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364 Briar Bay Cir 🏷️ Likely Rental
D+ Composite 46.44
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Schools +4.1/10.0
  • Livability +4.1/5.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$5,000

364 Briar Bay Cir · Alafaya, FL 32825
3 bd · 2.0 ba · 1,351 sqft · SingleFamily public records · 3 Days on market
Built 1998 4,356 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

SHORT SALE. 3/2 home in East Orlando. Close to UCF, Waterford Lakes, all major roads & excellent schools. Beautiful home with large windows and natural sunlight! Beautiful master bath with his and her sinks and an extra large oval tub. Needs a little TLC.

Key facts

  • 4,356 sq ft lot
  • 2 garage spots
  • Built 1998

Property features AI

Finance

  • Other: Zoning: P-D

Exterior

  • Parking: 2-car garage
  • Utilities: Other water source; Other sewer
  • Home design: Single-family residence; One story; Residential property
  • Construction: Construction materials: see remarks
  • Exterior features: Front porch; Other roof

Interior

  • Bedrooms: 1 total room
  • Flooring: Other
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: No heating; No cooling
  • Interior features: Other flooring

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $5,000 price doesn't fit this home's estimated sale value (~$336,399) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $5k.

Deal economics

  • At list price, monthly cash flow is $2k ($21k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $5k).
  • Cap rate 422.4% vs local median 3.5% in Alafaya — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#60 in FL, #1,076 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, crime A; Watch: cost of living C-, schools D+.
  • Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.8%/yr); 279 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $35 of loan paydown is wiped out by about $150 of value loss. Plan a longer hold.
  • Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 2.8% rent growth), your $1k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $5,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
44.77%
Cap rate
422.40%
Cash-on-cash
1486.09%
DSCR
67.12
GRM
0.2

CMA / ARV

ARV (on-the-fly)
$336,399
Comps found
6
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
385 Briar Bay Cir 0.05mi 3/2.0 1,363 (+1%) 1mo $310,000 $227 96
10574 Jane Eyre Dr 0.23mi 3/2.0 1,374 (+2%) 13mo $327,500 $238 76
501 Pointe Allyson Way 0.43mi 3/2.0 1,468 (+9%) 2mo $365,000 $249 63
10758 Wildlife Pl 0.42mi 3/2.0 1,157 (-14%) 12mo $340,000 $294 46
10819 Wildlife Pl 0.43mi 3/2.0 1,495 (+11%) 22mo $395,500 $265 44
10436 Jepson St 0.38mi 3/2.5 1,512 (+12%) 20mo $370,000 $245 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.77% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
78.95×
Total profit
$109,132
Equity at exit
$746
10-year hold
IRR
Equity multiple
169.03×
Total profit
$235,246
Equity at exit
$432

Cash invested: $1,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32825

Rents YoY
2.8%
Active inventory
279
Price-to-rent
0.2×

Monthly cashflow live

Estimated rent
$2,238 high interval (Pro) →
Mortgage (P&I)
$26
Tax est. 1.5%
$6 /mo · $75/yr
Insurance
$2
HOA
$0
Vacancy / Maint / Mgmt
$470
Net cashflow
$1,734

Break-even live

Break-even rent $44
Max offer price $5,000
Occupancy floor 18%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$1,250
Closing costs
$150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 28 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10600 Bloomfield Dr Orlando, FL 1.0–3.0 1.0–2.0 938 $2,310 $2.46 1d 22 0.31mi
10665 Huntridge Rd Orlando, FL 3.0 2.0 1502 $2,400 $1.60 23d 1 0.36mi
10038 Vista Laguna Dr Orlando, FL 1.0–3.0 1.0–2.0 1008 $2,526 $2.51 1d 16 0.45mi
9942 Dean Oaks Ct Orlando, FL 3.0 2.0 1140 $2,095 $1.84 21d 1 0.68mi
10169 Cody Ln Orlando, FL 3.0 2.0 1158 $2,249 $1.94 4d 1 0.89mi
1206 Culver Rd Orlando, FL 2.0 2.0 1241 $2,550 $2.05 23d 1 0.91mi
10945 Tangora St Orlando, FL 4.0 2.0 1353 $2,225 $1.64 23d 1 0.95mi
314 Muscogee Ln Orlando, FL 3.0 2.5 1296 $2,500 $1.93 23d 1 0.99mi
861 Blackgum Ct Orlando, FL 3.0 2.0 1280 $2,450 $1.91 7d 1 1.01mi
647 Carey Way Orlando, FL 3.0 2.0 1780 $2,400 $1.35 23d 1 1.02mi
10041 Massey St Alafaya, FL 2.0 2.0 948 $1,595 $1.68 23d 1 1.04mi
10039 Massey St Orlando, FL 2.0 2.0 948 $1,595 $1.68 1d 1 1.04mi
10315 Winding Creek Ln Orlando, FL 3.0 2.0 1702 $2,375 $1.40 16d 1 1.04mi
1014 Park Manor Dr Orlando, FL 3.0 2.0 943 $1,800 $1.91 23d 1 1.07mi
469 Glastonbury Dr Orlando, FL 3.0 2.5 1300 $2,195 $1.69 21d 1 1.11mi
9010 Running Bull Rd Orlando, FL 1.0–4.0 1.0–4.0 1032 $1,632 $1.58 4d 1 1.13mi
1312 Ravida Cir Orlando, FL 2.0 2.0 1044 $1,650 $1.58 3d 1 1.14mi
1222 Tino Ct Orlando, FL 2.0 2.0 1000 $1,575 $1.57 7d 1 1.15mi
9342 Shepton St Orlando, FL 3.0 2.5 1714 $2,250 $1.31 23d 1 1.16mi
620 Riverwoods Cir Orlando, FL 3.0 2.0 1547 $2,375 $1.54 3d 1 1.23mi
1033 Old Barn Rd Orlando, FL 4.0 2.0 1837 $2,656 $1.45 13d 1 1.32mi
11147 Acme Dr Unit 207D Orlando, FL 2.0 2.0 1127 $1,800 $1.60 23d 1 1.39mi
834 Oberry Hoover Rd Orlando, FL 2.0 1.0 1061 $1,750 $1.65 23d 1 1.40mi
10064 Marguex Dr Orlando, FL 3.0 2.0 1349 $2,460 $1.82 3d 1 1.41mi
1303 Creekbottom Cir Orlando, FL 2.0 2.0 1364 $1,950 $1.43 2d 1 1.44mi
1346 Stearman Ct #16 Orlando, FL 3.0 2.0 1319 $1,745 $1.32 17d 1 1.46mi
1428 Skybolt Ct #26 Orlando, FL 3.0 2.0 1319 $1,995 $1.51 23d 1 1.49mi
466 Valencia Place Cir Orlando, FL 3.0 2.0 1184 $2,470 $2.09 10d 1 1.49mi

Listing history 4 events

  1. 2026-06-18
    days on market $5,000 Active 3 DOM
  2. 2026-06-17
    days on market $5,000 Active 2 DOM
  3. 2026-06-15
    remarks 295-char remark
  4. 2026-06-15
    listed $5,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,861
− Mortgage interest
−$280
− Property taxes
−$75
− Insurance
−$25
− Repairs & maintenance
−$2,149
− Management
−$2,149
− Depreciation
−$145
Taxable income
$22,037
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$5,289
After-tax cash flow
$15,516/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Orange
NCES district ID
1201440
Math proficiency
46% ▼ -9.00%
Reading proficiency
51% ▼ -2.00%
Median HH income
$49,350
Composite
41.47/100
National rank
#3461
State rank
#43 of 73 in FL

Livability — Alafaya

Score
82/100
State rank
#60
US rank
#1076

Category grades

Amenities B- Commute B+ Cost of living C- Crime A Employment A Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Alafaya, FL
County
Orange County · 1,471,359 people
City population
131,972
Metro
Orlando-Kissimmee-Sanford, FL
Population (ZIP)
63,698
Household income
$81,651
Rent vs Own
35.4% rent · 64.6% own
Severe rent burden
1458.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
1,618,226 people
By 2030
1,787,404 · +10.5%
By 2040
2,125,621 · +31.4%
By 2050
2,454,016 · +51.6%
By 2075
3,173,711 · +96.1%
By 2100
3,607,781 · +122.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Hispanic / Latino 47% White 32% Two or more races 23% Black 11% Asian 7%
Hispanic origin (detail)
Mexican 2% Puerto Rican 25% Cuban 6% Dominican 3%
Common ancestry
Lithuanian 1% Romanian 1% Slovak 1%
Foreign-born
20% · Canada, Vietnam, Jamaica
Languages at home
56% English-only · Spanish 35% Other Indo-European 3% Vietnamese 2%

Political lean MEDSL · Orange

2024 margin
D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
2008→2024 swing
-5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
All cycles
2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -171.52%
Current HPI
315.8496
Rent YoY
▲ 2.77%
Metro
Orlando-Kissimmee-Sanford, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-94.4% since first listed
13 events — show timeline
  • 2026-06-15 Listed $5,000 HAOR as distributed by MLS GRID
  • 2014-09-08 Sold (Public Records) $140,000 Public Records
  • 2014-08-25 Sold (MLS) $140,000 Stellar MLS as Distributed by MLS Grid
  • 2014-06-14 Pending Stellar MLS as Distributed by MLS Grid
  • 2014-06-10 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2014-05-10 Pending Stellar MLS as Distributed by MLS Grid
  • 2014-04-28 Relisted Stellar MLS as Distributed by MLS Grid
  • 2014-04-25 Price Changed $140,000 Stellar MLS as Distributed by MLS Grid
  • 2012-10-22 Listed $100,000 Stellar MLS as Distributed by MLS Grid
  • 2007-03-23 Sold (Public Records) $230,000 Public Records
  • 2007-03-15 Sold (MLS) $230,000 Stellar MLS as Distributed by MLS Grid
  • 2006-10-24 Listed $234,900 Stellar MLS as Distributed by MLS Grid
  • 1998-11-03 Sold (Public Records) $88,900 Public Records

Property tax history

+14.5%/yr

Latest (2025): $5,764 · +151.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…