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91 W County Road 4112
B- Composite 69.35
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.5/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$65,000

91 W County Road 4112 · Atlanta, TX 75551
2 bd · 2.0 ba · 1,120 sqft · Manufactured public records · 269 Days on market
Built 1995 1.55 ac lot ↓ 24% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to peaceful country living! This 2-bed, 2-bath home offers a roomy split floor plan with plenty of space to spread out. The open kitchen and dining area flow into a cozy living room, making it easy to gather with family and friends. The spacious primary suite features a walk-in closet, double vanities, soaking tub, and separate shower for added comfort. A second bedroom with its own walk-in closet and full bath is privately located on the opposite side of the home. Step outside to enjoy the covered porch, fenced front yard that’s perfect for a small pet, and shade from the surrounding trees — ideal for relaxing afternoons. An oversized double carport provides ample parking and storage, plus an RV hookup is ready for an occasional guest. Affordable and inviting, this property is a great place to enjoy simple country living. Call to schedule your showing today!

Key facts

  • Covered porch
  • Walk-in closet
  • Soaking tub

Tags

SPLIT FLOOR PLANOPEN KITCHENWALK-IN CLOSETDOUBLE VANITIESSOAKING TUBCOVERED PORCH

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $65k.

Deal economics

  • At list price, monthly cash flow is $457 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $65k).
  • Recommended offer: $57k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 68/100 on livability (#500 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, employment D, amenities F.
  • Atlanta ISD (rural): math 37% / reading 46% proficiency, ranked #402 of 826 in TX (top 49%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 170 active listings in the ZIP; 12 units permitted in Cass County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Cass County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 269 days — a 12% lower offer ($57k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $20k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $57,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 269 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.77%
Cap rate
14.72%
Cash-on-cash
30.10%
DSCR
2.34
GRM
4.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
24.7%
Equity multiple
2.02×
Total profit
$18,562
Equity at exit
$9,692
10-year hold
IRR
32.5%
Equity multiple
3.95×
Total profit
$53,681
Equity at exit
$5,620

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75551

Home prices YoY
-24.3%
Active inventory
170
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$1,150 medium interval (Pro) →
Mortgage (P&I)
$341
Tax from tax record
$84 /mo · $1,007/yr
Insurance
$27
HOA
$0
Vacancy / Maint / Mgmt
$241
Net cashflow
$457

Break-even live

Break-even rent $572
Max offer price $65,000
Occupancy floor 55%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,250
Closing costs
$1,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-09
    days on market $65,000 Active 269 DOM
  2. 2026-06-08
    days on market $65,000 Active 268 DOM
  3. 2026-06-08
    days on market $65,000 Active 267 DOM
  4. 2026-06-07
    days on market $65,000 Active 266 DOM
  5. 2026-06-03
    days on market $65,000 Active 263 DOM
  6. 2026-06-02
    days on market $65,000 Active 262 DOM
  7. 2026-06-01
    days on market $65,000 Active 261 DOM
  8. 2026-05-31
    days on market $65,000 Active 260 DOM
  9. 2026-03-09
    price $65,000 891-char remark
    Show marketing remark (891 chars)

    Welcome to peaceful country living! This 2-bed, 2-bath home offers a roomy split floor plan with plenty of space to spread out. The open kitchen and dining area flow into a cozy living room, making it easy to gather with family and friends. The spacious primary suite features a walk-in closet, double vanities, soaking tub, and separate shower for added comfort. A second bedroom with its own walk-in closet and full bath is privately located on the opposite side of the home. Step outside to enjoy the covered porch, fenced front yard that’s perfect for a small pet, and shade from the surrounding trees — ideal for relaxing afternoons. An oversized double carport provides ample parking and storage, plus an RV hookup is ready for an occasional guest. Affordable and inviting, this property is a great place to enjoy simple country living. Call to schedule your showing today!

  10. 2026-03-09
    price $65,000 891-char remark
    Show marketing remark (891 chars)

    Welcome to peaceful country living! This 2-bed, 2-bath home offers a roomy split floor plan with plenty of space to spread out. The open kitchen and dining area flow into a cozy living room, making it easy to gather with family and friends. The spacious primary suite features a walk-in closet, double vanities, soaking tub, and separate shower for added comfort. A second bedroom with its own walk-in closet and full bath is privately located on the opposite side of the home. Step outside to enjoy the covered porch, fenced front yard that’s perfect for a small pet, and shade from the surrounding trees — ideal for relaxing afternoons. An oversized double carport provides ample parking and storage, plus an RV hookup is ready for an occasional guest. Affordable and inviting, this property is a great place to enjoy simple country living. Call to schedule your showing today!

  11. 2025-12-09
    price $72,000 891-char remark
    Show marketing remark (891 chars)

    Welcome to peaceful country living! This 2-bed, 2-bath home offers a roomy split floor plan with plenty of space to spread out. The open kitchen and dining area flow into a cozy living room, making it easy to gather with family and friends. The spacious primary suite features a walk-in closet, double vanities, soaking tub, and separate shower for added comfort. A second bedroom with its own walk-in closet and full bath is privately located on the opposite side of the home. Step outside to enjoy the covered porch, fenced front yard that’s perfect for a small pet, and shade from the surrounding trees — ideal for relaxing afternoons. An oversized double carport provides ample parking and storage, plus an RV hookup is ready for an occasional guest. Affordable and inviting, this property is a great place to enjoy simple country living. Call to schedule your showing today!

  12. 2025-12-09
    price $72,000 891-char remark
    Show marketing remark (891 chars)

    Welcome to peaceful country living! This 2-bed, 2-bath home offers a roomy split floor plan with plenty of space to spread out. The open kitchen and dining area flow into a cozy living room, making it easy to gather with family and friends. The spacious primary suite features a walk-in closet, double vanities, soaking tub, and separate shower for added comfort. A second bedroom with its own walk-in closet and full bath is privately located on the opposite side of the home. Step outside to enjoy the covered porch, fenced front yard that’s perfect for a small pet, and shade from the surrounding trees — ideal for relaxing afternoons. An oversized double carport provides ample parking and storage, plus an RV hookup is ready for an occasional guest. Affordable and inviting, this property is a great place to enjoy simple country living. Call to schedule your showing today!

  13. 2025-12-01
    price $76,500 891-char remark
    Show marketing remark (891 chars)

    Welcome to peaceful country living! This 2-bed, 2-bath home offers a roomy split floor plan with plenty of space to spread out. The open kitchen and dining area flow into a cozy living room, making it easy to gather with family and friends. The spacious primary suite features a walk-in closet, double vanities, soaking tub, and separate shower for added comfort. A second bedroom with its own walk-in closet and full bath is privately located on the opposite side of the home. Step outside to enjoy the covered porch, fenced front yard that’s perfect for a small pet, and shade from the surrounding trees — ideal for relaxing afternoons. An oversized double carport provides ample parking and storage, plus an RV hookup is ready for an occasional guest. Affordable and inviting, this property is a great place to enjoy simple country living. Call to schedule your showing today!

  14. 2025-12-01
    price $76,500 891-char remark
    Show marketing remark (891 chars)

    Welcome to peaceful country living! This 2-bed, 2-bath home offers a roomy split floor plan with plenty of space to spread out. The open kitchen and dining area flow into a cozy living room, making it easy to gather with family and friends. The spacious primary suite features a walk-in closet, double vanities, soaking tub, and separate shower for added comfort. A second bedroom with its own walk-in closet and full bath is privately located on the opposite side of the home. Step outside to enjoy the covered porch, fenced front yard that’s perfect for a small pet, and shade from the surrounding trees — ideal for relaxing afternoons. An oversized double carport provides ample parking and storage, plus an RV hookup is ready for an occasional guest. Affordable and inviting, this property is a great place to enjoy simple country living. Call to schedule your showing today!

  15. 2025-09-13
    listed $85,000 Active 891-char remark
    Show marketing remark (891 chars)

    Welcome to peaceful country living! This 2-bed, 2-bath home offers a roomy split floor plan with plenty of space to spread out. The open kitchen and dining area flow into a cozy living room, making it easy to gather with family and friends. The spacious primary suite features a walk-in closet, double vanities, soaking tub, and separate shower for added comfort. A second bedroom with its own walk-in closet and full bath is privately located on the opposite side of the home. Step outside to enjoy the covered porch, fenced front yard that’s perfect for a small pet, and shade from the surrounding trees — ideal for relaxing afternoons. An oversized double carport provides ample parking and storage, plus an RV hookup is ready for an occasional guest. Affordable and inviting, this property is a great place to enjoy simple country living. Call to schedule your showing today!

  16. 2025-09-13
    listed $85,000 Active 891-char remark
    Show marketing remark (891 chars)

    Welcome to peaceful country living! This 2-bed, 2-bath home offers a roomy split floor plan with plenty of space to spread out. The open kitchen and dining area flow into a cozy living room, making it easy to gather with family and friends. The spacious primary suite features a walk-in closet, double vanities, soaking tub, and separate shower for added comfort. A second bedroom with its own walk-in closet and full bath is privately located on the opposite side of the home. Step outside to enjoy the covered porch, fenced front yard that’s perfect for a small pet, and shade from the surrounding trees — ideal for relaxing afternoons. An oversized double carport provides ample parking and storage, plus an RV hookup is ready for an occasional guest. Affordable and inviting, this property is a great place to enjoy simple country living. Call to schedule your showing today!

  17. 2024-04-29
    soldstatus
  18. 2016-03-23
    soldstatus
  19. 2007-09-27
    soldstatus
  20. 2001-03-30
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,007 · $84/mo
Projected year-2 tax
$1,190 · $99/mo
Expected delta
+$183/yr (+$15/mo · 18.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,798
− Mortgage interest
−$3,641
− Property taxes
−$1,007
− Insurance
−$325
− Repairs & maintenance
−$1,104
− Management
−$1,104
− Depreciation
−$1,891
Taxable income
$4,727
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,134
After-tax cash flow
$4,344/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Atlanta ISD
NCES district ID
4808880
Math proficiency
37% ▼ -8.00%
Reading proficiency
46% ▼ -3.00%
Median HH income
$37,392
Composite
34.5/100
National rank
#5182
State rank
#402 of 826 in TX

Livability — Atlanta

Score
68/100
State rank
#500
US rank
#9952

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment D Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
10,768

Population outlook (Cass County) Hauer SSP2

Today (2025)
29,998 people
By 2030
29,583 · -1.4%
By 2040
28,512 · -5.0%
By 2050
27,230 · -9.2%
By 2075
24,917 · -16.9%
By 2100
21,582 · -28.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Black 16% Hispanic / Latino 7% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Iranian 2% Italian 1% Romanian 1%
Foreign-born
3% · Canada, China, Vietnam
Languages at home
95% English-only · Spanish 4% Chinese 1%

Political lean MEDSL · Cass

2024 margin
Solid R (+65.7) · D 17.0% · R 82.7%
2008→2024 swing
-25.2pp toward R · 2008: -40.4pp · 2024: -65.7pp
All cycles
2024: R+65.7 2020: R+59.1 2016: R+59.7 2012: R+49.5 2008: R+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -45.80%
Current HPI
142.5195
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-23.5% since first listed
12 events — show timeline
  • 2026-03-09 Price Changed $65,000 GTAR
  • 2026-03-09 Price Changed $65,000 LAAR
  • 2025-12-09 Price Changed $72,000 GTAR
  • 2025-12-09 Price Changed $72,000 LAAR
  • 2025-12-01 Price Changed $76,500 GTAR
  • 2025-12-01 Price Changed $76,500 LAAR
  • 2025-09-13 Listed $85,000 LAAR
  • 2025-09-13 Listed $85,000 GTAR
  • 2024-04-29 Sold (Public Records) Public Records
  • 2016-03-23 Sold (Public Records) Public Records
  • 2007-09-27 Sold (Public Records) Public Records
  • 2001-03-30 Sold (Public Records) Public Records

Property tax history

+9.7%/yr

Latest (2025): $1,007 · +29.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…