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58 Trail Rd
C Composite 57.47
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.4/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.8/10.0
  • 1% rule +4.8/10.0
  • Schools +4.5/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$350,000

58 Trail Rd · Fairless Hills, PA 19056
4 bd · 2.0 ba · 1,550 sqft · SingleFamily public records · 2 Days on market
Built 1958 7,000 sqft lot Est $451k · 22% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this light-filled,   beautifully expanded home, where classic open plan design meets modern family needs.   Step inside to a bright and airy living room featuring a newer picture window that fills the space with natural light and offers a panoramic view of the front yard. As an added bonus, an open green space located directly across the street provides an enhanced sense of privacy and a scenic outlook.   The living room opens to the kitchen and dining area for your convenience.     The original garage has been professionally converted into a bright and versatile family room, creating the perfect space for relaxing, entertaining, working from home, o

Key facts

  • Panoramic view
  • Newer picture window
  • High ceilings

Tags

NEWER PICTURE WINDOWPANORAMIC VIEWBRIGHT VERSATILE FAMILY ROOMSCREENED-IN A-FRAME PORCHHIGH CEILINGSDEDICATED STORAGE ROOM

Property features AI

Exterior

  • Parking: Driveway with two parking spaces; On-street parking available; Two total garage and parking spaces
  • Utilities: Public water; Public sewer; Municipal trash service; Above-ground utilities; S/W changeover hot water
  • Home design: Detached structure; Shingle roof; Frame construction; Slab foundation
  • Construction: Built year per assessor; Frame construction; Shingle roof; Slab foundation
  • Exterior features: Lot approximately 70 x 100; Ground rent paid annually; Above-grade and below-grade structures noted

Interior

  • Bedrooms: Two bedrooms on the main level; Two bedrooms on the first upper level
  • Bathrooms: One full bathroom on the main level; One full bathroom on the first upper level; Two full bathrooms total
  • Heating & cooling: Baseboard hot water heating (oil fuel); Central air conditioning (electric)
  • Interior features: Living room; Dining room; Family room; Screened porch; Property not in a federal flood zone; No basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $350k.

Deal economics

  • At list price, monthly cash flow is $326 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $345k (1.5% below list).
  • Recommended offer: $345k (1.5% below list) — sets the bar for 1% rule.
  • Cap rate 7.4% vs local median 4.5% in Fairless Hills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#205 in PA, #1,823 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, crime A; Watch: amenities F, commute F.
  • Neshaminy SD (suburban): math 41% / reading 57% proficiency, ranked #150 of 539 in PA (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 19% free/reduced lunch — higher-income household profile.
  • Market conditions: 31 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 1d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 663 units permitted in Bucks County in 2024 (106 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($112k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Bucks County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $344,652 (1.5% below list)

Questions for the listing agent

  1. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
7.41%
Cash-on-cash
3.99%
DSCR
1.18
GRM
8.5

CMA / ARV

ARV (on-the-fly)
$451,050
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
46 Trail Rd 0.04mi 4/2.0 1,550 (0%) 0mo $350,000 $226 98
17 Tulip Tree Rd 0.34mi 4/2.0 1,597 (+3%) 3mo $250,000 $157 77
12 Tulip Tree Rd 0.30mi 4/2.0 1,569 (+1%) 9mo $465,000 $296 76
43 Tweed Rd 0.18mi 3/2.5 (-1) 1,632 (+5%) 3mo $475,000 $291 74
55 Terrace Rd 0.34mi 3/2.5 (-1) 1,564 (+1%) 9mo $465,000 $297 68
109 Blough Rd 0.49mi 3/2.0 (-1) 1,692 (+9%) 2mo $481,000 $284 55
127 Hedge Rd 0.50mi 5/2.0 (+1) 1,730 (+12%) 1mo $383,000 $221 51
215 Blough Ct 0.61mi 3/1.0 (-1) 1,680 (+8%) 3mo $390,000 $232 46
429 Stanford Rd 0.71mi 4/2.5 1,645 (+6%) 10mo $490,000 $298 46
204 Suffolk Rd 0.55mi 3/1.0 (-1) 1,416 (-9%) 12mo $415,000 $293 41
89 Harrow Rd 0.65mi 4/2.0 1,350 (-13%) 11mo $471,000 $349 40
402 Stanford Rd 0.71mi 3/2.5 (-1) 1,762 (+14%) 8mo $475,000 $270 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-10.0%
Equity multiple
0.63×
Total profit
$-35,921
Equity at exit
$52,186
10-year hold
IRR
-0.6%
Equity multiple
0.96×
Total profit
$-4,396
Equity at exit
$30,262

Cash invested: $98,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 19056

Active inventory
31
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$3,447 medium interval (Pro) →
Mortgage (P&I)
$1,835
Tax from tax record
$416 /mo · $4,987/yr
Insurance
$146
HOA
$0
Vacancy / Maint / Mgmt
$724
Net cashflow
$326

Break-even live

Break-even rent $3,034
Max offer price $350,000
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$87,500
Closing costs
$10,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
200 Middletown Blvd Langhorne, PA 1.0–3.0 1.0–2.0 1077 $4,059 $3.77 1d 84 0.70mi
153 Mercer Ct Fairless Hills, PA 3.0 2.5 1848 $3,500 $1.89 1d 1 0.86mi
100 Harpers Xing Langhorne, PA 1.0–3.0 1.0–2.0 1071 $3,295 $3.08 1d 29 1.45mi

Listing history 6 events

  1. 2026-06-18
    days on market $350,000 Active 2 DOM
  2. 2026-06-17
    statusdays on market $350,000 Active 1 DOM
  3. 2026-06-16
    days on market $350,000 Coming Soon 5 DOM
  4. 2026-06-15
    days on market $350,000 Coming Soon 4 DOM
  5. 2026-06-13
    remarks 669-char remark
  6. 2026-06-13
    listed $350,000 Coming Soon 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$4,987 · $416/mo
Projected year-2 tax
$5,259 · $438/mo
Expected delta
+$271/yr (+$23/mo · 5.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥102°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$41,358
− Mortgage interest
−$19,605
− Property taxes
−$4,987
− Insurance
−$1,750
− Repairs & maintenance
−$3,309
− Management
−$3,309
− Depreciation
−$10,182
Taxable loss
−$1,783
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$428
After-tax cash flow
$4,339/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Neshaminy SD
NCES district ID
4216410
Math proficiency
41% ▼ -10.00%
Reading proficiency
57% ▼ -14.00%
Median HH income
$78,072
Composite
44.58/100
National rank
#2782
State rank
#150 of 539 in PA

Livability — Fairless Hills

Score
80/100
State rank
#205
US rank
#1823

Category grades

Amenities F Commute F Cost of living A- Crime A Employment A Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Bucks County · 506,477 people
City population
12,305
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Population (ZIP)
15,960
Household income
$111,594
Rent vs Own
29.7% rent · 70.3% own
Severe rent burden
406.0

Population outlook (Bucks County) Hauer SSP2

Today (2025)
630,973 people
By 2030
627,093 · -0.6%
By 2040
609,680 · -3.4%
By 2050
584,225 · -7.4%
By 2075
539,840 · -14.4%
By 2100
483,970 · -23.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Hispanic / Latino 10% Two or more races 8% Black 7% Asian 3%
Hispanic origin (detail)
Mexican 3% Puerto Rican 5%
Common ancestry
Romanian 7% Scotch-Irish 2% Swiss 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 4% Other Asian/Pacific 2% Other Indo-European 2%

Political lean MEDSL · Bucks

2024 margin
Toss-up / Even · D 49.5% · R 49.5%
2008→2024 swing
-8.7pp toward R · 2008: 8.7pp · 2024: -0.1pp
All cycles
2024: R+0.1 2020: D+4.4 2016: D+0.6 2012: D+1.2 2008: D+8.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -208.54%
Current HPI
309.3854
Rent YoY
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-11 Coming Soon $350,000 BRIGHT MLS

Property tax history

+1.5%/yr

Latest (2026): $4,987 · +7.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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