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1630 S Barranca Ave #102
B+ Composite 76.73
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +3.3/10.0
  • Livability +3.2/5.0
  • Rent growth +3.1/5.0
  • Condition / age +2.0/5.0
  • Appreciation +0.0/10.0

$120,000

1630 S Barranca Ave #102 · Glendora, CA 91740
2 bd · 2.0 ba · 1,392 sqft · Manufactured public records · 48 Days on market
Built 1969 Fair condition 21 ac lot $86/sqft · 19% below area Est $153k · 21% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to Glendora, to the Rancho Glendora Mobile Villas neighborhood.   We are pleased to present this great opportunity to own a manufactured home in one of the nicest mobile home parks in Glendora.  The home needs some TLC and a little imagination with some personal touches.  Perfectly situated on a desirable corner lot. This home offers a spacious two bedroom two bath with a large kitchen and living room.   Offering a large laundry room for convenience,  Located in one of the cleanest and best managed Mobile Home Communities in Glendora. Surrounded by a picturesque view of the beautiful San Gabriel Mountains and hill views. Conveniently

Key facts

  • 21.24 acre lot
  • 2 parking spots
  • Community pool

Property features AI

Finance

  • Other: Lot density about 36-40 units per acre
  • HOA & community: Community amenities include pool and clubhouse; Land lease at $1,611

Exterior

  • Parking: Carport with 2 parking spaces; On-site parking available at Rancho Glendora Mobile Villas
  • Utilities: Public sewer; District/Public water
  • Home design: Mobile home (Imperial model), 24 ft wide by 60 ft long; Double body type; Single story; Mobile home remains on site
  • Construction: Year built per builder
  • Exterior features: Community pool; Curbs, street lighting, biking and hiking nearby

Interior

  • Bathrooms: Two full bathrooms
  • Heating & cooling: Wall heater
  • Interior features: One-level home; Single-story entry
  • Laundry & utility: Washer hookup; Gas dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $120k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $2k ($19k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $120k).
  • Recommended offer: $116k (3.0% below list) — sets the bar for market timing.
  • Cap rate 22.4% vs local median 2.4% in Glendora — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#373 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, schools B; Watch: amenities F, cost of living F, health & safety F.
  • Azusa Unified (suburban): math 30% / reading 39% proficiency, ranked #874 of 1,400 in CA (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+2.6%/yr); 52 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($99k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 2.6% rent growth), your $34k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 48 days — a 3% lower offer ($116k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $116,400 (3.0% below list)

Questions for the listing agent

  1. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.45%
Cap rate
22.42%
Cash-on-cash
57.59%
DSCR
3.56
GRM
3.4

CMA / ARV

ARV (median comp)
$152,849
List price
$120,000
Delta
-21.49%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1630 S Barranca #126 0.00mi 2/1.5 1,368 (-2%) 3mo $159,000 $116 93
1630-41 S Barranca Ave 0.00mi 3/2.0 (+1) 1,368 (-2%) 4mo $155,000 $113 89
1630 Barranca Ave #88 0.00mi 3/2.0 (+1) 1,400 (+1%) 12mo $188,000 $134 84
1630 S Barranca #53 0.00mi 2/2.0 1,440 (+3%) 12mo $145,000 $101 84
1630 S Barranca Ave #173 0.00mi 3/2.0 (+1) 1,539 (+11%) 3mo $210,000 $136 75
1630 S Barranca Ave #1 0.07mi 3/2.0 (+1) 1,456 (+5%) 12mo $225,000 $155 74
1630 S Barranca Ave #39 0.00mi 3/2.0 (+1) 1,560 (+12%) 4mo $190,000 $122 72
1630 S Barranca Ave #20 0.00mi 2/2.0 1,200 (-14%) 10mo $170,000 $142 68

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.59% rent growth · sell at horizon

5-year hold
IRR
55.6%
Equity multiple
3.44×
Total profit
$82,012
Equity at exit
$17,892
10-year hold
IRR
60.5%
Equity multiple
6.91×
Total profit
$198,617
Equity at exit
$10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 91740

Rents YoY
2.6%
Active inventory
52
Price-to-rent
3.4×

Monthly cashflow live

Estimated rent
$2,937 high interval (Pro) →
Mortgage (P&I)
$629
Tax from tax record
$28 /mo · $341/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$617
Net cashflow
$1,612

Break-even live

Break-even rent $896
Max offer price $120,000
Occupancy floor 40%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$30,000
Closing costs
$3,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 29 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5442 N Ranger Dr Covina, CA 2.0 1.5 1032 $2,975 $2.88 43d 1 0.44mi
18645 E Arrow Hwy Covina, CA 2.0 919 $2,129 $2.32 13d 1 0.47mi
1400 N Grand Ave Covina, CA 1.0–2.0 1.0–2.0 846 $2,720 $3.22 1d 5 0.47mi
440 W Gladstone St Glendora, CA 1.0–2.0 1.0–2.0 875 $2,390 $2.73 1d 9 0.52mi
18537 E Arrow Hwy Covina, CA 1.0–2.0 1.0–2.5 937 $2,650 $2.83 4d 7 0.55mi
435 W Gladstone St Glendora, CA 2.0 2.0 1200 $2,994 $2.49 1d 2 0.57mi
261 W Newburgh St Glendora, CA 3.0 2.0 1671 $3,800 $2.27 1d 1 0.63mi
777 S Citrus Ave #107 Azusa, CA 2.0 2.0 994 $2,650 $2.67 24d 1 0.68mi
1632 S Glendora Ave Glendora, CA 3.0 2.0 1000 $3,200 $3.20 6d 1 0.89mi
1620 S Glendora Ave Glendora, CA 3.0 2.0 1450 $3,500 $2.41 6d 1 0.92mi
826 N Barranca Ave Covina, CA 1.0–2.0 1.0–2.0 762 $2,295 $3.01 43d 2 0.98mi
749 Marmalade Pl Covina, CA 3.0 2.0 1620 $3,600 $2.22 1d 1 1.07mi
1061 N Glendora Ave Covina, CA 2.0 2.0 1212 $2,850 $2.35 43d 1 1.08mi
20240 E Arrow Hwy Unit D Covina, CA 3.0 2.5 1477 $3,350 $2.27 43d 1 1.22mi
20254 E Arrow Hwy Unit B Covina, CA 3.0 2.5 1477 $3,100 $2.10 24d 1 1.24mi
707 N Park Ave Covina, CA 2.0 2.0 900 $2,900 $3.22 43d 1 1.25mi
1130 E Alosta Ave Azusa, CA 1.0–2.0 1.0 907 $2,450 $2.70 2d 2 1.30mi
4658 N Midsite Ave Covina, CA 3.0 2.0 1150 $3,500 $3.04 24d 1 1.33mi
367 N Prospero Dr Covina, CA 2.0 2.0 1000 $1,950 $1.95 7d 1 1.34mi
959 E Edgecomb St Covina, CA 3.0 2.0 1335 $5,000 $3.75 2d 1 1.34mi
1000 E Alosta Ave Azusa, CA 1.0–2.0 1.0 755 $2,373 $3.14 1d 5 1.37mi
230 N Calvados Ave Azusa, CA 3.0 2.0 1396 $3,850 $2.76 1d 1 1.38mi
371 N Powell Ave Azusa, CA 2.0 2.0 1000 $2,395 $2.40 43d 3 1.39mi
371 N Powell Ave Azusa, CA 2.0 2.0 1000 $2,395 $2.40 20d 1 1.39mi
422 W Route 66 #39 Glendora, CA 2.0 3.0 1260 $3,400 $2.70 1d 1 1.41mi
628 E Italia St Unit 3 Covina, CA 2.0 1.5 900 $1,850 $2.06 7d 1 1.43mi
852 E Fielding St Unit B4 Azusa, CA 1.0 1.0 1860 $1,100 $0.59 43d 1 1.46mi
316 N Calvados Ave Azusa, CA 3.0 2.5 1513 $3,200 $2.12 2d 1 1.46mi
559 E Juanita Ave Glendora, CA 3.0 3.0 1000 $4,500 $4.50 1d 1 1.49mi

Listing history 15 events

  1. 2026-06-18
    days on market $120,000 Active 48 DOM
  2. 2026-06-17
    days on market $120,000 Active 47 DOM
  3. 2026-06-16
    days on market $120,000 Active 46 DOM
  4. 2026-06-15
    days on market $120,000 Active 45 DOM
  5. 2026-06-13
    days on market $120,000 Active 43 DOM
  6. 2026-06-13
    days on market $120,000 Active 42 DOM
  7. 2026-06-09
    days on market $120,000 Active 39 DOM
  8. 2026-06-08
    days on market $120,000 Active 38 DOM
  9. 2026-06-07
    days on market $120,000 Active 37 DOM
  10. 2026-06-04
    days on market $120,000 Active 34 DOM
  11. 2026-06-03
    days on market $120,000 Active 33 DOM
  12. 2026-06-02
    days on market $120,000 Active 32 DOM
  13. 2026-06-01
    days on market $120,000 Active 31 DOM
  14. 2026-05-31
    days on market $120,000 Active 30 DOM
  15. 2026-05-01
    listed $120,000 Active 839-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$341 · $28/mo
Projected year-2 tax
$912 · $76/mo
Expected delta
+$571/yr (+$48/mo · 167.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 6 d/yr ≥98°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 7/10 Severe 15 unhealthy d/yr today · 17 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$35,242
− Mortgage interest
−$6,722
− Property taxes
−$341
− Insurance
−$600
− Repairs & maintenance
−$2,819
− Management
−$2,819
− Depreciation
−$3,491
Taxable income
$18,450
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,428
After-tax cash flow
$14,921/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 7 photos

Fair 40/100 Moderate rehab

This manufactured home requires moderate repairs and maintenance to improve its condition and value.

Repairs flagged

  • Major exterior siding — Severe weathering
  • Major exterior paint — Peeling paint
  • Major flooring — Worn carpet
  • Major interior walls — Painted walls with visible wear

Value-add opportunities

  • Resale paint exterior — Enhances curb appeal
  • Rental replace carpet — Improves living space comfort

Renovation cost estimate screening

Repair itemSeverityEst. cost
exterior siding · Severe weathering Major $15,000–50,000
exterior paint · Peeling paint Major $15,000–50,000
flooring · Worn carpet Major $15,000–50,000
interior walls · Painted walls with visible wear Major $15,000–50,000
Total estimated repair cost · 4 items $60,000–200,000

Value-add ROI direction

  • Resale paint exterior — Enhances curb appeal
  • Rental replace carpet — Improves living space comfort

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Azusa Unified
NCES district ID
0603600
Math proficiency
30% ▲ 2.00%
Reading proficiency
39% ▬ 0.00%
Median HH income
$58,149
Composite
33.35/100
National rank
#10566
State rank
#874 of 1400 in CA

Livability — Glendora

Score
65/100
State rank
#373
US rank
#12710

Category grades

Amenities F Commute A+ Cost of living F Crime B Employment A+ Housing B- Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Glendora, CA
County
Los Angeles County · 9,444,647 people
City population
52,239
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
26,168
Household income
$99,083
Rent vs Own
36.0% rent · 64.0% own
Severe rent burden
1034.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Hispanic / Latino 49% White 33% Two or more races 21% Asian 10% Black 3% Native American 1%
Hispanic origin (detail)
Mexican 37% Cuban 1%
Common ancestry
Lithuanian 1% Portuguese 1% Romanian 1%
Foreign-born
22% · Canada, China, Vietnam
Languages at home
63% English-only · Spanish 24% Chinese 4% Arabic 3%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -847.76%
Current HPI
378.3547
Rent YoY
▲ 2.59%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-01 Listed $120,000 CRMLS

Property tax history

+9.0%/yr

Latest (2025): $341 · +9.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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