6065 Longview Rd · Prichard, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 9/10 · Severe
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.0/30.0
- ARV discount +15.0/15.0
- DSCR +4.9/10.0
- 1% rule +3.2/10.0
- Livability +2.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
- Appreciation +0.0/10.0
$155,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Completely redone home, come take a look at this home. Do you like a country setting with convenience? This could be the one. All new floors, new paint, and lots more.
Key facts
- 0.45 acre lot
- Garage
- Built 1963
Property features AI
Finance
- Other: No land lease; No pool or spa; No additional structures; Accessibility features: none
Exterior
- Parking: Carport (2 spaces); Driveway
- Utilities: Electric service (other); Septic tank; Other utilities
- Home design: Single family residence; Residential property
- Construction: Built in 1963; Shingle roof; Slab foundation
- Exterior features: Other exterior features; No fencing; View
Interior
- Kitchen: Dishwasher; Electric range; Eat-in kitchen
- Bedrooms: 3 bedrooms
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Crown molding
- Laundry & utility: No basement; Septic tank
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $155k.
Deal economics
- At list price, monthly cash flow is $77 ($920/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $128k (17.7% below list).
- Recommended offer: $128k (17.7% below list) — sets the bar for 1% rule.
- Cap rate 6.9% vs local median 11.4% in Prichard — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 54/100 on livability (#472 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: crime F, amenities F, commute F.
- Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Indian Springs Elementary School (math 12% / reading 27%, grade F, #467 of 627 statewide, top 76%, 368 students, 75% FRL); Mary G Montgomery High School (math 13% / reading 18%, grade F, #211 of 305 statewide, top 69%, 1,965 students, 53% FRL) — zoned schools at 64% FRL track the district average.
- Market conditions: 92 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 67 days — a 6% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $62k; list at $155k implies a 152% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 67 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 6.89%
- Cash-on-cash
- 2.12%
- DSCR
- 1.09
- GRM
- 10.1
CMA / ARV
- ARV (on-the-fly)
- $187,824
- Comps found
- 5
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3373 Angela's Ct | 0.65mi | 3/2.0 | 1,162 (+6%) | 3mo | $200,000 | $172 | 56 |
| 3392 Angela's Ct | 0.60mi | 3/2.0 | 1,162 (+6%) | 9mo | $214,000 | $184 | 54 |
| 3402 Angela's Ct | 0.62mi | 3/2.0 | 1,160 (+6%) | 12mo | $199,000 | $172 | 51 |
| 3382 Angela's Ct | 0.64mi | 3/2.0 | 1,189 (+9%) | 9mo | $198,000 | $167 | 48 |
| 4020 Greaves Rd | 0.53mi | 2/2.0 (-1) | 1,200 (+10%) | 23mo | $48,000 | $40 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -13.0%
- Equity multiple
- 0.53×
- Total profit
- $-20,302
- Equity at exit
- $23,111
- IRR
- -4.1%
- Equity multiple
- 0.73×
- Total profit
- $-11,666
- Equity at exit
- $13,402
Cash invested: $43,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 36613
- Home prices YoY
- -23.9%
- Active inventory
- 92
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $1,275 medium interval (Pro) →
- Mortgage (P&I)
- −$813
- Tax from tax record
- −$53 /mo · $638/yr
- Insurance
- −$65
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$268
- Net cashflow
- $77
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $38,750
- Closing costs
- $4,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3412 Laverne Dr E Mobile, AL | 2.0 | 1.0 | 1000 | $1,275 | $1.27 | 20d | 1 | 1.27mi |
Listing history 12 events
-
2026-06-01status $155,000 Pending 67 DOM
-
2026-05-31days on market $155,000 Active 67 DOM
-
2026-05-30days on market $155,000 Active 66 DOM
-
2026-05-21status Active
-
2026-04-02status Pending
-
2026-03-23status Active
-
2026-03-22status Pending
-
2026-02-23status Active
-
2026-02-10historical Active Under Contract
-
2026-02-07status Pending
-
2026-01-30$155,000 Active
-
2022-06-23soldstatus $61,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $638 · $53/mo
- Projected year-2 tax
- $638 · $53/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,300
- − Mortgage interest
- −$8,682
- − Property taxes
- −$638
- − Insurance
- −$775
- − Repairs & maintenance
- −$1,224
- − Management
- −$1,224
- − Depreciation
- −$4,509
- Taxable loss
- −$1,753
- Est. tax savings @ 24.0%
- +$421
- After-tax cash flow
- $1,340/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Mobile County
- NCES district ID
- 0102370
- Math proficiency
- 15% ▼ -28.00%
- Reading proficiency
- 39% ▬ 0.00%
- Median HH income
- $42,455
- Composite
- 22.9/100
- National rank
- #8002
- State rank
- #81 of 129 in AL
Livability — Prichard
- Score
- 54/100
- State rank
- #472
- US rank
- #24080
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 13,402
- Population (ZIP)
- 12,082
Population outlook (Mobile County) Hauer SSP2
- Today (2025)
- 415,303 people
- By 2030
- 411,755 · -0.9%
- By 2040
- 399,670 · -3.8%
- By 2050
- 382,616 · -7.9%
- By 2075
- 337,353 · -18.8%
- By 2100
- 283,391 · -31.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (52%)
- Race & ethnicity
- Black 52% White 44% Two or more races 3% Hispanic / Latino 2%
- Common ancestry
- Lithuanian 2% Italian 2% Slovak 2%
- Foreign-born
- 0%
- Languages at home
- 99% English-only · Spanish 1%
Political lean MEDSL · Mobile
- 2024 margin
- R (+16.4) · D 41.3% · R 57.7%
- 2008→2024 swing
- -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
- All cycles
- 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -65.49%
- Current HPI
- 208.8677
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
||
Price history
+152.0% since first listed9 events — show timeline
- 2026-05-21 Relisted — GCMLS AL
- 2026-04-02 Pending — GCMLS AL
- 2026-03-23 Relisted — GCMLS AL
- 2026-03-22 Pending — GCMLS AL
- 2026-02-23 Relisted — GCMLS AL
- 2026-02-10 Contingent — GCMLS AL
- 2026-02-07 Pending — GCMLS AL
- 2026-01-30 Listed $155,000 GCMLS AL
- 2022-06-23 Sold (Public Records) $61,500 Public Records
Property tax history
+1.6%/yrLatest (2023): $638 · +6.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…