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D Composite 43.08
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.1/30.0
  • ARV discount +11.1/15.0
  • Schools +4.6/10.0
  • DSCR +3.6/10.0
  • Livability +3.6/5.0
  • 1% rule +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$289,900

25115 Esmeralda Ct · Burnt Store Marina, FL 33955
3 bd · 2.0 ba · 1,711 sqft · SingleFamily public records · 554 Days on market
Built 2015 9,514 sqft lot Est $315k · 8% under $18/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover exceptional value in this beautifully maintained 2015 custom-built home, lovingly cared for by its original owners. Nestled on a quiet cul-de-sac in the sought-after Burnt Store Village community of Punta Gorda, this move-in-ready home offers comfort, style, and the relaxed Florida lifestyle you’ve been dreaming of. With a low annual HOA and miles of peaceful greenbelt views, it’s the perfect place to settle in and unwind. Step inside to a bright, open great room with soaring ceilings and sliding doors that invite natural light and lead you out to the lanai. The thoughtful split floor plan includes three spacious bedrooms, a dedicated dining area, an oversized 21' x 23' garage, and a convenient interior laundry room complete with washer, dryer, and utility sink. The kitchen is a true gathering space—featuring granite countertops, a prep island with breakfast bar seating, stainless steel appliances, a pantry with pull-out drawers, and a charming breakfast nook. Whether you’re hosting friends or enjoying a quiet morning coffee, this space is designed to make everyday living easy. Retreat to the owners’ suite, where you’ll find both a walk-in and standard closet, private access to the lanai, a granite vanity, linen closet, and a spacious walk-in shower. The home’s open layout creates a surprisingly generous feel that lives larger than its square footage. Outdoor living shines here with a screened lanai plus an additional screened brick-paver patio—ideal for grilling, container gardening, or simply relaxing as the sun sets over the tranquil greenbelt. Want to keep that open view in your back yard, or have a place for family or friends to build near you? THE VACANT LOT BEHIND THE HOME CAN BE PURCHASED UNDER SEPARATE CONTRACT. Burnt Store Village offers a welcoming, deed-restricted community with a park, walking paths, and a playground. Just minutes away, Burnt Store Marina provides dining, golf, and boat storage, while downtown Punta Gorda offers boutique shopping, waterfront dining, Fishermen’s Village, farmers markets, golf, tennis, and pickleball. Local parks along the Peace River host regular music and art festivals, adding to the area’s vibrant charm. With quick access to I-75 and Punta Gorda Airport/Allegiant Airlines, travel is effortless. Experience the best of Florida living—easy, breezy, and beautifully convenient. Homes like this don’t stay on the market long. Schedule your tour today!

Key facts

  • 9,514 sq ft lot
  • 2 garage spots
  • Built 2015

Property features AI

Finance

  • Other: Direction faces: North
  • Financial info: No lease restrictions indicated
  • HOA & community: HOA: Compass Rose - Burnt Store Village POA; Annual association fee $220 (monthly equivalent $18.33); Association fee required; fee includes other services; Community amenities include playground and park; Deed restrictions; Pets allowed

Exterior

  • Parking: Attached 2-car garage (21 x 23) with garage door opener; garage faces rear
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer; Electricity connected; Cable available; High-speed internet available; Phone available; Fire hydrant nearby; Sewer connected; Water connected
  • Home design: Single-family residence; One story; North-facing; Homesteaded
  • Construction: Block, concrete and stucco construction; Shingle roof; Slab foundation; Built on public records
  • Exterior features: Covered, enclosed and screened patio/rear porch; Patio; Sliding doors; Hurricane shutters; Rain gutters; Irrigation system; Trees and landscaping; Near golf course; Near marina; Paved lot access; Public maintained road

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Solid surface and stone counters
  • Bedrooms: 3 bedrooms
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; Open floor plan; Solid surface counters; Stone counters; Split bedroom layout; Walk-in closet(s); Window treatments
  • Laundry & utility: Inside laundry room; Washer; Dryer; Electric water heater; Inside utility room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $290k.

Deal economics

  • At list price, monthly cash flow is $-64 ($-772/yr) — negative.
  • To cash-flow at today's rent, offer at most $279k (3.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $238k (18.0% below list).
  • Recommended offer: $238k (18.0% below list) — sets the bar for 1% rule.
  • Cap rate 6.0% vs local median 4.8% in Burnt Store Marina — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 72/100 on livability (#354 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: cost of living C-, amenities F, commute F.
  • Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: East Elementary School (math 67% / reading 68%, grade B+, #435 of 2,144 statewide, top 21%, 761 students, 52% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL).
  • Market conditions: 1481 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 554 days — a 12% lower offer ($255k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 22y ago; this cycle's ask has dropped $40k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $82k; list at $290k implies a 254% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $237,626 (18.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 554 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.03%
Cash-on-cash
-0.95%
DSCR
0.96
GRM
10.2

CMA / ARV

ARV (on-the-fly)
$314,824
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
25414 Estrada Cir 0.07mi 4/2.0 (+1) 1,829 (+7%) 8mo $331,990 $182 74
16320 Quesa Dr 0.16mi 3/2.0 1,888 (+10%) 5mo $390,000 $207 72
25347 Puerta Dr 0.37mi 3/2.0 1,846 (+8%) 1mo $325,000 $176 69
25258 Estrada Cir 0.18mi 4/2.0 (+1) 1,829 (+7%) 14mo $334,000 $183 63
25298 Puerta Dr 0.29mi 4/2.0 (+1) 1,829 (+7%) 8mo $315,000 $172 63
25245 Delgado Dr 0.26mi 4/2.0 (+1) 1,904 (+11%) 8mo $349,900 $184 58
16265 Juarez Cir 0.66mi 3/2.0 1,643 (-4%) 7mo $401,000 $244 57
25543 Prada Dr 0.54mi 3/2.0 1,778 (+4%) 14mo $520,000 $292 56
16232 Cayman Ln 0.71mi 3/2.0 1,798 (+5%) 19mo $615,000 $342 42
16338 Juarez Cir 0.75mi 4/2.0 (+1) 1,829 (+7%) 8mo $324,990 $178 42
16179 Quiche Ct 0.55mi 4/2.0 (+1) 1,828 (+7%) 23mo $329,999 $181 39
16107 Quiche Ct 0.63mi 4/3.0 (+1) 1,883 (+10%) 16mo $374,900 $199 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-17.9%
Equity multiple
0.37×
Total profit
$-51,078
Equity at exit
$43,225
10-year hold
IRR
-10.0%
Equity multiple
0.39×
Total profit
$-49,766
Equity at exit
$25,065

Cash invested: $81,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33955

Home prices YoY
-24.5%
Active inventory
1481
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$2,376 high interval (Pro) →
Mortgage (P&I)
$1,520
Tax from tax record
$283 /mo · $3,391/yr
Insurance
$121
HOA
$18
Vacancy / Maint / Mgmt
$499
Net cashflow
$-64

Break-even live

Break-even rent $2,458
Max offer price $278,529
Occupancy floor 98%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$72,475
Closing costs
$8,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
25214 Cadiz Dr Punta Gorda, FL 4.0 2.0 1828 $2,295 $1.26 21d 1 0.34mi
25222 Cadiz Dr Punta Gorda, FL 4.0 2.0 1828 $2,295 $1.26 21d 1 0.35mi
16107 Badalona Dr Punta Gorda, FL 3.0 2.0 1508 $1,895 $1.26 21d 1 0.42mi
25324 Lychee Ct Punta Gorda, FL 3.0 2.0 1224 $1,800 $1.47 21d 1 0.43mi
16229 Cape Horn Blvd Punta Gorda, FL 3.0 2.0 1726 $2,749 $1.59 21d 1 0.44mi
16077 Badalona Dr Punta Gorda, FL 3.0 2.0 1508 $1,895 $1.26 21d 1 0.48mi
25377 Doredo Dr Punta Gorda, FL 4.0 3.0 2092 $2,300 $1.10 21d 1 0.55mi
25186 Alicante Dr Punta Gorda, FL 4.0 2.0 1717 $2,095 $1.22 21d 1 0.61mi
16195 Maya Cir Punta Gorda, FL 4.0 2.0 2077 $2,495 $1.20 13d 1 0.73mi
25904 Prada Dr Punta Gorda, FL 3.0 2.0 1950 $2,111 $1.08 13d 1 0.75mi
17314 Cape Horn Blvd Punta Gorda, FL 3.0 2.0 2216 $2,800 $1.26 13d 1 1.19mi
17434 Oro Ct Punta Gorda, FL 3.0 2.5 1864 $2,000 $1.07 21d 1 1.30mi
14040 Heritage Landing Blvd #113 Punta Gorda, FL 2.0 2.0 1438 $6,500 $4.52 21d 1 1.44mi

HOA detail

Monthly dues
$18 · $216/yr
Likely covers
water

Listing history 35 events

  1. 2026-06-18
    days on market $289,900 Active 554 DOM
  2. 2026-06-17
    days on market $289,900 Active 553 DOM
  3. 2026-06-16
    days on market $289,900 Active 552 DOM
  4. 2026-06-15
    days on market $289,900 Active 551 DOM
  5. 2026-06-14
    days on market $289,900 Active 549 DOM
  6. 2026-06-13
    days on market $289,900 Active 548 DOM
  7. 2026-06-10
    days on market $289,900 Active 546 DOM
  8. 2026-06-09
    days on market $289,900 Active 545 DOM
  9. 2026-06-08
    days on market $289,900 Active 544 DOM
  10. 2026-06-05
    days on market $289,900 Active 540 DOM
  11. 2026-06-02
    days on market $289,900 Active 538 DOM
  12. 2026-06-01
    days on market $289,900 Active 537 DOM
  13. 2026-05-31
    days on market $289,900 Active 536 DOM
  14. 2026-05-30
    days on market $289,900 Active 535 DOM
  15. 2026-05-21
    price $289,900 2515-char remark
    Show marketing remark (2515 chars)

    Discover exceptional value in this beautifully maintained 2015 custom-built home, lovingly cared for by its original owners. Nestled on a quiet cul-de-sac in the sought-after Burnt Store Village community of Punta Gorda, this move-in-ready home offers comfort, style, and the relaxed Florida lifestyle you’ve been dreaming of. With a low annual HOA and miles of peaceful greenbelt views, it’s the perfect place to settle in and unwind. Step inside to a bright, open great room with soaring ceilings and sliding doors that invite natural light and lead you out to the lanai. The thoughtful split floor plan includes three spacious bedrooms, a dedicated dining area, an oversized 21' x 23' garage, and a convenient interior laundry room complete with washer, dryer, and utility sink. The kitchen is a true gathering space—featuring granite countertops, a prep island with breakfast bar seating, stainless steel appliances, a pantry with pull-out drawers, and a charming breakfast nook. Whether you’re hosting friends or enjoying a quiet morning coffee, this space is designed to make everyday living easy. Retreat to the owners’ suite, where you’ll find both a walk-in and standard closet, private access to the lanai, a granite vanity, linen closet, and a spacious walk-in shower. The home’s open layout creates a surprisingly generous feel that lives larger than its square footage. Outdoor living shines here with a screened lanai plus an additional screened brick-paver patio—ideal for grilling, container gardening, or simply relaxing as the sun sets over the tranquil greenbelt. Want to keep that open view in your back yard, or have a place for family or friends to build near you? THE VACANT LOT BEHIND THE HOME CAN BE PURCHASED UNDER SEPARATE CONTRACT. Burnt Store Village offers a welcoming, deed-restricted community with a park, walking paths, and a playground. Just minutes away, Burnt Store Marina provides dining, golf, and boat storage, while downtown Punta Gorda offers boutique shopping, waterfront dining, Fishermen’s Village, farmers markets, golf, tennis, and pickleball. Local parks along the Peace River host regular music and art festivals, adding to the area’s vibrant charm. With quick access to I-75 and Punta Gorda Airport/Allegiant Airlines, travel is effortless. Experience the best of Florida living—easy, breezy, and beautifully convenient. Homes like this don’t stay on the market long. Schedule your tour today!

  16. 2026-05-21
    price $289,900
    Show marketing remark (2515 chars)

    Discover exceptional value in this beautifully maintained 2015 custom-built home, lovingly cared for by its original owners. Nestled on a quiet cul-de-sac in the sought-after Burnt Store Village community of Punta Gorda, this move-in-ready home offers comfort, style, and the relaxed Florida lifestyle you’ve been dreaming of. With a low annual HOA and miles of peaceful greenbelt views, it’s the perfect place to settle in and unwind. Step inside to a bright, open great room with soaring ceilings and sliding doors that invite natural light and lead you out to the lanai. The thoughtful split floor plan includes three spacious bedrooms, a dedicated dining area, an oversized 21' x 23' garage, and a convenient interior laundry room complete with washer, dryer, and utility sink. The kitchen is a true gathering space—featuring granite countertops, a prep island with breakfast bar seating, stainless steel appliances, a pantry with pull-out drawers, and a charming breakfast nook. Whether you’re hosting friends or enjoying a quiet morning coffee, this space is designed to make everyday living easy. Retreat to the owners’ suite, where you’ll find both a walk-in and standard closet, private access to the lanai, a granite vanity, linen closet, and a spacious walk-in shower. The home’s open layout creates a surprisingly generous feel that lives larger than its square footage. Outdoor living shines here with a screened lanai plus an additional screened brick-paver patio—ideal for grilling, container gardening, or simply relaxing as the sun sets over the tranquil greenbelt. Want to keep that open view in your back yard, or have a place for family or friends to build near you? THE VACANT LOT BEHIND THE HOME CAN BE PURCHASED UNDER SEPARATE CONTRACT. Burnt Store Village offers a welcoming, deed-restricted community with a park, walking paths, and a playground. Just minutes away, Burnt Store Marina provides dining, golf, and boat storage, while downtown Punta Gorda offers boutique shopping, waterfront dining, Fishermen’s Village, farmers markets, golf, tennis, and pickleball. Local parks along the Peace River host regular music and art festivals, adding to the area’s vibrant charm. With quick access to I-75 and Punta Gorda Airport/Allegiant Airlines, travel is effortless. Experience the best of Florida living—easy, breezy, and beautifully convenient. Homes like this don’t stay on the market long. Schedule your tour today!

  17. 2026-05-02
    price $299,900 2515-char remark
    Show marketing remark (2515 chars)

    Discover exceptional value in this beautifully maintained 2015 custom-built home, lovingly cared for by its original owners. Nestled on a quiet cul-de-sac in the sought-after Burnt Store Village community of Punta Gorda, this move-in-ready home offers comfort, style, and the relaxed Florida lifestyle you’ve been dreaming of. With a low annual HOA and miles of peaceful greenbelt views, it’s the perfect place to settle in and unwind. Step inside to a bright, open great room with soaring ceilings and sliding doors that invite natural light and lead you out to the lanai. The thoughtful split floor plan includes three spacious bedrooms, a dedicated dining area, an oversized 21' x 23' garage, and a convenient interior laundry room complete with washer, dryer, and utility sink. The kitchen is a true gathering space—featuring granite countertops, a prep island with breakfast bar seating, stainless steel appliances, a pantry with pull-out drawers, and a charming breakfast nook. Whether you’re hosting friends or enjoying a quiet morning coffee, this space is designed to make everyday living easy. Retreat to the owners’ suite, where you’ll find both a walk-in and standard closet, private access to the lanai, a granite vanity, linen closet, and a spacious walk-in shower. The home’s open layout creates a surprisingly generous feel that lives larger than its square footage. Outdoor living shines here with a screened lanai plus an additional screened brick-paver patio—ideal for grilling, container gardening, or simply relaxing as the sun sets over the tranquil greenbelt. Want to keep that open view in your back yard, or have a place for family or friends to build near you? THE VACANT LOT BEHIND THE HOME CAN BE PURCHASED UNDER SEPARATE CONTRACT. Burnt Store Village offers a welcoming, deed-restricted community with a park, walking paths, and a playground. Just minutes away, Burnt Store Marina provides dining, golf, and boat storage, while downtown Punta Gorda offers boutique shopping, waterfront dining, Fishermen’s Village, farmers markets, golf, tennis, and pickleball. Local parks along the Peace River host regular music and art festivals, adding to the area’s vibrant charm. With quick access to I-75 and Punta Gorda Airport/Allegiant Airlines, travel is effortless. Experience the best of Florida living—easy, breezy, and beautifully convenient. Homes like this don’t stay on the market long. Schedule your tour today!

  18. 2026-05-02
    price $299,900
    Show marketing remark (2515 chars)

    Discover exceptional value in this beautifully maintained 2015 custom-built home, lovingly cared for by its original owners. Nestled on a quiet cul-de-sac in the sought-after Burnt Store Village community of Punta Gorda, this move-in-ready home offers comfort, style, and the relaxed Florida lifestyle you’ve been dreaming of. With a low annual HOA and miles of peaceful greenbelt views, it’s the perfect place to settle in and unwind. Step inside to a bright, open great room with soaring ceilings and sliding doors that invite natural light and lead you out to the lanai. The thoughtful split floor plan includes three spacious bedrooms, a dedicated dining area, an oversized 21' x 23' garage, and a convenient interior laundry room complete with washer, dryer, and utility sink. The kitchen is a true gathering space—featuring granite countertops, a prep island with breakfast bar seating, stainless steel appliances, a pantry with pull-out drawers, and a charming breakfast nook. Whether you’re hosting friends or enjoying a quiet morning coffee, this space is designed to make everyday living easy. Retreat to the owners’ suite, where you’ll find both a walk-in and standard closet, private access to the lanai, a granite vanity, linen closet, and a spacious walk-in shower. The home’s open layout creates a surprisingly generous feel that lives larger than its square footage. Outdoor living shines here with a screened lanai plus an additional screened brick-paver patio—ideal for grilling, container gardening, or simply relaxing as the sun sets over the tranquil greenbelt. Want to keep that open view in your back yard, or have a place for family or friends to build near you? THE VACANT LOT BEHIND THE HOME CAN BE PURCHASED UNDER SEPARATE CONTRACT. Burnt Store Village offers a welcoming, deed-restricted community with a park, walking paths, and a playground. Just minutes away, Burnt Store Marina provides dining, golf, and boat storage, while downtown Punta Gorda offers boutique shopping, waterfront dining, Fishermen’s Village, farmers markets, golf, tennis, and pickleball. Local parks along the Peace River host regular music and art festivals, adding to the area’s vibrant charm. With quick access to I-75 and Punta Gorda Airport/Allegiant Airlines, travel is effortless. Experience the best of Florida living—easy, breezy, and beautifully convenient. Homes like this don’t stay on the market long. Schedule your tour today!

  19. 2026-04-23
    price $309,900 2515-char remark
    Show marketing remark (2515 chars)

    Discover exceptional value in this beautifully maintained 2015 custom-built home, lovingly cared for by its original owners. Nestled on a quiet cul-de-sac in the sought-after Burnt Store Village community of Punta Gorda, this move-in-ready home offers comfort, style, and the relaxed Florida lifestyle you’ve been dreaming of. With a low annual HOA and miles of peaceful greenbelt views, it’s the perfect place to settle in and unwind. Step inside to a bright, open great room with soaring ceilings and sliding doors that invite natural light and lead you out to the lanai. The thoughtful split floor plan includes three spacious bedrooms, a dedicated dining area, an oversized 21' x 23' garage, and a convenient interior laundry room complete with washer, dryer, and utility sink. The kitchen is a true gathering space—featuring granite countertops, a prep island with breakfast bar seating, stainless steel appliances, a pantry with pull-out drawers, and a charming breakfast nook. Whether you’re hosting friends or enjoying a quiet morning coffee, this space is designed to make everyday living easy. Retreat to the owners’ suite, where you’ll find both a walk-in and standard closet, private access to the lanai, a granite vanity, linen closet, and a spacious walk-in shower. The home’s open layout creates a surprisingly generous feel that lives larger than its square footage. Outdoor living shines here with a screened lanai plus an additional screened brick-paver patio—ideal for grilling, container gardening, or simply relaxing as the sun sets over the tranquil greenbelt. Want to keep that open view in your back yard, or have a place for family or friends to build near you? THE VACANT LOT BEHIND THE HOME CAN BE PURCHASED UNDER SEPARATE CONTRACT. Burnt Store Village offers a welcoming, deed-restricted community with a park, walking paths, and a playground. Just minutes away, Burnt Store Marina provides dining, golf, and boat storage, while downtown Punta Gorda offers boutique shopping, waterfront dining, Fishermen’s Village, farmers markets, golf, tennis, and pickleball. Local parks along the Peace River host regular music and art festivals, adding to the area’s vibrant charm. With quick access to I-75 and Punta Gorda Airport/Allegiant Airlines, travel is effortless. Experience the best of Florida living—easy, breezy, and beautifully convenient. Homes like this don’t stay on the market long. Schedule your tour today!

  20. 2026-04-23
    price $309,900
    Show marketing remark (2515 chars)

    Discover exceptional value in this beautifully maintained 2015 custom-built home, lovingly cared for by its original owners. Nestled on a quiet cul-de-sac in the sought-after Burnt Store Village community of Punta Gorda, this move-in-ready home offers comfort, style, and the relaxed Florida lifestyle you’ve been dreaming of. With a low annual HOA and miles of peaceful greenbelt views, it’s the perfect place to settle in and unwind. Step inside to a bright, open great room with soaring ceilings and sliding doors that invite natural light and lead you out to the lanai. The thoughtful split floor plan includes three spacious bedrooms, a dedicated dining area, an oversized 21' x 23' garage, and a convenient interior laundry room complete with washer, dryer, and utility sink. The kitchen is a true gathering space—featuring granite countertops, a prep island with breakfast bar seating, stainless steel appliances, a pantry with pull-out drawers, and a charming breakfast nook. Whether you’re hosting friends or enjoying a quiet morning coffee, this space is designed to make everyday living easy. Retreat to the owners’ suite, where you’ll find both a walk-in and standard closet, private access to the lanai, a granite vanity, linen closet, and a spacious walk-in shower. The home’s open layout creates a surprisingly generous feel that lives larger than its square footage. Outdoor living shines here with a screened lanai plus an additional screened brick-paver patio—ideal for grilling, container gardening, or simply relaxing as the sun sets over the tranquil greenbelt. Want to keep that open view in your back yard, or have a place for family or friends to build near you? THE VACANT LOT BEHIND THE HOME CAN BE PURCHASED UNDER SEPARATE CONTRACT. Burnt Store Village offers a welcoming, deed-restricted community with a park, walking paths, and a playground. Just minutes away, Burnt Store Marina provides dining, golf, and boat storage, while downtown Punta Gorda offers boutique shopping, waterfront dining, Fishermen’s Village, farmers markets, golf, tennis, and pickleball. Local parks along the Peace River host regular music and art festivals, adding to the area’s vibrant charm. With quick access to I-75 and Punta Gorda Airport/Allegiant Airlines, travel is effortless. Experience the best of Florida living—easy, breezy, and beautifully convenient. Homes like this don’t stay on the market long. Schedule your tour today!

  21. 2026-03-11
    price $319,500 2515-char remark
    Show marketing remark (2515 chars)

    Discover exceptional value in this beautifully maintained 2015 custom-built home, lovingly cared for by its original owners. Nestled on a quiet cul-de-sac in the sought-after Burnt Store Village community of Punta Gorda, this move-in-ready home offers comfort, style, and the relaxed Florida lifestyle you’ve been dreaming of. With a low annual HOA and miles of peaceful greenbelt views, it’s the perfect place to settle in and unwind. Step inside to a bright, open great room with soaring ceilings and sliding doors that invite natural light and lead you out to the lanai. The thoughtful split floor plan includes three spacious bedrooms, a dedicated dining area, an oversized 21' x 23' garage, and a convenient interior laundry room complete with washer, dryer, and utility sink. The kitchen is a true gathering space—featuring granite countertops, a prep island with breakfast bar seating, stainless steel appliances, a pantry with pull-out drawers, and a charming breakfast nook. Whether you’re hosting friends or enjoying a quiet morning coffee, this space is designed to make everyday living easy. Retreat to the owners’ suite, where you’ll find both a walk-in and standard closet, private access to the lanai, a granite vanity, linen closet, and a spacious walk-in shower. The home’s open layout creates a surprisingly generous feel that lives larger than its square footage. Outdoor living shines here with a screened lanai plus an additional screened brick-paver patio—ideal for grilling, container gardening, or simply relaxing as the sun sets over the tranquil greenbelt. Want to keep that open view in your back yard, or have a place for family or friends to build near you? THE VACANT LOT BEHIND THE HOME CAN BE PURCHASED UNDER SEPARATE CONTRACT. Burnt Store Village offers a welcoming, deed-restricted community with a park, walking paths, and a playground. Just minutes away, Burnt Store Marina provides dining, golf, and boat storage, while downtown Punta Gorda offers boutique shopping, waterfront dining, Fishermen’s Village, farmers markets, golf, tennis, and pickleball. Local parks along the Peace River host regular music and art festivals, adding to the area’s vibrant charm. With quick access to I-75 and Punta Gorda Airport/Allegiant Airlines, travel is effortless. Experience the best of Florida living—easy, breezy, and beautifully convenient. Homes like this don’t stay on the market long. Schedule your tour today!

  22. 2026-03-09
    price $319,500
  23. 2025-11-11
    price $325,000 2515-char remark
    Show marketing remark (2515 chars)

    Discover exceptional value in this beautifully maintained 2015 custom-built home, lovingly cared for by its original owners. Nestled on a quiet cul-de-sac in the sought-after Burnt Store Village community of Punta Gorda, this move-in-ready home offers comfort, style, and the relaxed Florida lifestyle you’ve been dreaming of. With a low annual HOA and miles of peaceful greenbelt views, it’s the perfect place to settle in and unwind. Step inside to a bright, open great room with soaring ceilings and sliding doors that invite natural light and lead you out to the lanai. The thoughtful split floor plan includes three spacious bedrooms, a dedicated dining area, an oversized 21' x 23' garage, and a convenient interior laundry room complete with washer, dryer, and utility sink. The kitchen is a true gathering space—featuring granite countertops, a prep island with breakfast bar seating, stainless steel appliances, a pantry with pull-out drawers, and a charming breakfast nook. Whether you’re hosting friends or enjoying a quiet morning coffee, this space is designed to make everyday living easy. Retreat to the owners’ suite, where you’ll find both a walk-in and standard closet, private access to the lanai, a granite vanity, linen closet, and a spacious walk-in shower. The home’s open layout creates a surprisingly generous feel that lives larger than its square footage. Outdoor living shines here with a screened lanai plus an additional screened brick-paver patio—ideal for grilling, container gardening, or simply relaxing as the sun sets over the tranquil greenbelt. Want to keep that open view in your back yard, or have a place for family or friends to build near you? THE VACANT LOT BEHIND THE HOME CAN BE PURCHASED UNDER SEPARATE CONTRACT. Burnt Store Village offers a welcoming, deed-restricted community with a park, walking paths, and a playground. Just minutes away, Burnt Store Marina provides dining, golf, and boat storage, while downtown Punta Gorda offers boutique shopping, waterfront dining, Fishermen’s Village, farmers markets, golf, tennis, and pickleball. Local parks along the Peace River host regular music and art festivals, adding to the area’s vibrant charm. With quick access to I-75 and Punta Gorda Airport/Allegiant Airlines, travel is effortless. Experience the best of Florida living—easy, breezy, and beautifully convenient. Homes like this don’t stay on the market long. Schedule your tour today!

  24. 2025-11-11
    price $325,000
    Show marketing remark (2515 chars)

    Discover exceptional value in this beautifully maintained 2015 custom-built home, lovingly cared for by its original owners. Nestled on a quiet cul-de-sac in the sought-after Burnt Store Village community of Punta Gorda, this move-in-ready home offers comfort, style, and the relaxed Florida lifestyle you’ve been dreaming of. With a low annual HOA and miles of peaceful greenbelt views, it’s the perfect place to settle in and unwind. Step inside to a bright, open great room with soaring ceilings and sliding doors that invite natural light and lead you out to the lanai. The thoughtful split floor plan includes three spacious bedrooms, a dedicated dining area, an oversized 21' x 23' garage, and a convenient interior laundry room complete with washer, dryer, and utility sink. The kitchen is a true gathering space—featuring granite countertops, a prep island with breakfast bar seating, stainless steel appliances, a pantry with pull-out drawers, and a charming breakfast nook. Whether you’re hosting friends or enjoying a quiet morning coffee, this space is designed to make everyday living easy. Retreat to the owners’ suite, where you’ll find both a walk-in and standard closet, private access to the lanai, a granite vanity, linen closet, and a spacious walk-in shower. The home’s open layout creates a surprisingly generous feel that lives larger than its square footage. Outdoor living shines here with a screened lanai plus an additional screened brick-paver patio—ideal for grilling, container gardening, or simply relaxing as the sun sets over the tranquil greenbelt. Want to keep that open view in your back yard, or have a place for family or friends to build near you? THE VACANT LOT BEHIND THE HOME CAN BE PURCHASED UNDER SEPARATE CONTRACT. Burnt Store Village offers a welcoming, deed-restricted community with a park, walking paths, and a playground. Just minutes away, Burnt Store Marina provides dining, golf, and boat storage, while downtown Punta Gorda offers boutique shopping, waterfront dining, Fishermen’s Village, farmers markets, golf, tennis, and pickleball. Local parks along the Peace River host regular music and art festivals, adding to the area’s vibrant charm. With quick access to I-75 and Punta Gorda Airport/Allegiant Airlines, travel is effortless. Experience the best of Florida living—easy, breezy, and beautifully convenient. Homes like this don’t stay on the market long. Schedule your tour today!

  25. 2025-09-24
    price $329,500
  26. 2025-08-22
    listed $329,500 Active 2515-char remark
    Show marketing remark (2515 chars)

    Discover exceptional value in this beautifully maintained 2015 custom-built home, lovingly cared for by its original owners. Nestled on a quiet cul-de-sac in the sought-after Burnt Store Village community of Punta Gorda, this move-in-ready home offers comfort, style, and the relaxed Florida lifestyle you’ve been dreaming of. With a low annual HOA and miles of peaceful greenbelt views, it’s the perfect place to settle in and unwind. Step inside to a bright, open great room with soaring ceilings and sliding doors that invite natural light and lead you out to the lanai. The thoughtful split floor plan includes three spacious bedrooms, a dedicated dining area, an oversized 21' x 23' garage, and a convenient interior laundry room complete with washer, dryer, and utility sink. The kitchen is a true gathering space—featuring granite countertops, a prep island with breakfast bar seating, stainless steel appliances, a pantry with pull-out drawers, and a charming breakfast nook. Whether you’re hosting friends or enjoying a quiet morning coffee, this space is designed to make everyday living easy. Retreat to the owners’ suite, where you’ll find both a walk-in and standard closet, private access to the lanai, a granite vanity, linen closet, and a spacious walk-in shower. The home’s open layout creates a surprisingly generous feel that lives larger than its square footage. Outdoor living shines here with a screened lanai plus an additional screened brick-paver patio—ideal for grilling, container gardening, or simply relaxing as the sun sets over the tranquil greenbelt. Want to keep that open view in your back yard, or have a place for family or friends to build near you? THE VACANT LOT BEHIND THE HOME CAN BE PURCHASED UNDER SEPARATE CONTRACT. Burnt Store Village offers a welcoming, deed-restricted community with a park, walking paths, and a playground. Just minutes away, Burnt Store Marina provides dining, golf, and boat storage, while downtown Punta Gorda offers boutique shopping, waterfront dining, Fishermen’s Village, farmers markets, golf, tennis, and pickleball. Local parks along the Peace River host regular music and art festivals, adding to the area’s vibrant charm. With quick access to I-75 and Punta Gorda Airport/Allegiant Airlines, travel is effortless. Experience the best of Florida living—easy, breezy, and beautifully convenient. Homes like this don’t stay on the market long. Schedule your tour today!

  27. 2025-06-17
    price $339,500
  28. 2025-04-09
    price $350,000
  29. 2025-03-14
    price $372,750
  30. 2025-01-28
    price $384,750
  31. 2024-12-11
    listed $389,500 Active
  32. 2005-08-29
    soldstatus $82,000
  33. 2005-08-12
    soldstatus $82,000 195-char remark
    Show marketing remark (195 chars)

    Building lot in Burnt Store Village * City water sewer * Deed restricted community * Rapidly growing area in southern Charlotte County * Close to Burnt Store Marina and all amenities *

  34. 2004-11-05
    listed $85,000 195-char remark
    Show marketing remark (195 chars)

    Building lot in Burnt Store Village * City water sewer * Deed restricted community * Rapidly growing area in southern Charlotte County * Close to Burnt Store Marina and all amenities *

  35. 1996-02-02
    soldstatus $8,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,391 · $283/mo
Projected year-2 tax
$3,391 · $283/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone D · 22% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 31 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,515
− Mortgage interest
−$16,239
− Property taxes
−$3,391
− Insurance
−$1,450
− Repairs & maintenance
−$2,281
− Management
−$2,281
− HOA
−$216
− Depreciation
−$8,433
Taxable loss
−$5,776
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,386
After-tax cash flow
$614/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Charlotte
NCES district ID
1200240
Math proficiency
54% ▼ -6.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$44,864
Composite
45.62/100
National rank
#2586
State rank
#22 of 73 in FL

Livability — Burnt Store Marina

Score
72/100
State rank
#354
US rank
#6145

Category grades

Amenities F Commute F Cost of living C- Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Charlotte County · 196,994 people
Metro
Punta Gorda, FL
Population (ZIP)
12,399
Household income
$76,943
Rent vs Own
9.5% rent · 90.5% own
Severe rent burden
226.0

Population outlook (Charlotte County) Hauer SSP2

Today (2025)
198,646 people
By 2030
210,507 · +6.0%
By 2040
230,857 · +16.2%
By 2050
247,148 · +24.4%
By 2075
281,777 · +41.8%
By 2100
293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 10% Two or more races 9% Black 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 2% Cuban 4%
Common ancestry
Romanian 5% Italian 3% Serbian 3%
Foreign-born
8% · Canada
Languages at home
91% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Charlotte

2024 margin
Solid R (+34.0) · D 32.7% · R 66.7%
2008→2024 swing
-26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
All cycles
2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -78.71%
Current HPI
242.9043
Rent YoY
Metro
Punta Gorda, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+3523.7% since first listed
21 events — show timeline
  • 2026-05-21 Price Changed $289,900 FORTMLS
  • 2026-05-21 Price Changed $289,900 Stellar MLS as Distributed by MLS Grid
  • 2026-05-02 Price Changed $299,900 FORTMLS
  • 2026-05-02 Price Changed $299,900 Stellar MLS as Distributed by MLS Grid
  • 2026-04-23 Price Changed $309,900 FORTMLS
  • 2026-04-23 Price Changed $309,900 Stellar MLS as Distributed by MLS Grid
  • 2026-03-11 Price Changed $319,500 FORTMLS
  • 2026-03-09 Price Changed $319,500 Stellar MLS as Distributed by MLS Grid
  • 2025-11-11 Price Changed $325,000 FORTMLS
  • 2025-11-11 Price Changed $325,000 Stellar MLS as Distributed by MLS Grid
  • 2025-09-24 Price Changed $329,500 Stellar MLS as Distributed by MLS Grid
  • 2025-08-22 Listed $329,500 FORTMLS
  • 2025-06-17 Price Changed $339,500 Stellar MLS as Distributed by MLS Grid
  • 2025-04-09 Price Changed $350,000 Stellar MLS as Distributed by MLS Grid
  • 2025-03-14 Price Changed $372,750 Stellar MLS as Distributed by MLS Grid
  • 2025-01-28 Price Changed $384,750 Stellar MLS as Distributed by MLS Grid
  • 2024-12-11 Listed $389,500 Stellar MLS as Distributed by MLS Grid
  • 2005-08-29 Sold (Public Records) $82,000 Public Records
  • 2005-08-12 Sold (MLS) $82,000 Stellar MLS as Distributed by MLS Grid
  • 2004-11-05 Listed $85,000 Stellar MLS as Distributed by MLS Grid
  • 1996-02-02 Sold (Public Records) $8,000 Public Records

Property tax history

+20.2%/yr

Latest (2025): $3,391 · +2.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…