215 Green St · West Hazleton, PA 18202

$159,000

3 bd · 1.0 ba · 1,360 sqft · SingleFamily public records · 4 Days on market

Built 1934 3,485 sqft lot Est $156k · at est.

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.1/30.0
• Appreciation +10.0/10.0
• DSCR +7.8/10.0
• ARV discount +6.8/15.0
• 1% rule +5.7/10.0
• Livability +3.3/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0

Listing remarks MLS

Buy both sides for extra income, perhaps have a family member close. What is better than being able to pick your own neighbor? This cozy 2 bedroom half double is in move in condition , newer electrical updates, carpet, and roof along with a detached 1 car garage. The other side is MLS# 20-1130. Agents see private remarks.

Key facts

• Gas heat
• Fenced in yard
• 3,485 sq ft lot

Tags

• FENCED IN YARD
• GAS HEAT

Property features AI

Finance

• Other: Directions: Take W. Broad St to a left onto 2nd St and a left onto Green St; property on right
• Financial info: Annual tax amount listed (financial details excluded per instructions)
• HOA & community: No HOA information provided

Exterior

• Parking: Detached garage with 1 garage space
• Security: No security features provided
• Utilities: Public water; Public sewer; Electrical service information not specified
• Home design: Residential property (Condo/Townhome subtype); Three or more levels; Lot roughly 20 x 150 (0.08 acres); Zoned residential
• Construction: Aluminum siding, asbestos, and vinyl siding exterior materials; Built-up/unspecified foundation (basement present)
• Exterior features: Deck; Patio; Shed(s)

Interior

• Kitchen: No specific kitchen appliances listed
• Bedrooms: Total of 7 rooms (bedroom count not specified)
• Flooring: No flooring details provided
• Bathrooms: 1 full bathroom
• Heating & cooling: Natural gas heating; Baseboard heating
• Interior features: Gas water heater; Full unfinished basement
• Laundry & utility: No laundry appliances listed

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $159k.

Deal economics

• At list price, monthly cash flow is $315 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $159k).
• Cap rate 8.7% vs local median 5.6% in West Hazleton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#1,036 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: schools F, amenities F, commute F.
• Hazleton Area SD (suburban): math 18% / reading 30% proficiency, ranked #476 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 270 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 349 units permitted in Luzerne County in 2024 (16 in 5+ unit buildings).
• This rent runs 37% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $17k of equity ($1k loan paydown + $16k appreciation (10.0% local appreciation)).
• Luzerne County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $45k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $40k; list at $159k implies a 298% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1934 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $159,000

Questions for the listing agent

1. Built in 1934 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.07% ✓
• Cap rate: 8.67%
• Cash-on-cash: 8.50%
• DSCR: 1.38
• GRM: 7.8

CMA / ARV

• ARV (on-the-fly): $156,400
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
16 Third St	0.06mi	3/1.0	1,435 (+6%)	3mo	$76,000	$53	86
667 Roosevelt St	0.21mi	3/1.0	1,488 (+9%)	3mo	$180,000	$121	72
13 Branch St	0.22mi	3/1.0	1,215 (-11%)	6mo	$120,000	$99	67
644 Locust St	0.54mi	3/1.5	1,400 (+3%)	2mo	$165,000	$118	66
738 Peace St	0.48mi	2/1.0 (-1)	1,424 (+5%)	2mo	$229	—	63
675 Lincoln St	0.29mi	3/1.0	1,200 (-12%)	6mo	$128,000	$107	62
763 Mcnair St	0.38mi	3/1.0	1,520 (+12%)	2mo	$230,000	$151	61
806 Lafayette Ct	0.74mi	3/1.5	1,360 (0%)	6mo	$156,000	$115	58
307 Green St	0.51mi	4/1.0 (+1)	1,470 (+8%)	3mo	$165,000	$112	56
329 Ridge Ave	0.53mi	2/2.0 (-1)	1,280 (-6%)	4mo	$150,000	$117	53
769 Locust St	0.68mi	3/1.0	1,246 (-8%)	2mo	$220,000	$177	53
784 James St	0.61mi	3/1.5	1,511 (+11%)	3mo	$170,000	$113	49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 30.5%
• Equity multiple: 3.40×
• Total profit: $106,650
• Equity at exit: $143,240

10-year hold

• IRR: 26.4%
• Equity multiple: 7.70×
• Total profit: $298,241
• Equity at exit: $308,902

Cash invested: $44,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18202

• Home prices YoY: 7.1%
• Active inventory: 270
• Price-to-rent: 7.8×

Monthly cashflow live

• Estimated rent: $1,696 medium
• Mortgage (P&I): −$834
• Tax from tax record: −$125 /mo · $1,496/yr
• Insurance: −$66
• HOA: −$0
• Vacancy / Maint / Mgmt: −$356
• Net cashflow: $315

Break-even live

Break-even rent $1,297

Max offer price $159,000

Occupancy floor 76%

Sensitivity live

Price	-10% $405	-5% $360	+0% $315	+5% $270	+10% $225
Rent	-10% $181	-5% $248	+0% $315	+5% $382	+10% $449
Rate	-1.0pp $395	-0.5pp $356	base $315	+0.5pp $274	+1.0pp $232

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,750
• Closing costs: $4,770
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1015 Lincoln St Hazleton, PA	2.0	1.0	900	$1,499	$1.67	44d	1	0.86mi
538 Carson St Hazleton, PA	3.0	1.0	1400	$1,450	$1.04	44d	1	1.05mi

Listing history 1 events

1. 2026-06-07
   listed $159,000 Pending 4 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,496 · $125/mo
• Projected year-2 tax: $2,004 · $167/mo
• Expected delta: +$508/yr (+$42/mo · 33.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥91°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,354
• − Mortgage interest: −$8,906
• − Property taxes: −$1,496
• − Insurance: −$795
• − Repairs & maintenance: −$1,628
• − Management: −$1,628
• − Depreciation: −$4,625
• Taxable income: $1,274
• Est. tax owed @ 24.0%: −$306
• After-tax cash flow: $3,477/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hazleton Area SD
• NCES district ID: 4211700
• Math proficiency: 18% ▼ -3.00%
• Reading proficiency: 30% ▼ -15.00%
• Median HH income: $42,247
• Composite: 20.44/100
• National rank: #8582
• State rank: #476 of 539 in PA

Livability — West Hazleton

• Score: 66/100
• State rank: #1036
• US rank: #11561

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment F Housing A+ Health & safety A- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: West Hazleton, PA
• County: Luzerne County · 118,885 people
• Metro: Scranton--Wilkes-Barre, PA
• Population (ZIP): 13,755
• Household income: $55,153
• Rent vs Own: 27.2% rent · 72.8% own
• Severe rent burden: 369.0

Population outlook (Luzerne County) Hauer SSP2

• Today (2025): 319,505 people
• By 2030: 319,943 · +0.1%
• By 2040: 322,643 · +1.0%
• By 2050: 330,817 · +3.5%
• By 2075: 379,145 · +18.7%
• By 2100: 431,908 · +35.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (61%)
• Race & ethnicity: White 61% Hispanic / Latino 33% Two or more races 9% Black 1% Pacific Islander 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3% Dominican 22%
• Common ancestry: Romanian 13% Iranian 1% Lithuanian 1%
• Foreign-born: 18% · Canada, Jamaica
• Languages at home: 71% English-only · Spanish 26% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Luzerne

• 2024 margin: R (+19.2) · D 40.0% · R 59.2%
• 2008→2024 swing: -27.6pp toward R · 2008: 8.4pp · 2024: -19.2pp
• All cycles: 2024: R+19.2 2020: R+14.4 2016: R+19.6 2012: D+4.8 2008: D+8.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 20.19%
• Current HPI: 306.1029
• Rent YoY: —
• Metro: Scranton--Wilkes-Barre, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+169.5% since first listed

4 events — show timeline

• 2026-06-06 Pending — LCAR
• 2026-06-02 Listed $159,000 LCAR
• 2020-04-24 Sold (MLS) $40,000 LCAR
• 2020-03-09 Listed $59,000 LCAR

Property tax history

+3.2%/yr

Latest (2026): $1,496 · +10.7% YoY. Source: county tax records.