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2700 Fruitvale Blvd #64
C+ Composite 61.02
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.6/30.0
  • DSCR +10.0/10.0
  • 1% rule +7.3/10.0
  • Livability +4.0/5.0
  • Condition / age +4.0/5.0
  • Rent growth +3.8/5.0
  • Schools +3.4/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$82,999

2700 Fruitvale Blvd #64 · Yakima, WA 98902
2 bd · 2.0 ba · 746 sqft · SingleFamily public records · 717 Days on market
Built 2023 Good condition $111/sqft · 26% above area Est $66k · 26% over ↓ 13% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Take advantage of 2 months free lot rent with purchase!! Discover this charming new 2 bedroom, 1 bathroom single-wide home in an all-ages park! Up to 2 pets per residence allowed, up to 40 lbs. Enjoy a spacious, open concept living area perfect for gatherings. The modern kitchen features new appliances and ample cabinet space. This home is close to schools, shopping, and parks for your convenience!

Key facts

  • Close to schools
  • shopping
  • and parks

Tags

OPEN CONCEPT LIVING AREACLOSE TO SCHOOLS SHOPPING AND PARKS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $83k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $273 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $83k).
  • Recommended offer: $73k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.2% vs local median 3.4% in Yakima — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#98 in WA, #1,912 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: employment D, crime F.
  • Yakima School District (urban): math 34% / reading 42% proficiency, ranked #238 of 291 in WA (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.1%/yr); 185 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 57% of comp listings sitting > 30 days — soft ceiling on asking rent; 468 units permitted in Yakima County in 2024 (23 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $574 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Yakima County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 5.1% rent growth), your $23k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 717 days — a 12% lower offer ($73k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 2y ago; this cycle's ask has dropped $12k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $73,039 (12.0% below list)

Questions for the listing agent

  1. It's been on market 717 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.23%
Cap rate
10.24%
Cash-on-cash
14.11%
DSCR
1.63
GRM
6.8

CMA / ARV

ARV (median comp)
$66,000
List price
$82,999
Delta
25.76%
Verdict
OVERPRICED
Comps
4 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1906 Willow St 0.53mi 2/1.0 740 (-1%) 14mo $220,000 $297 58
2207 W J St 0.31mi 2/1.0 774 (+4%) 21mo $239,000 $309 58
415 N 24th Ave 0.65mi 2/1.0 731 (-2%) 9mo $232,500 $318 55
507 N 26th Ave 0.56mi 2/1.0 700 (-6%) 6mo $237,500 $339 55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.07% rent growth · sell at horizon

5-year hold
IRR
6.6%
Equity multiple
1.26×
Total profit
$6,109
Equity at exit
$12,375
10-year hold
IRR
17.6%
Equity multiple
2.59×
Total profit
$36,950
Equity at exit
$7,176

Cash invested: $23,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
28 Tenant-Leaning
State Washington
28 Tenant-Leaning · D+8
County
— inherits STATE
City
— inherits STATE
Just-cause statewide (2021); Seattle layers rent control restrictions + relocation assistance; very tenant-friendly.

ZIP-level market 98902

Rents YoY
5.1%
Active inventory
185
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$1,018 high interval (Pro) →
Mortgage (P&I)
$435
Tax from tax record
$61 /mo · $732/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$214
Net cashflow
$273

Break-even live

Break-even rent $672
Max offer price $82,999
Occupancy floor 68%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,750
Closing costs
$2,490
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3601 Fairbanks Ave Yakima, WA 1.0 1.0 672 $876 $1.30 13d 14 0.71mi
1521 Garfield Ave Yakima, WA 2.0 1.0 680 $1,200 $1.76 20d 1 1.00mi
1318 Fairbanks Ave Unit 03 Yakima, WA 2.0 1.0 750 $975 $1.30 43d 1 1.03mi
1318 Fairbanks Ave Unit 2 Yakima, WA 2.0 1.0 750 $895 $1.19 43d 1 1.03mi
1117 Willow St Unit A Yakima, WA 2.0 1.0 719 $975 $1.36 43d 1 1.13mi
1409 Folsom Ave Unit 5 Yakima, WA 2.0 1.0 750 $900 $1.20 20d 1 1.22mi
211 N Pierce Ave Yakima, WA 2.0 1.0 750 $1,150 $1.53 43d 1 1.43mi

Listing history 24 events

  1. 2026-06-19
    days on market $82,999 Active 717 DOM
  2. 2026-06-18
    days on market $82,999 Active 716 DOM
  3. 2026-06-17
    days on market $82,999 Active 715 DOM
  4. 2026-06-16
    days on market $82,999 Active 714 DOM
  5. 2026-06-15
    days on market $82,999 Active 713 DOM
  6. 2026-06-14
    days on market $82,999 Active 711 DOM
  7. 2026-06-13
    days on market $82,999 Active 710 DOM
  8. 2026-06-10
    days on market $82,999 Active 708 DOM
  9. 2026-06-09
    days on market $82,999 Active 707 DOM
  10. 2026-06-08
    days on market $82,999 Active 706 DOM
  11. 2026-06-07
    days on market $82,999 Active 705 DOM
  12. 2026-06-05
    days on market $82,999 Active 702 DOM
  13. 2026-06-03
    days on market $82,999 Active 701 DOM
  14. 2026-06-02
    days on market $82,999 Active 700 DOM
  15. 2026-06-01
    days on market $82,999 Active 699 DOM
  16. 2026-05-31
    days on market $82,999 Active 698 DOM
  17. 2026-05-30
    days on market $82,999 Active 697 DOM
  18. 2026-01-20
    status Active
  19. 2025-02-05
    status Active
  20. 2025-02-01
    historical
  21. 2024-11-02
    status Active
  22. 2024-10-03
    price $82,999
  23. 2024-08-31
    price $93,000
  24. 2024-06-07
    listed $95,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WA · Resets to sale price

Current annual tax
$732 · $61/mo
Projected year-2 tax
$813 · $68/mo
Expected delta
+$81/yr (+$7/mo · 11.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 16 unhealthy d/yr today · 19 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,215
− Mortgage interest
−$4,649
− Property taxes
−$732
− Insurance
−$415
− Repairs & maintenance
−$977
− Management
−$977
− Depreciation
−$2,415
Taxable income
$2,049
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$492
After-tax cash flow
$2,787/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 8 photos

Good 80/100 Cosmetic rehab

This charming single-wide home is in good condition with a good condition score of 80. It has a modern kitchen and bathroom, and is located in a convenient location. The home is move-in ready and has potential for further value increases with minor updates.

Value-add opportunities

  • Both Paint interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Replace carpet with hardwood or tile flooring — Hardwood or tile flooring can increase both resale and rental value
  • Both Install smart home devices — Smart home devices can increase both resale and rental value by adding modern conveniences

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Replace carpet with hardwood or tile flooring — Hardwood or tile flooring can increase both resale and rental value
  • Both Install smart home devices — Smart home devices can increase both resale and rental value by adding modern conveniences

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Yakima School District
NCES district ID
5310110
Math proficiency
34% ▼ -1.00%
Reading proficiency
42% ▬ 0.00%
Median HH income
$36,538
Composite
34.04/100
National rank
#10305
State rank
#238 of 291 in WA

Livability — Yakima

Score
80/100
State rank
#98
US rank
#1912

Category grades

Amenities A+ Commute A+ Cost of living A Crime F Employment D Housing A+ Health & safety A- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Yakima, WA
County
Yakima County · 134,789 people
City population
115,918
Metro
Yakima, WA
Population (ZIP)
46,492
Household income
$63,092
Rent vs Own
49.1% rent · 50.9% own
Severe rent burden
1607.0

Population outlook (Yakima County) Hauer SSP2

Today (2025)
256,514 people
By 2030
259,403 · +1.1%
By 2040
265,677 · +3.6%
By 2050
273,061 · +6.5%
By 2075
296,991 · +15.8%
By 2100
315,291 · +22.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
Hispanic / Latino 50% White 40% Two or more races 24% Black 2% Pacific Islander 2% Native American 1% Asian 1%
Hispanic origin (detail)
Mexican 44%
Common ancestry
Lithuanian 2% Slovak 1% Italian 1%
Foreign-born
20% · Canada
Languages at home
60% English-only · Spanish 37% Other Asian/Pacific 1%

Political lean MEDSL · Yakima

2024 margin
R (+14.3) · D 41.6% · R 55.9% · Other 2.5%
2008→2024 swing
-3.8pp toward R · 2008: -10.6pp · 2024: -14.3pp
All cycles
2024: R+14.3 2020: R+7.7 2016: R+15.4 2012: R+15.1 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -363.66%
Current HPI
294.559
Rent YoY
▲ 5.07%
Metro
Yakima, WA
State GDP YoY
▲ 4.65%
F500 in state
22

Industry mix (Fortune 500 HQ in WA)

Industry F500 HQs Revenue

Price history

-12.6% since first listed
7 events — show timeline
  • 2026-01-20 Relisted NWMLS as Distributed by MLS Grid
  • 2025-02-05 Relisted NWMLS as Distributed by MLS Grid
  • 2025-02-01 Delisted NWMLS as Distributed by MLS Grid
  • 2024-11-02 Relisted NWMLS as Distributed by MLS Grid
  • 2024-10-03 Price Changed $82,999 NWMLS as Distributed by MLS Grid
  • 2024-08-31 Price Changed $93,000 NWMLS as Distributed by MLS Grid
  • 2024-06-07 Listed $95,000 NWMLS as Distributed by MLS Grid

Property tax history

+7.0%/yr

Latest (2026): $732 · -3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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