3301 N Country Club Dr #104 · Aventura, FL
Flood risk 7/10 · Major
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.77%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.6/30.0
- 1% rule +9.5/10.0
- DSCR +8.5/10.0
- ARV discount +7.5/15.0
- Schools +4.2/10.0
- Livability +4.0/5.0
- Condition / age +2.5/5.0
- Rent growth +2.1/5.0
- Appreciation +0.0/10.0
$219,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
GARDEN & GOLF VIEW FROM THIS 1/1.5 NEAR AVENTURA MALL! FEATURES RENOVATED KITCHEN, 2 WALK-IN CLOSETS + 2 OTHER CLOSETS, TILE FLOORS, SCREENED PATIO & ASSIGNED PARKING. AMENITIES INCL HEATED POOL, SAUNA, BILLIARDS & BBQ. AVENTURA AMENITIES INCL 3-MILE EXER CISE PATH, TENNIS, BASKETBALL & FREE BUS.
Key facts
- Private balcony
- Garden views
- Golf course views
Tags
Property features AI
Finance
- Financial info: Lease considered; Pets: conditional or not allowed with possible restrictions
- HOA & community: Monthly association fee; Association amenities: clubhouse, laundry, pool, elevators; Association fee covers: common areas, cable TV, hot water, internet, laundry, structure maintenance, pest control, pool(s), recreation facilities, roof, security, trash, water
Exterior
- Parking: Assigned detached garage; Guest parking; One assigned space
- Security: Lobby secured; Phone entry
- Utilities: Cable available
- Home design: Condominium (attached property); 8-story building; First floor entry
- Construction: Block construction; Resale property
- Exterior features: Balcony; Screened balcony; Association pool
Interior
- Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
- Bedrooms: Entry level bedroom(s) on first floor
- Flooring: Marble
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: Central air conditioning
- Interior features: Blinds; Furnished; Closet cabinetry; Living/dining room; Main living area on entry level; Walk-in closet(s)
- Laundry & utility: Common area laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $219k.
Deal economics
- At list price, monthly cash flow is $90 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $219k).
- Recommended offer: $206k (6.0% below list) — sets the bar for market timing.
- Cap rate 9.1% vs local median 2.6% in Aventura — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#127 in FL, #1,834 nationally) — a professional / high-income tenant draw. Strengths: schools A+, health & safety A+, amenities A; Watch: crime D+, cost of living F.
- Miami-Dade (suburban): math 45% / reading 54% proficiency, ranked #40 of 73 in FL (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents soft (-1.5%/yr); 985 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 10,051 units permitted in Miami-Dade County in 2024 (7,758 in 5+ unit buildings).
- This rent runs 42% of the median local income ($91k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Miami-Dade County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 69 days — a 6% lower offer ($206k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $170k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo; HOA is 22% of rent.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 69 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.45% ✓
- Cap rate
- 9.13%
- Cash-on-cash
- 10.12%
- DSCR
- 1.45
- GRM
- 5.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -18.6%
- Equity multiple
- 0.37×
- Total profit
- $-38,421
- Equity at exit
- $32,654
- IRR
- -25.7%
- Equity multiple
- 0.03×
- Total profit
- $-59,511
- Equity at exit
- $18,935
Cash invested: $61,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33180
- Rents YoY
- -1.5%
- Active inventory
- 985
- Price-to-rent
- 5.8×
Monthly cashflow live
- Estimated rent
- $3,171 medium interval (Pro) →
- Mortgage (P&I)
- −$1,148
- Tax from tax record
- −$46 /mo · $555/yr
- Insurance
- −$91
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$702
- Vacancy / Maint / Mgmt
- −$666
- Net cashflow
- $90
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $54,750
- Closing costs
- $6,570
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1180 E Hallandale Beach Blvd Unit 1241877P Hallandale Beach, FL | 1.0–2.0 | 1.0–2.0 | 844 | $2,465 | $2.92 | 3d | 2 | 1.19mi |
HOA detail condo
- Monthly dues
- $702 · $8,424/yr
- Likely covers
- poolparking
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 12 events
-
2026-06-01days on market $219,000 Active 69 DOM
-
2026-05-31days on market $219,000 Active 68 DOM
-
2026-05-17historical $1,900
-
2026-03-24$219,000 Active
-
2026-02-28price $1,900
-
2026-02-09price $2,100
-
2026-01-06$2,200
-
2007-05-17soldstatus $170,000
-
2007-05-15soldstatus $170,000 321-char remark
Show marketing remark (321 chars)
GARDEN & GOLF VIEW FROM THIS 1/1.5 NEAR AVENTURA MALL! FEATURES RENOVATED KITCHEN, 2 WALK-IN CLOSETS + 2 OTHER CLOSETS, TILE FLOORS, SCREENED PATIO & ASSIGNED PARKING. AMENITIES INCL HEATED POOL, SAUNA, BILLIARDS & BBQ. AVENTURA AMENITIES INCL 3-MILE EXER CISE PATH, TENNIS, BASKETBALL & FREE BUS.
-
1986-07-01soldstatus $37,000
-
1980-09-01soldstatus $57,000
-
1979-12-01soldstatus $51,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $555 · $46/mo
- Projected year-2 tax
- $1,818 · $151/mo
- Expected delta
- +$1,263/yr (+$105/mo · 227.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone AE · 77% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥103°F today · 23 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $38,049
- − Mortgage interest
- −$12,267
- − Property taxes
- −$555
- − Insurance
- −$6,214
- − Repairs & maintenance
- −$3,044
- − Management
- −$3,044
- − HOA
- −$8,424
- − Depreciation
- −$6,371
- Taxable loss
- −$1,870
- Est. tax savings @ 24.0%
- +$449
- After-tax cash flow
- $1,533/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Miami-Dade
- NCES district ID
- 1200390
- Math proficiency
- 45% ▼ -16.00%
- Reading proficiency
- 54% ▼ -5.00%
- Median HH income
- $43,928
- Composite
- 41.76/100
- National rank
- #3397
- State rank
- #40 of 73 in FL
Livability — Aventura
- Score
- 80/100
- State rank
- #127
- US rank
- #1834
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Aventura, FL
- County
- Miami-Dade County · 2,697,751 people
- City population
- 34,147
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 34,147
- Household income
- $91,055
- Rent vs Own
- Severe rent burden
- 1838.0
Population outlook (Miami-Dade County) Hauer SSP2
- Today (2025)
- 3,126,439 people
- By 2030
- 3,325,765 · +6.4%
- By 2040
- 3,697,561 · +18.3%
- By 2050
- 4,012,134 · +28.3%
- By 2075
- 4,605,612 · +47.3%
- By 2100
- 4,866,598 · +55.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 46% Hispanic / Latino 45% Two or more races 28% Black 2% Asian 2%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2% Cuban 7% Dominican 1% Salvadoran 6%
- Common ancestry
- Scotch-Irish 5% Romanian 5% Italian 3%
- Foreign-born
- 52% · Canada, Jamaica, Dominican Republic
- Languages at home
- 30% English-only · Spanish 49% Other Indo-European 6% Russian/Polish/Slavic 4%
Political lean MEDSL · Miami-Dade
- 2024 margin
- R (+11.4) · D 43.9% · R 55.4%
- 2008→2024 swing
- -27.6pp toward R · 2008: 16.1pp · 2024: -11.4pp
- All cycles
- 2024: R+11.4 2020: D+7.3 2016: D+29.6 2012: D+23.7 2008: D+16.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -343.81%
- Current HPI
- 234.7715
- Rent YoY
- ▼ -1.51%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-96.3% since first listed10 events — show timeline
- 2026-05-17 Rental Removed $1,900 MARMLS
- 2026-03-24 Listed $219,000 MARMLS
- 2026-02-28 Price Changed $1,900 MARMLS
- 2026-02-09 Price Changed $2,100 MARMLS
- 2026-01-06 Listed for Rent $2,200 MARMLS
- 2007-05-17 Sold (Public Records) $170,000 Public Records
- 2007-05-15 Sold (MLS) $170,000 MARMLS
- 1986-07-01 Sold (Public Records) $37,000 Public Records
- 1980-09-01 Sold (Public Records) $57,000 Public Records
- 1979-12-01 Sold (Public Records) $51,000 Public Records
Property tax history
+1.0%/yrLatest (2025): $555 · +18.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…