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5730 Pembrook Dr
D Composite 44.92
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.6/30.0
  • ARV discount +11.2/15.0
  • DSCR +5.2/10.0
  • Livability +4.0/5.0
  • 1% rule +3.6/10.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0
  • Rent growth +0.2/5.0
  • Appreciation +0.0/10.0

$260,000

5730 Pembrook Dr · New Orleans, LA 70131
4 bd · 2.5 ba · 1,848 sqft · SingleFamily public records · 74 Days on market
Built 1970 $141/sqft · 5% below area Est $283k · 8% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

$2,000 Home Improvement Credit offered to buyers. Welcome to this beautiful home in the desirable Aurora Gardens community. Featuring 4 bedrooms, 2.5 bathrooms, and over 1,900 square feet of living space, this property offers a functional layout suited for a variety of needs. The upper level includes all four bedrooms, highlighted by a spacious primary suite with an en-suite bathroom. The additional bedrooms offer ample closet space, and a second full bathroom upstairs provides added convenience. The main level features a large living area ideal for everyday living and entertaining. The adjoining dining area accommodates gatherings comfortably. The kitchen is equipped with new cabinetry, a sizable pantry, and a breakfast nook suitable for casual dining. The backyard is shaded by mature trees, creating a pleasant outdoor setting. Additional improvements include a new HVAC system with a transferable 10-year warranty to the buyer. This home combines practical living space with recent updates in a well-established community.

Key facts

  • Large living area
  • Ample closet space
  • En-suite bathroom

Tags

AURORA GARDENS COMMUNITYSPACIOUS PRIMARY SUITEEN-SUITE BATHROOMAMPLE CLOSET SPACELARGE LIVING AREAADJOINING DINING AREA

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $260k.

Deal economics

  • At list price, monthly cash flow is $91 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $224k (13.8% below list).
  • Recommended offer: $224k (13.8% below list) — sets the bar for 1% rule.
  • Cap rate 7.0% vs local median 4.3% in New Orleans — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#3 in LA, #1,383 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A+; Watch: crime C-, employment D.
  • Orleans Parish (urban): math 11% / reading 27% proficiency, ranked #69 of 98 in LA (top 70%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Benjamin Franklin Elem. Math And Science (math 12% / reading 23%, grade F, #479 of 646 statewide, top 75%, 747 students, 98% FRL, charter) — zoned schools average 98% FRL vs 68% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents falling (-9.2%/yr); 275 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 710 units permitted in Orleans Parish in 2024 (244 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Orleans County population projected at +61% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 74 days — a 6% lower offer ($244k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 5y ago; this cycle's ask is 11204% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $224,102 (13.8% below list)

Questions for the listing agent

  1. It's been on market 74 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
7.02%
Cash-on-cash
2.59%
DSCR
1.12
GRM
9.7

CMA / ARV

ARV (median comp)
$283,433
List price
$260,000
Delta
-8.27%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5701 Macarthur Blvd 0.30mi 3/2.0 (-1) 1,800 (-3%) 1mo $249,900 $139 74
5885 Macarthur Blvd 0.36mi 4/2.0 2,008 (+9%) 1mo $271,000 $135 66
5600 Durbridge Dr 0.21mi 4/2.5 2,100 (+14%) 2mo $305,000 $145 65
5400 Macarthur Blvd 0.27mi 3/2.0 (-1) 1,700 (-8%) 4mo $240,000 $141 64
2133 Ellen Park Pl 0.56mi 3/2.5 (-1) 2,018 (+9%) 0mo $186,000 $92 54
106 Larchmont Pl 0.49mi 3/2.0 (-1) 2,048 (+11%) 2mo $205,000 $100 51
3610 Rue Andree 0.72mi 3/2.0 (-1) 1,947 (+5%) 1mo $276,000 $142 49
3035 Sullen Pl Pl 0.61mi 3/2.0 (-1) 1,688 (-9%) 2mo $175,000 $104 48
2800 Hyman Pl 0.71mi 3/2.5 (-1) 2,000 (+8%) 0mo $246,500 $123 48
608 Lang St 0.52mi 3/2.0 (-1) 1,625 (-12%) 3mo $235,000 $145 46
3401 Huntlee Dr 0.73mi 3/2.0 (-1) 1,715 (-7%) 5mo $180,000 $105 43
212 Fairfax Pl 0.71mi 3/2.0 (-1) 1,635 (-12%) 0mo $225,000 $138 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-17.1%
Equity multiple
0.41×
Total profit
$-42,944
Equity at exit
$38,767
10-year hold
IRR
-15.5%
Equity multiple
0.24×
Total profit
$-55,472
Equity at exit
$22,480

Cash invested: $72,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70131

Home prices YoY
-12.0%
Rents YoY
-9.2%
Active inventory
275
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$2,241 high interval (Pro) →
Mortgage (P&I)
$1,363
Tax from tax record
$141 /mo · $1,694/yr
Insurance
$108
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$471
Net cashflow
$91

Break-even live

Break-even rent $2,126
Max offer price $260,000
Occupancy floor 91%

Sensitivity live

Price -10% $238 -5% $165 +0% $91 +5% $17 +10% $-56
Rent -10% $-86 -5% $2 +0% $91 +5% $179 +10% $268
Rate -1.0pp $222 -0.5pp $157 base $91 +0.5pp $24 +1.0pp $-45

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$65,000
Closing costs
$7,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5801 Albany Ct New Orleans, LA 4.0 2.5 2160 $2,000 $0.93 26d 1 0.11mi
2741 Chelsea Dr New Orleans, LA 4.0 2.5 2382 $2,500 $1.05 18d 1 0.13mi
6021 Brighton Pl New Orleans, LA 4.0 3.0 1840 $3,100 $1.68 18d 1 0.31mi
3151 Plymouth Pl New Orleans, LA 3.0 1.0 1470 $1,700 $1.16 26d 1 0.44mi
1410 Kabel Dr New Orleans, LA 3.0 2.0 2200 $2,200 $1.00 26d 1 0.81mi
3751 Herald St New Orleans, LA 4.0 2.0 1624 $2,150 $1.32 26d 1 0.84mi
6015 Carlisle Ct New Orleans, LA 3.0 2.0 2300 $1,800 $0.78 18d 1 0.85mi
3738 Somerset Dr New Orleans, LA 4.0 2.0 2247 $3,000 $1.34 0d 1 0.86mi
3738 Somerset Dr New Orleans, LA 4.0 2.0 2247 $3,000 $1.34 16d 1 0.86mi
3511 Hyman Pl New Orleans, LA 3.0 2.0 1975 $2,700 $1.37 0d 1 0.89mi
3620 Dickens Dr New Orleans, LA 5.0 3.0 1430 $2,250 $1.57 19d 1 0.89mi
103 Danny Dr New Orleans, LA 4.0 2.0 2040 $2,400 $1.18 26d 1 0.92mi
6121 Stratford Pl New Orleans, LA 3.0 2.0 1225 $1,800 $1.47 18d 1 0.93mi
4020 Sullen Pl New Orleans, LA 4.0 2.5 1280 $1,400 $1.09 5d 1 1.03mi
4254 Maple Leaf Dr New Orleans, LA 1.0–3.0 1.0–2.5 1354 $1,687 $1.25 4d 8 1.04mi
3200 Lancaster St New Orleans, LA 4.0 2.0 1678 $2,200 $1.31 26d 1 1.06mi
3619 Pittari Pl New Orleans, LA 4.0 2.0 2000 $2,200 $1.10 26d 1 1.09mi
2001 Saint Nick Dr New Orleans, LA 4.0 2.5 2400 $2,300 $0.96 26d 1 1.10mi
3531 Adrian St New Orleans, LA 3.0 2.0 1292 $1,895 $1.47 18d 1 1.23mi
5823 Tullis Dr New Orleans, LA 3.0 1.5 1637 $1,600 $0.98 26d 1 1.47mi
5797 Tullis Dr New Orleans, LA 3.0 1.5 1240 $1,600 $1.29 26d 1 1.49mi

Listing history 21 events

  1. 2026-05-15
    historical $2,300
  2. 2026-05-13
    status Pending 1036-char remark
    Show marketing remark (1036 chars)

    $2,000 Home Improvement Credit offered to buyers. Welcome to this beautiful home in the desirable Aurora Gardens community. Featuring 4 bedrooms, 2.5 bathrooms, and over 1,900 square feet of living space, this property offers a functional layout suited for a variety of needs. The upper level includes all four bedrooms, highlighted by a spacious primary suite with an en-suite bathroom. The additional bedrooms offer ample closet space, and a second full bathroom upstairs provides added convenience. The main level features a large living area ideal for everyday living and entertaining. The adjoining dining area accommodates gatherings comfortably. The kitchen is equipped with new cabinetry, a sizable pantry, and a breakfast nook suitable for casual dining. The backyard is shaded by mature trees, creating a pleasant outdoor setting. Additional improvements include a new HVAC system with a transferable 10-year warranty to the buyer. This home combines practical living space with recent updates in a well-established community.

  3. 2026-05-13
    status Pending 1036-char remark
    Show marketing remark (1036 chars)

    $2,000 Home Improvement Credit offered to buyers. Welcome to this beautiful home in the desirable Aurora Gardens community. Featuring 4 bedrooms, 2.5 bathrooms, and over 1,900 square feet of living space, this property offers a functional layout suited for a variety of needs. The upper level includes all four bedrooms, highlighted by a spacious primary suite with an en-suite bathroom. The additional bedrooms offer ample closet space, and a second full bathroom upstairs provides added convenience. The main level features a large living area ideal for everyday living and entertaining. The adjoining dining area accommodates gatherings comfortably. The kitchen is equipped with new cabinetry, a sizable pantry, and a breakfast nook suitable for casual dining. The backyard is shaded by mature trees, creating a pleasant outdoor setting. Additional improvements include a new HVAC system with a transferable 10-year warranty to the buyer. This home combines practical living space with recent updates in a well-established community.

  4. 2026-03-17
    listed $2,300
  5. 2026-03-17
    historical $2,300
  6. 2026-03-16
    listed $2,300
  7. 2026-02-28
    listed $260,000 Active 1036-char remark
    Show marketing remark (1036 chars)

    $2,000 Home Improvement Credit offered to buyers. Welcome to this beautiful home in the desirable Aurora Gardens community. Featuring 4 bedrooms, 2.5 bathrooms, and over 1,900 square feet of living space, this property offers a functional layout suited for a variety of needs. The upper level includes all four bedrooms, highlighted by a spacious primary suite with an en-suite bathroom. The additional bedrooms offer ample closet space, and a second full bathroom upstairs provides added convenience. The main level features a large living area ideal for everyday living and entertaining. The adjoining dining area accommodates gatherings comfortably. The kitchen is equipped with new cabinetry, a sizable pantry, and a breakfast nook suitable for casual dining. The backyard is shaded by mature trees, creating a pleasant outdoor setting. Additional improvements include a new HVAC system with a transferable 10-year warranty to the buyer. This home combines practical living space with recent updates in a well-established community.

  8. 2026-02-28
    listed $260,000 Active 1036-char remark
    Show marketing remark (1036 chars)

    $2,000 Home Improvement Credit offered to buyers. Welcome to this beautiful home in the desirable Aurora Gardens community. Featuring 4 bedrooms, 2.5 bathrooms, and over 1,900 square feet of living space, this property offers a functional layout suited for a variety of needs. The upper level includes all four bedrooms, highlighted by a spacious primary suite with an en-suite bathroom. The additional bedrooms offer ample closet space, and a second full bathroom upstairs provides added convenience. The main level features a large living area ideal for everyday living and entertaining. The adjoining dining area accommodates gatherings comfortably. The kitchen is equipped with new cabinetry, a sizable pantry, and a breakfast nook suitable for casual dining. The backyard is shaded by mature trees, creating a pleasant outdoor setting. Additional improvements include a new HVAC system with a transferable 10-year warranty to the buyer. This home combines practical living space with recent updates in a well-established community.

  9. 2026-02-15
    historical $2,300
  10. 2026-02-07
    listed $2,300
  11. 2026-02-07
    historical $2,300
  12. 2025-09-05
    listed $2,300
  13. 2025-06-19
    price $260,000
  14. 2025-06-19
    price $260,000
  15. 2025-03-12
    listed $265,000 Active
  16. 2021-09-15
    soldstatus $227,000 Closed
  17. 2021-07-27
    status Pending
  18. 2021-07-23
    listed $219,000
  19. 2021-07-23
    listed $219,000 Active
  20. 1992-09-21
    soldstatus $88,000
  21. 1988-04-18
    soldstatus $101,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,694 · $141/mo
Projected year-2 tax
$1,694 · $141/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X · 73% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,892
− Mortgage interest
−$14,564
− Property taxes
−$1,694
− Insurance
−$2,098
− Repairs & maintenance
−$2,151
− Management
−$2,151
− Depreciation
−$7,564
Taxable loss
−$3,330
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$799
After-tax cash flow
$1,891/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Orleans Parish
NCES district ID
2201170
Math proficiency
11% ▼ -52.00%
Reading proficiency
27% ▼ -46.00%
Median HH income
$37,011
Composite
15.78/100
National rank
#9271
State rank
#69 of 98 in LA

Livability — New Orleans

Score
81/100
State rank
#3
US rank
#1383

Category grades

Amenities A+ Commute A+ Cost of living B+ Crime C- Employment D Housing B- Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
New Orleans, LA
County
Orleans Parish · 338,817 people
City population
338,817
Metro
New Orleans-Metairie, LA
Population (ZIP)
25,151
Household income
$62,389
Rent vs Own
34.6% rent · 65.4% own
Severe rent burden
707.0

Population outlook (Orleans County) Hauer SSP2

Today (2025)
513,025 people
By 2030
575,781 · +12.2%
By 2040
700,174 · +36.5%
By 2050
826,541 · +61.1%
By 2075
1,123,374 · +119.0%
By 2100
1,355,609 · +164.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Black 62% White 20% Hispanic / Latino 11% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 2% Dominican 2%
Common ancestry
Lithuanian 4% Hispanic 1%
Foreign-born
8% · Canada, Vietnam, China
Languages at home
86% English-only · Spanish 9% Vietnamese 2% French/Haitian/Cajun 1%

Political lean MEDSL · Orleans

2024 margin
Solid D (+67.0) · D 82.2% · R 15.2% · Other 2.7%
2008→2024 swing
+6.7pp toward D · 2008: 60.3pp · 2024: 67.0pp
All cycles
2024: D+67.0 2020: D+68.2 2016: D+66.2 2012: D+62.5 2008: D+60.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -28.08%
Current HPI
206.7552
Rent YoY
▼ -9.23%
Metro
New Orleans-Metairie, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-97.7% since first listed
21 events — show timeline
  • 2026-05-15 Rental Removed $2,300 GSREIN
  • 2026-05-13 Pending AcadianaMLS
  • 2026-05-13 Pending GSREIN
  • 2026-03-17 Listed for Rent $2,300 GSREIN
  • 2026-03-17 Rental Removed $2,300 RAAMLS
  • 2026-03-16 Listed for Rent $2,300 RAAMLS
  • 2026-02-28 Listed $260,000 GSREIN
  • 2026-02-28 Listed $260,000 AcadianaMLS
  • 2026-02-15 Rental Removed $2,300 RAAMLS
  • 2026-02-07 Listed for Rent $2,300 RAAMLS
  • 2026-02-07 Rental Removed $2,300 GSREIN
  • 2025-09-05 Listed for Rent $2,300 GSREIN
  • 2025-06-19 Price Changed $260,000 AcadianaMLS
  • 2025-06-19 Price Changed $260,000 GSREIN
  • 2025-03-12 Listed $265,000 AcadianaMLS
  • 2021-09-15 Sold (MLS) $227,000 GSREIN
  • 2021-07-27 Pending GSREIN
  • 2021-07-23 Listed $219,000 GSREIN
  • 2021-07-23 Listed $219,000 AcadianaMLS
  • 1992-09-21 Sold (Public Records) $88,000 Public Records
  • 1988-04-18 Sold (Public Records) $101,000 Public Records

Property tax history

+3.8%/yr

Latest (2026): $1,694 · -6.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…