CashFlowRE
Sign in Sign up
1705 S Poplar Ave
C Composite 55.92
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.5/30.0
  • ARV discount +10.7/15.0
  • DSCR +6.8/10.0
  • 1% rule +4.8/10.0
  • Livability +3.9/5.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$170,000

1705 S Poplar Ave · Broken Arrow, OK 74012
3 bd · 1.0 ba · 1,097 sqft · SingleFamily public records · 6 Days on market
Built 1974 6,900 sqft lot Est $183k · 7% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Broken Arrow location, priced to move, and it won’t last long. Right in the heart of the Stacey Lynn V subdivision, you’re just minutes from the Rose District, local dining, breweries, and everything that makes this area one of the most desirable in the Tulsa metro. Inside, the layout offers three bedrooms with a functional, open flow between the living, dining, and kitchen areas. A newer AC is already in place, giving you peace of mind on one of the biggest items buyers care about. Out back, a large yard gives you room to spread out, whether that’s pets, play, or creating your own outdoor setup. Space like this is getting harder to find at this price point. What really st

Key facts

  • Large yard
  • 6,900 sq ft lot
  • 2 garage spots

Tags

STACEY LYNN V SUBDIVISIONLARGE YARDQUICK ACCESS TO BA EXPRESSWAY

Property features AI

Finance

  • HOA & community: Gutters noted as community feature

Exterior

  • Parking: Attached 2-car garage
  • Security: No safety shelter
  • Utilities: Electricity available; Natural gas available; Public water; Public sewer
  • Home design: Single-story; Faces west; Slab foundation
  • Construction: Brick and wood siding with wood frame construction; Asphalt/fiberglass roof; Built by owner (year built source: Owner)
  • Exterior features: Rain gutters; Patio; Chain link and privacy fencing

Interior

  • Kitchen: Dishwasher; Oven; Range; Gas water heater
  • Flooring: Laminate flooring; Tile flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating (gas); Central air conditioning
  • Interior features: Ceiling fan(s); Other interior features

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $254 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $167k (1.5% below list).
  • Recommended offer: $167k (1.5% below list) — sets the bar for 1% rule.
  • Cap rate 8.1% vs local median 4.0% in Broken Arrow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#7 in OK, #2,691 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, amenities F.
  • Broken Arrow (suburban): math 23% / reading 28% proficiency, ranked #79 of 270 in OK (top 29%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising (+2.9%/yr); 443 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 33y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $58k; list at $170k implies a 196% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $167,388 (1.5% below list)

Questions for the listing agent

  1. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
8.09%
Cash-on-cash
6.40%
DSCR
1.28
GRM
8.5

CMA / ARV

ARV (on-the-fly)
$183,199
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1705 S Poplar Ave 0.00mi 3/1.0 1,097 (0%) 1mo $176,500 $161 100
1746 S Poplar Ave 0.13mi 3/1.0 1,068 (-3%) 2mo $190,000 $178 88
1761 S Spruce Ave 0.19mi 3/1.5 1,092 (-0%) 2mo $181,000 $166 87
1628 S Redbud Pl 0.19mi 3/1.0 1,022 (-7%) 2mo $184,900 $181 78
1725 S Pine Ave 0.09mi 3/1.5 1,230 (+12%) 1mo $205,000 $167 73
1729 S Spruce Ave 0.12mi 3/1.5 1,211 (+10%) 4mo $188,000 $155 72
1728 S Pecan Ct 0.19mi 2/1.5 (-1) 1,170 (+7%) 2mo $175,000 $150 71
1750 S Poplar Ave 0.13mi 2/1.0 (-1) 972 (-11%) 2mo $150,000 $154 68
1009 W Memphis St 0.67mi 3/1.0 1,119 (+2%) 1mo $222,000 $198 65
1020 W Washington Pl 0.49mi 3/1.0 1,204 (+10%) 1mo $210,000 $174 60
1117 W Atlanta Ct 0.55mi 3/1.0 1,000 (-9%) 0mo $197,000 $197 59
523 W Urbana St 0.72mi 3/2.0 1,152 (+5%) 2mo $105,000 $91 53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.94% rent growth · sell at horizon

5-year hold
IRR
-6.5%
Equity multiple
0.76×
Total profit
$-11,509
Equity at exit
$25,348
10-year hold
IRR
3.0%
Equity multiple
1.22×
Total profit
$10,235
Equity at exit
$14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74012

Rents YoY
2.9%
Active inventory
443
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$1,674 high interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$106 /mo · $1,272/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$352
Net cashflow
$254

Break-even live

Break-even rent $1,352
Max offer price $170,000
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,500
Closing costs
$5,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1756 S Pine Ave Broken Arrow, OK 3.0 1.0 1146 $1,573 $1.37 24d 1 0.14mi
1756 S Pine Ave Broken Arrow, OK 3.0 1.0 1146 $1,678 $1.46 2d 1 0.14mi
1013 W Atlanta Ct Broken Arrow, OK 3.0 1.0 1200 $1,325 $1.10 16d 1 0.61mi
1911 W Canton Pl Broken Arrow, OK 3.0 2.0 1359 $1,750 $1.29 24d 1 0.72mi
1947 W Houston St Broken Arrow, OK 1.0–2.0 1.0–2.0 830 $1,290 $1.55 3d 12 0.74mi
1101 W Houston St Broken Arrow, OK 1.0–2.0 1.0–2.0 800 $1,170 $1.46 12d 10 0.87mi
1113 W Fulton St Broken Arrow, OK 3.0 2.0 1135 $1,495 $1.32 24d 1 0.98mi
2909 S Narcissus Ave Broken Arrow, OK 3.0 2.0 1200 $1,625 $1.35 20d 1 1.07mi
1713 S 1st St Broken Arrow, OK 3.0 2.0 1302 $1,450 $1.11 24d 1 1.13mi
105 W Boston St Broken Arrow, OK 2.0 2.0 1374 $1,500 $1.09 3d 1 1.14mi
513 W Dallas St Unit A Broken Arrow, OK 3.0 2.0 1322 $1,850 $1.40 3d 1 1.28mi
513 W Dallas St Unit B Broken Arrow, OK 3.0 2.0 1362 $1,850 $1.36 24d 1 1.28mi
2242 W Quantico St Broken Arrow, OK 3.0 2.5 1296 $1,395 $1.08 24d 1 1.43mi

Listing history 6 events

  1. 2026-04-30
    status Pending
  2. 2026-04-23
    listed $170,000 Active
  3. 1996-11-05
    soldstatus $57,500
  4. 1996-08-21
    listed $57,300
  5. 1993-10-04
    soldstatus $48,500
  6. 1993-05-16
    listed $49,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$1,272 · $106/mo
Projected year-2 tax
$1,530 · $127/mo
Expected delta
+$258/yr (+$21/mo · 20.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,087
− Mortgage interest
−$9,523
− Property taxes
−$1,272
− Insurance
−$850
− Repairs & maintenance
−$1,607
− Management
−$1,607
− Depreciation
−$4,945
Taxable income
$283
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$68
After-tax cash flow
$2,981/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broken Arrow
NCES district ID
4005490
Math proficiency
23% ▼ -9.00%
Reading proficiency
28% ▼ -9.00%
Median HH income
$64,646
Composite
23.86/100
National rank
#7801
State rank
#79 of 270 in OK

Livability — Broken Arrow

Score
78/100
State rank
#7
US rank
#2691

Category grades

Amenities F Commute A+ Cost of living A+ Crime B+ Employment B+ Housing A+ Health & safety C+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Broken Arrow, OK
County
Tulsa County · 640,811 people
City population
144,172
Metro
Tulsa, OK
Population (ZIP)
65,060
Household income
$81,456
Rent vs Own
33.6% rent · 66.4% own
Severe rent burden
1378.0

Population outlook (Tulsa County) Hauer SSP2

Today (2025)
723,846 people
By 2030
766,033 · +5.8%
By 2040
851,386 · +17.6%
By 2050
938,389 · +29.6%
By 2075
1,166,011 · +61.1%
By 2100
1,350,277 · +86.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 63% Two or more races 13% Hispanic / Latino 11% Black 7% Asian 5% Native American 5%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Slovak 2% Italian 2% Lithuanian 2%
Foreign-born
10% · Canada, Vietnam
Languages at home
86% English-only · Spanish 7% Vietnamese 2% Other Asian/Pacific 1%

Political lean MEDSL · Tulsa

2024 margin
R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
2008→2024 swing
+9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
All cycles
2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -170.42%
Current HPI
214.1279
Rent YoY
▲ 2.94%
Metro
Tulsa, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+240.7% since first listed
6 events — show timeline
  • 2026-04-30 Pending MLS Technology, Inc.
  • 2026-04-23 Listed $170,000 MLS Technology, Inc.
  • 1996-11-05 Sold (Public Records) $57,500 Public Records
  • 1996-08-21 Listed $57,300 MLS Technology, Inc.
  • 1993-10-04 Sold (Public Records) $48,500 Public Records
  • 1993-05-16 Listed $49,900 MLS Technology, Inc.

Property tax history

+2.5%/yr

Latest (2025): $1,272 · +3.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…