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5153 Tremont St
B+ Composite 76.58
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +3.8/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$80,000

5153 Tremont St · Port Arthur, TX 77640
2 bd · 1.0 ba · 840 sqft · SingleFamily · 817 Days on market
Built 2000 Fair condition $95/sqft · 26% below area Est $109k · 26% under ↓ 30% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charmin manufactured 2 bedroom 1 bath located in Sabine Pass near all the refinery expansions. This is a great opportunity to own an income producing property.

Key facts

  • Built 2000
  • Listed 817 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $80k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $-27 ($-320/yr) — negative.
  • To cash-flow at today's rent, offer at most $76k (4.8% below list).
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
  • Cap rate 12.3% vs local median 5.0% in Port Arthur — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 61/100 on livability (#1,014 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D-, crime F, amenities F.
  • Sabine Pass ISD (rural): math 37% / reading 51% proficiency, ranked #280 of 826 in TX (top 34%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 148 active listings in the ZIP; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 817 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago; this cycle's ask has dropped $35k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,400 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 817 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.51%
Cap rate
12.29%
Cash-on-cash
21.42%
DSCR
1.95
GRM
5.5

CMA / ARV

ARV (median comp)
$108,788
List price
$80,000
Delta
-26.46%
Verdict
UNDERPRICED
Comps
2 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5204 15th S 0.59mi 2/1.0 832 (-1%) 23mo $125,000 $150 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.2%
Equity multiple
0.36×
Total profit
$-14,382
Equity at exit
$11,928
10-year hold
IRR
-9.7%
Equity multiple
0.39×
Total profit
$-13,573
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77640

Home prices YoY
-22.2%
Active inventory
148
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$1,206 medium interval (Pro) →
Mortgage (P&I)
$420
Tax est. 1.5%
$100 /mo · $1,200/yr
Insurance
$33
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$253
Net cashflow
$-27

Break-even live

Break-even rent $1,240
Max offer price $76,139
Occupancy floor 97%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-18
    days on market $80,000 Active 817 DOM
  2. 2026-06-17
    days on market $80,000 Active 816 DOM
  3. 2026-06-16
    days on market $80,000 Active 815 DOM
  4. 2026-06-15
    days on market $80,000 Active 814 DOM
  5. 2026-06-14
    days on market $80,000 Active 812 DOM
  6. 2026-06-13
    days on market $80,000 Active 811 DOM
  7. 2026-06-10
    days on market $80,000 Active 809 DOM
  8. 2026-06-09
    days on market $80,000 Active 808 DOM
  9. 2026-06-08
    days on market $80,000 Active 807 DOM
  10. 2026-06-07
    days on market $80,000 Active 806 DOM
  11. 2026-06-03
    days on market $80,000 Active 802 DOM
  12. 2026-06-02
    days on market $80,000 Active 801 DOM
  13. 2026-06-01
    days on market $80,000 Active 800 DOM
  14. 2026-05-31
    days on market $80,000 Active 799 DOM
  15. 2026-05-30
    days on market $80,000 Active 798 DOM
  16. 2025-11-14
    status Active 159-char remark
    Show marketing remark (159 chars)

    Charmin manufactured 2 bedroom 1 bath located in Sabine Pass near all the refinery expansions. This is a great opportunity to own an income producing property.

  17. 2025-11-12
    historical 159-char remark
    Show marketing remark (159 chars)

    Charmin manufactured 2 bedroom 1 bath located in Sabine Pass near all the refinery expansions. This is a great opportunity to own an income producing property.

  18. 2025-09-23
    price $80,000 159-char remark
    Show marketing remark (159 chars)

    Charmin manufactured 2 bedroom 1 bath located in Sabine Pass near all the refinery expansions. This is a great opportunity to own an income producing property.

  19. 2024-10-14
    price $90,000 159-char remark
    Show marketing remark (159 chars)

    Charmin manufactured 2 bedroom 1 bath located in Sabine Pass near all the refinery expansions. This is a great opportunity to own an income producing property.

  20. 2024-10-02
    price $100,000 159-char remark
    Show marketing remark (159 chars)

    Charmin manufactured 2 bedroom 1 bath located in Sabine Pass near all the refinery expansions. This is a great opportunity to own an income producing property.

  21. 2024-03-22
    listed $115,000 Active 159-char remark
    Show marketing remark (159 chars)

    Charmin manufactured 2 bedroom 1 bath located in Sabine Pass near all the refinery expansions. This is a great opportunity to own an income producing property.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,472
− Mortgage interest
−$4,481
− Property taxes
−$1,200
− Insurance
−$5,518
− Repairs & maintenance
−$1,158
− Management
−$1,158
− Depreciation
−$2,327
Taxable loss
−$1,371
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$329
After-tax cash flow
$9/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 7 photos

Fair 45/100 Moderate rehab

This single-family home requires moderate repairs to its exterior and foundation, but has good interior walls and flooring. Repairs would significantly increase its resale and rental value.

Repairs flagged

  • Major exterior siding — Significant wear and tear
  • Major foundation — Structural damage visible

Value-add opportunities

  • Both repair exterior siding — Improves curb appeal and structural integrity
  • Both repair foundation — Stabilizes the structure and enhances value
  • Both paint exterior — Enhances curb appeal and property value

Renovation cost estimate screening

Repair itemSeverityEst. cost
exterior siding · Significant wear and tear Major $15,000–50,000
foundation · Structural damage visible Major $15,000–50,000
Total estimated repair cost · 2 items $30,000–100,000

Value-add ROI direction

  • Both repair exterior siding — Improves curb appeal and structural integrity
  • Both repair foundation — Stabilizes the structure and enhances value
  • Both paint exterior — Enhances curb appeal and property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Sabine Pass ISD
NCES district ID
4838490
Math proficiency
37% ▼ -8.00%
Reading proficiency
51% ▼ -12.00%
Median HH income
$50,222
Composite
37.78/100
National rank
#4344
State rank
#280 of 826 in TX

Livability — Port Arthur

Score
61/100
State rank
#1014
US rank
#18061

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Port Arthur, TX
City population
38,358
Population (ZIP)
17,480

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
Black 54% White 22% Hispanic / Latino 21% Two or more races 8% Asian 2%
Hispanic origin (detail)
Mexican 16% Dominican 1%
Common ancestry
Lithuanian 3%
Foreign-born
11% · Canada
Languages at home
79% English-only · Spanish 17% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -47.78%
Current HPI
167.6359
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-30.4% since first listed
6 events — show timeline
  • 2025-11-14 Relisted HARMLS
  • 2025-11-12 Listing Removed HARMLS
  • 2025-09-23 Price Changed $80,000 HARMLS
  • 2024-10-14 Price Changed $90,000 HARMLS
  • 2024-10-02 Price Changed $100,000 HARMLS
  • 2024-03-22 Listed $115,000 HARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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