CashFlowRE
Sign in Sign up
319 Bluebell Way
F Composite 31.85
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +7.7/30.0
  • ARV discount +7.5/15.0
  • Schools +3.6/10.0
  • Livability +3.4/5.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.3/10.0
  • DSCR +1.8/10.0
  • Appreciation +0.0/10.0

$304,530

319 Bluebell Way · Moncks Corner, SC 29461
3 bd · 2.5 ba · 1,473 sqft · Land · 58 Days on market
Built 2026 1,742 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Carolina Groves DR Horton

Key facts

  • Garage
  • Built 2026
  • Listed 58 days

Property features AI

Finance

  • HOA & community: Annual association fee

Exterior

  • Parking: 1-car garage
  • Utilities: Public sewer
  • Home design: Residential townhouse; Two levels; New construction; Single-family attached
  • Construction: Townhouse construction
  • Exterior features: Fiberglass roof; Wooded lot; Lot under 0.5 acre

Interior

  • Kitchen: Dishwasher; Gas range; Microwave
  • Bedrooms: 3 bedrooms with the primary bedroom on the lower level
  • Flooring: Vinyl
  • Bathrooms: 2.5 bathrooms
  • Heating & cooling: Central air conditioning; Natural gas heating
  • Interior features: Smooth ceilings; Kitchen island; Eat-in kitchen; Family room; Living/dining combo; Pantry; Walk-in closets
  • Laundry & utility: Washer hookup; Tankless water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath land listed at $305k.

Deal economics

  • At list price, monthly cash flow is $-356 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $253k (16.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $221k (27.3% below list).
  • Recommended offer: $221k (27.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 67/100 on livability (#99 in SC) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime C-, amenities F, commute F.
  • Berkeley 01 (suburban): math 35% / reading 48% proficiency, ranked #30 of 80 in SC (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Whitesville Elementary (math 34% / reading 39%, grade F, #328 of 597 statewide, top 55%, 1,031 students, 62% FRL); Berkeley Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 1,403 students, 57% FRL); Berkeley High (math 36% / reading 83%, grade C+, #110 of 196 statewide, top 58%, 1,776 students, 50% FRL).
  • Market conditions: Rents rising (+2.8%/yr); 642 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,183 units permitted in Berkeley County in 2024 (580 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($83k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Berkeley County population projected at +48% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 58 days — a 3% lower offer ($295k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $221,353 (27.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
4.89%
Cash-on-cash
-5.01%
DSCR
0.78
GRM
11.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.77% rent growth · sell at horizon

5-year hold
IRR
-25.1%
Equity multiple
0.15×
Total profit
$-72,489
Equity at exit
$45,406
10-year hold
IRR
-21.7%
Equity multiple
-0.11×
Total profit
$-94,258
Equity at exit
$26,330

Cash invested: $85,268 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29461

Home prices YoY
-13.9%
Rents YoY
2.8%
Active inventory
642
Price-to-rent
11.5×

Monthly cashflow live

Estimated rent
$2,214 medium interval (Pro) →
Mortgage (P&I)
$1,597
Tax est. 1.5%
$381 /mo · $4,568/yr
Insurance
$127
HOA
$0
Vacancy / Maint / Mgmt
$465
Net cashflow
$-356

Break-even live

Break-even rent $2,664
Max offer price $253,038
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$76,132
Closing costs
$9,136
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
174 Yarrow Way Moncks Corner, SC 3.0 2.5 1524 $2,000 $1.31 14d 1 0.07mi
191 Emerald Isle Dr Moncks Corner, SC 3.0 2.5 1614 $2,149 $1.33 23d 1 0.86mi
121 Marigny St Moncks Corner, SC 3.0–4.0 2.5 1875 $2,230 $1.19 2d 9 1.36mi
391 State Road S-8-978 Moncks Corner, SC 1.0–3.0 1.0–2.0 1061 $1,626 $1.53 23d 1 1.47mi

Listing history 23 events

  1. 2026-06-18
    days on market $304,530 Active 58 DOM
  2. 2026-06-17
    days on market $304,530 Active 57 DOM
  3. 2026-06-16
    days on market $304,530 Active 56 DOM
  4. 2026-06-15
    days on market $304,530 Active 55 DOM
  5. 2026-06-13
    days on market $304,530 Active 53 DOM
  6. 2026-06-13
    days on market $304,530 Active 52 DOM
  7. 2026-06-10
    days on market $304,530 Active 50 DOM
  8. 2026-06-09
    days on market $304,530 Active 49 DOM
  9. 2026-06-08
    days on market $304,530 Active 48 DOM
  10. 2026-06-07
    days on market $304,530 Active 47 DOM
  11. 2026-06-05
    days on market $304,530 Active 44 DOM
  12. 2026-06-03
    days on market $304,530 Active 43 DOM
  13. 2026-06-03
    days on market $304,530 Active 42 DOM
  14. 2026-06-01
    days on market $304,530 Active 41 DOM
  15. 2026-05-31
    days on market $304,530 Active 40 DOM
  16. 2026-05-18
    status Active
  17. 2026-05-18
    price $304,530
  18. 2026-03-23
    status Pending
  19. 2026-02-25
    price $314,225
  20. 2026-02-24
    status Active
  21. 2026-02-02
    historical
  22. 2026-01-05
    listed $311,900
  23. 2024-05-28
    soldstatus $8,265,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,562
− Mortgage interest
−$17,058
− Property taxes
−$4,568
− Insurance
−$1,523
− Repairs & maintenance
−$2,125
− Management
−$2,125
− Depreciation
−$8,859
Taxable loss
−$9,696
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,327
After-tax cash flow
$-1,943/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Berkeley 01
NCES district ID
4501170
Math proficiency
35% ▼ -8.00%
Reading proficiency
48% ▼ -2.00%
Median HH income
$52,724
Composite
35.95/100
National rank
#4799
State rank
#30 of 80 in SC

Livability — Moncks Corner

Score
67/100
State rank
#99
US rank
#10812

Category grades

Amenities F Commute F Cost of living A Crime C- Employment B+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Moncks Corner, SC
County
Berkeley County · 198,768 people
City population
43,816
Metro
Charleston-North Charleston, SC
Population (ZIP)
43,816
Household income
$82,666
Rent vs Own
17.6% rent · 82.4% own
Severe rent burden
815.0

Population outlook (Berkeley County) Hauer SSP2

Today (2025)
254,184 people
By 2030
279,677 · +10.0%
By 2040
329,379 · +29.6%
By 2050
375,557 · +47.8%
By 2075
476,740 · +87.6%
By 2100
535,945 · +110.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (61%)
Race & ethnicity
White 61% Black 29% Hispanic / Latino 6% Two or more races 5%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Lithuanian 1% Slovak 1% Romanian 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Berkeley

2024 margin
R (+16.3) · D 41.1% · R 57.4% · Other 1.4%
2008→2024 swing
-3.2pp toward R · 2008: -13.1pp · 2024: -16.3pp
All cycles
2024: R+16.3 2020: R+11.7 2016: R+17.4 2012: R+18.9 2008: R+13.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -52.95%
Current HPI
328.7212
Rent YoY
▲ 2.77%
Metro
Charleston-North Charleston, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

-96.3% since first listed
8 events — show timeline
  • 2026-05-18 Relisted Charleston Trident MLS
  • 2026-05-18 Price Changed $304,530 Charleston Trident MLS
  • 2026-03-23 Pending Charleston Trident MLS
  • 2026-02-25 Price Changed $314,225 Charleston Trident MLS
  • 2026-02-24 Relisted Charleston Trident MLS
  • 2026-02-02 Listing Removed Charleston Trident MLS
  • 2026-01-05 Listed $311,900 Charleston Trident MLS
  • 2024-05-28 Sold (Public Records) $8,265,000 Public Records

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…