CashFlowRE
Sign in Sign up
7950 San Diego
C+ Composite 63.53
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.9/30.0
  • ARV discount +13.6/15.0
  • DSCR +7.7/10.0
  • 1% rule +6.2/10.0
  • Condition / age +3.8/5.0
  • Livability +3.2/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$225,500

7950 San Diego · Beaumont, TX 77708
3 bd · 2.0 ba · 2,384 sqft · SingleFamily · 2 Days on market
Good condition $95/sqft · 14% below area Est $261k · 14% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 7590 San Diego in Beaumont! This home has a really comfortable feel from the moment you walk in, with an open layout, great natural light, and updates that make it easy to move right in and start enjoying. The kitchen stands out with butcher block countertops, stainless steel appliances, and plenty of cabinet space—perfect whether you're cooking at home or just gathering with friends and family. You’ve also got flexible living spaces that can fit whatever you need—extra sitting area, office, playroom, you name it.

Key facts

  • Additional back lot
  • 2 parking spots

Tags

BUTCHER BLOCK COUNTERTOPSSTAINLESS STEEL APPLIANCESFLEXIBLE LIVING SPACESADDITIONAL BACK LOT

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $226k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $439 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $226k).
  • Cap rate 8.6% vs local median 5.2% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, crime F, amenities F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Guess El (math 30% / reading 33%, grade F, #2,396 of 4,322 statewide, top 56%, 699 students, 82% FRL); M L King Middle (math 6% / reading 12%, grade F, #1,653 of 1,662 statewide, top 99%, 480 students, 91% FRL); West Brook Sr H S (math 19% / reading 34%, grade F, #1,228 of 1,632 statewide, top 76%, 2,245 students, 58% FRL).
  • Market conditions: 98 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).
  • At $2,529/mo this rent would consume 51% of the median local household income ($60k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $225,500

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.12%
Cap rate
8.63%
Cash-on-cash
8.35%
DSCR
1.37
GRM
7.4

CMA / ARV

ARV (median comp)
$260,750
List price
$225,500
Delta
-13.52%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7575 San Bruno St 0.29mi 4/3.0 (+1) 2,600 (+9%) 3mo $419,000 $161 60
7815 Quail Ct 0.42mi 4/3.0 (+1) 2,356 (-1%) 16mo $320,000 $136 56
6690 Highpoint Ave 0.79mi 4/3.0 (+1) 2,281 (-4%) 3mo $325,000 $142 46
6540 Durango Dr 0.96mi 3/2.5 2,529 (+6%) 21mo $314,000 $124 36
6605 Alexis St 0.81mi 4/3.0 (+1) 2,173 (-9%) 11mo $328,496 $151 32
6545 Alexis St 0.87mi 4/3.0 (+1) 2,173 (-9%) 12mo $318,995 $147 32
6715 Rachel Ln 0.84mi 4/3.0 (+1) 2,175 (-9%) 12mo $331,900 $153 31
7185 Hurley Dr 0.74mi 4/3.0 (+1) 2,646 (+11%) 17mo $248,900 $94 24
6555 Alexis St 0.86mi 4/2.0 (+1) 2,031 (-15%) 16mo $297,990 $147 22
6600 Alexis St 0.80mi 4/2.0 (+1) 2,031 (-15%) 18mo $315,135 $155 21
6615 Alexis St 0.79mi 4/2.0 (+1) 2,031 (-15%) 18mo $313,325 $154 21
6595 Alexis St 0.82mi 4/2.0 (+1) 2,031 (-15%) 18mo $298,990 $147 21

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-3.6%
Equity multiple
0.86×
Total profit
$-8,533
Equity at exit
$33,623
10-year hold
IRR
6.1%
Equity multiple
1.46×
Total profit
$28,740
Equity at exit
$19,497

Cash invested: $63,140 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
5 active · 2 under contract
Months of supply
15.0 mo (7%/mo absorbed)
Median asking
$304,000 ($145/sqft)
Median days on market
23 d
This list price
20% of active listings are priced below it
ARV vs active asking
-24.8% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77708

Active inventory
98
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$2,529 medium interval (Pro) →
Mortgage (P&I)
$1,183
Tax est. 1.5%
$282 /mo · $3,382/yr
Insurance
$94
HOA
$0
Vacancy / Maint / Mgmt
$531
Net cashflow
$439

Break-even live

Break-even rent $1,973
Max offer price $225,500
Occupancy floor 78%

Sensitivity live

Price -10% $595 -5% $517 +0% $439 +5% $361 +10% $283
Rent -10% $239 -5% $339 +0% $439 +5% $539 +10% $639
Rate -1.0pp $553 -0.5pp $497 base $439 +0.5pp $381 +1.0pp $321

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,375
Closing costs
$6,765
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6715 Riplee St Beaumont, TX 4.0 2.0 1817 $2,550 $1.40 70d 1 0.96mi
6970 Ellen Ln Beaumont, TX 3.0 2.5 1867 $2,500 $1.34 63d 1 1.32mi

Property features AI

Exterior

Parking
Carport with 2 spaces
Utilities
Public waterPublic sewer
Home design
Single-family residenceResidential property
Construction
Slab foundation
Exterior features
Covered patio/porchChain-link fencingStorage structure

Interior

Kitchen
DishwasherOven
Bathrooms
2 full bathrooms
Heating & cooling
Central heating (electric)Central air conditioning
Interior features
PantryWood-burning fireplace

Listing history 3 events

  1. 2026-06-08
    days on market $225,500 Active 2 DOM
  2. 2026-06-07
    remarks 669-char remark
  3. 2026-06-07
    listed $225,500 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$30,342
− Mortgage interest
−$12,632
− Property taxes
−$3,382
− Insurance
−$1,128
− Repairs & maintenance
−$2,427
− Management
−$2,427
− Depreciation
−$6,560
Taxable income
$1,786
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$429
After-tax cash flow
$4,841/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 75/100 Cosmetic rehab Est. rehab $11,920–$35,760 screening

This home is in good condition with recent updates, making it move-in ready. It offers a good balance of modern amenities and a comfortable living space.

Value-add opportunities

  • Both landscaping and curb appeal — improves curb appeal and enhances property value
  • Both painting exterior and interior — refreshes the home's appearance and can increase both resale and rental value

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 26/100

Zoned Schools

Elementary Guess El F TX #2,396/4,322 Nat'l #25,956/41,679 Middle Marshall Middle F TX #1,387/1,662 Nat'l #11,464/14,009 High West Brook Sr H S F TX #1,228/1,632 Nat'l #12,196/17,239

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX
C Composite livability gradescore 64/100

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
County
Jefferson · 259,015 people
City population
125,901
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
12,398
Household income
$59,865
Rent vs Own
43.2% rent · 56.8% own
Severe rent burden
14% of renters

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (65%)
Race & ethnicity
Black 65% White 23% Hispanic / Latino 9% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Lithuanian 1% Serbian 1% Slovak 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
92% English-only · Spanish 6% Tagalog/Filipino 1% Vietnamese 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…