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7950 San Diego
C+ Composite 63.86
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.7/10.0
  • 1% rule +6.2/10.0
  • Condition / age +3.8/5.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$225,500

7950 San Diego · Beaumont, TX 77708
3 bd · 2.0 ba · 2,384 sqft · SingleFamily · 2 Days on market
Good condition Est $384k · 41% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 7590 San Diego in Beaumont! This home has a really comfortable feel from the moment you walk in, with an open layout, great natural light, and updates that make it easy to move right in and start enjoying. The kitchen stands out with butcher block countertops, stainless steel appliances, and plenty of cabinet space—perfect whether you're cooking at home or just gathering with friends and family. You’ve also got flexible living spaces that can fit whatever you need—extra sitting area, office, playroom, you name it. Out back, there’s plenty of room to spread out and enjoy, and something that really makes this property unique—the additional back lot can

Key facts

  • Additional back lot
  • 2 parking spots

Tags

BUTCHER BLOCK COUNTERTOPSSTAINLESS STEEL APPLIANCESFLEXIBLE LIVING SPACESADDITIONAL BACK LOT

Property features AI

Exterior

  • Parking: Covered carport with 2 spaces
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; Residential property
  • Construction: Slab foundation
  • Exterior features: Covered patio/porch; Chain-link fencing; Storage structure

Interior

  • Kitchen: Dishwasher; Oven
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Pantry; Wood-burning fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $226k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $439 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $226k).
  • Cap rate 8.6% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, crime F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 70 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $225,500

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.12%
Cap rate
8.63%
Cash-on-cash
8.35%
DSCR
1.37
GRM
7.4

CMA / ARV

ARV (on-the-fly)
$383,824
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7575 San Bruno St 0.29mi 4/3.0 (+1) 2,600 (+9%) 2mo $419,000 $161 61
6804 Broadleaf Dr 0.64mi 4/2.0 (+1) 2,150 (-10%) 24mo $370,000 $172 29
7185 Hurley Dr 0.74mi 4/3.0 (+1) 2,646 (+11%) 16mo $248,900 $94 25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-3.6%
Equity multiple
0.86×
Total profit
$-8,533
Equity at exit
$33,623
10-year hold
IRR
6.1%
Equity multiple
1.46×
Total profit
$28,740
Equity at exit
$19,497

Cash invested: $63,140 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77708

Active inventory
70
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$2,529 medium interval (Pro) →
Mortgage (P&I)
$1,183
Tax est. 1.5%
$282 /mo · $3,382/yr
Insurance
$94
HOA
$0
Vacancy / Maint / Mgmt
$531
Net cashflow
$439

Break-even live

Break-even rent $1,973
Max offer price $225,500
Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,375
Closing costs
$6,765
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6715 Riplee St Beaumont, TX 4.0 2.0 1817 $2,550 $1.40 21d 1 0.96mi
6970 Ellen Ln Beaumont, TX 3.0 2.5 1867 $2,500 $1.34 13d 1 1.32mi

Listing history 3 events

  1. 2026-06-08
    days on market $225,500 Active 2 DOM
  2. 2026-06-07
    remarks 669-char remark
  3. 2026-06-07
    listed $225,500 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,342
− Mortgage interest
−$12,632
− Property taxes
−$3,382
− Insurance
−$1,128
− Repairs & maintenance
−$2,427
− Management
−$2,427
− Depreciation
−$6,560
Taxable income
$1,786
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$429
After-tax cash flow
$4,841/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 75/100 Cosmetic rehab

This home is in good condition with recent updates, making it move-in ready. It offers a good balance of modern amenities and a comfortable living space.

Value-add opportunities

  • Both landscaping and curb appeal — improves curb appeal and enhances property value
  • Both painting exterior and interior — refreshes the home's appearance and can increase both resale and rental value

Renovation cost estimate screening

Value-add ROI direction

  • Both landscaping and curb appeal — improves curb appeal and enhances property value
  • Both painting exterior and interior — refreshes the home's appearance and can increase both resale and rental value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
City population
125,901
Population (ZIP)
12,398

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (65%)
Race & ethnicity
Black 65% White 23% Hispanic / Latino 9% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Lithuanian 1% Serbian 1% Slovak 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
92% English-only · Spanish 6% Tagalog/Filipino 1% Vietnamese 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -107.07%
Current HPI
171.4951
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-06 Listed $225,500 BBOR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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