4624 177th St · Country Club Hills, IL 60478

$349,900

3 bd · 2.0 ba · 1,211 sqft · SingleFamily public records · 50 Days on market

Built 1965 10,018 sqft lot

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +7.5/15.0
• Cash flow +7.3/30.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +1.7/10.0
• DSCR +1.5/10.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This beautifully updated home blends thoughtful design with quality craftsmanship throughout. The exterior boasts a new roof, refreshed landscaping, and a refinished deck-creating great curb appeal and outdoor living space. Inside, you'll find refinished hardwood floors, a modern kitchen with quartz countertops and shaker cabinets, and stylishly remodeled bathrooms. The living room features a built-in fireplace wall with hidden wiring for TV and electronics, while large format tile adds a contemporary touch to the entry and kitchen areas. All bedrooms are equipped with ceiling fans, and updated windows enhance energy efficiency. A fully finished basement adds versatility with an additional bedroom and full bath-perfect for guests, a home office, or extended living space. Additional highlights include a new camera security system, epoxy-coated garage floor, and smart garage access. Every detail has been carefully considered-from interior finishes to behind-the-scenes improvements, such as drainage enhancements and updated mechanical systems. Move-in ready and made to impress!

Key facts

• Refinished deck
• Modern kitchen
• New roof

Tags

• NEW ROOF
• REFRESHED LANDSCAPING
• REFINISHED DECK
• REFINISHED HARDWOOD FLOORS
• MODERN KITCHEN
• CUSTOM SHAKER CABINETS

Property features AI

Finance

• HOA & community: No master association fees required

Exterior

• Parking: Attached garage (1 garage space, 1 total parking space)
• Utilities: Public water; Public sewer
• Home design: Detached single-family home; Split-level design; Fee simple ownership; Rehab completed in 2025
• Construction: Vinyl siding and brick exterior; Built 61–70 years ago; Property built before 1978
• Exterior features: Lot dimensions approximately 76 x 132 x 77 x 133; Lot under 0.25 acre

Interior

• Kitchen: Kitchen on main level (13 x 10)
• Bedrooms: 4 bedrooms (Master bedroom on main level; one bedroom on lower level; two bedrooms on main level)
• Bathrooms: 3 full bathrooms; Basement includes a bathroom
• Heating & cooling: Natural gas heating; Central air conditioning
• Interior features: Finished full basement; 8 total rooms; Living room fireplace
• Laundry & utility: Laundry room on lower level (10 x 11)

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $350k.

Deal economics

• At list price, monthly cash flow is $-462 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $268k (23.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $234k (33.0% below list).
• Recommended offer: $234k (33.0% below list) — sets the bar for 1% rule.
• Cap rate 4.7% vs local median 6.7% in Country Club Hills — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 75/100 on livability (#212 in IL, #3,963 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D+, health & safety D+, amenities F.
• Bremen Chsd 228 (suburban): math 15% / reading 17% proficiency, ranked #468 of 620 in IL (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Hillcrest High School (math 4% / reading 4%, grade F, #657 of 693 statewide, top 95%, 1,314 students, 0% FRL).
• Zoned-school proficiency averages 4% at this address vs 16% district-wide (-12 pts) — the specific schools serving this property underperform the Bremen Chsd 228 average; the district grade overstates school quality for this exact location.
• Market conditions: 91 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 50 days — a 3% lower offer ($339k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $234,383 (33.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
3. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.67% ✗
• Cap rate: 4.71%
• Cash-on-cash: -5.66%
• DSCR: 0.75
• GRM: 12.4

CMA / ARV

• ARV (on-the-fly): $196,182
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4411 177th Pl	0.28mi	4/1.5 (+1)	1,212 (+0%)	3mo	$126,653	$104	77
4320 177th St	0.39mi	3/1.5	1,136 (-6%)	6mo	$178,000	$157	65
17555 Cypress Ave	0.68mi	3/2.0	1,239 (+2%)	1mo	$163,000	$132	64
4340 Mayfair Ct	0.66mi	3/2.0	1,243 (+3%)	3mo	$163,400	$131	63
17817 Rosewood Ter	0.17mi	3/2.0	1,380 (+14%)	9mo	$280,000	$203	61
18115 Idlewild Dr	0.71mi	3/2.0	1,200 (-1%)	6mo	$100,000	$83	61
18008 Edwards Ave	0.71mi	3/1.5	1,136 (-6%)	1mo	$273,600	$241	54
17548 Chestnut Ave	0.60mi	4/2.0 (+1)	1,300 (+7%)	7mo	$310,000	$238	49
4131 178th St	0.61mi	3/3.0	1,372 (+13%)	1mo	$254,000	$185	45
17700 Oakwood Ct	0.73mi	3/2.0	1,314 (+8%)	8mo	$212,500	$162	44
4750 181st St	0.52mi	4/1.0 (+1)	1,357 (+12%)	8mo	$247,000	$182	40
4725 181st St	0.55mi	4/1.0 (+1)	1,350 (+12%)	10mo	$210,000	$156	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -26.0%
• Equity multiple: 0.12×
• Total profit: $-86,180
• Equity at exit: $52,171

10-year hold

• IRR: -22.8%
• Equity multiple: -0.15×
• Total profit: $-113,085
• Equity at exit: $30,253

Cash invested: $97,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 43 Moderately Tenant-Leaning
• State Illinois: 43 Moderately Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

Methodology + full state rankings →

ZIP-level market 60478

• Home prices YoY: -27.3%
• Active inventory: 91
• Price-to-rent: 12.4×

Monthly cashflow live

• Estimated rent: $2,344 high
• Mortgage (P&I): −$1,835
• Tax from tax record: −$333 /mo · $4,000/yr
• Insurance: −$146
• HOA: −$0
• Vacancy / Maint / Mgmt: −$492
• Net cashflow: $-462

Break-even live

Break-even rent $2,929

Max offer price $268,209

Occupancy floor —

Sensitivity live

Price	-10% $-264	-5% $-363	+0% $-462	+5% $-561	+10% $-661
Rent	-10% $-648	-5% $-555	+0% $-462	+5% $-370	+10% $-277
Rate	-1.0pp $-286	-0.5pp $-373	base $-462	+0.5pp $-553	+1.0pp $-645

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $87,475
• Closing costs: $10,497
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
17950 Michael Ave Country Club Hills, IL	3.0	1.0	1400	$2,195	$1.57	0d	1	0.37mi
18019 Ravisloe Ter Country Club Hills, IL	3.0	1.5	1150	$2,800	$2.43	0d	1	0.70mi
17984 Amherst Ct Country Club Hills, IL	2.0	1.0	1000	$1,900	$1.90	0d	1	0.80mi
17306 Peach Grove Ln Hazel Crest, IL	4.0	1.0	1034	$2,700	$2.61	0d	1	1.07mi
2256 Windsor Ln Country Club Hills, IL	3.0	1.0	1212	$2,250	$1.86	0d	1	1.13mi
1153 Williamsburg Rd Country Club Hills, IL	2.0	1.5	1216	$1,900	$1.56	0d	1	1.19mi
4453 Provincetown Dr Country Club Hills, IL	3.0	2.5	1300	$2,500	$1.92	0d	1	1.31mi
3501 177th St Country Club Hills, IL	2.0	2.0	839	$2,850	$3.40	0d	1	1.40mi

Listing history 24 events

1. 2026-06-21
   days on market $349,900 Active 50 DOM
2. 2026-06-18
   days on market $349,900 Active 47 DOM
3. 2026-06-17
   days on market $349,900 Active 46 DOM
4. 2026-06-16
   days on market $349,900 Active 45 DOM
5. 2026-06-15
   days on market $349,900 Active 44 DOM
6. 2026-06-13
   days on market $349,900 Active 42 DOM
7. 2026-06-09
   days on market $349,900 Active 38 DOM
8. 2026-06-08
   days on market $349,900 Active 37 DOM
9. 2026-06-07
   days on market $349,900 Active 36 DOM
10. 2026-06-04
    days on market $349,900 Active 33 DOM
11. 2026-06-03
    days on market $349,900 Active 32 DOM
12. 2026-06-02
    days on market $349,900 Active 31 DOM
13. 2026-06-01
    days on market $349,900 Active 30 DOM
14. 2026-05-31
    days on market $349,900 Active 29 DOM
15. 2026-05-02
    listed $349,900 Active
16. 2026-04-14
    historical
17. 2026-03-23
    listed Active
18. 2025-10-14
    soldstatus $330,000
19. 2025-09-22
    soldstatus $330,000 Closed 1091-char remark

    Show marketing remark (1091 chars)

    This beautifully updated home blends thoughtful design with quality craftsmanship throughout. The exterior boasts a new roof, refreshed landscaping, and a refinished deck-creating great curb appeal and outdoor living space. Inside, you'll find refinished hardwood floors, a modern kitchen with quartz countertops and shaker cabinets, and stylishly remodeled bathrooms. The living room features a built-in fireplace wall with hidden wiring for TV and electronics, while large format tile adds a contemporary touch to the entry and kitchen areas. All bedrooms are equipped with ceiling fans, and updated windows enhance energy efficiency. A fully finished basement adds versatility with an additional bedroom and full bath-perfect for guests, a home office, or extended living space. Additional highlights include a new camera security system, epoxy-coated garage floor, and smart garage access. Every detail has been carefully considered-from interior finishes to behind-the-scenes improvements, such as drainage enhancements and updated mechanical systems. Move-in ready and made to impress!

20. 2025-08-22
    status Pending 1091-char remark

    Show marketing remark (1091 chars)

    This beautifully updated home blends thoughtful design with quality craftsmanship throughout. The exterior boasts a new roof, refreshed landscaping, and a refinished deck-creating great curb appeal and outdoor living space. Inside, you'll find refinished hardwood floors, a modern kitchen with quartz countertops and shaker cabinets, and stylishly remodeled bathrooms. The living room features a built-in fireplace wall with hidden wiring for TV and electronics, while large format tile adds a contemporary touch to the entry and kitchen areas. All bedrooms are equipped with ceiling fans, and updated windows enhance energy efficiency. A fully finished basement adds versatility with an additional bedroom and full bath-perfect for guests, a home office, or extended living space. Additional highlights include a new camera security system, epoxy-coated garage floor, and smart garage access. Every detail has been carefully considered-from interior finishes to behind-the-scenes improvements, such as drainage enhancements and updated mechanical systems. Move-in ready and made to impress!

21. 2025-08-18
    listed $325,000 Active 1091-char remark

    Show marketing remark (1091 chars)

    This beautifully updated home blends thoughtful design with quality craftsmanship throughout. The exterior boasts a new roof, refreshed landscaping, and a refinished deck-creating great curb appeal and outdoor living space. Inside, you'll find refinished hardwood floors, a modern kitchen with quartz countertops and shaker cabinets, and stylishly remodeled bathrooms. The living room features a built-in fireplace wall with hidden wiring for TV and electronics, while large format tile adds a contemporary touch to the entry and kitchen areas. All bedrooms are equipped with ceiling fans, and updated windows enhance energy efficiency. A fully finished basement adds versatility with an additional bedroom and full bath-perfect for guests, a home office, or extended living space. Additional highlights include a new camera security system, epoxy-coated garage floor, and smart garage access. Every detail has been carefully considered-from interior finishes to behind-the-scenes improvements, such as drainage enhancements and updated mechanical systems. Move-in ready and made to impress!

22. 2025-08-18
    historical

    Show marketing remark (1091 chars)

    This beautifully updated home blends thoughtful design with quality craftsmanship throughout. The exterior boasts a new roof, refreshed landscaping, and a refinished deck-creating great curb appeal and outdoor living space. Inside, you'll find refinished hardwood floors, a modern kitchen with quartz countertops and shaker cabinets, and stylishly remodeled bathrooms. The living room features a built-in fireplace wall with hidden wiring for TV and electronics, while large format tile adds a contemporary touch to the entry and kitchen areas. All bedrooms are equipped with ceiling fans, and updated windows enhance energy efficiency. A fully finished basement adds versatility with an additional bedroom and full bath-perfect for guests, a home office, or extended living space. Additional highlights include a new camera security system, epoxy-coated garage floor, and smart garage access. Every detail has been carefully considered-from interior finishes to behind-the-scenes improvements, such as drainage enhancements and updated mechanical systems. Move-in ready and made to impress!

23. 2025-08-06
    listed Active
24. 2025-03-11
    soldstatus $70,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

• Current annual tax: $4,000 · $333/mo
• Projected year-2 tax: $5,972 · $498/mo
• Expected delta: +$1,971/yr (+$164/mo · 49.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,126
• − Mortgage interest: −$19,600
• − Property taxes: −$4,000
• − Insurance: −$1,750
• − Repairs & maintenance: −$2,250
• − Management: −$2,250
• − Depreciation: −$10,179
• Taxable loss: −$11,903
• Est. tax savings @ 24.0%: +$2,857
• After-tax cash flow: $-2,693/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bremen Chsd 228
• NCES district ID: 1707050
• Math proficiency: 15% ▼ -4.00%
• Reading proficiency: 17% ▼ -5.00%
• Median HH income: $57,625
• Composite: 15.32/100
• National rank: #9327
• State rank: #468 of 620 in IL

Livability — Country Club Hills

• Score: 75/100
• State rank: #212
• US rank: #3963

Category grades

Amenities F Commute A+ Cost of living A+ Crime D+ Employment A- Housing A+ Health & safety D+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Country Club Hills, IL
• City population: 16,549
• Population (ZIP): 16,549

Population outlook (Cook County) Hauer SSP2

• Today (2025): 5,347,519 people
• By 2030: 5,357,703 · +0.2%
• By 2040: 5,324,924 · -0.4%
• By 2050: 5,230,762 · -2.2%
• By 2075: 4,785,735 · -10.5%
• By 2100: 4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (87%)
• Race & ethnicity: Black 87% White 8% Hispanic / Latino 4% Two or more races 3%
• Common ancestry: Romanian 1%
• Foreign-born: 4% · Canada
• Languages at home: 96% English-only · Spanish 2%

Political lean MEDSL · Cook

• 2024 margin: Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
• 2008→2024 swing: -11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
• All cycles: 2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -79.73%
• Current HPI: 212.3917
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.59%
• F500 in state: 60

Industry mix (Fortune 500 HQ in IL)

Industry	F500 HQs	Revenue
▸Insurance	4	$201B
▸Consumer Goods	4	$87B
▸Industrial Machinery	3	$64B
▸Healthcare	2	$55B
▸Retail / Pharmacy	1	$148B
▸Agriculture / Food	1	$86B

Price history

+399.9% since first listed

10 events — show timeline

• 2026-05-02 Listed $349,900 MRED as Distributed by MLS Grid
• 2026-04-14 Listing Removed — MRED as Distributed by MLS Grid
• 2026-03-23 Listed — MRED as Distributed by MLS Grid
• 2025-10-14 Sold (Public Records) $330,000 Public Records
• 2025-09-22 Sold (MLS) $330,000 MRED as Distributed by MLS Grid
• 2025-08-22 Pending — MRED as Distributed by MLS Grid
• 2025-08-18 Listing Removed — MRED as Distributed by MLS Grid
• 2025-08-18 Listed $325,000 MRED as Distributed by MLS Grid
• 2025-08-06 Listed — MRED as Distributed by MLS Grid
• 2025-03-11 Sold (Public Records) $70,000 Public Records

Property tax history

+5.1%/yr

Latest (2023): $4,000 · +49.5% YoY. Source: county tax records.