7 Ridgevale Rd · Sherwood, AR 72076

$145,000

3 bd · 2.0 ba · 1,848 sqft · SingleFamily public records · 79 Days on market

Built 1979 9,147 sqft lot $78/sqft · 33% below area Est $187k · 23% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.3/30.0
• ARV discount +15.0/15.0
• DSCR +7.8/10.0
• 1% rule +5.9/10.0
• Livability +3.7/5.0
• Rent growth +3.3/5.0
• Schools +2.6/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

A unique split-level home situated on a spacious 0.21 (+/-) lot is ready for your tailored touch in Jacksonville. The centerpiece is a rock wall wrapped around a wood-burning fireplace that is perfect for enjoying family and friends on a cold day. The screened in covered back porch is ideal for relaxing or entertaining and keeping those pesky bugs away. This property offers great potential for buyers looking to personalize and update a home to their taste. With solid bones and a desirable layout, this is a fantastic opportunity to create your dream space.

Key facts

• Rock wall
• Desirable layout
• Spacious lot

Tags

• SPLIT-LEVEL HOME
• ROCK WALL
• WOOD-BURNING FIREPLACE
• SCREENED IN COVERED BACK PORCH
• SPACIOUS LOT
• DESIRABLE LAYOUT

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $145k.

Deal economics

• At list price, monthly cash flow is $292 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $145k).
• Recommended offer: $136k (6.0% below list) — sets the bar for market timing.
• Cap rate 8.7% vs local median 4.3% in Sherwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#19 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
• Pulaski County Spec. School District (rural): math 27% / reading 31% proficiency, ranked #150 of 238 in AR (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising (+3.1%/yr); 154 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,006 units permitted in Pulaski County in 2024 (0 in 5+ unit buildings).
• This rent runs 35% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Pulaski County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 79 days — a 6% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 9y ago; this cycle's ask has dropped $15k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $110k; 32% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $136,300 (6.0% below list)

Questions for the listing agent

1. It's been on market 79 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.09% ✓
• Cap rate: 8.71%
• Cash-on-cash: 8.62%
• DSCR: 1.38
• GRM: 7.7

CMA / ARV

• ARV (median comp): $187,183
• List price: $145,000
• Delta: -22.54%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1732 Pilot Ct	0.73mi	4/2.0 (+1)	1,837 (-1%)	0mo	$279,900	$152	60
7213 Stonehenge Dr	0.63mi	3/2.0	1,902 (+3%)	8mo	$323,300	$170	59
7217 Stonehenge Dr	0.64mi	3/2.0	1,859 (+1%)	15mo	$319,000	$172	57
24 N Valley Dr	0.32mi	3/2.0	1,631 (-12%)	13mo	$210,000	$129	54
1709 Pilot Ct	0.66mi	3/2.0	1,709 (-8%)	3mo	$230,000	$135	54
199 Wildflower Dr	0.24mi	4/2.0 (+1)	1,696 (-8%)	20mo	$200,000	$118	53
7301 Stonehenge Dr	0.66mi	3/2.0	1,900 (+3%)	16mo	$320,000	$168	52
7316 Stonehenge Dr	0.71mi	3/2.0	1,946 (+5%)	11mo	$320,000	$164	48
1712 Pilot Ct	0.66mi	3/2.0	1,649 (-11%)	4mo	$227,500	$138	48
7117 Stonehenge Dr	0.60mi	3/2.0	1,650 (-11%)	13mo	$293,750	$178	43
6013 Flight Ct	0.73mi	3/2.0	1,627 (-12%)	9mo	$243,000	$149	38
20 Cherryridge Pl	0.69mi	3/2.0	1,587 (-14%)	21mo	$190,000	$120	27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.07% rent growth · sell at horizon

5-year hold

• IRR: -3.2%
• Equity multiple: 0.88×
• Total profit: $-4,812
• Equity at exit: $21,620

10-year hold

• IRR: 6.6%
• Equity multiple: 1.50×
• Total profit: $20,162
• Equity at exit: $12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 92 Strongly Landlord-Friendly
• State Arkansas: 92 Strongly Landlord-Friendly · R+14
• County: — inherits STATE
• City: — inherits STATE

Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

Methodology + full state rankings →

ZIP-level market 72076

• Home prices YoY: -30.3%
• Rents YoY: 3.1%
• Active inventory: 154
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $1,574 high
• Mortgage (P&I): −$760
• Tax from tax record: −$131 /mo · $1,570/yr
• Insurance: −$60
• HOA: −$0
• Vacancy / Maint / Mgmt: −$331
• Net cashflow: $292

Break-even live

Break-even rent $1,205

Max offer price $145,000

Occupancy floor 76%

Sensitivity live

Price	-10% $374	-5% $333	+0% $292	+5% $251	+10% $210
Rent	-10% $167	-5% $230	+0% $292	+5% $354	+10% $416
Rate	-1.0pp $365	-0.5pp $329	base $292	+0.5pp $254	+1.0pp $216

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,250
• Closing costs: $4,350
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1704 Pilot Ct Jacksonville, AR	3.0	2.0	1860	$1,675	$0.90	24d	1	0.63mi
202 Rita Dr Jacksonville, AR	4.0	2.0	1323	$1,350	$1.02	15d	1	0.70mi
10 Willowridge Cv Jacksonville, AR	3.0	2.0	1495	$1,495	$1.00	24d	1	0.75mi
1901 Reveille Cir Jacksonville, AR	3.0	2.0	2022	$1,800	$0.89	22d	1	0.86mi
1717 Hatcher Rd Unit 23 Sherwood, AR	3.0	2.0	1280	$750	$0.59	15d	1	0.87mi
7705 Jacksonville Cutoff Rd Jacksonville, AR	3.0	2.0	1700	$1,600	$0.94	24d	1	0.87mi
8061 Nora Ln Sherwood, AR	3.0	2.5	1700	$3,069	$1.81	24d	1	0.91mi
1717 Hatcher Rd Unit 16 Sherwood, AR	3.0	2.0	1280	$800	$0.62	15d	1	1.02mi
103 White Wing Way Jacksonville, AR	3.0	2.0	1616	$1,495	$0.93	44d	1	1.12mi
101 Arkansas Blvd Jacksonville, AR	2.0–4.0	1.0–2.5	1636	$1,672	$1.02	15d	1	1.49mi

Listing history 31 events

1. 2026-06-18
   days on market $145,000 Active 79 DOM
2. 2026-06-17
   days on market $145,000 Active 78 DOM
3. 2026-06-16
   days on market $145,000 Active 77 DOM
4. 2026-06-15
   days on market $145,000 Active 76 DOM
5. 2026-06-14
   days on market $145,000 Active 74 DOM
6. 2026-06-13
   statusdays on market $145,000 Active 73 DOM
7. 2026-06-10
   days on market $145,000 Price Change 71 DOM
8. 2026-06-09
   days on market $145,000 Price Change 70 DOM
9. 2026-06-08
   days on market $145,000 Price Change 69 DOM
10. 2026-06-07
    days on market $145,000 Price Change 68 DOM
11. 2026-06-05
    pricestatusdays on market $145,000 Price Change 65 DOM
12. 2026-06-03
    days on market $150,000 Active 64 DOM
13. 2026-06-02
    days on market $150,000 Active 63 DOM
14. 2026-06-01
    days on market $150,000 Active 62 DOM
15. 2026-05-31
    days on market $150,000 Active 61 DOM
16. 2026-05-31
    days on market $150,000 Active 60 DOM
17. 2026-05-17
    price $150,000 561-char remark

    Show marketing remark (561 chars)

    A unique split-level home situated on a spacious 0.21 (+/-) lot is ready for your tailored touch in Jacksonville. The centerpiece is a rock wall wrapped around a wood-burning fireplace that is perfect for enjoying family and friends on a cold day. The screened in covered back porch is ideal for relaxing or entertaining and keeping those pesky bugs away. This property offers great potential for buyers looking to personalize and update a home to their taste. With solid bones and a desirable layout, this is a fantastic opportunity to create your dream space.

18. 2026-05-16
    price $150,000 561-char remark

    Show marketing remark (561 chars)

    A unique split-level home situated on a spacious 0.21 (+/-) lot is ready for your tailored touch in Jacksonville. The centerpiece is a rock wall wrapped around a wood-burning fireplace that is perfect for enjoying family and friends on a cold day. The screened in covered back porch is ideal for relaxing or entertaining and keeping those pesky bugs away. This property offers great potential for buyers looking to personalize and update a home to their taste. With solid bones and a desirable layout, this is a fantastic opportunity to create your dream space.

19. 2026-05-16
    price $150,000

    Show marketing remark (561 chars)

    A unique split-level home situated on a spacious 0.21 (+/-) lot is ready for your tailored touch in Jacksonville. The centerpiece is a rock wall wrapped around a wood-burning fireplace that is perfect for enjoying family and friends on a cold day. The screened in covered back porch is ideal for relaxing or entertaining and keeping those pesky bugs away. This property offers great potential for buyers looking to personalize and update a home to their taste. With solid bones and a desirable layout, this is a fantastic opportunity to create your dream space.

20. 2026-04-27
    price $155,000 561-char remark

    Show marketing remark (561 chars)

    A unique split-level home situated on a spacious 0.21 (+/-) lot is ready for your tailored touch in Jacksonville. The centerpiece is a rock wall wrapped around a wood-burning fireplace that is perfect for enjoying family and friends on a cold day. The screened in covered back porch is ideal for relaxing or entertaining and keeping those pesky bugs away. This property offers great potential for buyers looking to personalize and update a home to their taste. With solid bones and a desirable layout, this is a fantastic opportunity to create your dream space.

21. 2026-04-27
    price $155,000 561-char remark

    Show marketing remark (561 chars)

    A unique split-level home situated on a spacious 0.21 (+/-) lot is ready for your tailored touch in Jacksonville. The centerpiece is a rock wall wrapped around a wood-burning fireplace that is perfect for enjoying family and friends on a cold day. The screened in covered back porch is ideal for relaxing or entertaining and keeping those pesky bugs away. This property offers great potential for buyers looking to personalize and update a home to their taste. With solid bones and a desirable layout, this is a fantastic opportunity to create your dream space.

22. 2026-04-27
    price $155,000

    Show marketing remark (561 chars)

    A unique split-level home situated on a spacious 0.21 (+/-) lot is ready for your tailored touch in Jacksonville. The centerpiece is a rock wall wrapped around a wood-burning fireplace that is perfect for enjoying family and friends on a cold day. The screened in covered back porch is ideal for relaxing or entertaining and keeping those pesky bugs away. This property offers great potential for buyers looking to personalize and update a home to their taste. With solid bones and a desirable layout, this is a fantastic opportunity to create your dream space.

23. 2026-03-31
    listed $160,000 Active 561-char remark

    Show marketing remark (561 chars)

    A unique split-level home situated on a spacious 0.21 (+/-) lot is ready for your tailored touch in Jacksonville. The centerpiece is a rock wall wrapped around a wood-burning fireplace that is perfect for enjoying family and friends on a cold day. The screened in covered back porch is ideal for relaxing or entertaining and keeping those pesky bugs away. This property offers great potential for buyers looking to personalize and update a home to their taste. With solid bones and a desirable layout, this is a fantastic opportunity to create your dream space.

24. 2026-03-31
    listed $160,000 Active

    Show marketing remark (561 chars)

    A unique split-level home situated on a spacious 0.21 (+/-) lot is ready for your tailored touch in Jacksonville. The centerpiece is a rock wall wrapped around a wood-burning fireplace that is perfect for enjoying family and friends on a cold day. The screened in covered back porch is ideal for relaxing or entertaining and keeping those pesky bugs away. This property offers great potential for buyers looking to personalize and update a home to their taste. With solid bones and a desirable layout, this is a fantastic opportunity to create your dream space.

25. 2026-03-26
    listed $160,000 New Listing 561-char remark

    Show marketing remark (561 chars)

    A unique split-level home situated on a spacious 0.21 (+/-) lot is ready for your tailored touch in Jacksonville. The centerpiece is a rock wall wrapped around a wood-burning fireplace that is perfect for enjoying family and friends on a cold day. The screened in covered back porch is ideal for relaxing or entertaining and keeping those pesky bugs away. This property offers great potential for buyers looking to personalize and update a home to their taste. With solid bones and a desirable layout, this is a fantastic opportunity to create your dream space.

26. 2017-07-13
    soldstatus $109,900
27. 2017-07-10
    status Under Contract
28. 2017-07-06
    soldstatus $109,900 Sold
29. 2017-05-20
    historical Take Backups
30. 2017-05-11
    listed $114,900 New Listing
31. 2002-01-25
    soldstatus $85,688

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

• Current annual tax: $1,570 · $131/mo
• Projected year-2 tax: $1,570 · $131/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,886
• − Mortgage interest: −$8,122
• − Property taxes: −$1,570
• − Insurance: −$725
• − Repairs & maintenance: −$1,511
• − Management: −$1,511
• − Depreciation: −$4,218
• Taxable income: $1,229
• Est. tax owed @ 24.0%: −$295
• After-tax cash flow: $3,206/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pulaski County Spec. School District
• NCES district ID: 0511850
• Math proficiency: 27% ▼ -13.00%
• Reading proficiency: 31% ▼ -10.00%
• Median HH income: $53,218
• Composite: 25.67/100
• National rank: #7394
• State rank: #150 of 238 in AR

Livability — Sherwood

• Score: 73/100
• State rank: #19
• US rank: #5246

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment B Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Sherwood, AR
• County: Pulaski County · 372,764 people
• City population: 34,365
• Metro: Little Rock-North Little Rock-Conway, AR
• Population (ZIP): 38,437
• Household income: $54,379
• Rent vs Own: 46.6% rent · 53.4% own
• Severe rent burden: 1733.0

Population outlook (Pulaski County) Hauer SSP2

• Today (2025): 415,378 people
• By 2030: 423,720 · +2.0%
• By 2040: 435,182 · +4.8%
• By 2050: 440,904 · +6.1%
• By 2075: 445,521 · +7.3%
• By 2100: 419,173 · +0.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.63)
• Race & ethnicity: White 47% Black 38% Hispanic / Latino 8% Two or more races 8% Asian 1%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Slovak 2% Italian 2% Serbian 1%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Spanish 4% Tagalog/Filipino 1%

Political lean MEDSL · Pulaski

• 2024 margin: Strong D (+22.1) · D 59.8% · R 37.7% · Other 2.5%
• 2008→2024 swing: +10.6pp toward D · 2008: 11.6pp · 2024: 22.1pp
• All cycles: 2024: D+22.1 2020: D+22.5 2016: D+17.9 2012: D+11.4 2008: D+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -87.51%
• Current HPI: 201.6405
• Rent YoY: ▲ 3.07%
• Metro: Little Rock-North Little Rock-Conway, AR
• State GDP YoY: ▲ 3.80%
• F500 in state: 10

Industry mix (Fortune 500 HQ in AR)

Industry	F500 HQs	Revenue
▸Retail	1	$681B
▸Food / Agriculture	1	$53B
▸Retail / Energy	1	$22B
▸Transportation / Logistics	1	$12B
▸Energy	1	$4B

Price history

+75.1% since first listed

15 events — show timeline

• 2026-05-17 Price Changed $150,000 CARMLS
• 2026-05-16 Price Changed $150,000 WRVBOR
• 2026-05-16 Price Changed $150,000 NWARMLS
• 2026-04-27 Price Changed $155,000 CARMLS
• 2026-04-27 Price Changed $155,000 WRVBOR
• 2026-04-27 Price Changed $155,000 NWARMLS
• 2026-03-31 Listed $160,000 NWARMLS
• 2026-03-31 Listed $160,000 WRVBOR
• 2026-03-26 Listed $160,000 CARMLS
• 2017-07-13 Sold (Public Records) $109,900 Public Records
• 2017-07-10 Pending — CARMLS
• 2017-07-06 Sold (MLS) $109,900 CARMLS
• 2017-05-20 Contingent — CARMLS
• 2017-05-11 Listed $114,900 CARMLS
• 2002-01-25 Sold (Public Records) $85,688 Public Records

Property tax history

+3.3%/yr

Latest (2025): $1,570 · +6.3% YoY. Source: county tax records.