3312 Maple Ln · Hazel Crest, IL 60429

$184,000

3 bd · 1.5 ba · 1,246 sqft · SingleFamily public records · 6 Days on market

Built 1963 8,113 sqft lot Est $221k · 17% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.0/30.0
• ARV discount +15.0/15.0
• 1% rule +8.7/10.0
• DSCR +8.1/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Lovely home is calling you! Grand hardwood floors*beautifully updated kitchen*Spacious, open floor plan*private Master Bath*Ceramic floored kitchen and dining room*Huge 4th bedroom or use it as a fabulous family room*large fully fenced yard provides a playground for the children and pets*Great low price on a great upscale home, so will be sold as-is*buyer to handle village inspection, repairs if any*SOLID HOME!

Key facts

• Extra-long driveway
• Converted garage
• Easy access to i-80

Tags

• OPEN-CONCEPT LIVING
• GENEROUSLY SIZED BACKYARD
• CONVERTED GARAGE
• EXTRA-LONG DRIVEWAY
• EASY ACCESS TO I-80

Property features AI

Finance

• Other: Fee simple ownership; Property not rebuilt or rehabilitated; Built before 1978
• HOA & community: No master association fee required

Exterior

• Parking: 2 parking spaces (owned); Concrete driveway
• Utilities: Lake Michigan water source; Public sewer
• Home design: Detached single-family home; One-story
• Construction: Built 61-70 years ago; Vinyl siding and brick exterior
• Exterior features: Lot dimensions approximately 61 x 133; Lot size less than 0.25 acre

Interior

• Kitchen: Kitchen (main level) — 12 x 8
• Bedrooms: 4 bedrooms; Master bedroom (main level) with half bath; Bedroom 2 (main level) — 20 x 12; Bedroom 3 (main level) — 13 x 11; Bedroom 4 (main level) — 12 x 10
• Bathrooms: 1 full bath; 1 half bath
• Heating & cooling: Natural gas forced air heating; Central air conditioning
• Interior features: 7 total rooms; Crawl space basement
• Laundry & utility: Laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $184k.

Deal economics

• At list price, monthly cash flow is $400 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $184k).

Location & tenants

• Location reads 75/100 on livability (#229 in IL, #4,242 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety C-, schools D-, crime F.
• Bremen Chsd 228 (suburban): math 15% / reading 17% proficiency, ranked #468 of 620 in IL (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 80 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals leasing fast (median 1d on market — plan ~1-2 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.

Negotiation context

• Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 14y ago; this cycle's ask has dropped $40k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $45k; list at $184k implies a 309% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 3.6% of price.

Recommended offer $184,000

Questions for the listing agent

1. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.37% ✓
• Cap rate: 8.90%
• Cash-on-cash: 9.31%
• DSCR: 1.41
• GRM: 6.1

CMA / ARV

• ARV (on-the-fly): $220,542
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3213 Woodworth Pl	0.23mi	3/1.5	1,246 (0%)	2mo	$145,000	$116	88
3425 Birchwood Dr	0.27mi	4/2.0 (+1)	1,256 (+1%)	1mo	$180,000	$143	78
3318 Tulip Dr	0.12mi	3/1.5	1,093 (-12%)	1mo	$225,000	$206	73
17004 Central Park Ave	0.38mi	4/1.5 (+1)	1,287 (+3%)	1mo	$137,000	$106	71
17312 Poe Ave	0.42mi	4/1.0 (+1)	1,187 (-5%)	0mo	$199,000	$168	65
17000 Magnolia Dr	0.44mi	4/2.0 (+1)	1,184 (-5%)	3mo	$265,000	$224	62
16516 Turner Ave	0.72mi	3/1.0	1,200 (-4%)	2mo	$70,000	$58	57
17417 Kedzie Ave	0.48mi	3/2.0	1,100 (-12%)	0mo	$200,000	$182	56
3704 Tamarind Ln	0.60mi	3/1.5	1,066 (-14%)	1mo	$189,000	$177	47
3617 Coventry Ct	0.60mi	3/2.0	1,064 (-15%)	1mo	$240,000	$226	45
16843 Briargate Dr	0.69mi	3/1.5	1,072 (-14%)	2mo	$135,000	$126	43
16943 Old Elm Dr	0.73mi	4/2.0 (+1)	1,400 (+12%)	3mo	$255,000	$182	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -2.1%
• Equity multiple: 0.92×
• Total profit: $-4,135
• Equity at exit: $27,435

10-year hold

• IRR: 7.7%
• Equity multiple: 1.58×
• Total profit: $30,109
• Equity at exit: $15,909

Cash invested: $51,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 43 Moderately Tenant-Leaning
• State Illinois: 43 Moderately Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

Methodology + full state rankings →

ZIP-level market 60429

• Home prices YoY: -14.0%
• Active inventory: 80
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $2,514 high
• Mortgage (P&I): −$965
• Tax from tax record: −$545 /mo · $6,535/yr
• Insurance: −$77
• HOA: −$0
• Vacancy / Maint / Mgmt: −$528
• Net cashflow: $400

Break-even live

Break-even rent $2,008

Max offer price $184,000

Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,000
• Closing costs: $5,520
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
17306 Peach Grove Ln Hazel Crest, IL	4.0	1.0	1034	$2,700	$2.61	1d	1	0.71mi
3501 177th St Country Club Hills, IL	2.0	2.0	839	$2,850	$3.40	1d	1	0.79mi
2722 Larkspur Ln Hazel Crest, IL	3.0	1.5	1441	$2,650	$1.84	12d	1	0.94mi
16752 Artesian Ave Hazel Crest, IL	3.0	1.0	867	$2,500	$2.88	1d	1	1.19mi
16901 Orchard Ridge Ave Hazel Crest, IL	4.0	2.0	1406	$2,700	$1.92	1d	1	1.28mi
3515 Bordeaux Ct Hazel Crest, IL	4.0	2.0	1486	$2,900	$1.95	1d	1	1.29mi
2308 170th St Hazel Crest, IL	3.0	2.0	1020	$2,400	$2.35	1d	1	1.30mi
17984 Amherst Ct Country Club Hills, IL	2.0	1.0	1000	$1,900	$1.90	1d	1	1.41mi
16751 Crane Ave Hazel Crest, IL	3.0	1.0	1200	$1,800	$1.50	1d	1	1.45mi
2173 171st St Hazel Crest, IL	3.0	1.5	1159	$2,350	$2.03	1d	1	1.45mi

Listing history 40 events

1. 2026-06-18
   price $184,000 Active 6 DOM
2. 2026-06-18
   days on market $186,000 Active 6 DOM
3. 2026-06-17
   days on market $186,000 Active 5 DOM
4. 2026-06-16
   days on market $186,000 Active 4 DOM
5. 2026-06-15
   days on market $186,000 Active 3 DOM
6. 2026-06-13
   days on marketlisting id $186,000 Active 1 DOM
7. 2026-06-09
   days on market $186,000 Active 221 DOM
8. 2026-06-08
   days on market $186,000 Active 220 DOM
9. 2026-06-07
   days on market $186,000 Active 219 DOM
10. 2026-06-04
    days on market $186,000 Active 216 DOM
11. 2026-06-03
    days on market $186,000 Active 215 DOM
12. 2026-06-02
    days on market $186,000 Active 214 DOM
13. 2026-06-01
    days on market $186,000 Active 213 DOM
14. 2026-05-31
    days on market $186,000 Active 212 DOM
15. 2026-05-15
    price $186,000
16. 2026-04-10
    price $188,000
17. 2026-03-06
    price $192,000
18. 2026-02-13
    price $198,000
19. 2026-01-16
    price $204,000
20. 2025-12-19
    price $210,000
21. 2025-11-21
    price $217,000
22. 2025-10-31
    listed $224,000 Active
23. 2025-10-31
    historical
24. 2025-10-17
    price
25. 2025-09-26
    price
26. 2025-09-19
    price
27. 2025-09-12
    price
28. 2025-09-05
    price
29. 2025-08-29
    price
30. 2025-08-14
    listed Active
31. 2013-12-11
    soldstatus $45,000
32. 2013-11-08
    soldstatus $45,000 Closed Sale 415-char remark

    Show marketing remark (415 chars)

    Lovely home is calling you! Grand hardwood floors*beautifully updated kitchen*Spacious, open floor plan*private Master Bath*Ceramic floored kitchen and dining room*Huge 4th bedroom or use it as a fabulous family room*large fully fenced yard provides a playground for the children and pets*Great low price on a great upscale home, so will be sold as-is*buyer to handle village inspection, repairs if any*SOLID HOME!

33. 2013-10-11
    status Pending 415-char remark

    Show marketing remark (415 chars)

    Lovely home is calling you! Grand hardwood floors*beautifully updated kitchen*Spacious, open floor plan*private Master Bath*Ceramic floored kitchen and dining room*Huge 4th bedroom or use it as a fabulous family room*large fully fenced yard provides a playground for the children and pets*Great low price on a great upscale home, so will be sold as-is*buyer to handle village inspection, repairs if any*SOLID HOME!

34. 2013-03-09
    historical Contingent 415-char remark

    Show marketing remark (415 chars)

    Lovely home is calling you! Grand hardwood floors*beautifully updated kitchen*Spacious, open floor plan*private Master Bath*Ceramic floored kitchen and dining room*Huge 4th bedroom or use it as a fabulous family room*large fully fenced yard provides a playground for the children and pets*Great low price on a great upscale home, so will be sold as-is*buyer to handle village inspection, repairs if any*SOLID HOME!

35. 2013-02-10
    price $45,000 Price Change 415-char remark

    Show marketing remark (415 chars)

    Lovely home is calling you! Grand hardwood floors*beautifully updated kitchen*Spacious, open floor plan*private Master Bath*Ceramic floored kitchen and dining room*Huge 4th bedroom or use it as a fabulous family room*large fully fenced yard provides a playground for the children and pets*Great low price on a great upscale home, so will be sold as-is*buyer to handle village inspection, repairs if any*SOLID HOME!

36. 2012-11-13
    listed $48,000 New 415-char remark

    Show marketing remark (415 chars)

    Lovely home is calling you! Grand hardwood floors*beautifully updated kitchen*Spacious, open floor plan*private Master Bath*Ceramic floored kitchen and dining room*Huge 4th bedroom or use it as a fabulous family room*large fully fenced yard provides a playground for the children and pets*Great low price on a great upscale home, so will be sold as-is*buyer to handle village inspection, repairs if any*SOLID HOME!

37. 2005-05-10
    soldstatus $108,500
38. 2004-03-09
    soldstatus $77,000
39. 1999-04-05
    soldstatus $83,000
40. 1993-06-30
    soldstatus $109,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

• Current annual tax: $6,535 · $545/mo
• Projected year-2 tax: $6,535 · $545/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,164
• − Mortgage interest: −$10,307
• − Property taxes: −$6,535
• − Insurance: −$920
• − Repairs & maintenance: −$2,413
• − Management: −$2,413
• − Depreciation: −$5,353
• Taxable income: $2,223
• Est. tax owed @ 24.0%: −$533
• After-tax cash flow: $4,262/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bremen Chsd 228
• NCES district ID: 1707050
• Math proficiency: 15% ▼ -4.00%
• Reading proficiency: 17% ▼ -5.00%
• Median HH income: $57,625
• Composite: 15.32/100
• National rank: #9327
• State rank: #468 of 620 in IL

Livability — Hazel Crest

• Score: 75/100
• State rank: #229
• US rank: #4242

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment C+ Housing A+ Health & safety C- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hazel Crest, IL
• City population: 14,602
• Population (ZIP): 14,602

Population outlook (Cook County) Hauer SSP2

• Today (2025): 5,347,519 people
• By 2030: 5,357,703 · +0.2%
• By 2040: 5,324,924 · -0.4%
• By 2050: 5,230,762 · -2.2%
• By 2075: 4,785,735 · -10.5%
• By 2100: 4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (83%)
• Race & ethnicity: Black 83% White 7% Hispanic / Latino 7% Two or more races 4%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Romanian 1% Iranian 1%
• Foreign-born: 5% · Canada
• Languages at home: 93% English-only · Spanish 6%

Political lean MEDSL · Cook

• 2024 margin: Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
• 2008→2024 swing: -11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
• All cycles: 2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -46.04%
• Current HPI: 282.3552
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.59%
• F500 in state: 60

Industry mix (Fortune 500 HQ in IL)

Industry	F500 HQs	Revenue
▸Insurance	4	$201B
▸Consumer Goods	4	$87B
▸Industrial Machinery	3	$64B
▸Healthcare	2	$55B
▸Retail / Pharmacy	1	$148B
▸Agriculture / Food	1	$86B

Price history

+69.9% since first listed

26 events — show timeline

• 2026-05-15 Price Changed $186,000 MRED as Distributed by MLS Grid
• 2026-04-10 Price Changed $188,000 MRED as Distributed by MLS Grid
• 2026-03-06 Price Changed $192,000 MRED as Distributed by MLS Grid
• 2026-02-13 Price Changed $198,000 MRED as Distributed by MLS Grid
• 2026-01-16 Price Changed $204,000 MRED as Distributed by MLS Grid
• 2025-12-19 Price Changed $210,000 MRED as Distributed by MLS Grid
• 2025-11-21 Price Changed $217,000 MRED as Distributed by MLS Grid
• 2025-10-31 Listing Removed — MRED as Distributed by MLS Grid
• 2025-10-31 Listed $224,000 MRED as Distributed by MLS Grid
• 2025-10-17 Price Changed — MRED as Distributed by MLS Grid
• 2025-09-26 Price Changed — MRED as Distributed by MLS Grid
• 2025-09-19 Price Changed — MRED as Distributed by MLS Grid
• 2025-09-12 Price Changed — MRED as Distributed by MLS Grid
• 2025-09-05 Price Changed — MRED as Distributed by MLS Grid
• 2025-08-29 Price Changed — MRED as Distributed by MLS Grid
• 2025-08-14 Listed — MRED as Distributed by MLS Grid
• 2013-12-11 Sold (Public Records) $45,000 Public Records
• 2013-11-08 Sold (MLS) $45,000 MRED as Distributed by MLS Grid
• 2013-10-11 Pending — MRED as Distributed by MLS Grid
• 2013-03-09 Contingent — MRED as Distributed by MLS Grid
• 2013-02-10 Price Changed $45,000 MRED as Distributed by MLS Grid
• 2012-11-13 Listed $48,000 MRED as Distributed by MLS Grid
• 2005-05-10 Sold (Public Records) $108,500 Public Records
• 2004-03-09 Sold (Public Records) $77,000 Public Records
• 1999-04-05 Sold (Public Records) $83,000 Public Records
• 1993-06-30 Sold (Public Records) $109,500 Public Records

Property tax history

+5.9%/yr

Latest (2023): $6,535 · +11.8% YoY. Source: county tax records.