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6316 Isleta Rd
C Composite 57.64
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.1/30.0
  • DSCR +8.2/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.6/10.0
  • Rent growth +3.6/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$162,000

6316 Isleta Rd · Twentynine Palms, CA 92277
2 bd · 1.0 ba · 1,056 sqft · SingleFamily public records · 9 Days on market
Built 1953 2.50 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Unlock the potential of this 2-bedroom, 2-bath home located in the heart of 29 Palms. Whether you're an investor, flipper, or buyer looking to create your own desert retreat, this property offers a fantastic opportunity to add value through renovation and updates. Situated on a generously sized lot, the home features plenty of room to customize to your vision. With some TLC, this property could become a charming primary residence, vacation getaway, or income-producing rental. Conveniently located near local amenities, the Marine Corps base, and the entrance to Joshua Tree National Park, this home is ideally positioned to take advantage of the area's growing popularity and demand. Property i

Key facts

  • Generously sized lot
  • Local amenities
  • 2.5 acre lot

Tags

GENEROUSLY SIZED LOTLOCAL AMENITIESJOSHUA TREE NATIONAL PARK

Property features AI

Finance

  • HOA & community: Rural community setting

Exterior

  • Utilities: Sewer or septic: unknown; Water source: see remarks
  • Home design: House; Single-story; Has a view
  • Construction: Year built reported by assessor; No common walls (detached)
  • Exterior features: Corner lot; No pool

Interior

  • Kitchen: Kitchen (details in remarks)
  • Bedrooms: 2 main floor bedrooms
  • Bathrooms: 1 full bath; 1 three-quarter bath
  • Heating & cooling: Central cooling
  • Interior features: One-level layout with front door entry; Main floor has 2 bedrooms and 2 bathrooms; Living room with fireplace; Rooms include kitchen and living room
  • Laundry & utility: Has laundry (see remarks for details)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $162k.

Deal economics

  • At list price, monthly cash flow is $357 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $162k).
  • Cap rate 8.9% vs local median 4.3% in Twentynine Palms — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#622 in CA) — a working-class tenant base; expect higher turnover. Strengths: commute A+, housing A+; Watch: schools D, amenities F, employment D-.
  • Morongo Unified (town): math 15% / reading 38% proficiency, ranked #395 of 517 in CA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+4.5%/yr); 734 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 4.5% rent growth), your $45k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $11k; list at $162k implies a 1373% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $162,000

Questions for the listing agent

  1. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.06%
Cap rate
8.94%
Cash-on-cash
9.45%
DSCR
1.42
GRM
7.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 4.45% rent growth · sell at horizon

5-year hold
IRR
-0.6%
Equity multiple
0.98×
Total profit
$-1,008
Equity at exit
$24,155
10-year hold
IRR
10.4%
Equity multiple
1.86×
Total profit
$38,924
Equity at exit
$14,007

Cash invested: $45,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92277

Home prices YoY
-3.1%
Rents YoY
4.5%
Active inventory
734
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$1,711 medium interval (Pro) →
Mortgage (P&I)
$850
Tax from tax record
$77 /mo · $923/yr
Insurance
$68
HOA
$0
Vacancy / Maint / Mgmt
$359
Net cashflow
$357

Break-even live

Break-even rent $1,258
Max offer price $162,000
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$40,500
Closing costs
$4,860
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6935 Wilshire Ave Unit 29 Twentynine Palms, CA 3.0 2.0 1156 $1,950 $1.69 15d 1 0.84mi
6966 Park Ave Unit 29 Twentynine Palms, CA 3.0 2.0 1156 $1,950 $1.69 1d 1 0.85mi
75047 Baseline Rd Twentynine Palms, CA 2.0 1.0 952 $1,850 $1.94 43d 1 1.46mi
74875 Alta Loma Dr Twentynine Palms, CA 2.0 1.0 775 $1,400 $1.81 43d 1 1.48mi

Listing history 8 events

  1. 2026-06-18
    days on market $162,000 Active 9 DOM
  2. 2026-06-17
    days on market $162,000 Active 8 DOM
  3. 2026-06-16
    days on market $162,000 Active 7 DOM
  4. 2026-06-15
    days on market $162,000 Active 6 DOM
  5. 2026-06-13
    days on market $162,000 Active 4 DOM
  6. 2026-06-13
    days on market $162,000 Active 3 DOM
  7. 2026-06-10
    remarks 699-char remark
  8. 2026-06-10
    listed $162,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$923 · $77/mo
Projected year-2 tax
$1,231 · $103/mo
Expected delta
+$309/yr (+$26/mo · 33.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 11 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,526
− Mortgage interest
−$9,075
− Property taxes
−$923
− Insurance
−$810
− Repairs & maintenance
−$1,642
− Management
−$1,642
− Depreciation
−$4,713
Taxable income
$1,722
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$413
After-tax cash flow
$3,875/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Morongo Unified
NCES district ID
0625860
Math proficiency
15% ▼ -12.00%
Reading proficiency
38% ▼ -3.00%
Median HH income
$39,399
Composite
22.19/100
National rank
#8156
State rank
#395 of 517 in CA

Livability — Twentynine Palms

Score
59/100
State rank
#622
US rank
#19731

Category grades

Amenities F Commute A+ Cost of living C Crime C Employment D- Housing A+ Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Twentynine Palms, CA
County
San Bernardino County · 2,030,291 people
City population
26,277
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
26,277
Household income
$60,901
Rent vs Own
56.7% rent · 43.3% own
Severe rent burden
1057.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 49% Two or more races 24% Hispanic / Latino 24% Black 9% Asian 4% Pacific Islander 1% Native American 1%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Italian 5% Lithuanian 3% Slovak 3%
Foreign-born
9% · Canada, China, South Korea
Languages at home
81% English-only · Spanish 12% Other Asian/Pacific 2% Tagalog/Filipino 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -12.15%
Current HPI
380.5083
Rent YoY
▲ 4.45%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+1372.7% since first listed
2 events — show timeline
  • 2026-06-09 Listed $162,000 CRMLS
  • 1992-05-15 Sold (Public Records) $11,000 Public Records

Property tax history

+3.0%/yr

Latest (2025): $923 · +6.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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