541 N Daughtry St · Rocky Mount, NC 27801

$138,000

3 bd · 1.0 ba · 1,244 sqft · SingleFamily public records · 215 Days on market

Built 1944 7,840 sqft lot Est $129k · 7% over

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.0/30.0
• DSCR +7.8/10.0
• 1% rule +5.3/10.0
• ARV discount +4.5/15.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

Key facts

• Arched doorways
• Cozy fireplace
• 7,840 sq ft lot

Tags

• ORIGINAL HARDWOOD FLOORS
• COZY FIREPLACE
• ARCHED DOORWAYS
• BUILT-INS IN DINING ROOM
• ORIGINAL PICTURE WINDOW
• BLACK-AND-WHITE TILE BATHROOM

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $138k.

Deal economics

• At list price, monthly cash flow is $271 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $138k).
• Recommended offer: $121k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.7% vs local median 4.5% in Rocky Mount — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#134 in NC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, employment F.
• Edgecombe County Public Schools (rural): math 21% / reading 27% proficiency, ranked #163 of 178 in NC (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Southwest Edgecombe High (math 42% / reading 37%, grade F, #393 of 535 statewide, top 75%, 802 students, 100% FRL) — zoned schools average 100% FRL vs 74% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 40% at this address vs 24% district-wide (+16 pts) — the actual schools serving this property are materially stronger than the Edgecombe County Public Schools average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: 133 active listings in the ZIP; lower-income renter base — watch delinquency; 50 units permitted in Edgecombe County in 2024 (5 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $954 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Edgecombe County population projected at -34% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 215 days — a 12% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 3y ago; this cycle's ask has dropped $40k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $40k; list at $138k implies a 245% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1944 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $121,440 (12.0% below list)

Questions for the listing agent

1. It's been on market 215 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1944 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.03% ✓
• Cap rate: 8.65%
• Cash-on-cash: 8.43%
• DSCR: 1.38
• GRM: 8.1

CMA / ARV

• ARV (on-the-fly): $129,376
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
818 Eastern Ave	0.34mi	2/1.0 (-1)	1,200 (-4%)	2mo	$142,000	$118	71
230 Park Ave	0.19mi	3/1.0	1,072 (-14%)	2mo	$38,000	$35	66
521 Pennsylvania Ave	0.53mi	3/1.0	1,316 (+6%)	1mo	$116,000	$88	64
712 Salisbury Dr	0.64mi	3/2.0	1,240 (-0%)	4mo	$196,000	$158	63
818 E Holly St	0.26mi	3/2.0	1,126 (-10%)	8mo	$221,000	$196	62
412 Suburb St	0.36mi	3/1.0	1,353 (+9%)	9mo	$130,000	$96	61
1010 Scott St	0.44mi	3/1.0	1,136 (-9%)	8mo	$123,000	$108	58
644 Carolina Ave	0.62mi	3/2.0	1,189 (-4%)	10mo	$105,000	$88	52
1616 Windsor Dr	0.70mi	3/2.0	1,149 (-8%)	2mo	$150,000	$131	49
1035 Moore St	0.49mi	3/1.5	1,073 (-14%)	9mo	$91,000	$85	45
1316 N Oakwood Dr	0.75mi	3/2.0	1,348 (+8%)	8mo	$139,900	$104	41
621 Clark St	0.74mi	3/1.0	1,401 (+13%)	9mo	$45,000	$32	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -3.5%
• Equity multiple: 0.87×
• Total profit: $-5,117
• Equity at exit: $20,576

10-year hold

• IRR: 6.1%
• Equity multiple: 1.46×
• Total profit: $17,633
• Equity at exit: $11,932

Cash invested: $38,640 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 85 Strongly Landlord-Friendly
• State North Carolina: 85 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

10-day notice; preempted; landlord-favorable but court speed varies.

Methodology + full state rankings →

ZIP-level market 27801

• Home prices YoY: -5.6%
• Active inventory: 133
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $1,420 medium
• Mortgage (P&I): −$724
• Tax from tax record: −$69 /mo · $831/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$298
• Net cashflow: $271

Break-even live

Break-even rent $1,077

Max offer price $138,000

Occupancy floor 76%

Sensitivity live

Price	-10% $350	-5% $310	+0% $271	+5% $232	+10% $193
Rent	-10% $159	-5% $215	+0% $271	+5% $328	+10% $384
Rate	-1.0pp $341	-0.5pp $307	base $271	+0.5pp $236	+1.0pp $199

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,500
• Closing costs: $4,140
• Reserves months: —
• Total cash needed: —

Listing history 36 events

1. 2026-06-21
   days on market $138,000 Active 215 DOM
2. 2026-06-19
   days on market $138,000 Active 213 DOM
3. 2026-06-18
   days on market $138,000 Active 212 DOM
4. 2026-06-17
   days on market $138,000 Active 211 DOM
5. 2026-06-16
   days on market $138,000 Active 210 DOM
6. 2026-06-15
   days on market $138,000 Active 209 DOM
7. 2026-06-14
   days on market $138,000 Active 207 DOM
8. 2026-06-13
   status $138,000 Active 206 DOM
9. 2026-04-24
   status Pending 738-char remark

   Show marketing remark (738 chars)

   This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

10. 2026-04-24
    status Pending

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

11. 2026-03-20
    status Active 738-char remark

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

12. 2026-03-20
    status Active

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

13. 2026-03-14
    status Pending

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

14. 2026-03-14
    status Pending 738-char remark

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

15. 2025-11-22
    price $138,000
16. 2025-11-21
    price $138,000 738-char remark

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

17. 2025-11-20
    price $136,000 738-char remark

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

18. 2025-11-20
    price $136,000

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

19. 2025-11-19
    price $137,000 738-char remark

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

20. 2025-11-19
    price $137,000

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

21. 2025-11-19
    price $138,000

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

22. 2025-11-19
    price $138,000 738-char remark

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

23. 2025-11-18
    price $139,000

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

24. 2025-11-18
    price $139,000 738-char remark

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

25. 2025-11-04
    price $159,000

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

26. 2025-11-04
    price $159,000 738-char remark

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

27. 2025-10-13
    price $164,900

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

28. 2025-10-13
    price $164,900 738-char remark

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

29. 2025-09-23
    listed $178,500 Active 738-char remark

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

30. 2025-09-23
    listed $178,500 Active

    Show marketing remark (738 chars)

    This 3-bedroom, 1-bath home offers timeless character with modern updates. Features include original hardwood floors, a cozy fireplace, and arched doorways with built-ins in the dining room. The original picture window brightens the living room, and the classic black-and-white tile bathroom adds vintage charm. Recent updates include new windows, new mini splits, and a new hot water heater. Outside, enjoy the front porch made for sitting, a fenced backyard with a Maple, Pecan and an Oak Tree providing lots of shade and an adjoining second lot for extra private space. Conveniently located near shopping, dining, and main roadways—this home blends style, comfort, and practicality. Don't miss this opportunity! Motivated Seller!

31. 2025-08-04
    historical
32. 2025-05-30
    listed $162,500 Active
33. 2025-05-07
    historical
34. 2023-10-20
    soldstatus $40,000 Closed
35. 2023-09-02
    status Pending
36. 2023-08-31
    listed $29,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NC · Resets to sale price

• Current annual tax: $831 · $69/mo
• Projected year-2 tax: $1,132 · $94/mo
• Expected delta: +$300/yr (+$25/mo · 36.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 16 d/yr by 30 yrs out
• 💨 Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,041
• − Mortgage interest: −$7,730
• − Property taxes: −$831
• − Insurance: −$690
• − Repairs & maintenance: −$1,363
• − Management: −$1,363
• − Depreciation: −$4,015
• Taxable income: $1,049
• Est. tax owed @ 24.0%: −$252
• After-tax cash flow: $3,005/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Edgecombe County Public Schools
• NCES district ID: 3701320
• Math proficiency: 21% ▼ -2.00%
• Reading proficiency: 27% ▲ 2.00%
• Median HH income: $35,711
• Composite: 19.85/100
• National rank: #8696
• State rank: #163 of 178 in NC

Livability — Rocky Mount

• Score: 70/100
• State rank: #134
• US rank: #7692

Category grades

Amenities F Commute B+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Rocky Mount, NC
• County: Edgecombe County · 37,913 people
• City population: 70,300
• Metro: Rocky Mount, NC
• Population (ZIP): 19,532
• Household income: $44,884
• Rent vs Own: 50.7% rent · 49.3% own
• Severe rent burden: 900.0

Population outlook (Edgecombe County) Hauer SSP2

• Today (2025): 47,800 people
• By 2030: 44,396 · -7.1%
• By 2040: 37,562 · -21.4%
• By 2050: 31,495 · -34.1%
• By 2075: 20,943 · -56.2%
• By 2100: 13,674 · -71.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (70%)
• Race & ethnicity: Black 70% White 24% Two or more races 3% Hispanic / Latino 1%
• Common ancestry: Romanian 1%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Edgecombe

• 2024 margin: Strong D (+22.7) · D 61.0% · R 38.3%
• 2008→2024 swing: -11.8pp toward R · 2008: 34.5pp · 2024: 22.7pp
• All cycles: 2024: D+22.7 2020: D+27.0 2016: D+32.2 2012: D+36.4 2008: D+34.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -17.65%
• Current HPI: 296.3428
• Rent YoY: —
• Metro: Rocky Mount, NC
• State GDP YoY: ▲ 3.28%
• F500 in state: 26

Industry mix (Fortune 500 HQ in NC)

Industry	F500 HQs	Revenue
▸Financial Services	2	$213B
▸Retail	2	$95B
▸Industrial Conglomerate	1	$38B
▸Metals / Steel	1	$35B
▸Utilities	1	$30B
▸Industrial Machinery	1	$19B

Price history

+361.5% since first listed

28 events — show timeline

• 2026-04-24 Pending — Hive MLS
• 2026-04-24 Pending — TMLS
• 2026-03-20 Relisted — Hive MLS
• 2026-03-20 Relisted — TMLS
• 2026-03-14 Pending — TMLS
• 2026-03-14 Pending — Hive MLS
• 2025-11-22 Price Changed $138,000 TMLS
• 2025-11-21 Price Changed $138,000 Hive MLS
• 2025-11-20 Price Changed $136,000 Hive MLS
• 2025-11-20 Price Changed $136,000 TMLS
• 2025-11-19 Price Changed $137,000 Hive MLS
• 2025-11-19 Price Changed $137,000 TMLS
• 2025-11-19 Price Changed $138,000 TMLS
• 2025-11-19 Price Changed $138,000 Hive MLS
• 2025-11-18 Price Changed $139,000 TMLS
• 2025-11-18 Price Changed $139,000 Hive MLS
• 2025-11-04 Price Changed $159,000 TMLS
• 2025-11-04 Price Changed $159,000 Hive MLS
• 2025-10-13 Price Changed $164,900 TMLS
• 2025-10-13 Price Changed $164,900 Hive MLS
• 2025-09-23 Listed $178,500 TMLS
• 2025-09-23 Listed $178,500 Hive MLS
• 2025-08-04 Listing Removed — TMLS
• 2025-05-30 Listed $162,500 TMLS
• 2025-05-07 Coming Soon — TMLS
• 2023-10-20 Sold (MLS) $40,000 Hive MLS
• 2023-09-02 Pending — Hive MLS
• 2023-08-31 Listed $29,900 Hive MLS

Property tax history

+5.1%/yr

Latest (2025): $831 · +0.9% YoY. Source: county tax records.