11216 Kelly Green Ave · Balm, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +10.1/15.0
- Cash flow +6.8/30.0
- Appreciation +3.8/10.0
- Schools +3.8/10.0
- Condition / age +3.8/5.0
- Livability +3.2/5.0
- 1% rule +2.8/10.0
- Rent growth +1.9/5.0
- DSCR +1.0/10.0
$299,000
11216 Kelly Green Ave · Balm, FL 33598
3 bd · 2.0 ba · 1,561 sqft · SingleFamily
public records
· 125 Days on market
Built 2021
5,500 sqft lot
2-car garage
$192/sqft
· 6% below area
Est $318k · 6% under
$20/mo HOA · 1% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Beautifully maintained 3-bedroom, 2-bathroom home featuring an open layout perfect for comfortable living and entertaining. This move-in ready home comes complete with all GE kitchen appliances, a Samsung washer and dryer, and an Amazon smart thermostat that will all convey with the property. The home also includes a whole-home water softener, a whole-home water filtration system, and an under-sink kitchen water purifier for added convenience and quality living. For added peace of mind, the HVAC system has been recently serviced and is operating efficiently. Enjoy the privacy of a fully fenced backyard with plenty of space to relax, entertain, or create your own outdoor retreat.
Key facts
- Fitness center
- Clubhouse
- Swimming pool
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $299k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-464 ($-6k/yr) — negative.
- To cash-flow at today's rent, offer at most $217k (27.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $232k (22.4% below list).
- Recommended offer: $217k (27.4% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 63/100 on livability (#742 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Belmont Elementary School (math 42% / reading 45%, grade F, #1,345 of 2,144 statewide, top 64%, 987 students, 44% FRL); Shields Middle School (math 29% / reading 27%, grade F, #486 of 571 statewide, top 86%, 1,867 students, 68% FRL); Jule F Sumner High School (math 43% / reading 43%, grade F, #255 of 667 statewide, top 39%, 3,827 students, 43% FRL) — zoned schools at 52% FRL track the district average.
- Market conditions: Rents soft (-2.5%/yr); 962 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 41d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-2.4%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 125 days — a 12% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$216,976
(27.4% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 125 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.78% ✗
- Cap rate
- 4.43%
- Cash-on-cash
- -6.66%
- DSCR
- 0.70
- GRM
- 10.7
CMA / ARV
- ARV (median comp)
- $317,569
- List price
- $299,000
- Delta
- -5.85%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 10248 Carloway Hills Dr | 0.11mi | 3/2.0 | 1,451 (-7%) | 0mo | $268,500 | $185 | 83 |
| 14524 Scottburgh Glen Dr | 0.38mi | 3/2.0 | 1,720 (+10%) | 2mo | $310,000 | $180 | 64 |
| 15406 Florida Breeze Loop | 0.60mi | 4/2.0 (+1) | 1,612 (+3%) | 5mo | $305,000 | $189 | 58 |
| 14616 Crescent Rock Dr | 0.27mi | 3/2.0 | 1,451 (-7%) | 22mo | $350,000 | $241 | 57 |
| 15404 Bama Breeze Pl | 0.57mi | 3/2.0 | 1,372 (-12%) | 2mo | $300,000 | $219 | 52 |
| 14405 Scottburgh Glen Dr | 0.67mi | 3/2.5 | 1,749 (+12%) | 2mo | $298,960 | $171 | 45 |
| 14449 Scottburgh Glen Dr | 0.51mi | 3/2.0 | 1,333 (-15%) | 24mo | $315,000 | $236 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-2.35% appreciation · 0.0% rent growth · sell at horizon
5-year hold
- IRR
- -25.7%
- Equity multiple
- 0.09×
- Total profit
- $-76,391
- Equity at exit
- $53,363
10-year hold
- IRR
- -28.7%
- Equity multiple
- -0.47×
- Total profit
- $-122,924
- Equity at exit
- $41,192
Cash invested: $83,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 31 active · 37 under contract
- Months of supply
- 16.9 mo (6%/mo absorbed)
- Median asking
- $335,000 ($203/sqft)
- Median days on market
- 86 d
- This list price
- 23% of active listings are priced below it
- ARV vs active asking
- +0.3% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33598
- Home prices YoY
- -0.9%
- Rents YoY
- -2.5%
- Active inventory
- 962
- Price-to-rent
- 10.7×
Monthly cashflow live
↻
- Estimated rent
- $2,320 high interval (Pro) →
- Mortgage (P&I)
- −$1,568
- Tax from tax record
- −$584 /mo · $7,014/yr
- Insurance
- −$125
- HOA
- −$20
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$487
- Net cashflow
- $-464
Break-even live
Break-even rent
$2,908
Max offer price
$216,976
Occupancy floor
—
Sensitivity live
| Price | -10% $-295 | -5% $-380 | +0% $-464 | +5% $-549 | +10% $-634 |
|---|---|---|---|---|---|
| Rent | -10% $-648 | -5% $-556 | +0% $-464 | +5% $-373 | +10% $-281 |
| Rate | -1.0pp $-314 | -0.5pp $-388 | base $-464 | +0.5pp $-542 | +1.0pp $-621 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,750
- Closing costs
- $8,970
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 14906 Imperial Purple Ln Wimauma, FL | 3.0 | 2.0 | 1771 | $2,250 | $1.27 | 113d | 1 | 0.05mi |
| 14906 Imperial Purple Ln Wimauma, FL | 3.0 | 2.0 | 1561 | $2,150 | $1.38 | 89d | 1 | 0.05mi |
| 10237 Carloway Hills Dr Wimauma, FL | 4.0 | 2.5 | 1914 | $2,051 | $1.07 | 40d | 1 | 0.09mi |
| 14810 Crescent Rock Dr Wimauma, FL | 3.0 | 2.0 | 1461 | $1,981 | $1.36 | 10d | 1 | 0.11mi |
| 10129 Carloway Hills Dr Wimauma, FL | 3.0 | 2.0 | 1451 | $1,779 | $1.23 | 10d | 1 | 0.31mi |
| 10132 Carloway Hills Dr Wimauma, FL | 4.0 | 2.0 | 1936 | $2,435 | $1.26 | 7d | 1 | 0.32mi |
| 10438 Carloway Hills Dr Wimauma, FL | 4.0 | 3.0 | 1860 | $2,500 | $1.34 | 120d | 1 | 0.36mi |
| 14525 Scottburgh Glen Dr Wimauma, FL | 3.0 | 2.0 | 1704 | $3,000 | $1.76 | 81d | 1 | 0.41mi |
| 14517 Dunrobin Dr Wimauma, FL | 4.0 | 2.5 | 2178 | $2,399 | $1.10 | 76d | 1 | 0.45mi |
| 14503 Dunrobin Dr Wimauma, FL | 3.0 | 2.0 | 1978 | $2,161 | $1.09 | 4d | 1 | 0.50mi |
| 15542 Florida Breeze Loop Wimauma, FL | 3.0 | 2.0 | 1484 | $1,849 | $1.25 | 40d | 1 | 0.55mi |
| 15407 Winter Breeze Ln Wimauma, FL | 4.0 | 2.0 | 1598 | $2,029 | $1.27 | 24d | 1 | 0.57mi |
| 15532 Florida Breeze Loop Wimauma, FL | 3.0 | 2.0 | 1493 | $1,931 | $1.29 | 10d | 1 | 0.59mi |
| 10853 Kirkwall Port Dr Wimauma, FL | 3.0 | 2.0 | 1598 | $2,149 | $1.34 | 0d | 1 | 0.61mi |
| 10931 Rainbow Pyrite Dr Wimauma, FL | 4.0 | 2.0 | 1937 | $1,986 | $1.03 | 4d | 1 | 0.66mi |
| 10520 Standing Stone Dr Wimauma, FL | 3.0 | 2.0 | 1744 | $2,095 | $1.20 | 10d | 1 | 0.66mi |
| 10633 Standing Stone Dr Wimauma, FL | 4.0 | 2.0 | 1922 | $2,600 | $1.35 | 29d | 1 | 0.79mi |
| 10763 Carloway Hills Dr Wimauma, FL | 3.0 | 2.5 | 1971 | $2,169 | $1.10 | 0d | 1 | 0.80mi |
| 11102 Carrick Stone St Wimauma, FL | 4.0 | 2.0 | 1851 | $2,495 | $1.35 | 24d | 1 | 0.81mi |
| 10653 Standing Stone Dr Wimauma, FL | 3.0 | 2.0 | 1592 | $1,600 | $1.01 | 89d | 1 | 0.83mi |
| 10708 Standing Stone Dr Wimauma, FL | 4.0 | 3.0 | 2200 | $2,365 | $1.07 | 0d | 1 | 0.85mi |
| 10752 Carloway Hills Dr Wimauma, FL | 4.0 | 2.0 | 1815 | $2,129 | $1.17 | 74d | 1 | 0.87mi |
| 15628 Aurora Lake Cir Wimauma, FL | 2.0 | 2.0 | 1747 | $2,200 | $1.26 | 120d | 1 | 0.90mi |
| 14456 Barley Field Dr Wimauma, FL | 3.0 | 2.0 | 1935 | $2,159 | $1.12 | 63d | 1 | 0.90mi |
| 10736 Standing Stone Dr Wimauma, FL | 3.0 | 2.0 | 1349 | $2,079 | $1.54 | 42d | 1 | 0.92mi |
| 10737 Standing Stone Dr Wimauma, FL | 4.0 | 2.0 | 1603 | $2,300 | $1.43 | 40d | 1 | 0.95mi |
| 14310 Alistar Manor Dr Wimauma, FL | 3.0 | 2.0 | 1401 | $2,400 | $1.71 | 27d | 1 | 0.99mi |
| 14435 Barley Field Dr Wimauma, FL | 4.0 | 2.0 | 2046 | $2,231 | $1.09 | 109d | 1 | 0.99mi |
| 14412 Barley Field Dr Wimauma, FL | 4.0 | 2.0 | 1840 | $2,139 | $1.16 | 63d | 1 | 1.00mi |
| 14217 Poke Ridge Dr Riverview, FL | 3.0 | 2.5 | 1913 | $2,431 | $1.27 | 81d | 1 | 1.19mi |
| 13924 Arbor Pines Dr Riverview, FL | 4.0 | 2.5 | 1920 | $2,545 | $1.33 | 120d | 1 | 1.19mi |
| 11338 Hudson Hills Ln Riverview, FL | 3.0 | 2.0 | 1516 | $2,031 | $1.34 | 24d | 1 | 1.19mi |
| 10906 Carlton Fields Dr Riverview, FL | 3.0 | 2.0 | 1510 | $2,150 | $1.42 | 10d | 1 | 1.20mi |
| 14471 Stagedoor Johnny Pl Ruskin, FL | 1.0–3.0 | 1.0–2.0 | 1138 | $2,234 | $1.96 | 0d | 32 | 1.20mi |
| 10977 Carlton Fields Dr Riverview, FL | 3.0 | 2.0 | 1516 | $2,000 | $1.32 | 44d | 1 | 1.20mi |
| 14207 Poke Ridge Dr Riverview, FL | 3.0 | 3.0 | 1897 | $2,350 | $1.24 | 119d | 1 | 1.23mi |
| 14207 Poke Ridge Dr Riverview, FL | 3.0 | 2.5 | 1897 | $2,495 | $1.32 | 89d | 1 | 1.23mi |
| 14454 Easy Goer St Ruskin, FL | 3.0 | 2.5 | 1666 | $2,000 | $1.20 | 64d | 1 | 1.24mi |
| 14454 Easy Goer St Ruskin, FL | 3.0 | 2.5 | 1701 | $1,900 | $1.12 | 10d | 1 | 1.24mi |
| 14452 Easy Goer St Ruskin, FL | 3.0 | 2.5 | 1701 | $2,250 | $1.32 | 108d | 1 | 1.24mi |
Property features AI
Finance
- Other
- UnfurnishedLiving area about 1,561 (public records)Total building area about 2,002 (public records)Lot size about 0.13 acre
- Financial info
- CDD presentLease restrictions apply
- HOA & community
- HOA (PrimeHOA) with required association approvalHOA fee approximately $20.95 per month (about $251.42 annually)Community clubhouse, community mailbox, playground, and poolPets allowed with breed restrictions; cats and dogs OK
Exterior
- Parking
- Attached garage2-car garage
- Utilities
- Public waterPublic sewerCable connected
- Home design
- Single-family residenceOne storyEntry level: OneFaces southZoned PD
- Construction
- Block and stucco constructionShingle roofSlab foundationBuilt on one level
- Exterior features
- Hurricane shuttersSidewalkSliding doorsVinyl fencingAsphalt road accessLot dimensions approximately 50 x 110
Interior
- Kitchen
- CooktopRangeMicrowaveDishwasherDisposalRefrigeratorWater filtration / purifier
- Bedrooms
- 3 bedrooms
- Flooring
- CarpetTile
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heatCentral air
- Interior features
- Ceiling fansOpen floor plan
- Laundry & utility
- Inside laundry roomWasherDryer
HOA detail $20/mo · $240/yr
- Likely covers
- water
Listing history 50 events
-
2026-09-24days on market $299,000 Active 125 DOM
-
2026-09-23days on market $299,000 Active 124 DOM
-
2026-09-22days on market $299,000 Active 123 DOM
-
2026-09-21days on market $299,000 Active 122 DOM
-
2026-09-20days on market $299,000 Active 121 DOM
-
2026-09-19days on market $299,000 Active 120 DOM
-
2026-09-18days on market $299,000 Active 119 DOM
-
2026-09-17days on market $299,000 Active 118 DOM
-
2026-09-16days on market $299,000 Active 117 DOM
-
2026-09-15days on market $299,000 Active 116 DOM
-
2026-09-14days on market $299,000 Active 115 DOM
-
2026-09-13days on market $299,000 Active 114 DOM
-
2026-09-12days on market $299,000 Active 113 DOM
-
2026-09-11days on market $299,000 Active 112 DOM
-
2026-09-05days on market $299,000 Active 106 DOM
-
2026-09-04days on market $299,000 Active 105 DOM
-
2026-09-03days on market $299,000 Active 104 DOM
-
2026-08-31days on market $299,000 Active 101 DOM
-
2026-08-30days on market $299,000 Active 100 DOM
-
2026-08-29days on market $299,000 Active 99 DOM
-
2026-08-28days on market $299,000 Active 98 DOM
-
2026-08-27days on market $299,000 Active 97 DOM
-
2026-08-26days on market $299,000 Active 96 DOM
-
2026-08-25days on market $299,000 Active 95 DOM
-
2026-08-24days on market $299,000 Active 94 DOM
-
2026-08-23days on market $299,000 Active 93 DOM
-
2026-08-22days on market $299,000 Active 92 DOM
-
2026-08-20days on market $299,000 Active 90 DOM
-
2026-08-19days on market $299,000 Active 89 DOM
-
2026-08-18days on market $299,000 Active 88 DOM
-
2026-08-17days on market $299,000 Active 87 DOM
-
2026-08-16days on market $299,000 Active 86 DOM
-
2026-08-15days on market $299,000 Active 85 DOM
-
2026-08-14days on market $299,000 Active 84 DOM
-
2026-08-13days on market $299,000 Active 83 DOM
-
2026-08-12days on market $299,000 Active 82 DOM
-
2026-08-11days on market $299,000 Active 81 DOM
-
2026-08-10days on market $299,000 Active 80 DOM
-
2026-08-09days on market $299,000 Active 79 DOM
-
2026-08-08days on market $299,000 Active 78 DOM
-
2026-08-06days on market $299,000 Active 76 DOM
-
2026-08-05days on market $299,000 Active 75 DOM
-
2026-08-04days on market $299,000 Active 74 DOM
-
2026-08-03days on market $299,000 Active 73 DOM
-
2026-07-31days on market $299,000 Active 70 DOM
-
2026-07-30days on market $299,000 Active 68 DOM
-
2026-07-28days on market $299,000 Active 67 DOM
-
2026-07-26pricedays on market $299,000 Active 65 DOM
-
2026-07-24days on market $305,000 Active 63 DOM
-
2026-07-23days on market $305,000 Active 62 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $7,014 · $584/mo
- Projected year-2 tax
- $7,014 · $584/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 10/10 Extreme 7 d/yr ≥109°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,839
- − Mortgage interest
- −$16,749
- − Property taxes
- −$7,014
- − Insurance
- −$1,495
- − Repairs & maintenance
- −$2,227
- − Management
- −$2,227
- − HOA
- −$240
- − Depreciation
- −$8,698
- Taxable loss
- −$10,811
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$2,595
- After-tax cash flow
- $-2,977/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
75/100
Cosmetic rehab
Est. rehab $7,805–$23,415 screening
This move-in ready home is in excellent condition with recent HVAC service and all appliances included. Minor updates to exterior and landscaping would further enhance its value.
Value-add opportunities
- Both Painting exterior and interior — Enhances curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Enhances curb appeal and adds value ↑
- Both Replace water softener and filtration system — Ensures water quality and reduces maintenance costs ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 38/100
Zoned Schools
Elementary
Belmont Elementary School
F
FL #1,345/2,144
Nat'l #17,359/41,679
Middle
Shields Middle School
F
FL #486/571
Nat'l #9,545/14,009
High
Jule F Sumner High School
F
FL #255/667
Nat'l #7,439/17,239
Schools (NCES district)
- District
- Hillsborough
- NCES district ID
- 1200870
- Math proficiency
- 47% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $50,622
- Composite
- 41.6/100
- National rank
- #3435
- State rank
- #41 of 73 in FL
C
Composite livability gradescore 63/100
Livability — Balm
- Score
- 63/100
- State rank
- #742
- US rank
- #16016
Category grades
Amenities F
Commute F
Cost of living B
Crime A+
Employment A+
Housing A+
Health & safety F
User ratings A
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Balm, FL
- County
- Hillsborough County · 1,607,022 people
- City population
- 196
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 32,820
- Household income
- $97,520
- Rent vs Own
- Severe rent burden
- 7% of renters
Population outlook (Hillsborough County) Hauer SSP2
- Today (2025)
- 1,607,022 people
- By 2030
- 1,733,968 · +7.9%
- By 2040
- 1,979,565 · +23.2%
- By 2050
- 2,203,427 · +37.1%
- By 2075
- 2,667,893 · +66.0%
- By 2100
- 2,891,558 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- White 40% Hispanic / Latino 39% Black 14% Two or more races 11% Asian 2%
- Hispanic origin (detail)
- Mexican 26% Puerto Rican 3% Cuban 1%
- Common ancestry
- Romanian 2% Scotch-Irish 2% Lithuanian 1%
- Foreign-born
- 23% · Canada, Jamaica, Guatemala
- Languages at home
- 62% English-only · Spanish 35% Other Indo-European 1% Arabic 1%
Political lean MEDSL · Hillsborough
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
- 2008→2024 swing
- -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -2.35%
- Current HPI
- 271.8552
- Rent YoY
- ▼ -2.50%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
1 event — show timeline
- 2026-05-22 Listed $305,000 Stellar MLS as Distributed by MLS Grid
Property tax history
+18.9%/yrLatest (2025): $7,014 · +6.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…