125 S Shore Rd · Oxbow, NY 13642

$110,000

3 bd · 1.0 ba · 1,196 sqft · SingleFamily public records · 253 Days on market

Built 1952 10,000 sqft lot ↓ 23% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.9/30.0
• DSCR +8.1/10.0
• Appreciation +8.1/10.0
• ARV discount +7.5/15.0
• 1% rule +7.2/10.0
• Livability +2.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.4/10.0

Listing remarks MLS

Welcome to the serene South Shore Community of Pleasant Lake! This home, nestled in a prime lakefront location with a 50-foot right-of-way, is a haven of tranquility and luxury. Completely rebuilt in 2008, no expense was spared to create this lakeside paradise. As you step inside, you're greeted by a beautiful maple kitchen, complete with new appliances. The dining area offers a stunning lake view, perfect for meals with a scenic backdrop. The living area, with its two-story height, is a spacious and inviting space. The modern bathroom features a walk-in tub equipped with all the bells and whistles for a spa-like experience. The first floor also houses a cozy bedroom with a walk-in closet and an additional closet in the living area. An open staircase leads you to the second floor, where a balcony and loft bedroom await. A few more steps take you to a private, glassed-in porch at the back, offering a peaceful retreat. The home's highlights include a natural wood cathedral ceiling, central air, a security system, ample storage, an in-line generator. But the beauty of this home isn't just in its construction. It's in its location. Pleasant Lake, with its 305 acres and 3.4 miles of shoreline, is a gem. A convenient town boat launch off the northern end makes it easy to explore the lake, home to a variety of fish including Northern Pike, Musky, Large Mouth Bass, Crappies, Bullheads, Yellow Perch, and Rock Bass. And if you're a nature lover, you're in luck. The home is within walking distance to the 950+ acres of Pleasant Lake State Forest, a hunting ground for white tail deer and turkey. So whether you're a homebody or an adventurer, this home has something for everyone. Welcome to your lakeside retreat!

Key facts

• Two story height
• Walk in tub
• Lakefront location

Tags

• LAKEFRONT LOCATION
• MAPLE KITCHEN
• DINING AREA LAKE VIEW
• TWO STORY HEIGHT
• WALK IN TUB
• WALK IN CLOSET

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $110k.

Deal economics

• At list price, monthly cash flow is $235 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $110k).
• Recommended offer: $97k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 55/100 on livability (#1,139 in NY) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: health & safety D, schools F, crime F.
• Gouverneur Central School District (town): math 23% / reading 34% proficiency, ranked #582 of 590 in NY (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 63 active listings in the ZIP; 215 units permitted in St. Lawrence County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $8k of equity ($761 loan paydown + $7k appreciation (6.2% local appreciation)).
• St. Lawrence County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (6.2% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 5, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 253 days — a 12% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 4y ago; this cycle's ask has dropped $30k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $96,800 (12.0% below list)

Questions for the listing agent

1. It's been on market 253 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
8. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
9. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.22% ✓
• Cap rate: 8.86%
• Cash-on-cash: 9.17%
• DSCR: 1.41
• GRM: 6.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

6.25% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 23.5%
• Equity multiple: 2.57×
• Total profit: $48,462
• Equity at exit: $70,903

10-year hold

• IRR: 22.1%
• Equity multiple: 5.24×
• Total profit: $130,505
• Equity at exit: $130,119

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 13642

• Home prices YoY: 1.8%
• Active inventory: 63
• Price-to-rent: 6.9×

Monthly cashflow live

• Estimated rent: $1,338 medium
• Mortgage (P&I): −$577
• Tax from tax record: −$199 /mo · $2,382/yr
• Insurance: −$46
• HOA: −$0
• Vacancy / Maint / Mgmt: −$281
• Net cashflow: $235

Break-even live

Break-even rent $1,039

Max offer price $110,000

Occupancy floor 77%

Sensitivity live

Price	-10% $298	-5% $267	+0% $235	+5% $204	+10% $173
Rent	-10% $130	-5% $183	+0% $235	+5% $288	+10% $341
Rate	-1.0pp $291	-0.5pp $263	base $235	+0.5pp $207	+1.0pp $178

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,500
• Closing costs: $3,300
• Reserves months: —
• Total cash needed: —

Listing history 14 events

1. 2026-04-16
   status Pending 1728-char remark

   Show marketing remark (1728 chars)

   Welcome to the serene South Shore Community of Pleasant Lake! This home, nestled in a prime lakefront location with a 50-foot right-of-way, is a haven of tranquility and luxury. Completely rebuilt in 2008, no expense was spared to create this lakeside paradise. As you step inside, you're greeted by a beautiful maple kitchen, complete with new appliances. The dining area offers a stunning lake view, perfect for meals with a scenic backdrop. The living area, with its two-story height, is a spacious and inviting space. The modern bathroom features a walk-in tub equipped with all the bells and whistles for a spa-like experience. The first floor also houses a cozy bedroom with a walk-in closet and an additional closet in the living area. An open staircase leads you to the second floor, where a balcony and loft bedroom await. A few more steps take you to a private, glassed-in porch at the back, offering a peaceful retreat. The home's highlights include a natural wood cathedral ceiling, central air, a security system, ample storage, an in-line generator. But the beauty of this home isn't just in its construction. It's in its location. Pleasant Lake, with its 305 acres and 3.4 miles of shoreline, is a gem. A convenient town boat launch off the northern end makes it easy to explore the lake, home to a variety of fish including Northern Pike, Musky, Large Mouth Bass, Crappies, Bullheads, Yellow Perch, and Rock Bass. And if you're a nature lover, you're in luck. The home is within walking distance to the 950+ acres of Pleasant Lake State Forest, a hunting ground for white tail deer and turkey. So whether you're a homebody or an adventurer, this home has something for everyone. Welcome to your lakeside retreat!

2. 2026-04-16
   status Pending

   Show marketing remark (1728 chars)

   Welcome to the serene South Shore Community of Pleasant Lake! This home, nestled in a prime lakefront location with a 50-foot right-of-way, is a haven of tranquility and luxury. Completely rebuilt in 2008, no expense was spared to create this lakeside paradise. As you step inside, you're greeted by a beautiful maple kitchen, complete with new appliances. The dining area offers a stunning lake view, perfect for meals with a scenic backdrop. The living area, with its two-story height, is a spacious and inviting space. The modern bathroom features a walk-in tub equipped with all the bells and whistles for a spa-like experience. The first floor also houses a cozy bedroom with a walk-in closet and an additional closet in the living area. An open staircase leads you to the second floor, where a balcony and loft bedroom await. A few more steps take you to a private, glassed-in porch at the back, offering a peaceful retreat. The home's highlights include a natural wood cathedral ceiling, central air, a security system, ample storage, an in-line generator. But the beauty of this home isn't just in its construction. It's in its location. Pleasant Lake, with its 305 acres and 3.4 miles of shoreline, is a gem. A convenient town boat launch off the northern end makes it easy to explore the lake, home to a variety of fish including Northern Pike, Musky, Large Mouth Bass, Crappies, Bullheads, Yellow Perch, and Rock Bass. And if you're a nature lover, you're in luck. The home is within walking distance to the 950+ acres of Pleasant Lake State Forest, a hunting ground for white tail deer and turkey. So whether you're a homebody or an adventurer, this home has something for everyone. Welcome to your lakeside retreat!

3. 2026-03-27
   status Active 1728-char remark

   Show marketing remark (1728 chars)

   Welcome to the serene South Shore Community of Pleasant Lake! This home, nestled in a prime lakefront location with a 50-foot right-of-way, is a haven of tranquility and luxury. Completely rebuilt in 2008, no expense was spared to create this lakeside paradise. As you step inside, you're greeted by a beautiful maple kitchen, complete with new appliances. The dining area offers a stunning lake view, perfect for meals with a scenic backdrop. The living area, with its two-story height, is a spacious and inviting space. The modern bathroom features a walk-in tub equipped with all the bells and whistles for a spa-like experience. The first floor also houses a cozy bedroom with a walk-in closet and an additional closet in the living area. An open staircase leads you to the second floor, where a balcony and loft bedroom await. A few more steps take you to a private, glassed-in porch at the back, offering a peaceful retreat. The home's highlights include a natural wood cathedral ceiling, central air, a security system, ample storage, an in-line generator. But the beauty of this home isn't just in its construction. It's in its location. Pleasant Lake, with its 305 acres and 3.4 miles of shoreline, is a gem. A convenient town boat launch off the northern end makes it easy to explore the lake, home to a variety of fish including Northern Pike, Musky, Large Mouth Bass, Crappies, Bullheads, Yellow Perch, and Rock Bass. And if you're a nature lover, you're in luck. The home is within walking distance to the 950+ acres of Pleasant Lake State Forest, a hunting ground for white tail deer and turkey. So whether you're a homebody or an adventurer, this home has something for everyone. Welcome to your lakeside retreat!

4. 2026-03-27
   status Active

   Show marketing remark (1728 chars)

   Welcome to the serene South Shore Community of Pleasant Lake! This home, nestled in a prime lakefront location with a 50-foot right-of-way, is a haven of tranquility and luxury. Completely rebuilt in 2008, no expense was spared to create this lakeside paradise. As you step inside, you're greeted by a beautiful maple kitchen, complete with new appliances. The dining area offers a stunning lake view, perfect for meals with a scenic backdrop. The living area, with its two-story height, is a spacious and inviting space. The modern bathroom features a walk-in tub equipped with all the bells and whistles for a spa-like experience. The first floor also houses a cozy bedroom with a walk-in closet and an additional closet in the living area. An open staircase leads you to the second floor, where a balcony and loft bedroom await. A few more steps take you to a private, glassed-in porch at the back, offering a peaceful retreat. The home's highlights include a natural wood cathedral ceiling, central air, a security system, ample storage, an in-line generator. But the beauty of this home isn't just in its construction. It's in its location. Pleasant Lake, with its 305 acres and 3.4 miles of shoreline, is a gem. A convenient town boat launch off the northern end makes it easy to explore the lake, home to a variety of fish including Northern Pike, Musky, Large Mouth Bass, Crappies, Bullheads, Yellow Perch, and Rock Bass. And if you're a nature lover, you're in luck. The home is within walking distance to the 950+ acres of Pleasant Lake State Forest, a hunting ground for white tail deer and turkey. So whether you're a homebody or an adventurer, this home has something for everyone. Welcome to your lakeside retreat!

5. 2026-02-27
   status Pending
6. 2026-02-26
   status Pending 1728-char remark

   Show marketing remark (1728 chars)

   Welcome to the serene South Shore Community of Pleasant Lake! This home, nestled in a prime lakefront location with a 50-foot right-of-way, is a haven of tranquility and luxury. Completely rebuilt in 2008, no expense was spared to create this lakeside paradise. As you step inside, you're greeted by a beautiful maple kitchen, complete with new appliances. The dining area offers a stunning lake view, perfect for meals with a scenic backdrop. The living area, with its two-story height, is a spacious and inviting space. The modern bathroom features a walk-in tub equipped with all the bells and whistles for a spa-like experience. The first floor also houses a cozy bedroom with a walk-in closet and an additional closet in the living area. An open staircase leads you to the second floor, where a balcony and loft bedroom await. A few more steps take you to a private, glassed-in porch at the back, offering a peaceful retreat. The home's highlights include a natural wood cathedral ceiling, central air, a security system, ample storage, an in-line generator. But the beauty of this home isn't just in its construction. It's in its location. Pleasant Lake, with its 305 acres and 3.4 miles of shoreline, is a gem. A convenient town boat launch off the northern end makes it easy to explore the lake, home to a variety of fish including Northern Pike, Musky, Large Mouth Bass, Crappies, Bullheads, Yellow Perch, and Rock Bass. And if you're a nature lover, you're in luck. The home is within walking distance to the 950+ acres of Pleasant Lake State Forest, a hunting ground for white tail deer and turkey. So whether you're a homebody or an adventurer, this home has something for everyone. Welcome to your lakeside retreat!

7. 2026-01-08
   price $110,000

   Show marketing remark (1728 chars)

   Welcome to the serene South Shore Community of Pleasant Lake! This home, nestled in a prime lakefront location with a 50-foot right-of-way, is a haven of tranquility and luxury. Completely rebuilt in 2008, no expense was spared to create this lakeside paradise. As you step inside, you're greeted by a beautiful maple kitchen, complete with new appliances. The dining area offers a stunning lake view, perfect for meals with a scenic backdrop. The living area, with its two-story height, is a spacious and inviting space. The modern bathroom features a walk-in tub equipped with all the bells and whistles for a spa-like experience. The first floor also houses a cozy bedroom with a walk-in closet and an additional closet in the living area. An open staircase leads you to the second floor, where a balcony and loft bedroom await. A few more steps take you to a private, glassed-in porch at the back, offering a peaceful retreat. The home's highlights include a natural wood cathedral ceiling, central air, a security system, ample storage, an in-line generator. But the beauty of this home isn't just in its construction. It's in its location. Pleasant Lake, with its 305 acres and 3.4 miles of shoreline, is a gem. A convenient town boat launch off the northern end makes it easy to explore the lake, home to a variety of fish including Northern Pike, Musky, Large Mouth Bass, Crappies, Bullheads, Yellow Perch, and Rock Bass. And if you're a nature lover, you're in luck. The home is within walking distance to the 950+ acres of Pleasant Lake State Forest, a hunting ground for white tail deer and turkey. So whether you're a homebody or an adventurer, this home has something for everyone. Welcome to your lakeside retreat!

8. 2026-01-08
   price $110,000 1728-char remark

   Show marketing remark (1728 chars)

   Welcome to the serene South Shore Community of Pleasant Lake! This home, nestled in a prime lakefront location with a 50-foot right-of-way, is a haven of tranquility and luxury. Completely rebuilt in 2008, no expense was spared to create this lakeside paradise. As you step inside, you're greeted by a beautiful maple kitchen, complete with new appliances. The dining area offers a stunning lake view, perfect for meals with a scenic backdrop. The living area, with its two-story height, is a spacious and inviting space. The modern bathroom features a walk-in tub equipped with all the bells and whistles for a spa-like experience. The first floor also houses a cozy bedroom with a walk-in closet and an additional closet in the living area. An open staircase leads you to the second floor, where a balcony and loft bedroom await. A few more steps take you to a private, glassed-in porch at the back, offering a peaceful retreat. The home's highlights include a natural wood cathedral ceiling, central air, a security system, ample storage, an in-line generator. But the beauty of this home isn't just in its construction. It's in its location. Pleasant Lake, with its 305 acres and 3.4 miles of shoreline, is a gem. A convenient town boat launch off the northern end makes it easy to explore the lake, home to a variety of fish including Northern Pike, Musky, Large Mouth Bass, Crappies, Bullheads, Yellow Perch, and Rock Bass. And if you're a nature lover, you're in luck. The home is within walking distance to the 950+ acres of Pleasant Lake State Forest, a hunting ground for white tail deer and turkey. So whether you're a homebody or an adventurer, this home has something for everyone. Welcome to your lakeside retreat!

9. 2025-07-09
   listed $139,999 Active 1728-char remark

   Show marketing remark (1728 chars)

   Welcome to the serene South Shore Community of Pleasant Lake! This home, nestled in a prime lakefront location with a 50-foot right-of-way, is a haven of tranquility and luxury. Completely rebuilt in 2008, no expense was spared to create this lakeside paradise. As you step inside, you're greeted by a beautiful maple kitchen, complete with new appliances. The dining area offers a stunning lake view, perfect for meals with a scenic backdrop. The living area, with its two-story height, is a spacious and inviting space. The modern bathroom features a walk-in tub equipped with all the bells and whistles for a spa-like experience. The first floor also houses a cozy bedroom with a walk-in closet and an additional closet in the living area. An open staircase leads you to the second floor, where a balcony and loft bedroom await. A few more steps take you to a private, glassed-in porch at the back, offering a peaceful retreat. The home's highlights include a natural wood cathedral ceiling, central air, a security system, ample storage, an in-line generator. But the beauty of this home isn't just in its construction. It's in its location. Pleasant Lake, with its 305 acres and 3.4 miles of shoreline, is a gem. A convenient town boat launch off the northern end makes it easy to explore the lake, home to a variety of fish including Northern Pike, Musky, Large Mouth Bass, Crappies, Bullheads, Yellow Perch, and Rock Bass. And if you're a nature lover, you're in luck. The home is within walking distance to the 950+ acres of Pleasant Lake State Forest, a hunting ground for white tail deer and turkey. So whether you're a homebody or an adventurer, this home has something for everyone. Welcome to your lakeside retreat!

10. 2025-07-09
    listed $139,999 Active

    Show marketing remark (1728 chars)

    Welcome to the serene South Shore Community of Pleasant Lake! This home, nestled in a prime lakefront location with a 50-foot right-of-way, is a haven of tranquility and luxury. Completely rebuilt in 2008, no expense was spared to create this lakeside paradise. As you step inside, you're greeted by a beautiful maple kitchen, complete with new appliances. The dining area offers a stunning lake view, perfect for meals with a scenic backdrop. The living area, with its two-story height, is a spacious and inviting space. The modern bathroom features a walk-in tub equipped with all the bells and whistles for a spa-like experience. The first floor also houses a cozy bedroom with a walk-in closet and an additional closet in the living area. An open staircase leads you to the second floor, where a balcony and loft bedroom await. A few more steps take you to a private, glassed-in porch at the back, offering a peaceful retreat. The home's highlights include a natural wood cathedral ceiling, central air, a security system, ample storage, an in-line generator. But the beauty of this home isn't just in its construction. It's in its location. Pleasant Lake, with its 305 acres and 3.4 miles of shoreline, is a gem. A convenient town boat launch off the northern end makes it easy to explore the lake, home to a variety of fish including Northern Pike, Musky, Large Mouth Bass, Crappies, Bullheads, Yellow Perch, and Rock Bass. And if you're a nature lover, you're in luck. The home is within walking distance to the 950+ acres of Pleasant Lake State Forest, a hunting ground for white tail deer and turkey. So whether you're a homebody or an adventurer, this home has something for everyone. Welcome to your lakeside retreat!

11. 2024-05-04
    status Active
12. 2024-04-01
    historical
13. 2022-05-05
    listed $142,000 Active
14. 2022-05-05
    listed $142,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $2,382 · $199/mo
• Projected year-2 tax: $2,382 · $199/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 1/10 Low 7 d/yr ≥93°F today · 15 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,051
• − Mortgage interest: −$6,162
• − Property taxes: −$2,382
• − Insurance: −$550
• − Repairs & maintenance: −$1,284
• − Management: −$1,284
• − Depreciation: −$3,200
• Taxable income: $1,189
• Est. tax owed @ 24.0%: −$285
• After-tax cash flow: $2,540/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Gouverneur Central School District
• NCES district ID: 3612360
• Math proficiency: 23% ▼ -8.00%
• Reading proficiency: 34% ▲ 8.00%
• Median HH income: $41,217
• Composite: 24.08/100
• National rank: #7757
• State rank: #582 of 590 in NY

Livability — Oxbow

• Score: 55/100
• State rank: #1139
• US rank: #23576

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 9,018

Population outlook (St. Lawrence County) Hauer SSP2

• Today (2025): 110,027 people
• By 2030: 107,455 · -2.3%
• By 2040: 100,492 · -8.7%
• By 2050: 94,254 · -14.3%
• By 2075: 80,175 · -27.1%
• By 2100: 63,140 · -42.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Hispanic / Latino 6% Two or more races 6% Black 4%
• Hispanic origin (detail): Puerto Rican 2% Dominican 1%
• Common ancestry: Lithuanian 8% Slovak 4% Serbian 2%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 3% Other Indo-European 2%

Political lean MEDSL · St. Lawrence

• 2024 margin: R (+18.0) · D 41.0% · R 59.0%
• 2008→2024 swing: -34.3pp toward R · 2008: 16.3pp · 2024: -18.0pp
• All cycles: 2024: R+18.0 2020: R+11.7 2016: R+10.8 2012: D+16.6 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 6.25%
• Current HPI: 349.6603
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

-22.5% since first listed

14 events — show timeline

• 2026-04-16 Pending — SLCMLS
• 2026-04-16 Pending — CNYIS
• 2026-03-27 Relisted — SLCMLS
• 2026-03-27 Relisted — CNYIS
• 2026-02-27 Pending — CNYIS
• 2026-02-26 Pending — SLCMLS
• 2026-01-08 Price Changed $110,000 CNYIS
• 2026-01-08 Price Changed $110,000 SLCMLS
• 2025-07-09 Listed $139,999 SLCMLS
• 2025-07-09 Listed $139,999 CNYIS
• 2024-05-04 Relisted — SLCMLS
• 2024-04-01 Listing Removed — CNYIS
• 2022-05-05 Listed $142,000 CNYIS
• 2022-05-05 Listed $142,000 SLCMLS

Property tax history

+5.4%/yr

Latest (2025): $2,382 · +1.5% YoY. Source: county tax records.