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7712 Doris Dr
D Composite 43.67
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.4/30.0
  • ARV discount +11.2/15.0
  • DSCR +4.0/10.0
  • Livability +4.0/5.0
  • Rent growth +3.9/5.0
  • 1% rule +3.3/10.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$185,000

7712 Doris Dr · Oklahoma City, OK 73162
3 bd · 2.0 ba · 1,318 sqft · SingleFamily public records · 12 Days on market
Built 1984 4,600 sqft lot Est $202k · 8% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

THIRD BEDROOM CAN BE OFFICE/STUDY OFF ENTRY. NEW CARPET, TILE, PAINT. MUST SEE PATIO HOME. NICE LANDSCAPING. LOT 10B, BLOCK 18, NORTHAVEN B18-20

Key facts

  • Vinyl flooring
  • Vaulted ceilings
  • Exterior painted

Tags

ESTABLISHED NEIGHBORHOODMATURE TREESVAULTED CEILINGSVINYL FLOORINGROOF AND GUTTERS INSTALLEDEXTERIOR PAINTED

Property features AI

Finance

  • Other: Property is existing (not new construction); Not a model home
  • Financial info: Cash and conventional financing accepted; Loan qualifying allowed; Not assumable
  • HOA & community: No mandatory association dues

Exterior

  • Parking: 2-car garage; Garage door opener
  • Utilities: Cable available; Electricity available; Natural gas available; Public utilities
  • Home design: Single-family residence; One level; Residential property
  • Construction: Brick exterior; Composition roof; Built on slab foundation
  • Exterior features: Covered porch; Open patio; Interior lot

Interior

  • Kitchen: Built-in electric range; Built-in electric oven; Dishwasher; Microwave; Garbage disposal; Water heater
  • Bedrooms: 3 bedrooms
  • Flooring: Tile; Vinyl
  • Bathrooms: 2 full bathrooms
  • Interior features: Ceiling fans; Gas log fireplace
  • Laundry & utility: Inside utility

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $185k.

Deal economics

  • At list price, monthly cash flow is $5 ($57/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $154k (16.9% below list).
  • Recommended offer: $154k (16.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 3.7% in Oklahoma City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#3 in OK, #1,635 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • Putnam City (urban): math 12% / reading 16% proficiency, ranked #227 of 270 in OK (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Harvest Hills Es (math 17% / reading 17%, grade F, #540 of 845 statewide, top 68%, 431 students, 0% FRL); Putnam City North Hs (math 18% / reading 29%, grade F, #218 of 447 statewide, top 49%, 1,579 students, 0% FRL) — zoned schools average 0% FRL vs 65% district-wide (65 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+5.6%/yr); 166 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,365 units permitted in Oklahoma County in 2024 (569 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Oklahoma County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $97k; list at $185k implies a 91% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $153,656 (16.9% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.83%
Cap rate
6.32%
Cash-on-cash
0.11%
DSCR
1.00
GRM
10.0

CMA / ARV

ARV (on-the-fly)
$201,654
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7734 Doris Dr 0.08mi 3/2.0 1,318 (0%) 4mo $199,900 $152 93
7713 Doris Dr 0.04mi 3/2.0 1,380 (+5%) 2mo $217,500 $158 89
7718 Doris Dr 0.02mi 3/2.0 1,318 (0%) 17mo $195,000 $148 85
7804 NW 105th Ter 0.15mi 2/2.0 (-1) 1,316 (-0%) 13mo $207,000 $157 77
10602 Flamingo Ave 0.08mi 2/2.0 (-1) 1,333 (+1%) 18mo $205,000 $154 75
7721 NW 105th Ter 0.12mi 3/2.0 1,372 (+4%) 18mo $223,000 $163 72
11241 Cimarron Dr 0.67mi 3/2.0 1,352 (+3%) 4mo $212,000 $157 62
10201 Cecilia Dr 0.25mi 3/2.0 1,506 (+14%) 6mo $190,000 $126 59
7609 Wegner Way 0.44mi 3/2.0 1,452 (+10%) 16mo $215,000 $148 49
7713 Wegner Way 0.46mi 3/2.0 1,506 (+14%) 13mo $230,000 $153 44
7720 NW 113th Pl 0.61mi 3/2.0 1,480 (+12%) 17mo $154,000 $104 36
7620 Eastgate Dr 0.62mi 3/2.0 1,489 (+13%) 16mo $221,000 $148 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.59% rent growth · sell at horizon

5-year hold
IRR
-13.4%
Equity multiple
0.51×
Total profit
$-25,590
Equity at exit
$27,584
10-year hold
IRR
-1.1%
Equity multiple
0.92×
Total profit
$-4,200
Equity at exit
$15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73162

Rents YoY
5.6%
Active inventory
166
Price-to-rent
10.0×

Monthly cashflow live

Estimated rent
$1,537 high interval (Pro) →
Mortgage (P&I)
$970
Tax from tax record
$162 /mo · $1,943/yr
Insurance
$77
HOA
$0
Vacancy / Maint / Mgmt
$323
Net cashflow
$5

Break-even live

Break-even rent $1,531
Max offer price $185,000
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,250
Closing costs
$5,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10800 N Council Rd Oklahoma City, OK 2.0 2.0 900 $899 $1.00 14d 1 0.30mi
10400 N Council Rd Unit 315 Oklahoma City, OK 2.0 2.0 962 $1,000 $1.04 23d 1 0.34mi
10400 N Council Rd Apt 323 Oklahoma City, OK 2.0 2.0 962 $1,000 $1.04 20d 1 0.34mi
10400 N Council Rd Unit 321 Oklahoma City, OK 2.0 2.0 885 $949 $1.07 23d 1 0.34mi
10526 Utica Dr Oklahoma City, OK 3.0 2.0 1200 $1,545 $1.29 23d 1 0.37mi
8002 NW 105th Ter Unit A Oklahoma City, OK 3.0 2.0 1200 $1,495 $1.25 14d 1 0.40mi
8027 NW 104th St Oklahoma City, OK 2.0 2.0 1570 $1,395 $0.89 3d 1 0.42mi
8012 NW 105th St Oklahoma City, OK 3.0 2.0 1200 $1,495 $1.25 11d 1 0.43mi
8000 NW 110th Dr Oklahoma City, OK 3.0 2.0 1445 $1,745 $1.21 14d 1 0.48mi
8016 NW 110th Dr Oklahoma City, OK 3.0 2.0 1445 $1,695 $1.17 11d 1 0.49mi
10522 Harvest Moon Ave Oklahoma City, OK 3.0 2.5 1500 $1,395 $0.93 23d 1 0.49mi
10723 Lawson Place Rd Oklahoma City, OK 3.0 2.0 1200 $1,495 $1.25 23d 1 0.51mi
8024 NW 110th Dr Oklahoma City, OK 3.0 2.0 1445 $1,695 $1.17 23d 1 0.51mi
10411 White Oak Canyon Rd Oklahoma City, OK 2.0 2.0 1158 $1,225 $1.06 4d 1 0.68mi
9777 N Council Rd Oklahoma City, OK 3.0 2.0 1178 $1,499 $1.27 21d 1 0.69mi
9777 N Council Rd Oklahoma City, OK 2.0 2.0 1086 $1,329 $1.22 20d 1 0.69mi
9777 N Council Rd Oklahoma City, OK 3.0 2.0 1178 $1,499 $1.27 19d 1 0.69mi
9777 N Council Rd Oklahoma City, OK 2.0 2.0 1086 $1,319 $1.21 23d 1 0.69mi
9777 N Council Rd Oklahoma City, OK 3.0 2.0 1421 $1,539 $1.08 15d 1 0.69mi
7028 Elk Canyon Rd Oklahoma City, OK 3.0 2.0 1404 $1,495 $1.06 16d 1 0.71mi
6913 Fawn Canyon Dr Oklahoma City, OK 3.0 2.0 1572 $1,699 $1.08 21d 1 0.83mi
8301 NW 112th St Oklahoma City, OK 3.0 2.0 1720 $1,625 $0.94 23d 1 0.87mi
7136 NW 115th St Unit 7138 Oklahoma City, OK 3.0 2.0 1489 $1,325 $0.89 23d 1 0.90mi
7501 NW 115th St Oklahoma City, OK 3.0 2.0 1387 $1,560 $1.12 1d 1 0.90mi
6804 Elk Canyon Rd Oklahoma City, OK 3.0 2.0 1725 $1,400 $0.81 4d 1 0.94mi
8114 W Britton Rd Oklahoma City, OK 1.0–2.0 1.0–2.0 750 $991 $1.32 1d 29 0.95mi
7137 NW 116th St Unit 7137 Oklahoma City, OK 3.0 2.0 1465 $1,350 $0.92 23d 1 0.97mi
9211 N Council Rd Oklahoma City, OK 2.0 2.0 927 $1,129 $1.22 20d 1 1.00mi
9211 N Council Rd Oklahoma City, OK 2.0 2.0 1078 $1,159 $1.08 23d 1 1.00mi
8205 NW 90th Ter Oklahoma City, OK 3.0 2.0 1780 $1,500 $0.84 2d 1 1.07mi
7000 W Britton Rd Oklahoma City, OK 2.0 2.0 951 $1,210 $1.27 2d 1 1.17mi
7000 W Britton Rd Oklahoma City, OK 2.0 2.0 951 $1,210 $1.27 14d 1 1.17mi
7000 W Britton Rd Oklahoma City, OK 2.0 2.0 951 $1,210 $1.27 23d 1 1.17mi
8609 NW 113th Ct Oklahoma City, OK 3.0 2.0 1800 $2,000 $1.11 23d 1 1.19mi
9023 N Rockwell Dr Oklahoma City, OK 3.0 2.0 1400 $1,500 $1.07 20d 1 1.22mi
9021 N Rockwell Dr Unit 9023 Oklahoma City, OK 3.0 2.0 1400 $1,500 $1.07 21d 1 1.22mi
9020 N Rockwell Dr Oklahoma City, OK 2.0 2.5 1244 $1,250 $1.00 11d 1 1.25mi
9003 N Rockwell Dr Oklahoma City, OK 2.0 2.0 1431 $1,250 $0.87 23d 1 1.28mi
9006 N Rockwell Dr Oklahoma City, OK 2.0 2.5 1635 $1,295 $0.79 2d 1 1.29mi
8824 NW 109th Ln Oklahoma City, OK 3.0 2.5 1520 $1,745 $1.15 23d 1 1.30mi

Listing history 7 events

  1. 2026-05-20
    status Pending
  2. 2026-05-08
    listed $185,000 Active
  3. 2004-11-29
    soldstatus $97,000
  4. 1999-07-01
    soldstatus $76,000
  5. 1999-06-25
    soldstatus $76,000 148-char remark
    Show marketing remark (148 chars)

    THIRD BEDROOM CAN BE OFFICE/STUDY OFF ENTRY. NEW CARPET, TILE, PAINT. MUST SEE PATIO HOME. NICE LANDSCAPING. LOT 10B, BLOCK 18, NORTHAVEN B18-20

  6. 1999-05-08
    listed $77,000 148-char remark
    Show marketing remark (148 chars)

    THIRD BEDROOM CAN BE OFFICE/STUDY OFF ENTRY. NEW CARPET, TILE, PAINT. MUST SEE PATIO HOME. NICE LANDSCAPING. LOT 10B, BLOCK 18, NORTHAVEN B18-20

  7. 1986-08-01
    soldstatus $69,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$1,943 · $162/mo
Projected year-2 tax
$1,943 · $162/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,439
− Mortgage interest
−$10,363
− Property taxes
−$1,943
− Insurance
−$925
− Repairs & maintenance
−$1,475
− Management
−$1,475
− Depreciation
−$5,382
Taxable loss
−$3,124
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$750
After-tax cash flow
$806/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Putnam City
NCES district ID
4025290
Math proficiency
12% ▼ -18.00%
Reading proficiency
16% ▼ -14.00%
Median HH income
$46,657
Composite
12.61/100
National rank
#9614
State rank
#227 of 270 in OK

Livability — Oklahoma City

Score
80/100
State rank
#3
US rank
#1635

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Oklahoma City, OK
County
Oklahoma County · 771,644 people
City population
498,656
Metro
Oklahoma City, OK
Population (ZIP)
28,728
Household income
$88,031
Rent vs Own
28.0% rent · 72.0% own
Severe rent burden
913.0

Population outlook (Oklahoma County) Hauer SSP2

Today (2025)
911,875 people
By 2030
982,413 · +7.7%
By 2040
1,130,468 · +24.0%
By 2050
1,288,422 · +41.3%
By 2075
1,711,482 · +87.7%
By 2100
2,088,448 · +129.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 62% Black 14% Two or more races 11% Hispanic / Latino 8% Asian 6% Native American 2%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Slovak 4% Italian 2% Serbian 1%
Foreign-born
8% · Vietnam, Canada, China
Languages at home
90% English-only · Spanish 4% Vietnamese 2% Other Asian/Pacific 1%

Political lean MEDSL · Oklahoma

2024 margin
Toss-up / Even · D 48.0% · R 49.7% · Other 2.3%
2008→2024 swing
+15.1pp toward D · 2008: -16.8pp · 2024: -1.7pp
All cycles
2024: R+1.7 2020: R+1.1 2016: R+10.5 2012: R+16.7 2008: R+16.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -172.35%
Current HPI
205.6639
Rent YoY
▲ 5.59%
Metro
Oklahoma City, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+168.1% since first listed
7 events — show timeline
  • 2026-05-20 Pending MLSOK
  • 2026-05-08 Listed $185,000 MLSOK
  • 2004-11-29 Sold (Public Records) $97,000 Public Records
  • 1999-07-01 Sold (Public Records) $76,000 Public Records
  • 1999-06-25 Sold (MLS) $76,000 MLSOK
  • 1999-05-08 Listed $77,000 MLSOK
  • 1986-08-01 Sold (Public Records) $69,000 Public Records

Property tax history

+3.7%/yr

Latest (2025): $1,943 · +5.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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