525 Yukon · Running Springs, CA 92341

$175,000

1 bd · 1.0 ba · 602 sqft · SingleFamily public records · 42 Days on market

Built 1942 4,135 sqft lot $291/sqft · 40% below area Est $293k · 40% under

---

Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.2/30.0
• ARV discount +15.0/15.0
• DSCR +7.4/10.0
• 1% rule +5.3/10.0
• Livability +3.3/5.0
• Appreciation +3.0/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.1/10.0

Listing remarks MLS

CUTE CABIN ON TWO LEVEL LOTS! OVER 8,000 SQUARE FEET OF PROPERTY WITH A SHORT WALK TO THE LAKE. ALL ONE LEVEL. PARKING FOR 2 CARS. COME UP AND SEE THIS GREAT DEAL SET IN A SMALL, QUIET FISHING COMMUNITY. TAKE ADVANTAGE OF THIS DEAL AND DON'T FIGHT WITH A BANK OR SHORT SALE. NEEDS A LITTLE TLC.

Key facts

• Fresh exterior paint
• New roof
• 4,135 sq ft lot

Tags

• SHORT WALK TO THE LAKE
• NEW WOOD-BURNING STOVE
• NEW ROOF
• FRESH EXTERIOR PAINT
• LARGE LEVEL CORNER LOT
• ADDITIONAL LOT INCLUDED

Property features AI

Finance

• Other: Single-unit property; Parcel numbers referenced in assessor records
• HOA & community: Community offers hiking, fishing, access to BLM/National Forest and a lake

Exterior

• Utilities: Public sewer; District/public water
• Home design: Single-story (one story); Entry at street level
• Construction: Asphalt roof; No common walls; Year built per assessor
• Exterior features: Cabin-style structure; Lot is level/flat; 0–1 unit per acre; No pool

Interior

• Kitchen: Propane oven; Appliances included
• Bedrooms: 1 bedroom on the main level
• Bathrooms: 1 full bathroom
• Interior features: One-level home; Street-level entry; Has a view; All bedrooms on the main level; Wood stove insert fireplace
• Laundry & utility: Laundry inside the home

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath single-family listed at $175k.

Deal economics

• At list price, monthly cash flow is $316 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $175k).
• Recommended offer: $170k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.5% vs local median 3.9% in Running Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#333 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A-; Watch: crime C-, schools D+, amenities F.
• Rim Of The World Unified (town): math 13% / reading 34% proficiency, ranked #415 of 517 in CA (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 59 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 42 days — a 3% lower offer ($170k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $92k; list at $175k implies a 89% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1942 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $169,750 (3.0% below list)

Questions for the listing agent

1. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1942 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.03% ✓
• Cap rate: 8.46%
• Cash-on-cash: 7.75%
• DSCR: 1.34
• GRM: 8.1

CMA / ARV

• ARV (median comp): $293,137
• List price: $175,000
• Delta: -40.30%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
524 Fir Dr	0.24mi	1/1.0	600 (-0%)	9mo	$250,000	$417	81
33400 Bluebird Dr	0.24mi	1/1.0	630 (+5%)	5mo	$260,000	$413	77
530 Yukon Dr	0.03mi	1/2.0	667 (+11%)	14mo	$292,080	$438	65
33521 Holcomb Creek Dr	0.19mi	1/1.0	672 (+12%)	11mo	$210,000	$313	63
33290 Iris Dr	0.10mi	2/1.0 (+1)	658 (+9%)	19mo	$180,000	$274	59
33443 Falling Leaf Dr	0.39mi	1/1.0	640 (+6%)	22mo	$345,000	$539	53
735 Dahlia Dr	0.40mi	2/1.0 (+1)	672 (+12%)	9mo	$285,500	$425	50
32951 Juniper Ln	0.57mi	1/1.0	639 (+6%)	22mo	$330,000	$516	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -4.5%
• Equity multiple: 0.83×
• Total profit: $-8,240
• Equity at exit: $26,093

10-year hold

• IRR: 5.2%
• Equity multiple: 1.38×
• Total profit: $18,627
• Equity at exit: $15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92341

• Home prices YoY: -1.1%
• Active inventory: 59
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $1,800 medium
• Mortgage (P&I): −$918
• Tax from tax record: −$115 /mo · $1,379/yr
• Insurance: −$73
• HOA: −$0
• Vacancy / Maint / Mgmt: −$378
• Net cashflow: $316

Break-even live

Break-even rent $1,399

Max offer price $175,000

Occupancy floor 77%

Sensitivity live

Price	-10% $415	-5% $366	+0% $316	+5% $267	+10% $217
Rent	-10% $174	-5% $245	+0% $316	+5% $388	+10% $459
Rate	-1.0pp $405	-0.5pp $361	base $316	+0.5pp $271	+1.0pp $225

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
33385 Green Valley Ln Green Valley Lake, CA	1.0	1.5	475	$1,800	$3.79	0d	1	0.40mi

Listing history 23 events

1. 2026-06-18
   days on market $175,000 Active 42 DOM
2. 2026-06-17
   days on market $175,000 Active 41 DOM
3. 2026-06-16
   days on market $175,000 Active 40 DOM
4. 2026-06-15
   days on market $175,000 Active 39 DOM
5. 2026-06-13
   days on market $175,000 Active 37 DOM
6. 2026-06-13
   days on market $175,000 Active 36 DOM
7. 2026-06-09
   days on market $175,000 Active 33 DOM
8. 2026-06-08
   days on market $175,000 Active 32 DOM
9. 2026-06-07
   days on market $175,000 Active 31 DOM
10. 2026-06-04
    days on market $175,000 Active 28 DOM
11. 2026-06-03
    days on market $175,000 Active 27 DOM
12. 2026-06-02
    days on market $175,000 Active 26 DOM
13. 2026-06-01
    days on market $175,000 Active 25 DOM
14. 2026-05-31
    days on market $175,000 Active 24 DOM
15. 2026-05-07
    listed $175,000 Active 677-char remark
16. 2010-12-02
    soldstatus $92,500 Closed 294-char remark

    Show marketing remark (208 chars)

    Don't Miss This Cozy Cabin!! It Sits On Two Lots! Level Lots With Two Parking Spaces. The Time Is Right To Buy. Enjoy A Short Walk To The Lake. Come And Enjoy Our Fresh Air!! Owner Is Fixing Up For Easy Sale.

17. 2010-12-02
    soldstatus $92,500

    Show marketing remark (208 chars)

    Don't Miss This Cozy Cabin!! It Sits On Two Lots! Level Lots With Two Parking Spaces. The Time Is Right To Buy. Enjoy A Short Walk To The Lake. Come And Enjoy Our Fresh Air!! Owner Is Fixing Up For Easy Sale.

18. 2010-12-01
    status Pending 294-char remark

    Show marketing remark (294 chars)

    CUTE CABIN ON TWO LEVEL LOTS! OVER 8,000 SQUARE FEET OF PROPERTY WITH A SHORT WALK TO THE LAKE. ALL ONE LEVEL. PARKING FOR 2 CARS. COME UP AND SEE THIS GREAT DEAL SET IN A SMALL, QUIET FISHING COMMUNITY. TAKE ADVANTAGE OF THIS DEAL AND DON'T FIGHT WITH A BANK OR SHORT SALE. NEEDS A LITTLE TLC.

19. 2010-12-01
    soldstatus $92,500

    Show marketing remark (294 chars)

    CUTE CABIN ON TWO LEVEL LOTS! OVER 8,000 SQUARE FEET OF PROPERTY WITH A SHORT WALK TO THE LAKE. ALL ONE LEVEL. PARKING FOR 2 CARS. COME UP AND SEE THIS GREAT DEAL SET IN A SMALL, QUIET FISHING COMMUNITY. TAKE ADVANTAGE OF THIS DEAL AND DON'T FIGHT WITH A BANK OR SHORT SALE. NEEDS A LITTLE TLC.

20. 2010-10-05
    status Active 294-char remark

    Show marketing remark (294 chars)

    CUTE CABIN ON TWO LEVEL LOTS! OVER 8,000 SQUARE FEET OF PROPERTY WITH A SHORT WALK TO THE LAKE. ALL ONE LEVEL. PARKING FOR 2 CARS. COME UP AND SEE THIS GREAT DEAL SET IN A SMALL, QUIET FISHING COMMUNITY. TAKE ADVANTAGE OF THIS DEAL AND DON'T FIGHT WITH A BANK OR SHORT SALE. NEEDS A LITTLE TLC.

21. 2010-08-19
    status Pending 294-char remark

    Show marketing remark (294 chars)

    CUTE CABIN ON TWO LEVEL LOTS! OVER 8,000 SQUARE FEET OF PROPERTY WITH A SHORT WALK TO THE LAKE. ALL ONE LEVEL. PARKING FOR 2 CARS. COME UP AND SEE THIS GREAT DEAL SET IN A SMALL, QUIET FISHING COMMUNITY. TAKE ADVANTAGE OF THIS DEAL AND DON'T FIGHT WITH A BANK OR SHORT SALE. NEEDS A LITTLE TLC.

22. 2010-07-29
    listed $97,500 Active 294-char remark

    Show marketing remark (208 chars)

    Don't Miss This Cozy Cabin!! It Sits On Two Lots! Level Lots With Two Parking Spaces. The Time Is Right To Buy. Enjoy A Short Walk To The Lake. Come And Enjoy Our Fresh Air!! Owner Is Fixing Up For Easy Sale.

23. 2010-07-29
    listed $97,500

    Show marketing remark (208 chars)

    Don't Miss This Cozy Cabin!! It Sits On Two Lots! Level Lots With Two Parking Spaces. The Time Is Right To Buy. Enjoy A Short Walk To The Lake. Come And Enjoy Our Fresh Air!! Owner Is Fixing Up For Easy Sale.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $1,379 · $115/mo
• Projected year-2 tax: $1,379 · $115/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 9/10 Extreme
• 🌡 Heat 1/10 Low 6 d/yr ≥83°F today · 16 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 10/10 Extreme 35 unhealthy d/yr today · 45 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,600
• − Mortgage interest: −$9,803
• − Property taxes: −$1,379
• − Insurance: −$875
• − Repairs & maintenance: −$1,728
• − Management: −$1,728
• − Depreciation: −$5,091
• Taxable income: $996
• Est. tax owed @ 24.0%: −$239
• After-tax cash flow: $3,558/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Rim Of The World Unified
• NCES district ID: 0632610
• Math proficiency: 13% ▼ -10.00%
• Reading proficiency: 34% ▼ -7.00%
• Median HH income: $55,860
• Composite: 21.29/100
• National rank: #8389
• State rank: #415 of 517 in CA

Livability — Running Springs

• Score: 66/100
• State rank: #333
• US rank: #11396

Category grades

Amenities F Commute C+ Cost of living F Crime C- Employment A- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 5,215
• Population (ZIP): 299

Population outlook (San Bernardino County) Hauer SSP2

• Today (2025): 2,300,329 people
• By 2030: 2,378,907 · +3.4%
• By 2040: 2,523,137 · +9.7%
• By 2050: 2,642,388 · +14.9%
• By 2075: 2,880,769 · +25.2%
• By 2100: 2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: White 53% Hispanic / Latino 27% Asian 20% Two or more races 13%
• Hispanic origin (detail): Mexican 23%
• Common ancestry: Polish 13% Italian 5% Russian 4%
• Foreign-born: 20% · Vietnam, Canada
• Languages at home: 73% English-only · Vietnamese 20% Spanish 7%

Political lean MEDSL · San Bernardino

• 2024 margin: Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
• 2008→2024 swing: -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
• All cycles: 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -4.04%
• Current HPI: 369.4917
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+79.5% since first listed

9 events — show timeline

• 2026-05-07 Listed $175,000 CRMLS
• 2010-12-02 Sold (MLS) $92,500 CRMLS
• 2010-12-02 Sold (MLS) $92,500 CRMLS
• 2010-12-01 Pending — CRMLS
• 2010-12-01 Sold (Public Records) $92,500 Public Records
• 2010-10-05 Relisted — CRMLS
• 2010-08-19 Pending — CRMLS
• 2010-07-29 Listed $97,500 CRMLS
• 2010-07-29 Listed $97,500 CRMLS

Property tax history

+6.3%/yr

Latest (2025): $1,379 · +3.1% YoY. Source: county tax records.