2700 Fruitvale Blvd #64 · Yakima, WA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $604 – $1,122
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 13 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 9/10 · Severe
- Unhealthy air days now
- 16 days/yr
- Unhealthy air days in 30 yrs
- 19 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.6/30.0
- DSCR +10.0/10.0
- 1% rule +7.3/10.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
- Rent growth +3.8/5.0
- Schools +3.4/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$82,999
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Take advantage of 2 months free lot rent with purchase!! Discover this charming new 2 bedroom, 1 bathroom single-wide home in an all-ages park! Up to 2 pets per residence allowed, up to 40 lbs. Enjoy a spacious, open concept living area perfect for gatherings. The modern kitchen features new appliances and ample cabinet space. This home is close to schools, shopping, and parks for your convenience!
Key facts
- Close to schools
- shopping
- and parks
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $83k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $273 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $83k).
- Recommended offer: $73k (12.0% below list) — sets the bar for market timing.
- Cap rate 10.2% vs local median 3.4% in Yakima — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#98 in WA, #1,912 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: employment D, crime F.
- Yakima School District (urban): math 34% / reading 42% proficiency, ranked #238 of 291 in WA (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.1%/yr); 185 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 57% of comp listings sitting > 30 days — soft ceiling on asking rent; 468 units permitted in Yakima County in 2024 (23 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $574 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Yakima County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 5.1% rent growth), your $23k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 717 days — a 12% lower offer ($73k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 2y ago; this cycle's ask has dropped $12k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 717 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.23% ✓
- Cap rate
- 10.24%
- Cash-on-cash
- 14.11%
- DSCR
- 1.63
- GRM
- 6.8
CMA / ARV
- ARV (median comp)
- $66,000
- List price
- $82,999
- Delta
- 25.76%
- Verdict
- OVERPRICED
- Comps
- 4 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1906 Willow St | 0.53mi | 2/1.0 | 740 (-1%) | 14mo | $220,000 | $297 | 58 |
| 2207 W J St | 0.31mi | 2/1.0 | 774 (+4%) | 21mo | $239,000 | $309 | 58 |
| 415 N 24th Ave | 0.65mi | 2/1.0 | 731 (-2%) | 9mo | $232,500 | $318 | 55 |
| 507 N 26th Ave | 0.56mi | 2/1.0 | 700 (-6%) | 6mo | $237,500 | $339 | 55 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.07% rent growth · sell at horizon
- IRR
- 6.6%
- Equity multiple
- 1.26×
- Total profit
- $6,109
- Equity at exit
- $12,375
- IRR
- 17.6%
- Equity multiple
- 2.59×
- Total profit
- $36,950
- Equity at exit
- $7,176
Cash invested: $23,240 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 28 Tenant-Leaning
- State Washington
- 28 Tenant-Leaning · D+8
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 98902
- Rents YoY
- 5.1%
- Active inventory
- 185
- Price-to-rent
- 6.8×
Monthly cashflow live
- Estimated rent
- $1,018 high interval (Pro) →
- Mortgage (P&I)
- −$435
- Tax from tax record
- −$61 /mo · $732/yr
- Insurance
- −$35
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$214
- Net cashflow
- $273
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,750
- Closing costs
- $2,490
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3601 Fairbanks Ave Yakima, WA | 1.0 | 1.0 | 672 | $876 | $1.30 | 13d | 14 | 0.71mi |
| 1521 Garfield Ave Yakima, WA | 2.0 | 1.0 | 680 | $1,200 | $1.76 | 20d | 1 | 1.00mi |
| 1318 Fairbanks Ave Unit 03 Yakima, WA | 2.0 | 1.0 | 750 | $975 | $1.30 | 43d | 1 | 1.03mi |
| 1318 Fairbanks Ave Unit 2 Yakima, WA | 2.0 | 1.0 | 750 | $895 | $1.19 | 43d | 1 | 1.03mi |
| 1117 Willow St Unit A Yakima, WA | 2.0 | 1.0 | 719 | $975 | $1.36 | 43d | 1 | 1.13mi |
| 1409 Folsom Ave Unit 5 Yakima, WA | 2.0 | 1.0 | 750 | $900 | $1.20 | 20d | 1 | 1.22mi |
| 211 N Pierce Ave Yakima, WA | 2.0 | 1.0 | 750 | $1,150 | $1.53 | 43d | 1 | 1.43mi |
Listing history 24 events
-
2026-06-19days on market $82,999 Active 717 DOM
-
2026-06-18days on market $82,999 Active 716 DOM
-
2026-06-17days on market $82,999 Active 715 DOM
-
2026-06-16days on market $82,999 Active 714 DOM
-
2026-06-15days on market $82,999 Active 713 DOM
-
2026-06-14days on market $82,999 Active 711 DOM
-
2026-06-13days on market $82,999 Active 710 DOM
-
2026-06-10days on market $82,999 Active 708 DOM
-
2026-06-09days on market $82,999 Active 707 DOM
-
2026-06-08days on market $82,999 Active 706 DOM
-
2026-06-07days on market $82,999 Active 705 DOM
-
2026-06-05days on market $82,999 Active 702 DOM
-
2026-06-03days on market $82,999 Active 701 DOM
-
2026-06-02days on market $82,999 Active 700 DOM
-
2026-06-01days on market $82,999 Active 699 DOM
-
2026-05-31days on market $82,999 Active 698 DOM
-
2026-05-30days on market $82,999 Active 697 DOM
-
2026-01-20status Active
-
2025-02-05status Active
-
2025-02-01historical
-
2024-11-02status Active
-
2024-10-03price $82,999
-
2024-08-31price $93,000
-
2024-06-07$95,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast WA · Resets to sale price
- Current annual tax
- $732 · $61/mo
- Projected year-2 tax
- $813 · $68/mo
- Expected delta
- +$81/yr (+$7/mo · 11.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 4/10 Moderate 7 d/yr ≥97°F today · 13 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 9/10 Extreme 16 unhealthy d/yr today · 19 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,215
- − Mortgage interest
- −$4,649
- − Property taxes
- −$732
- − Insurance
- −$415
- − Repairs & maintenance
- −$977
- − Management
- −$977
- − Depreciation
- −$2,415
- Taxable income
- $2,049
- Est. tax owed @ 24.0%
- −$492
- After-tax cash flow
- $2,787/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 8 photos
This charming single-wide home is in good condition with a good condition score of 80. It has a modern kitchen and bathroom, and is located in a convenient location. The home is move-in ready and has potential for further value increases with minor updates.
Value-add opportunities
- Both Paint interior walls — Fresh paint can enhance curb appeal and interior aesthetics
- Both Replace carpet with hardwood or tile flooring — Hardwood or tile flooring can increase both resale and rental value
- Both Install smart home devices — Smart home devices can increase both resale and rental value by adding modern conveniences
Renovation cost estimate screening
Value-add ROI direction
- Both Paint interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
- Both Replace carpet with hardwood or tile flooring — Hardwood or tile flooring can increase both resale and rental value ↑
- Both Install smart home devices — Smart home devices can increase both resale and rental value by adding modern conveniences ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Yakima School District
- NCES district ID
- 5310110
- Math proficiency
- 34% ▼ -1.00%
- Reading proficiency
- 42% ▬ 0.00%
- Median HH income
- $36,538
- Composite
- 34.04/100
- National rank
- #10305
- State rank
- #238 of 291 in WA
Livability — Yakima
- Score
- 80/100
- State rank
- #98
- US rank
- #1912
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Yakima, WA
- County
- Yakima County · 134,789 people
- City population
- 115,918
- Metro
- Yakima, WA
- Population (ZIP)
- 46,492
- Household income
- $63,092
- Rent vs Own
- Severe rent burden
- 1607.0
Population outlook (Yakima County) Hauer SSP2
- Today (2025)
- 256,514 people
- By 2030
- 259,403 · +1.1%
- By 2040
- 265,677 · +3.6%
- By 2050
- 273,061 · +6.5%
- By 2075
- 296,991 · +15.8%
- By 2100
- 315,291 · +22.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- Hispanic / Latino 50% White 40% Two or more races 24% Black 2% Pacific Islander 2% Native American 1% Asian 1%
- Hispanic origin (detail)
- Mexican 44%
- Common ancestry
- Lithuanian 2% Slovak 1% Italian 1%
- Foreign-born
- 20% · Canada
- Languages at home
- 60% English-only · Spanish 37% Other Asian/Pacific 1%
Political lean MEDSL · Yakima
- 2024 margin
- R (+14.3) · D 41.6% · R 55.9% · Other 2.5%
- 2008→2024 swing
- -3.8pp toward R · 2008: -10.6pp · 2024: -14.3pp
- All cycles
- 2024: R+14.3 2020: R+7.7 2016: R+15.4 2012: R+15.1 2008: R+10.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -363.66%
- Current HPI
- 294.559
- Rent YoY
- ▲ 5.07%
- Metro
- Yakima, WA
- State GDP YoY
- ▲ 4.65%
- F500 in state
- 22
Industry mix (Fortune 500 HQ in WA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 2 | $269B |
|
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| Technology / Retail | 1 | $638B |
|
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| Technology | 1 | $245B |
|
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| Telecommunications | 1 | $38B |
|
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| Food / Beverage | 1 | $36B |
|
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| Automotive / Trucks | 1 | $34B |
|
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Price history
-12.6% since first listed7 events — show timeline
- 2026-01-20 Relisted — NWMLS as Distributed by MLS Grid
- 2025-02-05 Relisted — NWMLS as Distributed by MLS Grid
- 2025-02-01 Delisted — NWMLS as Distributed by MLS Grid
- 2024-11-02 Relisted — NWMLS as Distributed by MLS Grid
- 2024-10-03 Price Changed $82,999 NWMLS as Distributed by MLS Grid
- 2024-08-31 Price Changed $93,000 NWMLS as Distributed by MLS Grid
- 2024-06-07 Listed $95,000 NWMLS as Distributed by MLS Grid
Property tax history
+7.0%/yrLatest (2026): $732 · -3.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…