ACCESS TO EVERYTHING! TENANT OCCUPIED! PRICED TO SELL.
Key facts
- 7,082 sq ft lot
- 2 garage spots
- Built 1982
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $240k.
Deal economics
- At list price, monthly cash flow is $-176 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $209k (13.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $207k (13.6% below list).
- Recommended offer: $207k (13.6% below list) — sets the bar for 1% rule.
- Cap rate 5.4% vs local median 4.0% in Atascocita — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#346 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Humble ISD (urban): math 38% / reading 44% proficiency, ranked #262 of 826 in TX (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Timbers El (math 35% / reading 38%, grade F, #1,883 of 4,322 statewide, top 44%, 647 students, 62% FRL); Atascocita Middle (math 35% / reading 40%, grade F, #736 of 1,662 statewide, top 45%, 1,027 students, 50% FRL); Humble H S (math 15% / reading 31%, grade F, #1,348 of 1,632 statewide, top 83%, 2,867 students, 77% FRL) — zoned schools average 63% FRL vs 32% district-wide (31 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents flat; 682 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-0.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 107 days — a 9% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 107 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 5.41%
- Cash-on-cash
- -3.14%
- DSCR
- 0.86
- GRM
- 9.6
CMA / ARV
- ARV (median comp)
- $250,772
- List price
- $240,000
- Delta
- -4.30%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7322 Logging Trail Dr | 0.15mi | 4/2.0 (+1) | 1,858 (-3%) | 1mo | $249,990 | $135 | 82 |
| 18811 Sandia Pines Dr | 0.28mi | 3/2.0 | 2,004 (+4%) | 3mo | $265,000 | $132 | 77 |
| 7006 Garnet Hill Ln | 0.29mi | 4/2.0 (+1) | 1,978 (+3%) | 3mo | $272,000 | $138 | 74 |
| 7115 Rose Village Dr | 0.60mi | 3/2.0 | 1,900 (-1%) | 2mo | $255,000 | $134 | 69 |
| 18807 Sandia Pines Dr | 0.28mi | 3/2.0 | 2,109 (+10%) | 2mo | $237,000 | $112 | 69 |
| 18907 Jodywood Dr | 0.39mi | 3/2.5 | 2,055 (+7%) | 1mo | $265,000 | $129 | 67 |
| 18623 Polo Meadow Dr | 0.47mi | 3/2.0 | 1,822 (-5%) | 3mo | $265,000 | $145 | 67 |
| 18823 Long Trace Dr | 0.20mi | 3/2.0 | 1,644 (-14%) | 2mo | $249,100 | $152 | 65 |
| 18718 Jodywood Dr | 0.35mi | 4/2.0 (+1) | 1,728 (-10%) | 0mo | $225,000 | $130 | 62 |
| 7215 Oak Walk Dr | 0.48mi | 3/2.0 | 2,138 (+12%) | 1mo | $298,000 | $139 | 58 |
| 18927 Sandia Pines Dr | 0.40mi | 4/3.0 (+1) | 2,081 (+8%) | 2mo | $209,000 | $100 | 56 |
| 12935 Cascadia Knoll Ct | 0.64mi | 3/2.0 | 2,127 (+11%) | 3mo | $349,900 | $165 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.95% appreciation · 0.09% rent growth · sell at horizon
- IRR
- -12.2%
- Equity multiple
- 0.49×
- Total profit
- $-34,561
- Equity at exit
- $58,462
- IRR
- -8.3%
- Equity multiple
- 0.30×
- Total profit
- $-46,801
- Equity at exit
- $61,840
Cash invested: $67,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77346
- Home prices YoY
- -0.4%
- Rents YoY
- 0.1%
- Active inventory
- 682
- Price-to-rent
- 9.6×
Monthly cashflow live
- Estimated rent
- $2,074 high interval (Pro) →
- Mortgage (P&I)
- −$1,259
- Tax from tax record
- −$416 /mo · $4,992/yr
- Insurance
- −$100
- HOA
- −$40
- Vacancy / Maint / Mgmt
- −$436
- Net cashflow
- $-176
Break-even live
Sensitivity live
| Price | -10% $-40 | -5% $-108 | +0% $-176 | +5% $-244 | +10% $-312 |
|---|---|---|---|---|---|
| Rent | -10% $-340 | -5% $-258 | +0% $-176 | +5% $-94 | +10% $-12 |
| Rate | -1.0pp $-55 | -0.5pp $-115 | base $-176 | +0.5pp $-238 | +1.0pp $-302 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $60,000
- Closing costs
- $7,200
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 23 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7002 Echo Pines Dr Humble, TX | 3.0 | 2.0 | 1738 | $1,869 | $1.08 | 17d | 1 | 0.22mi |
| 7515 Echo Pines Dr Humble, TX | 3.0 | 2.0 | 1655 | $1,850 | $1.12 | 45d | 1 | 0.25mi |
| 7315 Wisteria Chase Pl Humble, TX | 3.0 | 2.0 | 1232 | $1,232 | $1.00 | 21d | 1 | 0.40mi |
| 7131 Maple Walk Dr Humble, TX | 3.0 | 2.0 | 1808 | $1,895 | $1.05 | 7d | 1 | 0.42mi |
| 7403 Misty Morning Dr Humble, TX | 3.0 | 2.0 | 1628 | $1,900 | $1.17 | 19d | 1 | 0.46mi |
| 18810 Woodbreeze Dr Humble, TX | 4.0 | 2.5 | 2200 | $2,279 | $1.04 | 26d | 1 | 0.47mi |
| 18718 Walden Forest Dr Humble, TX | 4.0 | 2.0 | 2224 | $2,600 | $1.17 | 3d | 1 | 0.74mi |
| 14100 Will Clayton Pkwy Humble, TX | 1.0–3.0 | 1.0–2.0 | 1040 | $1,910 | $1.84 | 14d | 1 | 0.85mi |
| 14100 Will Clayton Pkwy Unit 3165 Humble, TX | 3.0 | 2.0 | 1393 | $1,859 | $1.33 | 1d | 1 | 0.86mi |
| 14100 Will Clayton Pkwy Unit 14133 Humble, TX | 3.0 | 2.0 | 1393 | $1,910 | $1.37 | 45d | 1 | 0.86mi |
| 14100 Will Clayton Pkwy Unit 3174 Humble, TX | 3.0 | 2.0 | 1393 | $1,910 | $1.37 | 12d | 1 | 0.86mi |
| 17571 W Lake Houston Pkwy Humble, TX | 2.0 | 1.0–2.0 | 922 | $2,000 | $2.17 | 1d | 41 | 0.91mi |
| 18835 Atasca Oaks Dr Humble, TX | 3.0 | 2.0 | 1432 | $1,829 | $1.28 | 7d | 1 | 0.93mi |
| 17417 W Lake Houston Pkwy Humble, TX | 1.0–2.0 | 1.0–2.0 | 956 | $1,795 | $1.88 | 0d | 12 | 1.02mi |
| 17401 W Lake Houston Pkwy Humble, TX | 1.0–3.0 | 1.0–2.0 | 1085 | $2,139 | $1.97 | 0d | 41 | 1.03mi |
| 18103 Yellowstone Trl Humble, TX | 4.0 | 2.5 | 2602 | $2,371 | $0.91 | 45d | 1 | 1.07mi |
| 17923 Diamond Peak Ct Humble, TX | 4.0 | 2.0 | 2171 | $2,306 | $1.06 | 1d | 1 | 1.09mi |
| 17260 W Lake Houston Pkwy Atascocita, TX | 1.0–3.0 | 1.0–2.5 | 1065 | $2,470 | $2.32 | 0d | 12 | 1.10mi |
| 6227 Spruce Bough Ct Humble, TX | 3.0 | 2.0 | 1432 | $1,800 | $1.26 | 45d | 1 | 1.12mi |
| 13513 Northline Lake Dr Houston, TX | 3.0 | 3.0 | 2034 | $2,800 | $1.38 | 45d | 1 | 1.19mi |
| 19119 Sprintwood Ct Humble, TX | 4.0 | 2.5 | 2487 | $2,425 | $0.98 | 24d | 1 | 1.26mi |
| 16848 W Lake Houston Pkwy Humble, TX | 3.0 | 1.0–2.5 | 1128 | $2,563 | $2.27 | 0d | 24 | 1.31mi |
| 6519 Kings Glen Dr Humble, TX | 1.0–3.0 | 1.0–2.5 | 1255 | $2,813 | $2.24 | 1d | 14 | 1.50mi |
HOA detail
- Monthly dues
- $40 · $480/yr
Listing history 39 events
-
2026-06-21days on market $240,000 Active 107 DOM
-
2026-06-18days on market $240,000 Active 104 DOM
-
2026-06-17days on market $240,000 Active 103 DOM
-
2026-06-16days on market $240,000 Active 102 DOM
-
2026-06-15days on market $240,000 Active 101 DOM
-
2026-06-13days on market $240,000 Active 99 DOM
-
2026-06-13days on market $240,000 Active 98 DOM
-
2026-06-09days on market $240,000 Active 95 DOM
-
2026-06-08days on market $240,000 Active 94 DOM
-
2026-06-07days on market $240,000 Active 93 DOM
-
2026-06-04days on market $240,000 Active 90 DOM
-
2026-06-03days on market $240,000 Active 89 DOM
-
2026-06-02days on market $240,000 Active 88 DOM
-
2026-06-01days on market $240,000 Active 87 DOM
-
2026-05-31days on market $240,000 Active 86 DOM
-
2026-05-01price $240,000
-
2026-03-06$250,000 Active
-
2021-12-29soldstatus
-
2021-12-07soldstatus Sold 163-char remark
Show marketing remark (163 chars)
YOU MUST SEE THIS GREAT INVESTMENT PROPERTY! FOUR BEDROOM FLOOR PLAN, BIG ROOM SIZES ON BIG CORNER LOT. EASY ACCESS TO EVERYTHING! TENANT OCCUPIED! PRICED TO SELL.
-
2021-11-23status Pending 163-char remark
Show marketing remark (163 chars)
YOU MUST SEE THIS GREAT INVESTMENT PROPERTY! FOUR BEDROOM FLOOR PLAN, BIG ROOM SIZES ON BIG CORNER LOT. EASY ACCESS TO EVERYTHING! TENANT OCCUPIED! PRICED TO SELL.
-
2021-11-11status Option Pending 163-char remark
Show marketing remark (163 chars)
YOU MUST SEE THIS GREAT INVESTMENT PROPERTY! FOUR BEDROOM FLOOR PLAN, BIG ROOM SIZES ON BIG CORNER LOT. EASY ACCESS TO EVERYTHING! TENANT OCCUPIED! PRICED TO SELL.
-
2021-11-06$205,000 Active 163-char remark
Show marketing remark (163 chars)
YOU MUST SEE THIS GREAT INVESTMENT PROPERTY! FOUR BEDROOM FLOOR PLAN, BIG ROOM SIZES ON BIG CORNER LOT. EASY ACCESS TO EVERYTHING! TENANT OCCUPIED! PRICED TO SELL.
-
2018-06-12soldstatus
-
2018-06-08soldstatus Sold
-
2018-06-02status Pending, Continue to Show
-
2018-06-02status Pending
-
2018-05-17status Option Pending
-
2018-05-16status Active
-
2018-05-15status Option Pending
-
2018-04-19$157,900 Active
-
2014-01-13soldstatus
-
2009-09-15historical
-
2009-07-25$108,000
-
2008-07-17historical
-
2008-04-11$107,900
-
2006-10-02historical
-
2006-07-05$115,000
-
2003-08-13soldstatus
-
1988-01-02soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $4,992 · $416/mo
- Projected year-2 tax
- $4,992 · $416/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,890
- − Mortgage interest
- −$13,444
- − Property taxes
- −$4,992
- − Insurance
- −$1,200
- − Repairs & maintenance
- −$1,991
- − Management
- −$1,991
- − HOA
- −$480
- − Depreciation
- −$6,982
- Taxable loss
- −$6,191
- Est. tax savings @ 24.0%
- +$1,486
- After-tax cash flow
- $-627/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Humble ISD
- NCES district ID
- 4823910
- Math proficiency
- 38% ▼ -11.00%
- Reading proficiency
- 44% ▼ -7.00%
- Median HH income
- $83,946
- Composite
- 38.55/100
- National rank
- #4171
- State rank
- #262 of 826 in TX
Livability — Atascocita
- Score
- 70/100
- State rank
- #346
- US rank
- #7586
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Atascocita, TX
- County
- Harris County · 4,702,590 people
- City population
- 79,538
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 79,538
- Household income
- $122,241
- Rent vs Own
- Severe rent burden
- 1072.0
Population outlook (Harris County) Hauer SSP2
- Today (2025)
- 5,571,493 people
- By 2030
- 6,089,821 · +9.3%
- By 2040
- 7,142,806 · +28.2%
- By 2050
- 8,185,864 · +46.9%
- By 2075
- 10,574,329 · +89.8%
- By 2100
- 12,109,958 · +117.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- White 42% Hispanic / Latino 28% Black 21% Two or more races 18% Asian 4%
- Hispanic origin (detail)
- Mexican 20% Puerto Rican 2%
- Common ancestry
- Lithuanian 4% Slovak 1% Italian 1%
- Foreign-born
- 10% · Canada, Vietnam, China
- Languages at home
- 78% English-only · Spanish 17% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Harris
- 2024 margin
- Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
- 2008→2024 swing
- +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
- All cycles
- 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.95%
- Current HPI
- 218.0478
- Rent YoY
- ▲ 0.09%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
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Price history
+108.7% since first listed24 events — show timeline
- 2026-05-01 Price Changed $240,000 HARMLS
- 2026-03-06 Listed $250,000 HARMLS
- 2021-12-29 Sold (Public Records) — Public Records
- 2021-12-07 Sold (MLS) — HARMLS
- 2021-11-23 Pending — HARMLS
- 2021-11-11 Pending — HARMLS
- 2021-11-06 Listed $205,000 HARMLS
- 2018-06-12 Sold (Public Records) — Public Records
- 2018-06-08 Sold (MLS) — HARMLS
- 2018-06-02 Pending — HARMLS
- 2018-06-02 Pending — HARMLS
- 2018-05-17 Pending — HARMLS
- 2018-05-16 Relisted — HARMLS
- 2018-05-15 Pending — HARMLS
- 2018-04-19 Listed $157,900 HARMLS
- 2014-01-13 Sold (Public Records) — Public Records
- 2009-09-15 Listing Removed — HARMLS
- 2009-07-25 Listed $108,000 HARMLS
- 2008-07-17 Listing Removed — HARMLS
- 2008-04-11 Listed $107,900 HARMLS
- 2006-10-02 Listing Removed — HARMLS
- 2006-07-05 Listed $115,000 HARMLS
- 2003-08-13 Sold (Public Records) — Public Records
- 1988-01-02 Sold (Public Records) — Public Records
Property tax history
+3.1%/yrLatest (2025): $4,992 · +7.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…