14736 Mansfield St · Detroit, MI 48227

$69,900

3 bd · 1.0 ba · 1,318 sqft · SingleFamily public records · 15 Days on market

Built 1951 4,792 sqft lot $53/sqft · 23% below area Est $91k · 23% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Rent growth +3.9/5.0
• Livability +3.7/5.0
• Condition / age +2.5/5.0
• Schools +1.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 14736 Mainsfield in Detroit! This charming 1 1/2 story brick bungalow offers classic character and great potential. Featuring 3 bedrooms, this home provides a comfortable layout with spacious living areas and plenty of natural light throughout. The unfinished basement offers endless possibilities for additional storage, a workshop, or future finishing opportunities. A 2-car detached garage adds convenience and extra storage space. Solid brick construction gives the home timeless curb appeal, while the bungalow design delivers warmth and functionality. Conveniently located near schools, parks, shopping, and major freeways, this property is perfect for homeowners or investors alike. Don't miss your opportunity to make this Detroit gem your own!

Key facts

• 4,792 sq ft lot
• 2 garage spots
• Built 1951

Property features AI

Finance

• Other: Lot dimensions approximately 40 x 124 (0.11 acres); Subdivision: Moore Park; Directions: Enter to the north from Grand River; north of Grand River, west of Greenfield

Exterior

• Parking: Detached 2-car garage with direct access
• Utilities: Public water; Public sewer
• Home design: Single-family residence; One and one-half story; Entry at lower level with steps; Brick exterior
• Construction: Brick construction; Block foundation; Asphalt roof; Built area above grade: 1,318
• Exterior features: Patio; Front porch; Back yard fencing; Paved road access

Interior

• Bedrooms: Total rooms: 6
• Bathrooms: 1 full bathroom
• Heating & cooling: Forced air heating (natural gas); No central cooling
• Interior features: Full unfinished basement; Lighting

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $70k.

Deal economics

• At list price, monthly cash flow is $418 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $70k).
• Recommended offer: $69k (1.5% below list) — sets the bar for market timing.
• Cap rate 13.5% vs local median 10.2% in Detroit — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#218 in MI) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment F.
• Detroit Public Schools Community District (urban): math 10% / reading 24% proficiency, ranked #499 of 540 in MI (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+5.6%/yr); 385 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
• This rent runs 44% of the median local income ($37k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $483 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 5.6% rent growth), your $20k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 15 days — a 2% lower offer ($69k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 29y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: property tax is 4.1% of price; built in 1951 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $68,851 (1.5% below list)

Questions for the listing agent

1. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.90% ✓
• Cap rate: 13.47%
• Cash-on-cash: 25.63%
• DSCR: 2.14
• GRM: 4.4

CMA / ARV

• ARV (median comp): $90,593
• List price: $69,900
• Delta: -22.84%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14736 Mansfield St	0.00mi	3/1.0	1,318 (0%)	0mo	$62,000	$47	100
15328 Prest St E	0.51mi	3/1.5	1,298 (-2%)	3mo	$66,999	$52	69
15771 Rutherford St	0.61mi	3/1.0	1,289 (-2%)	1mo	$55,106	$43	67
15727 Mansfield St	0.56mi	3/1.5	1,300 (-1%)	3mo	$55,000	$42	67
15316 Prevost St NE	0.33mi	2/1.5 (-1)	1,193 (-10%)	2mo	$157,000	$132	60
14572 Terry St	0.70mi	3/1.0	1,248 (-5%)	4mo	$103,000	$83	55
14837 Ashton Rd	0.75mi	3/1.5	1,386 (+5%)	2mo	$200,000	$144	52
15725 Asbury Park	0.59mi	3/2.0	1,206 (-8%)	2mo	$80,200	$67	52
13995 Montrose St	0.66mi	3/1.5	1,468 (+11%)	4mo	$116,600	$79	45
15800 Biltmore St	0.71mi	3/2.5	1,188 (-10%)	3mo	$112,000	$94	42
15455 Lindsay St St	0.62mi	3/2.0	1,500 (+14%)	4mo	$198,000	$132	41
15762 Ferguson St	0.64mi	4/2.0 (+1)	1,510 (+15%)	4mo	$82,000	$54	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.59% rent growth · sell at horizon

5-year hold

• IRR: 22.7%
• Equity multiple: 1.97×
• Total profit: $18,964
• Equity at exit: $10,422

10-year hold

• IRR: 32.6%
• Equity multiple: 4.40×
• Total profit: $66,638
• Equity at exit: $6,044

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48227

• Rents YoY: 5.6%
• Active inventory: 385
• Price-to-rent: 4.4×

Monthly cashflow live

• Estimated rent: $1,330 high
• Mortgage (P&I): −$367
• Tax from tax record: −$237 /mo · $2,847/yr
• Insurance: −$29
• HOA: −$0
• Vacancy / Maint / Mgmt: −$279
• Net cashflow: $418

Break-even live

Break-even rent $801

Max offer price $69,900

Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,475
• Closing costs: $2,097
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14836 Rutherford St Unit 2 Detroit, MI	2.0	1.0	1104	$950	$0.86	43d	1	0.07mi
14753 Saint Marys St Detroit, MI	2.0	1.0	900	$1,150	$1.28	4d	1	0.09mi
14753 Saint Marys St Detroit, MI	2.0	1.0	900	$1,150	$1.28	12d	1	0.09mi
16014 Hackett St Detroit, MI	4.0	2.0	1142	$1,500	$1.31	43d	1	0.10mi
14504 Saint Marys St Detroit, MI	4.0	1.0	1362	$1,473	$1.08	43d	1	0.19mi
14535 Mettetal St Unit 1 Detroit, MI	2.0	1.0	965	$1,000	$1.04	43d	1	0.20mi
14800 Woodmont Ave Detroit, MI	3.0	2.0	1612	$1,525	$0.95	14d	1	0.21mi
14510 Asbury Park Detroit, MI	2.0	1.0	1771	$1,250	$0.71	43d	1	0.23mi
14580 Forrer St Unit Unit Detroit, MI	2.0	1.0	1300	$900	$0.69	19d	1	0.25mi
14615 Winthrop St Detroit, MI	2.0	1.0	1217	$1,300	$1.07	16d	1	0.28mi
15332 Saint Marys St Detroit, MI	3.0	1.0	1200	$1,200	$1.00	16d	1	0.36mi
14893 Prest St Detroit, MI	3.0	1.0	1100	$1,000	$0.91	14d	1	0.38mi
15375 Prevost St Detroit, MI	4.0	1.0	907	$1,300	$1.43	16d	1	0.43mi
15065 Gilchrist St Detroit, MI	3.0	1.0	1100	$1,250	$1.14	43d	1	0.45mi
14814 Sussex St Unit 2 Detroit, MI	3.0	1.0	1100	$1,000	$0.91	43d	1	0.54mi
14716 Archdale St Detroit, MI	2.0	1.0	900	$1,100	$1.22	43d	1	0.58mi
15752 Rutherford St Detroit, MI	3.0	2.0	1174	$1,386	$1.18	4d	1	0.62mi
15736 Biltmore St Detroit, MI	3.0	1.5	1000	$1,200	$1.20	16d	1	0.65mi
15330 Coyle St Unit 2 Detroit, MI	3.0	1.0	1000	$1,450	$1.45	24d	1	0.69mi
15330 Coyle St Unit 1 Detroit, MI	3.0	1.0	1000	$1,425	$1.43	12d	1	0.69mi
15330 Coyle St Unit 1 Detroit, MI	3.0	1.0	1000	$1,375	$1.38	24d	1	0.69mi
15328 Coyle St Detroit, MI	3.0	1.0	1000	$1,450	$1.45	17d	1	0.69mi
14264 Coyle St Detroit, MI	2.0	1.0	1000	$1,150	$1.15	43d	1	0.71mi
14375 Terry St Detroit, MI	3.0	2.0	1300	$1,425	$1.10	43d	1	0.72mi
15468 Sussex St #2 Detroit, MI	2.0	1.0	900	$1,250	$1.39	43d	1	0.73mi
15866 Mansfield St Detroit, MI	3.0	1.0	1324	$1,425	$1.08	24d	1	0.75mi
14104 Coyle St Detroit, MI	3.0	1.0	1327	$1,350	$1.02	4d	1	0.77mi
15341 Lauder St Detroit, MI	4.0	1.5	1080	$1,475	$1.37	16d	1	0.78mi
14559 Strathmoor St Detroit, MI	2.0	1.0	1033	$1,150	$1.11	20d	1	0.89mi
14600 Strathmoor St Detroit, MI	4.0	1.0	1300	$1,450	$1.12	43d	1	0.91mi
16210 Ferguson St Detroit, MI	4.0	2.0	1493	$1,750	$1.17	3d	1	0.93mi
15810 Robson St Detroit, MI	3.0	1.0	1142	$1,500	$1.31	24d	1	0.96mi
16535 Asbury Park Detroit, MI	3.0	1.5	1152	$1,450	$1.26	24d	1	0.98mi
13279 Coyle St Detroit, MI	3.0	1.0	1444	$1,373	$0.95	43d	1	1.00mi
12840 Grandmont Ave Detroit, MI	3.0	1.0	1100	$1,200	$1.09	43d	1	1.00mi
16151 Robson St Detroit, MI	3.0	1.0	1300	$1,525	$1.17	14d	1	1.07mi
14590 Ardmore St Detroit, MI	3.0	1.0	1200	$1,195	$1.00	2d	1	1.07mi
12711 Grandmont Ave Detroit, MI	3.0	1.0	1000	$1,400	$1.40	17d	1	1.11mi
13581 Penrod St Detroit, MI	4.0	1.0	1152	$1,200	$1.04	43d	1	1.15mi
15762 Mark Twain St Detroit, MI	3.0	2.0	1430	$1,250	$0.87	16d	1	1.16mi

Listing history 23 events

1. 2026-05-15
   status Pending 763-char remark

   Show marketing remark (763 chars)

   Welcome to 14736 Mainsfield in Detroit! This charming 1 1/2 story brick bungalow offers classic character and great potential. Featuring 3 bedrooms, this home provides a comfortable layout with spacious living areas and plenty of natural light throughout. The unfinished basement offers endless possibilities for additional storage, a workshop, or future finishing opportunities. A 2-car detached garage adds convenience and extra storage space. Solid brick construction gives the home timeless curb appeal, while the bungalow design delivers warmth and functionality. Conveniently located near schools, parks, shopping, and major freeways, this property is perfect for homeowners or investors alike. Don't miss your opportunity to make this Detroit gem your own!

2. 2026-05-15
   status Pending 769-char remark

   Show marketing remark (763 chars)

   Welcome to 14736 Mainsfield in Detroit! This charming 1 1/2 story brick bungalow offers classic character and great potential. Featuring 3 bedrooms, this home provides a comfortable layout with spacious living areas and plenty of natural light throughout. The unfinished basement offers endless possibilities for additional storage, a workshop, or future finishing opportunities. A 2-car detached garage adds convenience and extra storage space. Solid brick construction gives the home timeless curb appeal, while the bungalow design delivers warmth and functionality. Conveniently located near schools, parks, shopping, and major freeways, this property is perfect for homeowners or investors alike. Don't miss your opportunity to make this Detroit gem your own!

3. 2026-04-30
   listed $69,900 Active 763-char remark

   Show marketing remark (763 chars)

   Welcome to 14736 Mainsfield in Detroit! This charming 1 1/2 story brick bungalow offers classic character and great potential. Featuring 3 bedrooms, this home provides a comfortable layout with spacious living areas and plenty of natural light throughout. The unfinished basement offers endless possibilities for additional storage, a workshop, or future finishing opportunities. A 2-car detached garage adds convenience and extra storage space. Solid brick construction gives the home timeless curb appeal, while the bungalow design delivers warmth and functionality. Conveniently located near schools, parks, shopping, and major freeways, this property is perfect for homeowners or investors alike. Don't miss your opportunity to make this Detroit gem your own!

4. 2026-04-30
   listed $69,900 Active 769-char remark

   Show marketing remark (763 chars)

   Welcome to 14736 Mainsfield in Detroit! This charming 1 1/2 story brick bungalow offers classic character and great potential. Featuring 3 bedrooms, this home provides a comfortable layout with spacious living areas and plenty of natural light throughout. The unfinished basement offers endless possibilities for additional storage, a workshop, or future finishing opportunities. A 2-car detached garage adds convenience and extra storage space. Solid brick construction gives the home timeless curb appeal, while the bungalow design delivers warmth and functionality. Conveniently located near schools, parks, shopping, and major freeways, this property is perfect for homeowners or investors alike. Don't miss your opportunity to make this Detroit gem your own!

5. 2007-07-18
   soldstatus $115,000
6. 2007-03-07
   historical
7. 2006-09-07
   listed $115,000
8. 2006-09-06
   historical
9. 2006-08-14
   listed $130,000
10. 2006-06-22
    historical
11. 2006-05-23
    soldstatus $59,900
12. 2006-01-17
    historical
13. 2006-01-17
    listed $64,900
14. 2006-01-17
    historical
15. 2006-01-02
    listed $69,900
16. 2005-12-31
    historical
17. 2005-11-30
    listed $69,900
18. 2005-11-01
    historical
19. 2005-08-22
    listed $69,900
20. 2005-08-18
    listed $69,900
21. 1997-09-24
    soldstatus $60,000
22. 1997-07-25
    soldstatus $60,000
23. 1997-04-21
    listed $62,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $2,847 · $237/mo
• Projected year-2 tax: $2,847 · $237/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,963
• − Mortgage interest: −$3,915
• − Property taxes: −$2,847
• − Insurance: −$350
• − Repairs & maintenance: −$1,277
• − Management: −$1,277
• − Depreciation: −$2,033
• Taxable income: $4,264
• Est. tax owed @ 24.0%: −$1,023
• After-tax cash flow: $3,993/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Detroit Public Schools Community District
• NCES district ID: 2601103
• Math proficiency: 10% ▼ -2.00%
• Reading proficiency: 24% ▲ 6.00%
• Median HH income: $25,815
• Composite: 13.06/100
• National rank: #9564
• State rank: #499 of 540 in MI

Livability — Detroit

• Score: 73/100
• State rank: #218
• US rank: #5427

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Detroit, MI
• County: Wayne County · 1,562,939 people
• City population: 572,865
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 40,302
• Household income: $36,527
• Rent vs Own: 40.9% rent · 59.1% own
• Severe rent burden: 2371.0

Population outlook (Wayne County) Hauer SSP2

• Today (2025): 1,675,273 people
• By 2030: 1,620,300 · -3.3%
• By 2040: 1,502,341 · -10.3%
• By 2050: 1,384,039 · -17.4%
• By 2075: 1,124,592 · -32.9%
• By 2100: 881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (95%)
• Race & ethnicity: Black 95% Two or more races 3% White 1%
• Foreign-born: 1%
• Languages at home: 98% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Wayne

• 2024 margin: Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
• 2008→2024 swing: -20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
• All cycles: 2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -125.00%
• Current HPI: 186.4158
• Rent YoY: ▲ 5.59%
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+0.0% since first listed

25 events — show timeline

• 2026-06-16 Sold (MLS) $62,000 MiRealSource-MiMLS
• 2026-06-16 Sold (MLS) $62,000 REALCOMP
• 2026-05-15 Pending — MiRealSource-MiMLS
• 2026-05-15 Pending — REALCOMP
• 2026-04-30 Listed $69,900 MiRealSource-MiMLS
• 2026-04-30 Listed $69,900 REALCOMP
• 2007-07-18 Sold (Public Records) $115,000 Public Records
• 2007-03-07 Listing Removed — REALCOMP
• 2006-09-07 Listed $115,000 REALCOMP
• 2006-09-06 Listing Removed — REALCOMP
• 2006-08-14 Listed $130,000 REALCOMP
• 2006-06-22 Listing Removed — REALCOMP
• 2006-05-23 Sold (Public Records) $59,900 Public Records
• 2006-01-17 Listing Removed — REALCOMP
• 2006-01-17 Listed $64,900 REALCOMP
• 2006-01-17 Listing Removed — MiRealSource-MiMLS
• 2006-01-02 Listed $69,900 REALCOMP
• 2005-12-31 Listing Removed — REALCOMP
• 2005-11-30 Listed $69,900 REALCOMP
• 2005-11-01 Listing Removed — REALCOMP
• 2005-08-22 Listed $69,900 MiRealSource-MiMLS
• 2005-08-18 Listed $69,900 REALCOMP
• 1997-09-24 Sold (Public Records) $60,000 Public Records
• 1997-07-25 Sold (MLS) $60,000 REALCOMP
• 1997-04-21 Listed $62,000 REALCOMP

Property tax history

+4.2%/yr

Latest (2025): $2,847 · +0.4% YoY. Source: county tax records.