3304 Red Tailed Hawk Dr · Indian River Estates, FL 34952

$179,900

2 bd · 2.0 ba · 1,240 sqft · Manufactured public records · 281 Days on market

Built 2007 9,295 sqft lot Est $155k · 16% over $300/mo HOA · 15% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.0/30.0
• 1% rule +6.5/10.0
• DSCR +6.0/10.0
• Schools +3.7/10.0
• Livability +3.2/5.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• ARV discount +0.3/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Beautiful and updated 3 bed /2 bath. Open light and bright interior. Large kitchen with lots of storage. Separate dining area leading to a very private screened lanai overlooking lake/preserve area. Carport parking for 2 cars and a big storage shed to park your toys. Make this your home and take advantage of Savanna Club life and all it has to offer.

Key facts

• Corner location
• 2021 ac
• Lanai views

Tags

• CORNER LOCATION
• PRIVACY AMONGST PRESERVES
• LANAI VIEWS
• 2021 ROOF
• 2021 AC
• 2024 HWH

Property features AI

Finance

• Other: Directions: US 1 to Savanna Club Blvd., left on Bromeliad Circle, home on right corner of Red Tailed Hawk Drive
• Financial info: Pets allowed with possible breed/number restrictions
• HOA & community: Community has an association with amenities including clubhouse, fitness center, billiard room, golf course, spa/hot tub, manager on site, cafe/restaurant; association management and security provided; HOA fee approximately $300 monthly (includes cable TV, security, trash, common areas); Senior community

Exterior

• Parking: Attached carport; Carport with 2 covered spaces; 2 open parking spaces
• Security: Security patrol
• Utilities: Public water; Three-phase electric service; Cable available; Underground utilities; Water available
• Home design: Manufactured home; Single-story; Faces northeast; Resale condition; Road frontage east of US-1
• Construction: Modular construction; Fiberglass roof; Built area approximately 2,146 total with 1,240 living area
• Exterior features: Shed(s); Not waterfront

Interior

• Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
• Bedrooms: 2 bedrooms on the main level
• Flooring: Ceramic tile; Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air conditioning; Ceiling fans
• Interior features: Split bedroom layout; Partially furnished; Single-hung metal windows
• Laundry & utility: Indoor laundry

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $180k.

Deal economics

• At list price, monthly cash flow is $189 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $180k).
• Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.6% vs local median 5.3% in Indian River Estates — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#653 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: employment D+, amenities F, commute F.
• St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Savanna Ridge Elementary School (math 40% / reading 45%, grade F, #1,383 of 2,144 statewide, top 65%, 452 students, 75% FRL); Port St. Lucie High School (math 21% / reading 43%, grade F, #415 of 667 statewide, top 63%, 1,748 students, 67% FRL).
• Market conditions: Rents rising (+1.9%/yr); 639 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
• This rent runs 40% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 281 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $105k; list at $180k implies a 71% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $158,312 (12.0% below list)

Questions for the listing agent

1. It's been on market 281 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.15% ✓
• Cap rate: 7.55%
• Cash-on-cash: 4.50%
• DSCR: 1.20
• GRM: 7.3

CMA / ARV

• ARV (on-the-fly): $155,000
• Comps found: 9

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3305 Red Tailed Hawk Dr	0.03mi	2/2.0	1,240 (0%)	14mo	$179,000	$144	87
7953 Horned Lark Cir	0.40mi	2/2.0	1,286 (+4%)	1mo	$130,000	$101	74
7921 Meadowlark Ln	0.35mi	2/2.0	1,301 (+5%)	2mo	$115,000	$88	73
2816 Eagles Nest Way	0.22mi	2/2.0	1,134 (-8%)	7mo	$146,000	$129	69
3801 Meadowlark Cir	0.61mi	2/2.0	1,216 (-2%)	4mo	$152,000	$125	65
3005 Approach Shot Way	0.48mi	2/2.0	1,333 (+8%)	3mo	$149,900	$112	63
7912 Black Tern Dr	0.28mi	2/2.0	1,107 (-11%)	8mo	$120,500	$109	63
3813 Doral Ct	0.71mi	2/2.0	1,273 (+3%)	15mo	$230,000	$181	50
3425 Crabapple Dr	0.52mi	2/2.0	1,395 (+12%)	18mo	$205,000	$147	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.92% rent growth · sell at horizon

5-year hold

• IRR: -10.6%
• Equity multiple: 0.62×
• Total profit: $-19,195
• Equity at exit: $26,824

10-year hold

• IRR: -3.0%
• Equity multiple: 0.81×
• Total profit: $-9,518
• Equity at exit: $15,554

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34952

• Home prices YoY: -29.6%
• Rents YoY: 1.9%
• Active inventory: 639
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $2,062 medium
• Mortgage (P&I): −$943
• Tax from tax record: −$122 /mo · $1,461/yr
• Insurance: −$75
• HOA: −$300
• Vacancy / Maint / Mgmt: −$433
• Net cashflow: $189

Break-even live

Break-even rent $1,823

Max offer price $179,900

Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,975
• Closing costs: $5,397
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3784 Sapodilla Ct Port Saint Lucie, FL	2.0	2.0	1121	$2,300	$2.05	23d	1	1.01mi
1900 Bella Vista Way Port Saint Lucie, FL	1.0–2.0	1.0–2.0	995	$1,764	$1.77	14d	15	1.29mi

HOA detail

• Monthly dues: $300 · $3,600/yr

Listing history 36 events

1. 2026-06-18
   days on market $179,900 Active 281 DOM
2. 2026-06-17
   days on market $179,900 Active 280 DOM
3. 2026-06-16
   days on market $179,900 Active 279 DOM
4. 2026-06-15
   days on market $179,900 Active 278 DOM
5. 2026-06-14
   days on market $179,900 Active 276 DOM
6. 2026-06-13
   days on market $179,900 Active 275 DOM
7. 2026-06-10
   days on market $179,900 Active 273 DOM
8. 2026-06-09
   days on market $179,900 Active 272 DOM
9. 2026-06-08
   days on market $179,900 Active 271 DOM
10. 2026-06-07
    days on market $179,900 Active 270 DOM
11. 2026-06-05
    days on market $179,900 Active 267 DOM
12. 2026-06-03
    days on market $179,900 Active 266 DOM
13. 2026-06-02
    days on market $179,900 Active 265 DOM
14. 2026-06-01
    days on market $179,900 Active 264 DOM
15. 2026-05-31
    days on market $179,900 Active 263 DOM
16. 2026-05-30
    days on market $179,900 Active 262 DOM
17. 2026-03-08
    price $179,900
18. 2025-09-10
    listed $185,000 Active
19. 2018-08-14
    soldstatus $105,000
20. 2018-08-07
    soldstatus $80,000 Closed 353-char remark

    Show marketing remark (353 chars)

    Beautiful and updated 3 bed /2 bath. Open light and bright interior. Large kitchen with lots of storage. Separate dining area leading to a very private screened lanai overlooking lake/preserve area. Carport parking for 2 cars and a big storage shed to park your toys. Make this your home and take advantage of Savanna Club life and all it has to offer.

21. 2018-07-14
    status Pending 353-char remark

    Show marketing remark (353 chars)

    Beautiful and updated 3 bed /2 bath. Open light and bright interior. Large kitchen with lots of storage. Separate dining area leading to a very private screened lanai overlooking lake/preserve area. Carport parking for 2 cars and a big storage shed to park your toys. Make this your home and take advantage of Savanna Club life and all it has to offer.

22. 2018-07-10
    price $85,900 353-char remark

    Show marketing remark (353 chars)

    Beautiful and updated 3 bed /2 bath. Open light and bright interior. Large kitchen with lots of storage. Separate dining area leading to a very private screened lanai overlooking lake/preserve area. Carport parking for 2 cars and a big storage shed to park your toys. Make this your home and take advantage of Savanna Club life and all it has to offer.

23. 2018-05-26
    price $89,900 353-char remark

    Show marketing remark (353 chars)

    Beautiful and updated 3 bed /2 bath. Open light and bright interior. Large kitchen with lots of storage. Separate dining area leading to a very private screened lanai overlooking lake/preserve area. Carport parking for 2 cars and a big storage shed to park your toys. Make this your home and take advantage of Savanna Club life and all it has to offer.

24. 2018-03-13
    listed $92,000 Active 353-char remark

    Show marketing remark (353 chars)

    Beautiful and updated 3 bed /2 bath. Open light and bright interior. Large kitchen with lots of storage. Separate dining area leading to a very private screened lanai overlooking lake/preserve area. Carport parking for 2 cars and a big storage shed to park your toys. Make this your home and take advantage of Savanna Club life and all it has to offer.

25. 2016-11-07
    soldstatus $45,000 Closed 195-char remark

    Show marketing remark (195 chars)

    Beautiful 3bed/2bath in amazing 55+ community. Golf, Private movie theater, Restaurant, Tennis courts, 2 swimming pools, 24/7 security, no golf equity fee, fully renovated and in great condition.

26. 2016-10-18
    status Pending 195-char remark

    Show marketing remark (195 chars)

    Beautiful 3bed/2bath in amazing 55+ community. Golf, Private movie theater, Restaurant, Tennis courts, 2 swimming pools, 24/7 security, no golf equity fee, fully renovated and in great condition.

27. 2016-03-09
    price $49,900 195-char remark

    Show marketing remark (195 chars)

    Beautiful 3bed/2bath in amazing 55+ community. Golf, Private movie theater, Restaurant, Tennis courts, 2 swimming pools, 24/7 security, no golf equity fee, fully renovated and in great condition.

28. 2016-01-18
    price $54,900 195-char remark

    Show marketing remark (195 chars)

    Beautiful 3bed/2bath in amazing 55+ community. Golf, Private movie theater, Restaurant, Tennis courts, 2 swimming pools, 24/7 security, no golf equity fee, fully renovated and in great condition.

29. 2016-01-18
    status Active 195-char remark

    Show marketing remark (195 chars)

    Beautiful 3bed/2bath in amazing 55+ community. Golf, Private movie theater, Restaurant, Tennis courts, 2 swimming pools, 24/7 security, no golf equity fee, fully renovated and in great condition.

30. 2016-01-09
    historical 195-char remark

    Show marketing remark (195 chars)

    Beautiful 3bed/2bath in amazing 55+ community. Golf, Private movie theater, Restaurant, Tennis courts, 2 swimming pools, 24/7 security, no golf equity fee, fully renovated and in great condition.

31. 2015-08-21
    price $59,900 195-char remark

    Show marketing remark (195 chars)

    Beautiful 3bed/2bath in amazing 55+ community. Golf, Private movie theater, Restaurant, Tennis courts, 2 swimming pools, 24/7 security, no golf equity fee, fully renovated and in great condition.

32. 2015-08-12
    price $64,900 195-char remark

    Show marketing remark (195 chars)

    Beautiful 3bed/2bath in amazing 55+ community. Golf, Private movie theater, Restaurant, Tennis courts, 2 swimming pools, 24/7 security, no golf equity fee, fully renovated and in great condition.

33. 2015-06-13
    price $54,900 195-char remark

    Show marketing remark (195 chars)

    Beautiful 3bed/2bath in amazing 55+ community. Golf, Private movie theater, Restaurant, Tennis courts, 2 swimming pools, 24/7 security, no golf equity fee, fully renovated and in great condition.

34. 2015-06-13
    status Active 195-char remark

    Show marketing remark (195 chars)

    Beautiful 3bed/2bath in amazing 55+ community. Golf, Private movie theater, Restaurant, Tennis courts, 2 swimming pools, 24/7 security, no golf equity fee, fully renovated and in great condition.

35. 2015-02-09
    historical 195-char remark

    Show marketing remark (195 chars)

    Beautiful 3bed/2bath in amazing 55+ community. Golf, Private movie theater, Restaurant, Tennis courts, 2 swimming pools, 24/7 security, no golf equity fee, fully renovated and in great condition.

36. 2015-01-08
    listed $49,900 195-char remark

    Show marketing remark (195 chars)

    Beautiful 3bed/2bath in amazing 55+ community. Golf, Private movie theater, Restaurant, Tennis courts, 2 swimming pools, 24/7 security, no golf equity fee, fully renovated and in great condition.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,461 · $122/mo
• Projected year-2 tax: $1,493 · $124/mo
• Expected delta: +$32/yr (+$3/mo · 2.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,743
• − Mortgage interest: −$10,077
• − Property taxes: −$1,461
• − Insurance: −$900
• − Repairs & maintenance: −$1,979
• − Management: −$1,979
• − HOA: −$3,600
• − Depreciation: −$5,233
• Taxable loss: −$488
• Est. tax savings @ 24.0%: +$117
• After-tax cash flow: $2,382/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Lucie
• NCES district ID: 1201770
• Math proficiency: 40% ▼ -11.00%
• Reading proficiency: 48% ▼ -4.00%
• Median HH income: $44,737
• Composite: 37.28/100
• National rank: #4449
• State rank: #51 of 73 in FL

Livability — Indian River Estates

• Score: 65/100
• State rank: #653
• US rank: #12946

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment D+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Saint Lucie County · 337,150 people
• City population: 27,447
• Metro: Port St. Lucie, FL
• Population (ZIP): 42,655
• Household income: $61,628
• Rent vs Own: 25.8% rent · 74.2% own
• Severe rent burden: 1759.0

Population outlook (St. Lucie County) Hauer SSP2

• Today (2025): 338,016 people
• By 2030: 355,687 · +5.2%
• By 2040: 385,521 · +14.1%
• By 2050: 406,106 · +20.1%
• By 2075: 441,054 · +30.5%
• By 2100: 436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 62% Hispanic / Latino 19% Two or more races 14% Black 10% Asian 3%
• Hispanic origin (detail): Mexican 4% Puerto Rican 4% Cuban 2% Dominican 2%
• Common ancestry: Romanian 3% Lithuanian 2% Hispanic 1%
• Foreign-born: 18% · Canada, Jamaica, China
• Languages at home: 76% English-only · Spanish 16% French/Haitian/Cajun 3% Tagalog/Filipino 2%

Political lean MEDSL · St. Lucie

• 2024 margin: Lean R (+9.1) · D 45.1% · R 54.2%
• 2008→2024 swing: -21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
• All cycles: 2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -155.80%
• Current HPI: 371.0573
• Rent YoY: ▲ 1.92%
• Metro: Port St. Lucie, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+260.5% since first listed

20 events — show timeline

• 2026-03-08 Price Changed $179,900 Beaches MLS
• 2025-09-10 Listed $185,000 Beaches MLS
• 2018-08-14 Sold (Public Records) $105,000 Public Records
• 2018-08-07 Sold (MLS) $80,000 Beaches MLS
• 2018-07-14 Pending — Beaches MLS
• 2018-07-10 Price Changed $85,900 Beaches MLS
• 2018-05-26 Price Changed $89,900 Beaches MLS
• 2018-03-13 Listed $92,000 Beaches MLS
• 2016-11-07 Sold (MLS) $45,000 Beaches MLS
• 2016-10-18 Pending — Beaches MLS
• 2016-03-09 Price Changed $49,900 Beaches MLS
• 2016-01-18 Price Changed $54,900 Beaches MLS
• 2016-01-18 Relisted — Beaches MLS
• 2016-01-09 Listing Removed — Beaches MLS
• 2015-08-21 Price Changed $59,900 Beaches MLS
• 2015-08-12 Price Changed $64,900 Beaches MLS
• 2015-06-13 Relisted — Beaches MLS
• 2015-06-13 Price Changed $54,900 Beaches MLS
• 2015-02-09 Listing Removed — Beaches MLS
• 2015-01-08 Listed $49,900 Beaches MLS

Property tax history

+1.4%/yr

Latest (2025): $1,461 · +4.1% YoY. Source: county tax records.