533 NW Avon Ave · Port St. Lucie, FL 34983

$259,000

3 bd · 2.0 ba · 1,292 sqft · SingleFamily public records · 45 Days on market

Built 1993 Est $314k · 18% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.5/30.0
• ARV discount +15.0/15.0
• DSCR +6.2/10.0
• 1% rule +5.1/10.0
• Schools +3.7/10.0
• Rent growth +2.9/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

''Old World Feel'' in this warm, inviting 3 bedroom, 2 bath, 2 car garage home in a quiet neighborhood. Has a rich-looking kitchen with tall cabinets, recessed lights and newer stainless appliances. The master bath has a unique, luxurious antique tub. Tile and wood laminate flooring and a well manicured private backyard oasis which can accommodate your own pool. Large back patio.

Key facts

• 2 garage spots
• Built 1993
• Listed 45 days

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $259k.

Deal economics

• At list price, monthly cash flow is $296 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $259k).
• Recommended offer: $251k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.7% vs local median 3.9% in Port St. Lucie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.5%/yr); 358 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
• This rent runs 42% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 45 days — a 3% lower offer ($251k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $200k; 30% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $251,230 (3.0% below list)

Questions for the listing agent

1. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.01% ✓
• Cap rate: 7.66%
• Cash-on-cash: 4.90%
• DSCR: 1.22
• GRM: 8.3

CMA / ARV

• ARV (on-the-fly): $313,956
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
533 NW Avon Ave	0.00mi	3/2.0	1,292 (0%)	1mo	$240,000	$186	99
550 SW Prima Vista Blvd	0.30mi	3/2.0	1,406 (+9%)	1mo	$313,600	$223	70
118 NW Carmelite St	0.52mi	3/2.0	1,290 (-0%)	10mo	$350,000	$271	68
385 SW Violet Ave	0.51mi	3/2.0	1,334 (+3%)	11mo	$300,500	$225	62
397 NW Biltmore St	0.67mi	3/2.0	1,244 (-4%)	4mo	$335,000	$269	59
331 NW Dearman St	0.40mi	3/2.0	1,480 (+15%)	1mo	$359,000	$243	56
626 SW Cynthia St	0.59mi	3/2.0	1,173 (-9%)	3mo	$290,000	$247	55
335 NW Marion Ave	0.39mi	3/2.0	1,416 (+10%)	13mo	$352,500	$249	54
325 NW Rebecca Ave	0.73mi	3/2.0	1,352 (+5%)	7mo	$281,500	$208	52
462 SW Peach St	0.57mi	3/2.0	1,165 (-10%)	8mo	$278,999	$239	50
401 NW Ferris Dr	0.54mi	2/2.0 (-1)	1,184 (-8%)	10mo	$280,000	$236	47
726 NW Placid Ave	0.74mi	3/2.0	1,125 (-13%)	3mo	$326,742	$290	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.53% rent growth · sell at horizon

5-year hold

• IRR: -10.3%
• Equity multiple: 0.63×
• Total profit: $-26,901
• Equity at exit: $38,618

10-year hold

• IRR: -3.1%
• Equity multiple: 0.80×
• Total profit: $-14,224
• Equity at exit: $22,394

Cash invested: $72,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34983

• Home prices YoY: -33.9%
• Rents YoY: 1.5%
• Active inventory: 358
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $2,615 high
• Mortgage (P&I): −$1,358
• Tax from tax record: −$304 /mo · $3,642/yr
• Insurance: −$108
• HOA: −$0
• Vacancy / Maint / Mgmt: −$549
• Net cashflow: $296

Break-even live

Break-even rent $2,240

Max offer price $259,000

Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $64,750
• Closing costs: $7,770
• Reserves months: —
• Total cash needed: —

Rent comps 33 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
507 NW Billiar Ave Port St Lucie, FL	3.0	2.0	1249	$2,350	$1.88	21d	1	0.16mi
532 SW Buswell Ave Port Saint Lucie, FL	4.0	2.5	1629	$2,750	$1.69	23d	1	0.30mi
365 NW Hibiscus St Port Saint Lucie, FL	4.0	2.0	1714	$4,000	$2.33	23d	1	0.31mi
385 NW Broadview St Port Saint Lucie, FL	2.0	2.0	1500	$2,300	$1.53	23d	1	0.37mi
351 SW Buswell Ave Port Saint Lucie, FL	2.0	2.0	1234	$2,200	$1.78	14d	1	0.37mi
134 NW Peach St Port Saint Lucie, FL	3.0	2.0	1862	$2,050	$1.10	14d	1	0.43mi
367 NW Aurora St Port Saint Lucie, FL	2.0	1.0	940	$2,050	$2.18	14d	1	0.44mi
632 SW Granadeer St Port Saint Lucie, FL	3.0	2.0	1618	$2,495	$1.54	14d	1	0.56mi
325 NW Ferris Dr Port Saint Lucie, FL	2.0	2.0	1100	$1,900	$1.73	14d	1	0.66mi
581 NW Cornell Ave Port Saint Lucie, FL	3.0	2.0	1035	$2,600	$2.51	23d	1	0.77mi
456 SW Prado Ave Port Saint Lucie, FL	3.0	2.0	1376	$2,100	$1.53	14d	1	0.85mi
216 NE Mainsail St Port Saint Lucie, FL	3.0	2.0	1516	$2,550	$1.68	21d	1	0.87mi
642 SW Bolin Ct Port Saint Lucie, FL	3.0	2.0	1166	$2,150	$1.84	21d	1	0.88mi
554 SW Lakehurst Dr Port Saint Lucie, FL	3.0	2.0	1054	$2,100	$1.99	14d	1	0.90mi
574 NW Bayshore Blvd Port Saint Lucie, FL	4.0	2.0	1806	$2,850	$1.58	23d	1	0.91mi
116 Prima Vista Blvd Unit A Port St. Lucie, FL	3.0	1.0	1314	$2,600	$1.98	23d	1	0.94mi
738 SW Ravenswood Ln Port St Lucie, FL	2.0	2.0	894	$2,100	$2.35	21d	1	0.95mi
160 NE Bracken Rd Port Saint Lucie, FL	3.0	2.0	1166	$2,200	$1.89	21d	1	1.04mi
160 NE Bracken Rd Port Saint Lucie, FL	3.0	2.0	1166	$2,200	$1.89	23d	1	1.04mi
151 SE Castana Ct Port Saint Lucie, FL	3.0	2.0	1382	$2,500	$1.81	23d	1	1.05mi
702 NW Orchid St Port Saint Lucie, FL	3.0	2.0	1499	$3,500	$2.33	23d	1	1.09mi
185 NW Willow Grove Ave Port Saint Lucie, FL	2.0	2.0	1539	$2,600	$1.69	23d	1	1.09mi
628 NW Venetto Ct Port Saint Lucie, FL	2.0	2.0	1819	$2,650	$1.46	23d	1	1.15mi
628 NW Venetto Ct Port Saint Lucie, FL	2.0	2.0	1819	$2,550	$1.40	14d	1	1.15mi
107 SE Lucero Dr Port Saint Lucie, FL	3.0	2.0	1326	$2,150	$1.62	21d	1	1.19mi
213 NE Prima Vista Blvd Port Saint Lucie, FL	2.0	1.0	1012	$2,000	$1.98	23d	1	1.19mi
201 NE Midfield Ln Port Saint Lucie, FL	2.0	2.0	1389	$2,500	$1.80	23d	1	1.21mi
1189 SW Broadview St Port Saint Lucie, FL	2.0	2.0	988	$2,200	$2.23	14d	1	1.22mi
154 SE Selva Ct Port Saint Lucie, FL	3.0	2.0	1503	$3,000	$2.00	23d	1	1.27mi
6956 NW Jorgensen Rd Port Saint Lucie, FL	3.0	2.0	1358	$2,500	$1.84	14d	1	1.31mi
160 SE Duxbury Ave Port Saint Lucie, FL	2.0	2.5	1521	$2,700	$1.78	23d	1	1.40mi
121 SE Juper Ave Port Saint Lucie, FL	2.0	2.0	1450	$2,500	$1.72	23d	1	1.42mi
336 SE Tranquilla Ave Port Saint Lucie, FL	3.0	3.0	1412	$2,700	$1.91	14d	1	1.49mi

Listing history 17 events

1. 2026-04-27
   status Pending
2. 2026-03-24
   price $259,000
3. 2026-03-13
   listed $269,000 Active
4. 2019-12-03
   soldstatus $199,500
5. 2019-11-22
   soldstatus $199,500 Closed 382-char remark

   Show marketing remark (382 chars)

   ''Old World Feel'' in this warm, inviting 3 bedroom, 2 bath, 2 car garage home in a quiet neighborhood. Has a rich-looking kitchen with tall cabinets, recessed lights and newer stainless appliances. The master bath has a unique, luxurious antique tub. Tile and wood laminate flooring and a well manicured private backyard oasis which can accommodate your own pool. Large back patio.

6. 2019-10-25
   status Pending 382-char remark

   Show marketing remark (382 chars)

   ''Old World Feel'' in this warm, inviting 3 bedroom, 2 bath, 2 car garage home in a quiet neighborhood. Has a rich-looking kitchen with tall cabinets, recessed lights and newer stainless appliances. The master bath has a unique, luxurious antique tub. Tile and wood laminate flooring and a well manicured private backyard oasis which can accommodate your own pool. Large back patio.

7. 2019-10-06
   historical Contingent 382-char remark

   Show marketing remark (382 chars)

   ''Old World Feel'' in this warm, inviting 3 bedroom, 2 bath, 2 car garage home in a quiet neighborhood. Has a rich-looking kitchen with tall cabinets, recessed lights and newer stainless appliances. The master bath has a unique, luxurious antique tub. Tile and wood laminate flooring and a well manicured private backyard oasis which can accommodate your own pool. Large back patio.

8. 2019-09-30
   listed $199,500 Active 382-char remark

   Show marketing remark (382 chars)

   ''Old World Feel'' in this warm, inviting 3 bedroom, 2 bath, 2 car garage home in a quiet neighborhood. Has a rich-looking kitchen with tall cabinets, recessed lights and newer stainless appliances. The master bath has a unique, luxurious antique tub. Tile and wood laminate flooring and a well manicured private backyard oasis which can accommodate your own pool. Large back patio.

9. 2012-05-24
   soldstatus $84,500
10. 2012-05-21
    soldstatus $84,500 106-char remark

    Show marketing remark (106 chars)

    Nice 3/2/2 in quiet neighborhood. Newly painted and landscaped. Must see! Not a short sale or foreclosure.

11. 2012-05-07
    historical 106-char remark

    Show marketing remark (106 chars)

    Nice 3/2/2 in quiet neighborhood. Newly painted and landscaped. Must see! Not a short sale or foreclosure.

12. 2012-05-03
    listed $89,000 106-char remark

    Show marketing remark (106 chars)

    Nice 3/2/2 in quiet neighborhood. Newly painted and landscaped. Must see! Not a short sale or foreclosure.

13. 2012-04-19
    soldstatus $60,000
14. 2012-04-17
    soldstatus $60,000
15. 2012-02-12
    historical
16. 2011-04-11
    listed $65,137
17. 1994-01-03
    soldstatus $64,800

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,642 · $304/mo
• Projected year-2 tax: $3,642 · $304/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 23 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,377
• − Mortgage interest: −$14,508
• − Property taxes: −$3,642
• − Insurance: −$1,295
• − Repairs & maintenance: −$2,510
• − Management: −$2,510
• − Depreciation: −$7,535
• Taxable loss: −$623
• Est. tax savings @ 24.0%: +$149
• After-tax cash flow: $3,702/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Lucie
• NCES district ID: 1201770
• Math proficiency: 40% ▼ -11.00%
• Reading proficiency: 48% ▼ -4.00%
• Median HH income: $44,737
• Composite: 37.28/100
• National rank: #4449
• State rank: #51 of 73 in FL

Livability — Port St. Lucie

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Port St. Lucie, FL
• County: Saint Lucie County · 337,150 people
• City population: 221,051
• Metro: Port St. Lucie, FL
• Population (ZIP): 49,001
• Household income: $75,489
• Rent vs Own: 15.2% rent · 84.8% own
• Severe rent burden: 843.0

Population outlook (St. Lucie County) Hauer SSP2

• Today (2025): 338,016 people
• By 2030: 355,687 · +5.2%
• By 2040: 385,521 · +14.1%
• By 2050: 406,106 · +20.1%
• By 2075: 441,054 · +30.5%
• By 2100: 436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 51% Hispanic / Latino 23% Black 18% Two or more races 13% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 9% Cuban 3%
• Common ancestry: Hispanic 3% Romanian 2% Italian 1%
• Foreign-born: 19% · Canada, Guatemala, Jamaica
• Languages at home: 74% English-only · Spanish 15% French/Haitian/Cajun 4% Other Indo-European 2%

Political lean MEDSL · St. Lucie

• 2024 margin: Lean R (+9.1) · D 45.1% · R 54.2%
• 2008→2024 swing: -21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
• All cycles: 2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -209.28%
• Current HPI: 407.6341
• Rent YoY: ▲ 1.53%
• Metro: Port St. Lucie, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+299.7% since first listed

17 events — show timeline

• 2026-04-27 Pending — Beaches MLS
• 2026-03-24 Price Changed $259,000 Beaches MLS
• 2026-03-13 Listed $269,000 Beaches MLS
• 2019-12-03 Sold (Public Records) $199,500 Public Records
• 2019-11-22 Sold (MLS) $199,500 Beaches MLS
• 2019-10-25 Pending — Beaches MLS
• 2019-10-06 Contingent — Beaches MLS
• 2019-09-30 Listed $199,500 Beaches MLS
• 2012-05-24 Sold (Public Records) $84,500 Public Records
• 2012-05-21 Sold (MLS) $84,500 Beaches MLS
• 2012-05-07 Listing Removed — Beaches MLS
• 2012-05-03 Listed $89,000 Beaches MLS
• 2012-04-19 Sold (Public Records) $60,000 Public Records
• 2012-04-17 Sold (MLS) $60,000 Beaches MLS
• 2012-02-12 Listing Removed — Beaches MLS
• 2011-04-11 Listed $65,137 Beaches MLS
• 1994-01-03 Sold (Public Records) $64,800 Public Records

Property tax history

+13.1%/yr

Latest (2025): $3,642 · +3.5% YoY. Source: county tax records.