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8832 Powell Ave
B- Composite 69.46
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.8/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.0/10.0
  • 1% rule +6.3/10.0
  • Schools +5.8/10.0
  • Livability +4.2/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$175,000

8832 Powell Ave · Brentwood, MO 63144
2 bd · 1.0 ba · 1,016 sqft · SingleFamily public records · 9 Days on market
Built 1922 7,679 sqft lot Est $264k · 34% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Opportunity awaits in the heart of Brentwood! Situated in a highly desirable location surrounded by shopping, dining, and easy highway access, this property presents an exceptional chance for investors, builders, or those looking to create their dream home from the ground up. Offered as-is, this lot provides incredible potential for redevelopment or new construction. Whether you're envisioning a custom residence or your next project, the possibilities here are endless. Best for a teardown and would need extensive renovation. Seller will not repairs, priced to sell.

Key facts

  • 7,679 sq ft lot
  • Garage
  • Built 1922

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $370 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $175k).
  • Cap rate 8.8% vs local median 4.8% in Brentwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 84/100 on livability (#6 in MO, #689 nationally) — a professional / high-income tenant draw. Strengths: employment A+, housing A+, cost of living B; Watch: crime C-.
  • Brentwood (suburban): math 65% / reading 66% proficiency, ranked #4 of 324 in MO (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 18% free/reduced lunch — higher-income household profile.
  • Zoned schools: Mcgrath Elem. (math 67% / reading 67%, grade B+, #46 of 1,115 statewide, top 5%, 195 students, 16% FRL); Brentwood High (math 62% / reading 74%, grade B, #12 of 521 statewide, top 2%, 191 students, 30% FRL) — zoned schools at 23% FRL track the district average.
  • Market conditions: Rents rising (+1.5%/yr); 128 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals leasing fast (median 8d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $125k; 40% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1922 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $175,000

Questions for the listing agent

  1. Built in 1922 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.13%
Cap rate
8.83%
Cash-on-cash
9.06%
DSCR
1.40
GRM
7.4

CMA / ARV

ARV (on-the-fly)
$264,160
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8832 Powell Ave 0.00mi 3/1.0 (+1) 1,016 (0%) 1mo $175,000 $172 94
2318 Patton Ave 0.43mi 2/1.0 976 (-4%) 0mo $249,900 $256 73
2331 Patton Ave 0.39mi 2/2.0 982 (-3%) 2mo $299,000 $304 70
2837 Manderly Dr 0.25mi 3/1.0 (+1) 1,094 (+8%) 4mo $284,900 $260 67
8832 Lawn Ave 0.72mi 2/1.0 997 (-2%) 1mo $305,000 $306 63
2327 Hill Ave 0.42mi 3/1.0 (+1) 1,091 (+7%) 1mo $289,000 $265 62
8816 Bridgeport Ave 0.53mi 3/2.0 (+1) 1,000 (-2%) 2mo $250,000 $250 62
8637 Litzsinger Rd 0.51mi 2/1.0 915 (-10%) 2mo $265,000 $290 57
716 Bell Ave 0.70mi 3/1.0 (+1) 966 (-5%) 0mo $140,000 $145 54
2918 Wingate Ct 0.74mi 2/1.0 1,080 (+6%) 4mo $280,000 $259 52
8824 Lawn Ave 0.72mi 2/1.0 925 (-9%) 0mo $289,900 $313 51
2835 Dunkirk Dr 0.62mi 2/1.0 1,142 (+12%) 0mo $250,000 $219 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.49% rent growth · sell at horizon

5-year hold
IRR
-4.3%
Equity multiple
0.84×
Total profit
$-7,741
Equity at exit
$26,093
10-year hold
IRR
3.6%
Equity multiple
1.24×
Total profit
$11,882
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63144

Rents YoY
1.5%
Active inventory
128
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$1,980 high interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$204 /mo · $2,442/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$416
Net cashflow
$370

Break-even live

Break-even rent $1,512
Max offer price $175,000
Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 33 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9006 Madge Ave Saint Louis, MO 2.0 2.0 1000 $2,100 $2.10 7d 1 0.13mi
2806 Hilldale Ave Saint Louis, MO 2.0 2.0 1104 $2,550 $2.31 1d 1 0.14mi
2820 Hilldale Ave Saint Louis, MO 3.0 2.0 1140 $2,550 $2.24 1d 1 0.18mi
72 Van Mark Way Brentwood, MO 1.0–2.0 1.0 780 $1,249 $1.60 1d 4 0.31mi
2501 Mary Ave Brentwood, MO 1.0 1.5 1100 $1,725 $1.57 7d 1 0.35mi
8661 Litzsinger Rd Saint Louis, MO 2.0 1.0 910 $1,765 $1.94 43d 1 0.48mi
9305 Manchester Rd St. Louis, MO 1.0–2.0 1.0 776 $1,445 $1.86 2d 12 0.52mi
927 N Elm Ave Saint Louis, MO 3.0 1.0 828 $1,800 $2.17 20d 1 0.52mi
153 Willis Ave Saint Louis, MO 3.0 1.5 1097 $2,100 $1.91 1d 1 0.54mi
2756 McKnight Crossing Ct Saint Louis, MO 2.0 2.0 1175 $2,425 $2.06 1d 1 0.62mi
2756 McKnight Crossing Ct Saint Louis, MO 2.0 2.0 1175 $2,425 $2.06 10d 1 0.62mi
539 N Elm Ave Saint Louis, MO 3.0 1.0 1055 $1,500 $1.42 10d 1 0.86mi
1696 E Swan Cir Saint Louis, MO 2.0 1.0 967 $1,600 $1.65 43d 1 0.86mi
9035 W Swan Cir Saint Louis, MO 3.0 1.5 1450 $2,400 $1.66 10d 1 0.87mi
1800 S Brentwood Blvd Saint Louis, MO 1.0–3.0 1.0–2.0 1164 $2,105 $1.81 1d 19 0.89mi
1736 Redbird Cv Saint Louis, MO 2.0 1.0 900 $1,800 $2.00 43d 1 0.94mi
324 Eldridge Ave Saint Louis, MO 2.0 1.0 1015 $2,000 $1.97 1d 1 0.94mi
9071 Wrenwood Ln Saint Louis, MO 2.0 1.0 1060 $1,650 $1.56 43d 1 0.96mi
8901 Cardinal Ter Saint Louis, MO 2.0 1.0 1004 $1,600 $1.59 10d 1 0.96mi
1607 Redbird Cv Saint Louis, MO 2.0 1.0 946 $2,038 $2.15 1d 1 1.00mi
1469 Bobolink Pl Saint Louis, MO 2.0 1.0 981 $1,700 $1.73 43d 1 1.04mi
1251 Strassner Dr Saint Louis, MO 2.0 2.0 1177 $1,925 $1.64 43d 1 1.07mi
1241 Strassner Dr Brentwood, MO 2.0 2.0 1127 $1,950 $1.73 1d 1 1.09mi
31 Sunnen Dr Maplewood, MO 1.0–2.0 1.0–2.0 956 $2,428 $2.54 1d 17 1.12mi
425 Bismark Ave Saint Louis, MO 2.0 1.5 853 $2,095 $2.46 43d 1 1.15mi
7828 Laclede Forest Dr Maplewood, MO 1.0–2.0 1.0 725 $1,345 $1.86 3d 2 1.15mi
2705 Laclede Station Rd Maplewood, MO 2.0 1.5 840 $1,499 $1.78 4d 1 1.20mi
139 W Kirkham Ave Saint Louis, MO 2.0 2.5 1163 $2,300 $1.98 14d 1 1.20mi
9724 Greenwood Ter Saint Louis, MO 2.0 1.0 907 $1,525 $1.68 20d 1 1.24mi
9816 Obrien Ct Saint Louis, MO 3.0 2.0 1040 $2,100 $2.02 1d 1 1.29mi
7784 W Bruno Ave Saint Louis, MO 2.0 1.0 900 $950 $1.06 43d 1 1.42mi
226 E Lockwood Ave Saint Louis, MO 1.0 1.0 672 $2,570 $3.82 1d 5 1.46mi
341 W Pacific Ave Saint Louis, MO 2.0 1.5 1200 $1,995 $1.66 20d 1 1.47mi

Listing history 6 events

  1. 2026-04-02
    status Pending
  2. 2026-03-24
    listed $175,000 Active
  3. 2019-04-25
    soldstatus $125,000
  4. 2019-01-08
    price $134,500
  5. 2018-11-19
    soldstatus $115,000
  6. 1994-03-04
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$2,442 · $204/mo
Projected year-2 tax
$2,442 · $204/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,758
− Mortgage interest
−$9,803
− Property taxes
−$2,442
− Insurance
−$875
− Repairs & maintenance
−$1,901
− Management
−$1,901
− Depreciation
−$5,091
Taxable income
$1,746
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$419
After-tax cash flow
$4,020/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brentwood
NCES district ID
2905880
Math proficiency
65% ▼ -3.00%
Reading proficiency
66% ▼ -1.00%
Median HH income
$69,522
Composite
57.51/100
National rank
#1069
State rank
#4 of 324 in MO

Livability — Brentwood

Score
84/100
State rank
#6
US rank
#689

Category grades

Amenities B- Commute C Cost of living B Crime C- Employment A+ Housing A+ Health & safety B User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brentwood, MO
County
Saint Louis County · 888,823 people
City population
9,505
Metro
St. Louis, MO-IL
Population (ZIP)
9,505
Household income
$104,438
Rent vs Own
40.7% rent · 59.3% own
Severe rent burden
310.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (78%)
Race & ethnicity
White 78% Two or more races 10% Asian 7% Black 5% Hispanic / Latino 2%
Common ancestry
Romanian 4% Italian 3% Slovak 2%
Foreign-born
11% · China, Canada, South Korea
Languages at home
91% English-only · Other Asian/Pacific 2% Spanish 2% Russian/Polish/Slavic 1%

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -411.33%
Current HPI
207.0145
Rent YoY
▲ 1.49%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+52.2% since first listed
6 events — show timeline
  • 2026-04-02 Pending MARIS as Distributed by MLS Grid
  • 2026-03-24 Listed $175,000 MARIS as Distributed by MLS Grid
  • 2019-04-25 Sold (Public Records) $125,000 Public Records
  • 2019-01-08 Price Changed $134,500 MARIS as Distributed by MLS Grid
  • 2018-11-19 Sold (Public Records) $115,000 Public Records
  • 1994-03-04 Sold (Public Records) Public Records

Property tax history

+4.3%/yr

Latest (2022): $2,442 · +0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…