5934 Quantico Rd · Quantico, MD 21856

$159,995

2 bd · 1.0 ba · 576 sqft · SingleFamily public records · 26 Days on market

Built 1950 0.76 ac lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.6/30.0
• DSCR +9.7/10.0
• Appreciation +7.6/10.0
• ARV discount +7.5/15.0
• 1% rule +6.3/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.9/10.0

Listing remarks MLS

Very well kept home that is in move-in condition. Just right for a first time buyer. Property is being offered AS IS.

Key facts

• 0.76 acre lot
• 3 garage spots
• Built 1950

Tags

• OVERSIZED DETACHED GARAGE
• ADDITIONAL STORAGE SHED

Property features AI

Exterior

• Parking: Detached garage with 3 garage spaces (front entry, oversized); Driveway with about 4 parking spaces; Total of 7 garage/parking spaces
• Utilities: Private water; On-site septic; Electric hot water
• Home design: Detached structure; Combination construction; Pillar/post/pier foundation
• Construction: Combination construction materials; Pillar/Post/Pier foundation; Above- and below-grade structures noted
• Exterior features: Not in a federal flood zone; Tidal water: none

Interior

• Bedrooms: 2 bedrooms on the main level
• Bathrooms: 1 full bathroom on the main level
• Heating & cooling: Forced air heating; Window cooling units (electric); Propane (leased) heating fuel; Electric hot water
• Interior features: No basement; Above-grade finished living area reported by assessor

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $160k.

Deal economics

• At list price, monthly cash flow is $409 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $160k).
• Recommended offer: $158k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 65/100 on livability (#250 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: crime D-, amenities F, commute F.
• Wicomico County Public Schools (urban): math 16% / reading 26% proficiency, ranked #19 of 24 in MD (top 79%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 11 active listings in the ZIP; 278 units permitted in Wicomico County in 2024 (44 in 5+ unit buildings).

Forward outlook

• In year one you build about $9k of equity ($1k loan paydown + $8k appreciation (5.1% local appreciation)).
• Wicomico County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (5.1% appreciation + 3.0% rent growth), your $45k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 26 days — a 2% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $75k; list at $160k implies a 113% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo; built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe flood risk; major wind risk, 73% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $157,595 (1.5% below list)

Questions for the listing agent

1. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.13% ✓
• Cap rate: 9.86%
• Cash-on-cash: 12.73%
• DSCR: 1.57
• GRM: 7.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

5.1% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 22.5%
• Equity multiple: 2.42×
• Total profit: $63,814
• Equity at exit: $91,644

10-year hold

• IRR: 21.9%
• Equity multiple: 4.79×
• Total profit: $169,951
• Equity at exit: $158,980

Cash invested: $44,799 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 21856

• Home prices YoY: 2.4%
• Active inventory: 11
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $1,808 medium
• Mortgage (P&I): −$839
• Tax from tax record: −$47 /mo · $567/yr
• Insurance: −$67
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$380
• Net cashflow: $409

Break-even live

Break-even rent $1,290

Max offer price $159,995

Occupancy floor 72%

Sensitivity live

Price	-10% $500	-5% $454	+0% $409	+5% $364	+10% $318
Rent	-10% $266	-5% $338	+0% $409	+5% $480	+10% $552
Rate	-1.0pp $490	-0.5pp $450	base $409	+0.5pp $367	+1.0pp $325

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,999
• Closing costs: $4,800
• Reserves months: —
• Total cash needed: —

Listing history 23 events

1. 2026-06-18
   days on market $159,995 Active 26 DOM
2. 2026-06-17
   days on market $159,995 Active 25 DOM
3. 2026-06-16
   days on market $159,995 Active 24 DOM
4. 2026-06-15
   days on market $159,995 Active 23 DOM
5. 2026-06-14
   days on market $159,995 Active 21 DOM
6. 2026-06-13
   days on market $159,995 Active 20 DOM
7. 2026-06-10
   days on market $159,995 Active 18 DOM
8. 2026-06-09
   days on market $159,995 Active 17 DOM
9. 2026-06-08
   days on market $159,995 Active 16 DOM
10. 2026-06-07
    days on market $159,995 Active 15 DOM
11. 2026-06-03
    days on market $159,995 Active 11 DOM
12. 2026-06-02
    days on market $159,995 Active 10 DOM
13. 2026-06-01
    days on market $159,995 Active 9 DOM
14. 2026-05-31
    days on market $159,995 Active 8 DOM
15. 2026-05-30
    days on market $159,995 Active 7 DOM
16. 2026-05-29
    status Active
17. 2026-04-30
    soldstatus Closed
18. 2026-03-24
    historical Active Under Contract
19. 2026-03-17
    listed $159,995 Active
20. 2007-12-31
    soldstatus $75,000
21. 2007-12-21
    soldstatus $75,000 118-char remark

    Show marketing remark (118 chars)

    Very well kept home that is in move-in condition. Just right for a first time buyer. Property is being offered AS IS.

22. 2007-10-29
    listed $75,000 118-char remark

    Show marketing remark (118 chars)

    Very well kept home that is in move-in condition. Just right for a first time buyer. Property is being offered AS IS.

23. 1989-03-14
    soldstatus $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $567 · $47/mo
• Projected year-2 tax: $1,155 · $96/mo
• Expected delta: +$589/yr (+$49/mo · 103.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 73% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,696
• − Mortgage interest: −$8,962
• − Property taxes: −$567
• − Insurance: −$1,597
• − Repairs & maintenance: −$1,736
• − Management: −$1,736
• − Depreciation: −$4,654
• Taxable income: $2,444
• Est. tax owed @ 24.0%: −$586
• After-tax cash flow: $4,321/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Wicomico County Public Schools
• NCES district ID: 2400690
• Math proficiency: 16% ▼ -18.00%
• Reading proficiency: 26% ▼ -13.00%
• Median HH income: $51,745
• Composite: 18.87/100
• National rank: #8860
• State rank: #19 of 24 in MD

Livability — Quantico

• Score: 65/100
• State rank: #250
• US rank: #12922

Category grades

Amenities F Commute F Cost of living F Crime D- Employment A+ Housing A+ Health & safety D- User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 816

Population outlook (Wicomico County) Hauer SSP2

• Today (2025): 108,548 people
• By 2030: 111,783 · +3.0%
• By 2040: 118,139 · +8.8%
• By 2050: 123,641 · +13.9%
• By 2075: 139,784 · +28.8%
• By 2100: 145,334 · +33.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (65%)
• Race & ethnicity: White 65% Black 27% Two or more races 8%
• Common ancestry: Hispanic 2% Slovak 2%
• Foreign-born: 4% · Canada
• Languages at home: 98% English-only · French/Haitian/Cajun 2%

Political lean MEDSL · Wicomico

• 2024 margin: Lean R (+5.5) · D 46.1% · R 51.5% · Other 2.4%
• 2008→2024 swing: +0.3pp no change · 2008: -5.8pp · 2024: -5.5pp
• All cycles: 2024: R+5.5 2020: R+1.9 2016: R+11.6 2012: R+6.9 2008: R+5.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 5.10%
• Current HPI: 216.379
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+357.1% since first listed

8 events — show timeline

• 2026-05-29 Relisted — BRIGHT MLS
• 2026-04-30 Sold (MLS) — BRIGHT MLS
• 2026-03-24 Contingent — BRIGHT MLS
• 2026-03-17 Listed $159,995 BRIGHT MLS
• 2007-12-31 Sold (Public Records) $75,000 Public Records
• 2007-12-21 Sold (MLS) $75,000 BRIGHT MLS
• 2007-10-29 Listed $75,000 BRIGHT MLS
• 1989-03-14 Sold (Public Records) $35,000 Public Records

Property tax history

-0.4%/yr

Latest (2025): $567 · +1.2% YoY. Source: county tax records.