2134 Fulton Ave · Cincinnati, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 4/10 · Minor
- Hot days now (above 103°F)
- 6 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.2/30.0
- ARV discount +15.0/15.0
- 1% rule +5.3/10.0
- DSCR +4.6/10.0
- Livability +4.0/5.0
- Condition / age +3.8/5.0
- Rent growth +3.1/5.0
- Schools +2.5/10.0
- Appreciation +0.0/10.0
$200,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautiful townhome near the edge of Eden Park! New appliances and new 2nd floor carpet. Location, location, location! This beauty is in such a sweet location! Within just about a one-mile radius, you can take in Cincinnati Art Museum (be sure to check out Final Fridays), Playhouse in the Park, local Mt. Adams eateries and watering holes (open anywhere from morning coffee to last call), houses of worship. shopping, major-league sports, Eden Park, and Krohn Conservatory (and you can be in Northern Kentucky in just a few additional minutes)! This home has been lovingly maintained. The home is nearly 70 feet long front-to-back! Sellers have been using the basement as a home gym that also offers incredible storage. The laundry room is quite conveniently located on the 2nd floor.
Key facts
- Home gym
- $175 HOA
- Built 1895
Tags
Property features AI
Finance
- Other: Residential zoning
- HOA & community: Part of Park Town Homes association; Monthly association fee of $175; HOA covers gas, sewer, water, and association dues
Exterior
- Parking: On-street parking
- Utilities: Public water; Public sewer; Natural gas
- Home design: Traditional townhouse; Two levels; Unit entry at level 1
- Construction: Brick construction; Membrane roof; Stone foundation; Second floor area noted
- Exterior features: Patio; Insulated windows; Less than 0.5 acre lot
Interior
- Kitchen: Counter bar; Dishwasher; Oven/Range; Refrigerator
- Bedrooms: Primary bedroom on level 1 (15 x 11); Bedroom 2 on level 2 (13 x 13); Bedroom 3 on level 2 (13 x 9)
- Flooring: Wood floors in the dining room and entry/foyer
- Bathrooms: Three full bathrooms; One full bathroom on level 1; Two full bathrooms on level 2
- Heating & cooling: Forced air gas heating; Central air conditioning; Gas water heating
- Interior features: 9-foot ceilings and higher; Full basement
- Laundry & utility: Laundry room on level 2 (7 x 6)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath townhouse listed at $200k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $68 ($816/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $200k).
- Recommended offer: $194k (3.0% below list) — sets the bar for market timing.
- Cap rate 6.7% vs local median 3.9% in Cincinnati — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#130 in OH, #1,856 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D, crime F.
- Cincinnati Public Schools (urban): math 25% / reading 36% proficiency, ranked #581 of 656 in OH (top 89%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Sands Montessori School (math 70% / reading 77%, grade A, #311 of 1,584 statewide, top 20%, 683 students, 22% FRL); Hartwell School (math 17% / reading 31%, grade F, #593 of 654 statewide, top 91%, 447 students, 0% FRL); Walnut Hills High School (math 79% / reading 89%, grade A, #17 of 781 statewide, top 2%, 2,582 students, 14% FRL) — zoned schools average 12% FRL vs 70% district-wide (59 pts lower); this property's tenant base skews higher-income than the district average.
- Zoned-school proficiency averages 60% at this address vs 30% district-wide (+30 pts) — the actual schools serving this property are materially stronger than the Cincinnati Public Schools average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising (+2.3%/yr); 66 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 801 units permitted in Hamilton County in 2024 (190 in 5+ unit buildings).
- This rent runs 39% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 58 days — a 3% lower offer ($194k) is reasonable based on typical stale-listing flexibility.
- 15 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1895 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 58 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1895 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.03% ✓
- Cap rate
- 6.70%
- Cash-on-cash
- 1.46%
- DSCR
- 1.06
- GRM
- 8.1
CMA / ARV
- ARV (on-the-fly)
- $348,004
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2200 Victory Pkwy #1806 | 0.34mi | 3/2.0 | 1,545 (+7%) | 1mo | $423,000 | $274 | 68 |
| 923 Nassau St | 0.08mi | 2/2.5 (-1) | 1,284 (-11%) | 4mo | $310,000 | $241 | 67 |
| 2200 Victory Pkwy #2406 | 0.34mi | 3/2.0 | 1,545 (+7%) | 3mo | $442,500 | $286 | 66 |
| 2156 Gilbert Ave Unit B | 0.15mi | 2/2.0 (-1) | 1,276 (-12%) | 1mo | $225,000 | $176 | 64 |
| 2200 Victory Pkwy #2002 | 0.34mi | 2/2.0 (-1) | 1,545 (+7%) | 0mo | $650,000 | $421 | 63 |
| 2356 Park Ave #27 | 0.44mi | 2/2.0 (-1) | 1,366 (-5%) | 2mo | $285,000 | $209 | 60 |
| 2356 Park Ave #45 | 0.44mi | 3/2.5 | 1,621 (+12%) | 7mo | $315,000 | $194 | 51 |
| 2324 Park Ave #34 | 0.42mi | 2/2.0 (-1) | 1,611 (+12%) | 2mo | $272,000 | $169 | 51 |
| 2200 Victory Pkwy #1903 | 0.34mi | 2/2.0 (-1) | 1,240 (-14%) | 2mo | $430,000 | $347 | 50 |
| 2324 Park Ave #40 | 0.42mi | 2/2.0 (-1) | 1,611 (+12%) | 3mo | $349,000 | $217 | 50 |
| 2200 Victory Pkwy #2103 | 0.34mi | 2/2.0 (-1) | 1,240 (-14%) | 3mo | $445,000 | $359 | 49 |
| 2210 Victory Pkwy #102 | 0.36mi | 2/1.0 (-1) | 1,258 (-13%) | 4mo | $172,000 | $137 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.33% rent growth · sell at horizon
- IRR
- -14.7%
- Equity multiple
- 0.48×
- Total profit
- $-29,314
- Equity at exit
- $29,821
- IRR
- -7.2%
- Equity multiple
- 0.55×
- Total profit
- $-24,960
- Equity at exit
- $17,292
Cash invested: $56,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 45206
- Rents YoY
- 2.3%
- Active inventory
- 66
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $2,057 high interval (Pro) →
- Mortgage (P&I)
- −$1,049
- Tax est. 1.5%
- −$250 /mo · $3,000/yr
- Insurance
- −$83
- HOA
- −$175
- Vacancy / Maint / Mgmt
- −$432
- Net cashflow
- $68
Break-even live
Sensitivity live
| Price | -10% $206 | -5% $137 | +0% $68 | +5% $-1 | +10% $-70 |
|---|---|---|---|---|---|
| Rent | -10% $-94 | -5% $-13 | +0% $68 | +5% $149 | +10% $231 |
| Rate | -1.0pp $169 | -0.5pp $119 | base $68 | +0.5pp $16 | +1.0pp $-37 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $50,000
- Closing costs
- $6,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2118 Saint James Ave Cincinnati, OH | 2.0 | 1.0 | 1005 | $1,650 | $1.64 | 25d | 1 | 0.09mi |
| 2132 Gilbert Ave Unit A Cincinnati, OH | 2.0 | 2.5 | 1450 | $2,250 | $1.55 | 6d | 1 | 0.17mi |
| 960 Francisco St Unit 107 Cincinnati, OH | 2.0 | 2.0 | 912 | $1,649 | $1.81 | 25d | 1 | 0.20mi |
| 749 Morgan St Cincinnati, OH | 3.0 | 2.0 | 1488 | $1,745 | $1.17 | 16d | 1 | 0.38mi |
| 2015 Edgecliff Pt Unit 4 Cincinnati, OH | 2.0 | 2.0 | 1200 | $1,595 | $1.33 | 6d | 1 | 0.40mi |
| 704 Wayne St Unit 1056107P Cincinnati, OH | 3.0 | 2.0 | 1291 | $3,898 | $3.02 | 16d | 1 | 0.49mi |
| 975 E McMillan St Cincinnati, OH | 2.0 | 1.0 | 978 | $1,695 | $1.73 | 22d | 1 | 0.50mi |
| 975 E McMillan St Unit 201 Cincinnati, OH | 2.0 | 1.0 | 978 | $1,695 | $1.73 | 22d | 1 | 0.50mi |
| 2330 Victory Pkwy Cincinnati, OH | 1.0–2.0 | 1.0–2.0 | 693 | $1,999 | $2.88 | 4d | 6 | 0.53mi |
| 2249 McGregor Pl Cincinnati, OH | 3.0 | 1.0 | 960 | $1,200 | $1.25 | 25d | 1 | 0.58mi |
| 2025 Burnet Ave Unit 2 Cincinnati, OH | 3.0 | 2.0 | 1513 | $1,795 | $1.19 | 5d | 1 | 0.60mi |
| 808 William Howard Taft Rd Cincinnati, OH | 3.0 | 2.0 | 1178 | $2,050 | $1.74 | 23d | 1 | 0.61mi |
| 2601 May St Cincinnati, OH | 2.0–3.0 | 2.5–3.5 | 1737 | $3,325 | $1.91 | 0d | 12 | 0.61mi |
| 2612 Stanton Ave Unit 2 Cincinnati, OH | 2.0 | 1.0 | 1020 | $1,250 | $1.23 | 25d | 1 | 0.63mi |
| 2612 Stanton Ave Unit 3 Cincinnati, OH | 2.0 | 1.0 | 1000 | $1,199 | $1.20 | 22d | 1 | 0.63mi |
| 2612 Stanton Ave Unit 1 Cincinnati, OH | 3.0 | 1.0 | 1080 | $1,599 | $1.48 | 25d | 1 | 0.63mi |
| 651 William Howard Taft Rd Cincinnati, OH | 2.0 | 2.5 | 1637 | $3,070 | $1.88 | 25d | 1 | 0.64mi |
| 2611 May St Cincinnati, OH | 2.0 | 2.5 | 1637 | $3,070 | $1.88 | 16d | 1 | 0.65mi |
| 1243 Martin Dr Unit 1056135P Cincinnati, OH | 2.0 | 1.0 | 1184 | $3,191 | $2.70 | 0d | 1 | 0.66mi |
| 1228 E McMillan St Cincinnati, OH | 1.0–2.0 | 1.0–2.0 | 1340 | $2,327 | $1.74 | 0d | 14 | 0.66mi |
| 1137 Fuller St Unit 1056121P Cincinnati, OH | 1.0–2.0 | 1.0 | 1135 | $3,653 | $3.22 | 3d | 2 | 0.74mi |
| 2624 Victory Pkwy Unit 206 Cincinnati, OH | 2.0 | 1.0 | 975 | $1,499 | $1.54 | 12d | 1 | 0.75mi |
| 2401 Salutaris Ave Cincinnati, OH | 1.0–2.0 | 1.0 | 800 | $1,300 | $1.62 | 25d | 1 | 0.80mi |
| 1404-1406 E McMillan St Cincinnati, OH | 1.0–2.0 | 1.0–1.5 | 1200 | $1,695 | $1.41 | 25d | 1 | 0.80mi |
| 236 Gilman Ave Cincinnati, OH | 3.0 | 2.5 | 1699 | $2,200 | $1.29 | 14d | 1 | 0.82mi |
| 240 Mcgregor Ave Unit 2 Cincinnati, OH | 2.0 | 2.0 | 1100 | $2,495 | $2.27 | 25d | 1 | 0.82mi |
| 240 Mcgregor Ave Unit 1 Cincinnati, OH | 2.0 | 2.0 | 1200 | $2,795 | $2.33 | 25d | 1 | 0.82mi |
| 2533 Woodburn Ave Cincinnati, OH | 3.0 | 1.0–3.0 | 912 | $3,280 | $3.60 | 0d | 40 | 0.83mi |
| 1055 St Paul Pl Cincinnati, OH | 3.0 | 1.0–2.0 | 975 | $2,995 | $3.07 | 0d | 10 | 0.86mi |
| 216 Gilman Ave Unit 1363975P Cincinnati, OH | 3.0 | 1.0 | 1776 | $3,474 | $1.96 | 5d | 1 | 0.87mi |
| 424 Liberty Hl Unit 1056033P Cincinnati, OH | 3.0 | 2.0 | 1453 | $5,780 | $3.98 | 3d | 1 | 0.96mi |
| 205 William Howard Taft Rd Cincinnati, OH | 3.0 | 2.0 | 1300 | $1,300 | $1.00 | 25d | 1 | 0.97mi |
| 509 E 12th St Cincinnati, OH | 1.0–2.0 | 1.0 | 796 | $1,200 | $1.51 | 6d | 1 | 1.00mi |
| 509 E 12th St Cincinnati, OH | 2.0 | 1.0 | 1000 | $1,200 | $1.20 | 16d | 2 | 1.00mi |
| 2716 Woodburn Ave Unit 2 Cincinnati, OH | 2.0 | 1.0 | 900 | $1,350 | $1.50 | 25d | 1 | 1.00mi |
| 324 Fairfield Ave Unit 1 Bellevue, KY | 2.0 | 1.0 | 1080 | $1,685 | $1.56 | 5d | 1 | 1.01mi |
| 324 Fairfield Ave Unit 4 Bellevue, KY | 2.0 | 1.0 | 1095 | $1,545 | $1.41 | 23d | 1 | 1.01mi |
| 1777 Sycamore St Unit 5 Cincinnati, OH | 2.0 | 1.0 | 964 | $1,530 | $1.59 | 25d | 1 | 1.03mi |
| 427 Oregon St Cincinnati, OH | 1.0–2.0 | 1.0 | 980 | $2,800 | $2.86 | 0d | 4 | 1.03mi |
| 236 Ward Ave Bellevue, KY | 3.0 | 2.0 | 1500 | $2,585 | $1.72 | 14d | 1 | 1.03mi |
HOA detail
- Monthly dues
- $175 · $2,100/yr
- Likely covers
- watergym
Listing history 46 events
-
2026-06-21days on market $200,000 Active 58 DOM
-
2026-06-18days on market $200,000 Active 55 DOM
-
2026-06-17days on market $200,000 Active 54 DOM
-
2026-06-16days on market $200,000 Active 53 DOM
-
2026-06-15days on market $200,000 Active 52 DOM
-
2026-06-13days on market $200,000 Active 50 DOM
-
2026-06-13days on market $200,000 Active 49 DOM
-
2026-06-09days on market $200,000 Active 46 DOM
-
2026-06-08days on market $200,000 Active 45 DOM
-
2026-06-07days on market $200,000 Active 44 DOM
-
2026-06-03days on market $200,000 Active 40 DOM
-
2026-06-02days on market $200,000 Active 39 DOM
-
2026-06-01days on market $200,000 Active 38 DOM
-
2026-05-31days on market $200,000 Active 37 DOM
-
2026-05-05status Active
-
2026-04-28historical Contingency Pending
-
2026-04-24$200,000 Active
-
2024-08-12historical 788-char remark
Show marketing remark (788 chars)
Beautiful townhome near the edge of Eden Park! New appliances and new 2nd floor carpet. Location, location, location! This beauty is in such a sweet location! Within just about a one-mile radius, you can take in Cincinnati Art Museum (be sure to check out Final Fridays), Playhouse in the Park, local Mt. Adams eateries and watering holes (open anywhere from morning coffee to last call), houses of worship. shopping, major-league sports, Eden Park, and Krohn Conservatory (and you can be in Northern Kentucky in just a few additional minutes)! This home has been lovingly maintained. The home is nearly 70 feet long front-to-back! Sellers have been using the basement as a home gym that also offers incredible storage. The laundry room is quite conveniently located on the 2nd floor.
-
2024-06-27$225,000 Active 788-char remark
Show marketing remark (788 chars)
Beautiful townhome near the edge of Eden Park! New appliances and new 2nd floor carpet. Location, location, location! This beauty is in such a sweet location! Within just about a one-mile radius, you can take in Cincinnati Art Museum (be sure to check out Final Fridays), Playhouse in the Park, local Mt. Adams eateries and watering holes (open anywhere from morning coffee to last call), houses of worship. shopping, major-league sports, Eden Park, and Krohn Conservatory (and you can be in Northern Kentucky in just a few additional minutes)! This home has been lovingly maintained. The home is nearly 70 feet long front-to-back! Sellers have been using the basement as a home gym that also offers incredible storage. The laundry room is quite conveniently located on the 2nd floor.
-
2024-06-27historical 788-char remark
Show marketing remark (788 chars)
Beautiful townhome near the edge of Eden Park! New appliances and new 2nd floor carpet. Location, location, location! This beauty is in such a sweet location! Within just about a one-mile radius, you can take in Cincinnati Art Museum (be sure to check out Final Fridays), Playhouse in the Park, local Mt. Adams eateries and watering holes (open anywhere from morning coffee to last call), houses of worship. shopping, major-league sports, Eden Park, and Krohn Conservatory (and you can be in Northern Kentucky in just a few additional minutes)! This home has been lovingly maintained. The home is nearly 70 feet long front-to-back! Sellers have been using the basement as a home gym that also offers incredible storage. The laundry room is quite conveniently located on the 2nd floor.
-
2024-06-15historical Contingency Pending 788-char remark
Show marketing remark (788 chars)
Beautiful townhome near the edge of Eden Park! New appliances and new 2nd floor carpet. Location, location, location! This beauty is in such a sweet location! Within just about a one-mile radius, you can take in Cincinnati Art Museum (be sure to check out Final Fridays), Playhouse in the Park, local Mt. Adams eateries and watering holes (open anywhere from morning coffee to last call), houses of worship. shopping, major-league sports, Eden Park, and Krohn Conservatory (and you can be in Northern Kentucky in just a few additional minutes)! This home has been lovingly maintained. The home is nearly 70 feet long front-to-back! Sellers have been using the basement as a home gym that also offers incredible storage. The laundry room is quite conveniently located on the 2nd floor.
-
2024-05-17$235,000 Active 788-char remark
Show marketing remark (788 chars)
Beautiful townhome near the edge of Eden Park! New appliances and new 2nd floor carpet. Location, location, location! This beauty is in such a sweet location! Within just about a one-mile radius, you can take in Cincinnati Art Museum (be sure to check out Final Fridays), Playhouse in the Park, local Mt. Adams eateries and watering holes (open anywhere from morning coffee to last call), houses of worship. shopping, major-league sports, Eden Park, and Krohn Conservatory (and you can be in Northern Kentucky in just a few additional minutes)! This home has been lovingly maintained. The home is nearly 70 feet long front-to-back! Sellers have been using the basement as a home gym that also offers incredible storage. The laundry room is quite conveniently located on the 2nd floor.
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2020-05-15soldstatus $199,900 Sold
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2020-04-08historical Contingency Pending
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2020-04-06status Active
-
2020-03-21historical Contingency Pending
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2020-03-05$199,900 Active
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2020-03-05historical
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2020-01-31$209,900 Active
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2020-01-31historical
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2019-11-15historical
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2019-11-15$214,900 Active
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2019-11-13price $224,900
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2019-11-12$214,900 Active
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2019-11-12historical
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2019-10-01$224,900 Active
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2019-10-01historical
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2019-09-11$229,900 Active
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2014-09-09soldstatus $160,000
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2014-07-16$174,000
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2009-11-20soldstatus $165,000
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2009-08-24$179,900
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2004-06-18soldstatus $178,000
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2004-01-23$185,000
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2003-03-28soldstatus $165,200
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2002-05-06$164,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 6 d/yr ≥103°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $24,687
- − Mortgage interest
- −$11,203
- − Property taxes
- −$3,000
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$1,975
- − Management
- −$1,975
- − HOA
- −$2,100
- − Depreciation
- −$5,818
- Taxable loss
- −$2,385
- Est. tax savings @ 24.0%
- +$572
- After-tax cash flow
- $1,389/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This townhome is in good condition with cosmetic updates needed to enhance its resale and rental value.
Repairs flagged
- Minor kitchen cabinets — slight wear
- Minor bathroom fixtures — basic design
Value-add opportunities
- Both update kitchen cabinets — modernizes space and adds value
- Both paint interior walls — enhances curb appeal and interior aesthetics
- Both replace bathroom fixtures — modernizes space and adds value
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| kitchen cabinets · slight wear | Minor | $500–3,000 |
| bathroom fixtures · basic design | Minor | $500–3,000 |
| Total estimated repair cost · 2 items | $1,000–6,000 |
Value-add ROI direction
- Both update kitchen cabinets — modernizes space and adds value ↑
- Both paint interior walls — enhances curb appeal and interior aesthetics ↑
- Both replace bathroom fixtures — modernizes space and adds value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Cincinnati Public Schools
- NCES district ID
- 3904375
- Math proficiency
- 25% ▼ -19.00%
- Reading proficiency
- 36% ▼ -14.00%
- Median HH income
- $35,743
- Composite
- 25.21/100
- National rank
- #7508
- State rank
- #581 of 656 in OH
Livability — Cincinnati
- Score
- 80/100
- State rank
- #130
- US rank
- #1856
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Cincinnati, OH
- County
- Hamilton County · 701,295 people
- City population
- 505,555
- Metro
- Cincinnati, OH-KY-IN
- Population (ZIP)
- 10,299
- Household income
- $62,648
- Rent vs Own
- Severe rent burden
- 618.0
Population outlook (Hamilton County) Hauer SSP2
- Today (2025)
- 826,054 people
- By 2030
- 830,947 · +0.6%
- By 2040
- 832,319 · +0.8%
- By 2050
- 822,428 · -0.4%
- By 2075
- 788,688 · -4.5%
- By 2100
- 710,674 · -14.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 50% Black 37% Two or more races 8% Hispanic / Latino 4% Asian 3%
- Common ancestry
- Slovak 2% Romanian 2% Iranian 1%
- Foreign-born
- 4% · Vietnam, Canada
- Languages at home
- 94% English-only · Spanish 2% Vietnamese 2% Other Indo-European 1%
Political lean MEDSL · Hamilton
- 2024 margin
- D (+14.9) · D 57.0% · R 42.1%
- 2008→2024 swing
- +7.9pp toward D · 2008: 7.0pp · 2024: 14.9pp
- All cycles
- 2024: D+14.9 2020: D+15.9 2016: D+9.5 2012: D+4.9 2008: D+7.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -200.07%
- Current HPI
- 227.6837
- Rent YoY
- ▲ 2.33%
- Metro
- Cincinnati, OH-KY-IN
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
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| Industrial Machinery | 3 | $49B |
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| Financial Services | 3 | $24B |
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| Consumer Goods | 2 | $93B |
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| Aerospace / Defense | 2 | $47B |
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| Utilities | 2 | $33B |
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Price history
+21.3% since first listed32 events — show timeline
- 2026-05-05 Relisted — Cincy MLS
- 2026-04-28 Contingent — Cincy MLS
- 2026-04-24 Listed $200,000 Cincy MLS
- 2024-08-12 Listing Removed — Cincy MLS
- 2024-06-27 Listing Removed — Cincy MLS
- 2024-06-27 Listed $225,000 Cincy MLS
- 2024-06-15 Contingent — Cincy MLS
- 2024-05-17 Listed $235,000 Cincy MLS
- 2020-05-15 Sold (MLS) $199,900 Cincy MLS
- 2020-04-08 Contingent — Cincy MLS
- 2020-04-06 Relisted — Cincy MLS
- 2020-03-21 Contingent — Cincy MLS
- 2020-03-05 Listing Removed — Cincy MLS
- 2020-03-05 Listed $199,900 Cincy MLS
- 2020-01-31 Listing Removed — Cincy MLS
- 2020-01-31 Listed $209,900 Cincy MLS
- 2019-11-15 Listed $214,900 Cincy MLS
- 2019-11-15 Listing Removed — Cincy MLS
- 2019-11-13 Price Changed $224,900 Cincy MLS
- 2019-11-12 Listing Removed — Cincy MLS
- 2019-11-12 Listed $214,900 Cincy MLS
- 2019-10-01 Listing Removed — Cincy MLS
- 2019-10-01 Listed $224,900 Cincy MLS
- 2019-09-11 Listed $229,900 Cincy MLS
- 2014-09-09 Sold (MLS) $160,000 Cincy MLS
- 2014-07-16 Listed $174,000 Cincy MLS
- 2009-11-20 Sold (MLS) $165,000 Cincy MLS
- 2009-08-24 Listed $179,900 Cincy MLS
- 2004-06-18 Sold (MLS) $178,000 Cincy MLS
- 2004-01-23 Listed $185,000 Cincy MLS
- 2003-03-28 Sold (MLS) $165,200 Cincy MLS
- 2002-05-06 Listed $164,900 Cincy MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…