274 N Astro Dr · Milton, PA 17847

$87,000

3 bd · 2.0 ba · 1,484 sqft · Manufactured · 4 Days on market

Built 2004 4,356 sqft lot $260/mo HOA · 18% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.8/30.0
• 1% rule +10.0/10.0
• DSCR +9.8/10.0
• ARV discount +7.5/15.0
• Schools +3.9/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to this beautifully maintained 2004 Skyline Springbrook located in North Astro Village 55+ community. This spacious manufactured home offers a thoughtfully designed open floor plan featuring a bright living room, dining area, and an inviting kitchen perfect for everyday living and entertaining. The kitchen includes ceramic tile countertops at the convenient bar seating area, laminate countertops throughout the remainder of the space, abundant cabinetry, and plenty of storage. Just off the side entrance, you'll find a walk-in pantry and separate laundry area for added functionality. The private primary suite is situated off the living room and features a full ensuite bath and walk-in

Key facts

• Open floor plan
• Abundant cabinetry
• Full ensuite bath

Tags

• OPEN FLOOR PLAN
• CERAMIC TILE COUNTERTOPS
• ABUNDANT CABINETRY
• WALK-IN PANTRY
• SEPARATE LAUNDRY AREA
• FULL ENSUITE BATH

Property features AI

Finance

• Other: Zoning: MHP
• HOA & community: Homeowners association with a $260 monthly fee

Exterior

• Parking: 1-car garage
• Utilities: Public water; Public sewer; Cable available
• Home design: Manufactured home; Residential property; Facing and stories not specified
• Construction: Vinyl siding; Shingle roof; No basement/foundation details listed; Built year not specified
• Exterior features: Storm door(s); Shed(s); Street lights in community

Interior

• Kitchen: Microwave; Dishwasher; Refrigerator
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central air; Has heating
• Interior features: Walk-in closet(s); Microwave; Dishwasher; Refrigerator
• Laundry & utility: Washer; Dryer; Main level laundry

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $87k.

Deal economics

• At list price, monthly cash flow is $264 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $87k).
• Cap rate 9.9% vs local median 3.6% in Milton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#951 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools C-, employment D, health & safety D.
• Milton Area SD (town): math 37% / reading 55% proficiency, ranked #264 of 539 in PA (top 49%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 31 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 81 units permitted in Northumberland County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $601 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Northumberland County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• Only 4 days on market — expect competitive offers; lowballing is unlikely to land.

Recommended offer $87,000

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.67% ✓
• Cap rate: 9.94%
• Cash-on-cash: 13.03%
• DSCR: 1.58
• GRM: 5.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 3.1%
• Equity multiple: 1.12×
• Total profit: $2,941
• Equity at exit: $12,972

10-year hold

• IRR: 12.8%
• Equity multiple: 2.03×
• Total profit: $25,043
• Equity at exit: $7,522

Cash invested: $24,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17847

• Home prices YoY: -20.9%
• Active inventory: 31
• Price-to-rent: 5.0×

Monthly cashflow live

• Estimated rent: $1,453 medium
• Mortgage (P&I): −$456
• Tax from tax record: −$131 /mo · $1,572/yr
• Insurance: −$36
• HOA: −$260
• Vacancy / Maint / Mgmt: −$305
• Net cashflow: $264

Break-even live

Break-even rent $1,118

Max offer price $87,000

Occupancy floor 77%

Sensitivity live

Price	-10% $314	-5% $289	+0% $264	+5% $240	+10% $215
Rent	-10% $150	-5% $207	+0% $264	+5% $322	+10% $379
Rate	-1.0pp $308	-0.5pp $287	base $264	+0.5pp $242	+1.0pp $219

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $21,750
• Closing costs: $2,610
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
619 Hepburn St Milton, PA	3.0	1.5	1300	$1,295	$1.00	44d	1	1.21mi

HOA detail

• Monthly dues: $260 · $3,120/yr

Listing history 1 events

1. 2026-05-20
   listed $87,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,572 · $131/mo
• Projected year-2 tax: $1,572 · $131/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,437
• − Mortgage interest: −$4,873
• − Property taxes: −$1,572
• − Insurance: −$435
• − Repairs & maintenance: −$1,395
• − Management: −$1,395
• − HOA: −$3,120
• − Depreciation: −$2,531
• Taxable income: $2,116
• Est. tax owed @ 24.0%: −$508
• After-tax cash flow: $2,666/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Milton Area SD
• NCES district ID: 4215480
• Math proficiency: 37% ▼ -12.00%
• Reading proficiency: 55% ▼ -7.00%
• Median HH income: $44,428
• Composite: 38.87/100
• National rank: #4101
• State rank: #264 of 539 in PA

Livability — Milton

• Score: 67/100
• State rank: #951
• US rank: #10433

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment D Housing A+ Health & safety D User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Northumberland County · 11,260 people
• City population: 11,260
• Metro: Sunbury, PA
• Population (ZIP): 11,260
• Household income: $58,775
• Rent vs Own: 34.4% rent · 65.6% own
• Severe rent burden: 112.0

Population outlook (Northumberland County) Hauer SSP2

• Today (2025): 90,896 people
• By 2030: 89,084 · -2.0%
• By 2040: 84,822 · -6.7%
• By 2050: 80,521 · -11.4%
• By 2075: 72,152 · -20.6%
• By 2100: 62,257 · -31.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Hispanic / Latino 6% Two or more races 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2% Dominican 2%
• Common ancestry: Slovak 7% Iranian 3% Romanian 2%
• Foreign-born: 4% · Canada
• Languages at home: 95% English-only · Spanish 3% German/W. Germanic 1% Other Asian/Pacific 1%

Political lean MEDSL · Northumberland

• 2024 margin: Solid R (+39.9) · D 29.6% · R 69.5%
• 2008→2024 swing: -26.1pp toward R · 2008: -13.8pp · 2024: -39.9pp
• All cycles: 2024: R+39.9 2020: R+38.5 2016: R+43.6 2012: R+19.4 2008: R+13.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -52.06%
• Current HPI: 197.0117
• Rent YoY: —
• Metro: Sunbury, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

1 event — show timeline

• 2026-05-20 Listed $87,000 CSVBR

Property tax history

+2.9%/yr

Latest (2026): $1,572 · +2.9% YoY. Source: county tax records.