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7339 Roundstone Dr
D+ Composite 46.59
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • Appreciation +9.2/10.0
  • DSCR +4.6/10.0
  • ARV discount +3.7/15.0
  • Schools +3.2/10.0
  • 1% rule +3.0/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$300,000

7339 Roundstone Dr · Graniteville, SC 29829
4 bd · 2.5 ba · 2,303 sqft · SingleFamily public records · 265 Days on market
Built 2012 0.43 ac lot Est $276k · 9% over $38/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Discover this beautifully updated home in the highly sought after Sage Creek community. Recent renovations include fresh interior paint, a brand‑new roof, updated bathroom flooring, and new carpet throughout, creating a truly move in ready space. The open floor plan features hardwood floors in the kitchen and dining room, complemented by stainless steel appliances and elegant granite countertops. An inviting electric fireplace adds warmth and charm to the living area. Outside, enjoy a fully fenced backyard perfect for pets, play, or outdoor entertaining. A wonderful blend of comfort, style, and convenience in a popular neighborhood.

Key facts

  • Fenced back yard
  • New roof
  • 0.43 acre lot

Tags

NEW ROOFFENCED BACK YARD

Property features AI

Finance

  • HOA & community: Homeowners association with an annual fee of $450 (about $37.50/month)

Exterior

  • Parking: Attached garage with 2 spaces; Garage door opener; Paved driveway
  • Utilities: Public water; Public sewer; Underground utilities; Water and sewer available; Electricity available; Cable available
  • Home design: Single-family residence; Two levels
  • Construction: Stone and vinyl siding exterior; Asphalt roof; Slab foundation; Built on two levels
  • Exterior features: Porch; Patio; Fenced yard; Sprinklers in rear; Level to rolling slope lot; Paved road access

Interior

  • Kitchen: Dishwasher; Disposal; Range / Cooktop; Electric water heater
  • Bedrooms: Total rooms: 8
  • Flooring: Ceramic tile; Carpet; Hardwood
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central air (electric); Ceiling fans; Forced air heat; Heat pump; Electric heating; Fireplace heating option
  • Interior features: Ceiling fans; Walk-in closets; Eat-in kitchen; Pantry; Insulated windows with window coverings; Living room electric fireplace
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $300k.

Deal economics

  • At list price, monthly cash flow is $93 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $241k (19.8% below list).
  • Recommended offer: $241k (19.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: schools F, amenities F, commute F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 299 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $27k of equity ($2k loan paydown + $25k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (8.4% appreciation + 3.0% rent growth), your $84k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$44k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 265 days — a 12% lower offer ($264k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $188k; list at $300k implies a 59% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 72% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $240,529 (19.8% below list)

Questions for the listing agent

  1. It's been on market 265 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
6.67%
Cash-on-cash
1.33%
DSCR
1.06
GRM
10.4

CMA / ARV

ARV (on-the-fly)
$276,360
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
568 Buttonwood Dr 0.06mi 4/2.5 2,232 (-3%) 1mo $267,000 $120 91
708 Flat Rock Ln 0.47mi 4/2.5 2,342 (+2%) 5mo $399,000 $170 71
4145 Thimbleberry Dr 0.27mi 3/2.5 (-1) 2,357 (+2%) 10mo $273,000 $116 70
709 Turning Crest Ln 0.36mi 4/2.5 2,294 (-0%) 16mo $256,500 $112 69
3032 Walking View Ct 0.50mi 4/2.5 2,359 (+2%) 5mo $250,000 $106 68
4055 Thimbleberry Dr 0.35mi 3/2.5 (-1) 2,273 (-1%) 12mo $270,000 $119 66
8039 Red Rock Way Way 0.34mi 4/2.5 2,456 (+7%) 13mo $287,000 $117 62
8045 Cozy Knl 0.33mi 4/2.5 2,149 (-7%) 15mo $274,500 $128 61
8003 Red Rock Way 0.28mi 4/2.0 1,966 (-15%) 1mo $285,000 $145 60
692 Turning Crest Ln 0.31mi 3/2.5 (-1) 2,000 (-13%) 1mo $255,000 $128 58
2841 Calli Crossing Dr 0.70mi 5/3.0 (+1) 2,361 (+2%) 16mo $283,600 $120 43
515 Twin VW Ct 0.54mi 3/2.5 (-1) 2,065 (-10%) 14mo $257,000 $124 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
21.8%
Equity multiple
2.63×
Total profit
$136,739
Equity at exit
$235,719
10-year hold
IRR
19.9%
Equity multiple
5.67×
Total profit
$392,512
Equity at exit
$475,542

Cash invested: $84,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
299
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$2,405 high interval (Pro) →
Mortgage (P&I)
$1,573
Tax from tax record
$71 /mo · $846/yr
Insurance
$125
HOA
$38
Vacancy / Maint / Mgmt
$505
Net cashflow
$93

Break-even live

Break-even rent $2,287
Max offer price $300,000
Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,000
Closing costs
$9,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4074 Thimbleberry Dr Graniteville, SC 3.0 2.5 1854 $1,900 $1.02 21d 1 0.33mi
4044 Thimbleberry Dr Graniteville, SC 3.0 2.5 1694 $1,925 $1.14 21d 1 0.37mi
6130 Mahogany Ter Graniteville, SC 4.0 2.0 1893 $2,250 $1.19 13d 1 0.40mi
507 Satinwood Cir Graniteville, SC 3.0–4.0 2.0–2.5 1776 $2,199 $1.24 13d 5 0.41mi
4060 Stone Pass Dr Graniteville, SC 4.0 2.0 1600 $1,925 $1.20 23d 1 0.63mi

HOA detail

Monthly dues
$38 · $456/yr
Likely covers
electric

Listing history 34 events

  1. 2026-06-18
    days on market $300,000 Active 265 DOM
  2. 2026-06-17
    days on market $300,000 Active 264 DOM
  3. 2026-06-16
    days on market $300,000 Active 263 DOM
  4. 2026-06-15
    days on market $300,000 Active 262 DOM
  5. 2026-06-14
    days on market $300,000 Active 260 DOM
  6. 2026-06-13
    days on market $300,000 Active 259 DOM
  7. 2026-06-10
    days on market $300,000 Active 257 DOM
  8. 2026-06-09
    days on market $300,000 Active 256 DOM
  9. 2026-06-08
    days on market $300,000 Active 255 DOM
  10. 2026-06-07
    days on market $300,000 Active 254 DOM
  11. 2026-06-03
    days on market $300,000 Active 250 DOM
  12. 2026-06-02
    days on market $300,000 Active 249 DOM
  13. 2026-06-01
    days on market $300,000 Active 248 DOM
  14. 2026-05-31
    days on market $300,000 Active 247 DOM
  15. 2026-05-30
    days on market $300,000 Active 246 DOM
  16. 2025-11-11
    price $300,000
  17. 2025-10-16
    status Active
  18. 2025-10-15
    historical Active Under Contract
  19. 2025-09-26
    listed $314,900 Active
  20. 2025-04-07
    historical
  21. 2025-04-07
    historical
  22. 2025-04-04
    listed $275,000
  23. 2025-04-04
    listed $275,000
  24. 2018-08-27
    soldstatus $188,500
  25. 2018-08-24
    soldstatus $188,500
  26. 2018-08-24
    soldstatus $188,500
  27. 2018-08-24
    soldstatus $188,500
  28. 2018-06-18
    listed $189,900
  29. 2018-06-11
    listed $189,000
  30. 2018-06-11
    listed $189,000
  31. 2012-11-29
    soldstatus $152,300
  32. 2012-11-29
    soldstatus $152,300
  33. 2012-08-30
    listed $152,300
  34. 2012-08-30
    listed $152,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$846 · $71/mo
Projected year-2 tax
$1,710 · $142/mo
Expected delta
+$864/yr (+$72/mo · 102.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 72% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,863
− Mortgage interest
−$16,805
− Property taxes
−$846
− Insurance
−$1,500
− Repairs & maintenance
−$2,309
− Management
−$2,309
− HOA
−$456
− Depreciation
−$8,727
Taxable loss
−$4,089
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$981
After-tax cash flow
$2,103/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Graniteville

Score
59/100
State rank
#240
US rank
#19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
12,385
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+97.0% since first listed
19 events — show timeline
  • 2025-11-11 Price Changed $300,000 AMLS
  • 2025-10-16 Relisted AMLS
  • 2025-10-15 Contingent AMLS
  • 2025-09-26 Listed $314,900 AMLS
  • 2025-04-07 Listing Removed Hive MLS
  • 2025-04-07 Listing Removed Hive MLS
  • 2025-04-04 Listed $275,000 Hive MLS
  • 2025-04-04 Listed $275,000 Hive MLS
  • 2018-08-27 Sold (Public Records) $188,500 Public Records
  • 2018-08-24 Sold (MLS) $188,500 AMLS
  • 2018-08-24 Sold (MLS) $188,500 Hive MLS
  • 2018-08-24 Sold (MLS) $188,500 Hive MLS
  • 2018-06-18 Listed $189,900 AMLS
  • 2018-06-11 Listed $189,000 Hive MLS
  • 2018-06-11 Listed $189,000 Hive MLS
  • 2012-11-29 Sold (MLS) $152,300 Hive MLS
  • 2012-11-29 Sold (MLS) $152,300 Hive MLS
  • 2012-08-30 Listed $152,300 Hive MLS
  • 2012-08-30 Listed $152,300 Hive MLS

Property tax history

+1.9%/yr

Latest (2025): $846 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…