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6065 Longview Rd
D+ Composite 49.16
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +4.9/10.0
  • 1% rule +3.2/10.0
  • Livability +2.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$155,000

6065 Longview Rd · Prichard, AL 36613
3 bd · 2.0 ba · 1,092 sqft · SingleFamily public records · 67 Days on market
Built 1963 0.45 ac lot Est $188k · 17% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Completely redone home, come take a look at this home. Do you like a country setting with convenience? This could be the one. All new floors, new paint, and lots more.

Key facts

  • 0.45 acre lot
  • Garage
  • Built 1963

Property features AI

Finance

  • Other: No land lease; No pool or spa; No additional structures; Accessibility features: none

Exterior

  • Parking: Carport (2 spaces); Driveway
  • Utilities: Electric service (other); Septic tank; Other utilities
  • Home design: Single family residence; Residential property
  • Construction: Built in 1963; Shingle roof; Slab foundation
  • Exterior features: Other exterior features; No fencing; View

Interior

  • Kitchen: Dishwasher; Electric range; Eat-in kitchen
  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Crown molding
  • Laundry & utility: No basement; Septic tank

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $155k.

Deal economics

  • At list price, monthly cash flow is $77 ($920/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $128k (17.7% below list).
  • Recommended offer: $128k (17.7% below list) — sets the bar for 1% rule.
  • Cap rate 6.9% vs local median 11.4% in Prichard — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 54/100 on livability (#472 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: crime F, amenities F, commute F.
  • Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Indian Springs Elementary School (math 12% / reading 27%, grade F, #467 of 627 statewide, top 76%, 368 students, 75% FRL); Mary G Montgomery High School (math 13% / reading 18%, grade F, #211 of 305 statewide, top 69%, 1,965 students, 53% FRL) — zoned schools at 64% FRL track the district average.
  • Market conditions: 92 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 67 days — a 6% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $62k; list at $155k implies a 152% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $127,500 (17.7% below list)

Questions for the listing agent

  1. It's been on market 67 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  2. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.89%
Cash-on-cash
2.12%
DSCR
1.09
GRM
10.1

CMA / ARV

ARV (on-the-fly)
$187,824
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3373 Angela's Ct 0.65mi 3/2.0 1,162 (+6%) 3mo $200,000 $172 56
3392 Angela's Ct 0.60mi 3/2.0 1,162 (+6%) 9mo $214,000 $184 54
3402 Angela's Ct 0.62mi 3/2.0 1,160 (+6%) 12mo $199,000 $172 51
3382 Angela's Ct 0.64mi 3/2.0 1,189 (+9%) 9mo $198,000 $167 48
4020 Greaves Rd 0.53mi 2/2.0 (-1) 1,200 (+10%) 23mo $48,000 $40 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-13.0%
Equity multiple
0.53×
Total profit
$-20,302
Equity at exit
$23,111
10-year hold
IRR
-4.1%
Equity multiple
0.73×
Total profit
$-11,666
Equity at exit
$13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36613

Home prices YoY
-23.9%
Active inventory
92
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,275 medium interval (Pro) →
Mortgage (P&I)
$813
Tax from tax record
$53 /mo · $638/yr
Insurance
$65
HOA
$0
Vacancy / Maint / Mgmt
$268
Net cashflow
$77

Break-even live

Break-even rent $1,178
Max offer price $155,000
Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,750
Closing costs
$4,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3412 Laverne Dr E Mobile, AL 2.0 1.0 1000 $1,275 $1.27 20d 1 1.27mi

Listing history 12 events

  1. 2026-06-01
    status $155,000 Pending 67 DOM
  2. 2026-05-31
    days on market $155,000 Active 67 DOM
  3. 2026-05-30
    days on market $155,000 Active 66 DOM
  4. 2026-05-21
    status Active
  5. 2026-04-02
    status Pending
  6. 2026-03-23
    status Active
  7. 2026-03-22
    status Pending
  8. 2026-02-23
    status Active
  9. 2026-02-10
    historical Active Under Contract
  10. 2026-02-07
    status Pending
  11. 2026-01-30
    listed $155,000 Active
  12. 2022-06-23
    soldstatus $61,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$638 · $53/mo
Projected year-2 tax
$638 · $53/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,300
− Mortgage interest
−$8,682
− Property taxes
−$638
− Insurance
−$775
− Repairs & maintenance
−$1,224
− Management
−$1,224
− Depreciation
−$4,509
Taxable loss
−$1,753
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$421
After-tax cash flow
$1,340/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mobile County
NCES district ID
0102370
Math proficiency
15% ▼ -28.00%
Reading proficiency
39% ▬ 0.00%
Median HH income
$42,455
Composite
22.9/100
National rank
#8002
State rank
#81 of 129 in AL

Livability — Prichard

Score
54/100
State rank
#472
US rank
#24080

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
13,402
Population (ZIP)
12,082

Population outlook (Mobile County) Hauer SSP2

Today (2025)
415,303 people
By 2030
411,755 · -0.9%
By 2040
399,670 · -3.8%
By 2050
382,616 · -7.9%
By 2075
337,353 · -18.8%
By 2100
283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (52%)
Race & ethnicity
Black 52% White 44% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Lithuanian 2% Italian 2% Slovak 2%
Foreign-born
0%
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Mobile

2024 margin
R (+16.4) · D 41.3% · R 57.7%
2008→2024 swing
-7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
All cycles
2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.49%
Current HPI
208.8677
Rent YoY
Metro
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+152.0% since first listed
9 events — show timeline
  • 2026-05-21 Relisted GCMLS AL
  • 2026-04-02 Pending GCMLS AL
  • 2026-03-23 Relisted GCMLS AL
  • 2026-03-22 Pending GCMLS AL
  • 2026-02-23 Relisted GCMLS AL
  • 2026-02-10 Contingent GCMLS AL
  • 2026-02-07 Pending GCMLS AL
  • 2026-01-30 Listed $155,000 GCMLS AL
  • 2022-06-23 Sold (Public Records) $61,500 Public Records

Property tax history

+1.6%/yr

Latest (2023): $638 · +6.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…