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6070 Mahogany Ter
F Composite 30.76
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +9.2/10.0
  • Cash flow +7.2/30.0
  • Schools +3.2/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.9/10.0
  • DSCR +1.3/10.0
  • ARV discount +0.0/15.0

$349,900

6070 Mahogany Ter · Graniteville, SC 29829
4 bd · 2.5 ba · 2,432 sqft · SingleFamily public records
Built 2018 0.52 ac lot Est $282k · 24% over $47/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to your private backyard retreat in Graniteville! Situated on a rare . 52-acre lot -- much larger than most homes in the neighborhood -- this beautiful 4-bedroom, 2.5-bath home offers space, privacy, and an outdoor lifestyle that's hard to find. The fully fenced backyard is a true highlight featuring an in-ground saltwater pool, pergola-covered patio, saltwater hot tub that conveys, and tropical landscaping with fruit trees, creating your own private oasis perfect for entertaining or relaxing. Inside, the open floor plan offers a spacious kitchen with granite countertops, white cabinets with crown molding, stainless steel appliances, pantry, breakfast bar, and breakfast nook, all open to the large family room with a wood-burning fireplace and access to the covered back porch. A formal dining room provides additional flex space. Upstairs, the oversized owner's suite features custom his-and-hers walk-in closets, dual vanities, soaking tub, separate shower, and private water closet. Three additional bedrooms, full bath, and laundry room complete the upper level. Located less than a mile from I-20 and convenient to SRS, Fort Gordon, Bridgestone, Aiken Regional, USC Aiken, and University Hospital. Homes with lots this size, pools, and outdoor living like this are hard to find -- don't miss this one.

Key facts

  • 0.52 acre lot
  • Garage
  • Built 2018

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $350k.

Deal economics

  • At list price, monthly cash flow is $-487 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $264k (24.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $242k (30.9% below list).
  • Recommended offer: $242k (30.9% below list) — sets the bar for 1% rule.
  • Cap rate 4.6% vs local median 6.0% in Graniteville — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: schools F, amenities F, commute F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 299 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $32k of equity ($2k loan paydown + $29k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 2, paydown + projected appreciation supports a ~$51k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
  • 9 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $275k; 27% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $241,926 (30.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.69%
Cap rate
4.62%
Cash-on-cash
-5.96%
DSCR
0.73
GRM
12.1

CMA / ARV

ARV (on-the-fly)
$282,112
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
708 Flat Rock Ln 0.16mi 4/2.5 2,342 (-4%) 5mo $399,000 $170 82
3032 Walking View Ct 0.21mi 4/2.5 2,359 (-3%) 5mo $250,000 $106 81
8039 Red Rock Way Way 0.41mi 4/2.5 2,456 (+1%) 13mo $287,000 $117 68
4055 Thimbleberry Dr 0.17mi 3/2.5 (-1) 2,273 (-6%) 12mo $270,000 $119 66
4145 Thimbleberry Dr 0.33mi 3/2.5 (-1) 2,357 (-3%) 10mo $273,000 $116 66
568 Buttonwood Dr 0.48mi 4/2.5 2,232 (-8%) 1mo $267,000 $120 63
8045 Cozy Knl 0.18mi 4/2.5 2,149 (-12%) 15mo $274,500 $128 60
200 Pendulum Rdg 0.39mi 4/3.0 2,780 (+14%) 4mo $299,000 $108 52
4920 Coal Creek Dr 0.56mi 4/2.5 2,724 (+12%) 2mo $305,000 $112 52
566 Village East Cir 0.59mi 5/3.0 (+1) 2,652 (+9%) 2mo $275,000 $104 49
709 Turning Crest Ln 0.72mi 4/2.5 2,294 (-6%) 16mo $256,500 $112 44
2002 Winding Trail Rd 0.29mi 5/3.5 (+1) 2,778 (+14%) 15mo $320,000 $115 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
16.4%
Equity multiple
2.24×
Total profit
$121,708
Equity at exit
$274,927
10-year hold
IRR
15.8%
Equity multiple
4.85×
Total profit
$376,743
Equity at exit
$554,640

Cash invested: $97,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
299
Price-to-rent
12.1×

Monthly cashflow live

Estimated rent
$2,419 high interval (Pro) →
Mortgage (P&I)
$1,835
Tax from tax record
$370 /mo · $4,444/yr
Insurance
$146
HOA
$47
Vacancy / Maint / Mgmt
$508
Net cashflow
$-487

Break-even live

Break-even rent $3,036
Max offer price $263,896
Occupancy floor

Sensitivity live

Price -10% $-289 -5% $-388 +0% $-487 +5% $-586 +10% $-685
Rent -10% $-678 -5% $-582 +0% $-487 +5% $-391 +10% $-296
Rate -1.0pp $-311 -0.5pp $-398 base $-487 +0.5pp $-578 +1.0pp $-670

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$87,475
Closing costs
$10,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6130 Mahogany Ter Graniteville, SC 4.0 2.0 1893 $2,250 $1.19 15d 1 0.12mi
4044 Thimbleberry Dr Graniteville, SC 3.0 2.5 1694 $1,925 $1.14 22d 1 0.15mi
4074 Thimbleberry Dr Graniteville, SC 3.0 2.5 1854 $1,900 $1.02 22d 1 0.21mi
4060 Stone Pass Dr Graniteville, SC 4.0 2.0 1600 $1,925 $1.20 24d 1 0.71mi
507 Satinwood Cir Graniteville, SC 3.0–4.0 2.0–2.5 1776 $2,199 $1.24 15d 5 0.78mi

HOA detail

Monthly dues
$47 · $564/yr
Likely covers
waterlandscapingpool

Listing history 23 events

  1. 2026-04-24
    status Pending
    Show marketing remark (1323 chars)

    Welcome to your private backyard retreat in Graniteville! Situated on a rare . 52-acre lot -- much larger than most homes in the neighborhood -- this beautiful 4-bedroom, 2.5-bath home offers space, privacy, and an outdoor lifestyle that's hard to find. The fully fenced backyard is a true highlight featuring an in-ground saltwater pool, pergola-covered patio, saltwater hot tub that conveys, and tropical landscaping with fruit trees, creating your own private oasis perfect for entertaining or relaxing. Inside, the open floor plan offers a spacious kitchen with granite countertops, white cabinets with crown molding, stainless steel appliances, pantry, breakfast bar, and breakfast nook, all open to the large family room with a wood-burning fireplace and access to the covered back porch. A formal dining room provides additional flex space. Upstairs, the oversized owner's suite features custom his-and-hers walk-in closets, dual vanities, soaking tub, separate shower, and private water closet. Three additional bedrooms, full bath, and laundry room complete the upper level. Located less than a mile from I-20 and convenient to SRS, Fort Gordon, Bridgestone, Aiken Regional, USC Aiken, and University Hospital. Homes with lots this size, pools, and outdoor living like this are hard to find -- don't miss this one.

  2. 2026-04-24
    historical 1323-char remark
    Show marketing remark (1323 chars)

    Welcome to your private backyard retreat in Graniteville! Situated on a rare . 52-acre lot -- much larger than most homes in the neighborhood -- this beautiful 4-bedroom, 2.5-bath home offers space, privacy, and an outdoor lifestyle that's hard to find. The fully fenced backyard is a true highlight featuring an in-ground saltwater pool, pergola-covered patio, saltwater hot tub that conveys, and tropical landscaping with fruit trees, creating your own private oasis perfect for entertaining or relaxing. Inside, the open floor plan offers a spacious kitchen with granite countertops, white cabinets with crown molding, stainless steel appliances, pantry, breakfast bar, and breakfast nook, all open to the large family room with a wood-burning fireplace and access to the covered back porch. A formal dining room provides additional flex space. Upstairs, the oversized owner's suite features custom his-and-hers walk-in closets, dual vanities, soaking tub, separate shower, and private water closet. Three additional bedrooms, full bath, and laundry room complete the upper level. Located less than a mile from I-20 and convenient to SRS, Fort Gordon, Bridgestone, Aiken Regional, USC Aiken, and University Hospital. Homes with lots this size, pools, and outdoor living like this are hard to find -- don't miss this one.

  3. 2026-04-22
    status Pending
  4. 2026-04-21
    historical
  5. 2026-03-29
    price $349,900
  6. 2026-03-29
    price $349,900
  7. 2026-03-19
    listed $364,900 Active
    Show marketing remark (1323 chars)

    Welcome to your private backyard retreat in Graniteville! Situated on a rare . 52-acre lot -- much larger than most homes in the neighborhood -- this beautiful 4-bedroom, 2.5-bath home offers space, privacy, and an outdoor lifestyle that's hard to find. The fully fenced backyard is a true highlight featuring an in-ground saltwater pool, pergola-covered patio, saltwater hot tub that conveys, and tropical landscaping with fruit trees, creating your own private oasis perfect for entertaining or relaxing. Inside, the open floor plan offers a spacious kitchen with granite countertops, white cabinets with crown molding, stainless steel appliances, pantry, breakfast bar, and breakfast nook, all open to the large family room with a wood-burning fireplace and access to the covered back porch. A formal dining room provides additional flex space. Upstairs, the oversized owner's suite features custom his-and-hers walk-in closets, dual vanities, soaking tub, separate shower, and private water closet. Three additional bedrooms, full bath, and laundry room complete the upper level. Located less than a mile from I-20 and convenient to SRS, Fort Gordon, Bridgestone, Aiken Regional, USC Aiken, and University Hospital. Homes with lots this size, pools, and outdoor living like this are hard to find -- don't miss this one.

  8. 2026-03-19
    listed $349,900 1323-char remark
    Show marketing remark (1323 chars)

    Welcome to your private backyard retreat in Graniteville! Situated on a rare . 52-acre lot -- much larger than most homes in the neighborhood -- this beautiful 4-bedroom, 2.5-bath home offers space, privacy, and an outdoor lifestyle that's hard to find. The fully fenced backyard is a true highlight featuring an in-ground saltwater pool, pergola-covered patio, saltwater hot tub that conveys, and tropical landscaping with fruit trees, creating your own private oasis perfect for entertaining or relaxing. Inside, the open floor plan offers a spacious kitchen with granite countertops, white cabinets with crown molding, stainless steel appliances, pantry, breakfast bar, and breakfast nook, all open to the large family room with a wood-burning fireplace and access to the covered back porch. A formal dining room provides additional flex space. Upstairs, the oversized owner's suite features custom his-and-hers walk-in closets, dual vanities, soaking tub, separate shower, and private water closet. Three additional bedrooms, full bath, and laundry room complete the upper level. Located less than a mile from I-20 and convenient to SRS, Fort Gordon, Bridgestone, Aiken Regional, USC Aiken, and University Hospital. Homes with lots this size, pools, and outdoor living like this are hard to find -- don't miss this one.

  9. 2026-03-19
    listed $364,900 Active
    Show marketing remark (1323 chars)

    Welcome to your private backyard retreat in Graniteville! Situated on a rare . 52-acre lot -- much larger than most homes in the neighborhood -- this beautiful 4-bedroom, 2.5-bath home offers space, privacy, and an outdoor lifestyle that's hard to find. The fully fenced backyard is a true highlight featuring an in-ground saltwater pool, pergola-covered patio, saltwater hot tub that conveys, and tropical landscaping with fruit trees, creating your own private oasis perfect for entertaining or relaxing. Inside, the open floor plan offers a spacious kitchen with granite countertops, white cabinets with crown molding, stainless steel appliances, pantry, breakfast bar, and breakfast nook, all open to the large family room with a wood-burning fireplace and access to the covered back porch. A formal dining room provides additional flex space. Upstairs, the oversized owner's suite features custom his-and-hers walk-in closets, dual vanities, soaking tub, separate shower, and private water closet. Three additional bedrooms, full bath, and laundry room complete the upper level. Located less than a mile from I-20 and convenient to SRS, Fort Gordon, Bridgestone, Aiken Regional, USC Aiken, and University Hospital. Homes with lots this size, pools, and outdoor living like this are hard to find -- don't miss this one.

  10. 2021-12-21
    soldstatus $275,000
  11. 2021-12-17
    soldstatus $275,000
  12. 2021-12-17
    soldstatus $275,000
  13. 2021-12-17
    soldstatus $275,000
  14. 2021-11-05
    listed $269,000
  15. 2021-11-05
    listed $269,000
  16. 2021-11-05
    listed $269,000
  17. 2018-07-20
    soldstatus $209,605
  18. 2018-07-20
    soldstatus $209,605
  19. 2018-07-20
    soldstatus $209,605
  20. 2018-03-06
    soldstatus $216,000
  21. 2018-01-29
    listed $209,110
  22. 2018-01-06
    listed $209,110
  23. 2018-01-06
    listed $209,110

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$4,444 · $370/mo
Projected year-2 tax
$4,444 · $370/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 62% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,031
− Mortgage interest
−$19,600
− Property taxes
−$4,444
− Insurance
−$1,750
− Repairs & maintenance
−$2,322
− Management
−$2,322
− HOA
−$564
− Depreciation
−$10,179
Taxable loss
−$12,150
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,916
After-tax cash flow
$-2,926/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Graniteville

Score
59/100
State rank
#240
US rank
#19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
12,385
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+67.3% since first listed
23 events — show timeline
  • 2026-04-24 Pending Hive MLS
  • 2026-04-24 Listing Removed Hive MLS
  • 2026-04-22 Pending AMLS
  • 2026-04-21 Listing Removed Hive MLS
  • 2026-03-29 Price Changed $349,900 Hive MLS
  • 2026-03-29 Price Changed $349,900 AMLS
  • 2026-03-19 Listed $364,900 AMLS
  • 2026-03-19 Listed $349,900 Hive MLS
  • 2026-03-19 Listed $364,900 Hive MLS
  • 2021-12-21 Sold (Public Records) $275,000 Public Records
  • 2021-12-17 Sold (MLS) $275,000 AMLS
  • 2021-12-17 Sold (MLS) $275,000 Hive MLS
  • 2021-12-17 Sold (MLS) $275,000 Hive MLS
  • 2021-11-05 Listed $269,000 AMLS
  • 2021-11-05 Listed $269,000 Hive MLS
  • 2021-11-05 Listed $269,000 Hive MLS
  • 2018-07-20 Sold (MLS) $209,605 Hive MLS
  • 2018-07-20 Sold (MLS) $209,605 AMLS
  • 2018-07-20 Sold (MLS) $209,605 Hive MLS
  • 2018-03-06 Sold (Public Records) $216,000 Public Records
  • 2018-01-29 Listed $209,110 AMLS
  • 2018-01-06 Listed $209,110 Hive MLS
  • 2018-01-06 Listed $209,110 Hive MLS

Property tax history

+6.5%/yr

Latest (2025): $4,444 · +8.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…