309 Crown Point Rd · Swansboro, NC 28539

$170,000

2 bd · 1.5 ba · 952 sqft · SingleFamily public records · 57 Days on market

Built 1991 8,407 sqft lot Est $210k · 19% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +14.4/30.0
• DSCR +4.4/10.0
• Schools +3.9/10.0
• Livability +3.9/5.0
• Rent growth +3.2/5.0
• 1% rule +3.0/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Are you looking for a charming home close to Swansboro, military bases, schools, and so much more? Look no further. This adorable 2 bedroom, 1 1/2 bathroom home could be the perfect starter home or a place to come back to when you visit the beautiful coast of eastern N. C. Upon entering the home, the living space features vaulted ceilings, laminate flooring, ceiling fan, plenty of natural lighting and nicely flows into the dining space and kitchen. The kitchen features stainless steel refrigerator, dishwasher, stove, tile flooring, and pantry space. The two bedrooms feature newer carpet and the master features a good sized walk-in closet. Wait until you check out the exterior! Directly off of the dining space, you have access to the covered, screened back porch! This large space, with bar table, could be a great place to entertain family and friends. The hot tub can stay if you desire! Outside of the porch, there is plenty of additional yard space for pets, bon-fires and so much more. This home also features a one-car garage, a 2019 roof, NO HOA or CITY TAXES, and the perfect place to call home. Come see this home before it is gone!

Key facts

• Covered front porch
• Charming home
• Fenced in yard

Tags

• CHARMING HOME
• COTTAGE STYLE HOME
• SCREENED IN BACK PORCH
• COVERED FRONT PORCH
• FENCED IN YARD
• EASY ACCESS TO MILITARY BASES

Property features AI

Exterior

• Parking: Attached garage; Garage with 1 parking space; On-site paved parking
• Utilities: Cable available; Connected to public sewer; Connected to public water
• Home design: Single-family residence; One-story / single level; Entry level is the main level
• Construction: Vinyl siding exterior; Frame construction; Built on slab foundation
• Exterior features: Covered patio/porch; Screened porch; Front porch; Rear porch; Back yard fencing; Wood fence; Shingle roof; City street and state road frontage; Paved road access; Has a view

Interior

• Kitchen: Pantry
• Bedrooms: Master bedroom located on the entry/main level
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Heat pump heating; Electric heating; Central air conditioning; Ceiling fan(s) for additional cooling
• Interior features: Master suite on the main level; Walk-in closet(s); Vaulted ceilings; Ceiling fan(s); Pantry

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath single-family listed at $170k.

Deal economics

• At list price, monthly cash flow is $35 ($425/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $136k (20.1% below list).
• Recommended offer: $136k (20.1% below list) — sets the bar for 1% rule.
• Cap rate 6.5% vs local median 3.4% in Swansboro — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#32 in NC, #3,124 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, crime A; Watch: amenities F, commute F.
• Onslow County Schools (other): math 42% / reading 49% proficiency, ranked #84 of 178 in NC (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Sand Ridge Elementary (math 57% / reading 54%, grade C, #293 of 1,410 statewide, top 21%, 581 students, 58% FRL); Swansboro Middle (math 52% / reading 55%, grade C+, #87 of 475 statewide, top 19%, 967 students, 43% FRL); Swansboro High (math 77% / reading 68%, grade B+, #104 of 535 statewide, top 19%, 1,115 students, 38% FRL).
• Zoned-school proficiency averages 60% at this address vs 46% district-wide (+15 pts) — the actual schools serving this property are materially stronger than the Onslow County Schools average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising (+2.6%/yr); 333 active listings in the ZIP; 1,246 units permitted in Onslow County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 57 days — a 3% lower offer ($165k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $135,883 (20.1% below list)

Questions for the listing agent

1. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.80% ✗
• Cap rate: 6.54%
• Cash-on-cash: 0.89%
• DSCR: 1.04
• GRM: 10.4

CMA / ARV

• ARV (on-the-fly): $210,392
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
104 Crown Point Rd	0.18mi	3/2.0 (+1)	1,089 (+14%)	2mo	$207,500	$191	59
405 Hooks Ln	0.34mi	3/2.0 (+1)	1,052 (+10%)	2mo	$236,500	$225	58
81 Crown Point Rd	0.57mi	3/1.5 (+1)	1,000 (+5%)	4mo	$212,000	$212	57
166 Glenwood Dr	0.63mi	2/1.0	1,009 (+6%)	4mo	$210,000	$208	56
142 Parnell Rd	0.41mi	3/2.0 (+1)	1,050 (+10%)	2mo	$235,000	$224	55
202 Dayrell Dr	0.24mi	3/2.0 (+1)	1,086 (+14%)	7mo	$220,000	$203	52
183 Parnell Rd	0.52mi	3/2.0 (+1)	1,040 (+9%)	2mo	$269,500	$259	52
412 Foxtrace Ln	0.33mi	3/2.0 (+1)	1,085 (+14%)	3mo	$238,400	$220	52
166 Parnell Rd	0.47mi	3/2.0 (+1)	1,038 (+9%)	7mo	$229,900	$221	50
302 Josie Ct	0.47mi	3/2.0 (+1)	1,040 (+9%)	7mo	$215,000	$207	50
127 Glenwood Dr	0.58mi	3/2.0 (+1)	1,051 (+10%)	1mo	$250,000	$238	48
105 Marina Leigh Dr	0.56mi	3/2.0 (+1)	1,089 (+14%)	3mo	$249,000	$229	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.61% rent growth · sell at horizon

5-year hold

• IRR: -15.3%
• Equity multiple: 0.46×
• Total profit: $-25,887
• Equity at exit: $25,348

10-year hold

• IRR: -7.4%
• Equity multiple: 0.54×
• Total profit: $-22,058
• Equity at exit: $14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 85 Strongly Landlord-Friendly
• State North Carolina: 85 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

10-day notice; preempted; landlord-favorable but court speed varies.

Methodology + full state rankings →

ZIP-level market 28539

• Home prices YoY: -23.9%
• Rents YoY: 2.6%
• Active inventory: 333
• Price-to-rent: 10.4×

Monthly cashflow live

• Estimated rent: $1,359 medium
• Mortgage (P&I): −$891
• Tax from tax record: −$76 /mo · $909/yr
• Insurance: −$71
• HOA: −$0
• Vacancy / Maint / Mgmt: −$285
• Net cashflow: $35

Break-even live

Break-even rent $1,314

Max offer price $170,000

Occupancy floor 92%

Sensitivity live

Price	-10% $132	-5% $84	+0% $35	+5% $-13	+10% $-61
Rent	-10% $-72	-5% $-18	+0% $35	+5% $89	+10% $143
Rate	-1.0pp $121	-0.5pp $79	base $35	+0.5pp $-9	+1.0pp $-53

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,500
• Closing costs: $5,100
• Reserves months: —
• Total cash needed: —

Listing history 39 events

1. 2026-06-21
   days on market $170,000 Active 57 DOM
2. 2026-06-19
   days on market $170,000 Active 55 DOM
3. 2026-06-18
   days on market $170,000 Active 54 DOM
4. 2026-06-17
   days on market $170,000 Active 53 DOM
5. 2026-06-16
   days on market $170,000 Active 52 DOM
6. 2026-06-15
   days on market $170,000 Active 51 DOM
7. 2026-06-14
   days on market $170,000 Active 49 DOM
8. 2026-06-13
   days on market $170,000 Active 48 DOM
9. 2026-06-10
   days on market $170,000 Active 46 DOM
10. 2026-06-09
    days on market $170,000 Active 45 DOM
11. 2026-06-09
    days on market $170,000 Active 44 DOM
12. 2026-06-07
    days on market $170,000 Active 43 DOM
13. 2026-06-03
    days on market $170,000 Active 39 DOM
14. 2026-06-02
    days on market $170,000 Active 38 DOM
15. 2026-06-01
    days on market $170,000 Active 37 DOM
16. 2026-05-31
    days on market $170,000 Active 36 DOM
17. 2026-05-30
    pricedays on market $170,000 Active 35 DOM
18. 2026-05-14
    status Active
19. 2026-05-13
    status Pending
20. 2026-05-05
    historical Active Under Contract
21. 2026-04-24
    listed $175,000 Active
22. 2024-03-26
    soldstatus $187,500 Closed 1150-char remark

    Show marketing remark (1150 chars)

    Are you looking for a charming home close to Swansboro, military bases, schools, and so much more? Look no further. This adorable 2 bedroom, 1 1/2 bathroom home could be the perfect starter home or a place to come back to when you visit the beautiful coast of eastern N. C. Upon entering the home, the living space features vaulted ceilings, laminate flooring, ceiling fan, plenty of natural lighting and nicely flows into the dining space and kitchen. The kitchen features stainless steel refrigerator, dishwasher, stove, tile flooring, and pantry space. The two bedrooms feature newer carpet and the master features a good sized walk-in closet. Wait until you check out the exterior! Directly off of the dining space, you have access to the covered, screened back porch! This large space, with bar table, could be a great place to entertain family and friends. The hot tub can stay if you desire! Outside of the porch, there is plenty of additional yard space for pets, bon-fires and so much more. This home also features a one-car garage, a 2019 roof, NO HOA or CITY TAXES, and the perfect place to call home. Come see this home before it is gone!

23. 2024-03-26
    soldstatus $187,500

    Show marketing remark (1150 chars)

    Are you looking for a charming home close to Swansboro, military bases, schools, and so much more? Look no further. This adorable 2 bedroom, 1 1/2 bathroom home could be the perfect starter home or a place to come back to when you visit the beautiful coast of eastern N. C. Upon entering the home, the living space features vaulted ceilings, laminate flooring, ceiling fan, plenty of natural lighting and nicely flows into the dining space and kitchen. The kitchen features stainless steel refrigerator, dishwasher, stove, tile flooring, and pantry space. The two bedrooms feature newer carpet and the master features a good sized walk-in closet. Wait until you check out the exterior! Directly off of the dining space, you have access to the covered, screened back porch! This large space, with bar table, could be a great place to entertain family and friends. The hot tub can stay if you desire! Outside of the porch, there is plenty of additional yard space for pets, bon-fires and so much more. This home also features a one-car garage, a 2019 roof, NO HOA or CITY TAXES, and the perfect place to call home. Come see this home before it is gone!

24. 2024-02-23
    status Pending 1150-char remark

    Show marketing remark (1150 chars)

    Are you looking for a charming home close to Swansboro, military bases, schools, and so much more? Look no further. This adorable 2 bedroom, 1 1/2 bathroom home could be the perfect starter home or a place to come back to when you visit the beautiful coast of eastern N. C. Upon entering the home, the living space features vaulted ceilings, laminate flooring, ceiling fan, plenty of natural lighting and nicely flows into the dining space and kitchen. The kitchen features stainless steel refrigerator, dishwasher, stove, tile flooring, and pantry space. The two bedrooms feature newer carpet and the master features a good sized walk-in closet. Wait until you check out the exterior! Directly off of the dining space, you have access to the covered, screened back porch! This large space, with bar table, could be a great place to entertain family and friends. The hot tub can stay if you desire! Outside of the porch, there is plenty of additional yard space for pets, bon-fires and so much more. This home also features a one-car garage, a 2019 roof, NO HOA or CITY TAXES, and the perfect place to call home. Come see this home before it is gone!

25. 2024-02-13
    price $195,000 1150-char remark

    Show marketing remark (1150 chars)

    Are you looking for a charming home close to Swansboro, military bases, schools, and so much more? Look no further. This adorable 2 bedroom, 1 1/2 bathroom home could be the perfect starter home or a place to come back to when you visit the beautiful coast of eastern N. C. Upon entering the home, the living space features vaulted ceilings, laminate flooring, ceiling fan, plenty of natural lighting and nicely flows into the dining space and kitchen. The kitchen features stainless steel refrigerator, dishwasher, stove, tile flooring, and pantry space. The two bedrooms feature newer carpet and the master features a good sized walk-in closet. Wait until you check out the exterior! Directly off of the dining space, you have access to the covered, screened back porch! This large space, with bar table, could be a great place to entertain family and friends. The hot tub can stay if you desire! Outside of the porch, there is plenty of additional yard space for pets, bon-fires and so much more. This home also features a one-car garage, a 2019 roof, NO HOA or CITY TAXES, and the perfect place to call home. Come see this home before it is gone!

26. 2024-02-13
    status Active 1150-char remark

    Show marketing remark (1150 chars)

    Are you looking for a charming home close to Swansboro, military bases, schools, and so much more? Look no further. This adorable 2 bedroom, 1 1/2 bathroom home could be the perfect starter home or a place to come back to when you visit the beautiful coast of eastern N. C. Upon entering the home, the living space features vaulted ceilings, laminate flooring, ceiling fan, plenty of natural lighting and nicely flows into the dining space and kitchen. The kitchen features stainless steel refrigerator, dishwasher, stove, tile flooring, and pantry space. The two bedrooms feature newer carpet and the master features a good sized walk-in closet. Wait until you check out the exterior! Directly off of the dining space, you have access to the covered, screened back porch! This large space, with bar table, could be a great place to entertain family and friends. The hot tub can stay if you desire! Outside of the porch, there is plenty of additional yard space for pets, bon-fires and so much more. This home also features a one-car garage, a 2019 roof, NO HOA or CITY TAXES, and the perfect place to call home. Come see this home before it is gone!

27. 2024-02-06
    status Pending 1150-char remark

    Show marketing remark (1150 chars)

    Are you looking for a charming home close to Swansboro, military bases, schools, and so much more? Look no further. This adorable 2 bedroom, 1 1/2 bathroom home could be the perfect starter home or a place to come back to when you visit the beautiful coast of eastern N. C. Upon entering the home, the living space features vaulted ceilings, laminate flooring, ceiling fan, plenty of natural lighting and nicely flows into the dining space and kitchen. The kitchen features stainless steel refrigerator, dishwasher, stove, tile flooring, and pantry space. The two bedrooms feature newer carpet and the master features a good sized walk-in closet. Wait until you check out the exterior! Directly off of the dining space, you have access to the covered, screened back porch! This large space, with bar table, could be a great place to entertain family and friends. The hot tub can stay if you desire! Outside of the porch, there is plenty of additional yard space for pets, bon-fires and so much more. This home also features a one-car garage, a 2019 roof, NO HOA or CITY TAXES, and the perfect place to call home. Come see this home before it is gone!

28. 2024-01-30
    status Active 1150-char remark

    Show marketing remark (1150 chars)

    Are you looking for a charming home close to Swansboro, military bases, schools, and so much more? Look no further. This adorable 2 bedroom, 1 1/2 bathroom home could be the perfect starter home or a place to come back to when you visit the beautiful coast of eastern N. C. Upon entering the home, the living space features vaulted ceilings, laminate flooring, ceiling fan, plenty of natural lighting and nicely flows into the dining space and kitchen. The kitchen features stainless steel refrigerator, dishwasher, stove, tile flooring, and pantry space. The two bedrooms feature newer carpet and the master features a good sized walk-in closet. Wait until you check out the exterior! Directly off of the dining space, you have access to the covered, screened back porch! This large space, with bar table, could be a great place to entertain family and friends. The hot tub can stay if you desire! Outside of the porch, there is plenty of additional yard space for pets, bon-fires and so much more. This home also features a one-car garage, a 2019 roof, NO HOA or CITY TAXES, and the perfect place to call home. Come see this home before it is gone!

29. 2024-01-13
    status Pending 1150-char remark

    Show marketing remark (1150 chars)

    Are you looking for a charming home close to Swansboro, military bases, schools, and so much more? Look no further. This adorable 2 bedroom, 1 1/2 bathroom home could be the perfect starter home or a place to come back to when you visit the beautiful coast of eastern N. C. Upon entering the home, the living space features vaulted ceilings, laminate flooring, ceiling fan, plenty of natural lighting and nicely flows into the dining space and kitchen. The kitchen features stainless steel refrigerator, dishwasher, stove, tile flooring, and pantry space. The two bedrooms feature newer carpet and the master features a good sized walk-in closet. Wait until you check out the exterior! Directly off of the dining space, you have access to the covered, screened back porch! This large space, with bar table, could be a great place to entertain family and friends. The hot tub can stay if you desire! Outside of the porch, there is plenty of additional yard space for pets, bon-fires and so much more. This home also features a one-car garage, a 2019 roof, NO HOA or CITY TAXES, and the perfect place to call home. Come see this home before it is gone!

30. 2023-12-15
    status Pending 1150-char remark

    Show marketing remark (1150 chars)

    Are you looking for a charming home close to Swansboro, military bases, schools, and so much more? Look no further. This adorable 2 bedroom, 1 1/2 bathroom home could be the perfect starter home or a place to come back to when you visit the beautiful coast of eastern N. C. Upon entering the home, the living space features vaulted ceilings, laminate flooring, ceiling fan, plenty of natural lighting and nicely flows into the dining space and kitchen. The kitchen features stainless steel refrigerator, dishwasher, stove, tile flooring, and pantry space. The two bedrooms feature newer carpet and the master features a good sized walk-in closet. Wait until you check out the exterior! Directly off of the dining space, you have access to the covered, screened back porch! This large space, with bar table, could be a great place to entertain family and friends. The hot tub can stay if you desire! Outside of the porch, there is plenty of additional yard space for pets, bon-fires and so much more. This home also features a one-car garage, a 2019 roof, NO HOA or CITY TAXES, and the perfect place to call home. Come see this home before it is gone!

31. 2023-11-03
    price $199,000 1150-char remark

    Show marketing remark (1150 chars)

    Are you looking for a charming home close to Swansboro, military bases, schools, and so much more? Look no further. This adorable 2 bedroom, 1 1/2 bathroom home could be the perfect starter home or a place to come back to when you visit the beautiful coast of eastern N. C. Upon entering the home, the living space features vaulted ceilings, laminate flooring, ceiling fan, plenty of natural lighting and nicely flows into the dining space and kitchen. The kitchen features stainless steel refrigerator, dishwasher, stove, tile flooring, and pantry space. The two bedrooms feature newer carpet and the master features a good sized walk-in closet. Wait until you check out the exterior! Directly off of the dining space, you have access to the covered, screened back porch! This large space, with bar table, could be a great place to entertain family and friends. The hot tub can stay if you desire! Outside of the porch, there is plenty of additional yard space for pets, bon-fires and so much more. This home also features a one-car garage, a 2019 roof, NO HOA or CITY TAXES, and the perfect place to call home. Come see this home before it is gone!

32. 2023-10-12
    price $200,000 1150-char remark

    Show marketing remark (1150 chars)

    Are you looking for a charming home close to Swansboro, military bases, schools, and so much more? Look no further. This adorable 2 bedroom, 1 1/2 bathroom home could be the perfect starter home or a place to come back to when you visit the beautiful coast of eastern N. C. Upon entering the home, the living space features vaulted ceilings, laminate flooring, ceiling fan, plenty of natural lighting and nicely flows into the dining space and kitchen. The kitchen features stainless steel refrigerator, dishwasher, stove, tile flooring, and pantry space. The two bedrooms feature newer carpet and the master features a good sized walk-in closet. Wait until you check out the exterior! Directly off of the dining space, you have access to the covered, screened back porch! This large space, with bar table, could be a great place to entertain family and friends. The hot tub can stay if you desire! Outside of the porch, there is plenty of additional yard space for pets, bon-fires and so much more. This home also features a one-car garage, a 2019 roof, NO HOA or CITY TAXES, and the perfect place to call home. Come see this home before it is gone!

33. 2023-10-05
    listed $210,000 Active 1150-char remark

    Show marketing remark (1150 chars)

    Are you looking for a charming home close to Swansboro, military bases, schools, and so much more? Look no further. This adorable 2 bedroom, 1 1/2 bathroom home could be the perfect starter home or a place to come back to when you visit the beautiful coast of eastern N. C. Upon entering the home, the living space features vaulted ceilings, laminate flooring, ceiling fan, plenty of natural lighting and nicely flows into the dining space and kitchen. The kitchen features stainless steel refrigerator, dishwasher, stove, tile flooring, and pantry space. The two bedrooms feature newer carpet and the master features a good sized walk-in closet. Wait until you check out the exterior! Directly off of the dining space, you have access to the covered, screened back porch! This large space, with bar table, could be a great place to entertain family and friends. The hot tub can stay if you desire! Outside of the porch, there is plenty of additional yard space for pets, bon-fires and so much more. This home also features a one-car garage, a 2019 roof, NO HOA or CITY TAXES, and the perfect place to call home. Come see this home before it is gone!

34. 2022-05-02
    soldstatus $160,000
35. 2022-04-29
    soldstatus $160,000 Closed 707-char remark

    Show marketing remark (707 chars)

    This one turns on the Charm. .. .minutes to beautiful downtown Swansboro, Carolina Beaches, Ferry to Bear Island, and minutes to Camp Lejeune, shopping and more. This home offers an open living room area with vaulted ceiling overlooking the dining area and kitchen. Two bedrooms with new carpet, master bedroom offers a nice sized walk-in closet. But wait there's so much more. .. screened porch that says celebrate and dance the night away every day!! Lounge on the screened porch and enjoy the bar and bar stools, great for entertaining on those Carolina Nights! Did someone say SMORE fun. .. .yum!! Enjoy smores at the firepit on those chilly evenings or just anytime! Hurry home this won't last long!

36. 2022-03-29
    historical 707-char remark

    Show marketing remark (707 chars)

    This one turns on the Charm. .. .minutes to beautiful downtown Swansboro, Carolina Beaches, Ferry to Bear Island, and minutes to Camp Lejeune, shopping and more. This home offers an open living room area with vaulted ceiling overlooking the dining area and kitchen. Two bedrooms with new carpet, master bedroom offers a nice sized walk-in closet. But wait there's so much more. .. screened porch that says celebrate and dance the night away every day!! Lounge on the screened porch and enjoy the bar and bar stools, great for entertaining on those Carolina Nights! Did someone say SMORE fun. .. .yum!! Enjoy smores at the firepit on those chilly evenings or just anytime! Hurry home this won't last long!

37. 2022-03-23
    listed $160,000 707-char remark

    Show marketing remark (707 chars)

    This one turns on the Charm. .. .minutes to beautiful downtown Swansboro, Carolina Beaches, Ferry to Bear Island, and minutes to Camp Lejeune, shopping and more. This home offers an open living room area with vaulted ceiling overlooking the dining area and kitchen. Two bedrooms with new carpet, master bedroom offers a nice sized walk-in closet. But wait there's so much more. .. screened porch that says celebrate and dance the night away every day!! Lounge on the screened porch and enjoy the bar and bar stools, great for entertaining on those Carolina Nights! Did someone say SMORE fun. .. .yum!! Enjoy smores at the firepit on those chilly evenings or just anytime! Hurry home this won't last long!

38. 2007-03-30
    soldstatus $115,500
39. 2007-03-30
    soldstatus $115,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NC · Resets to sale price

• Current annual tax: $909 · $76/mo
• Projected year-2 tax: $1,394 · $116/mo
• Expected delta: +$485/yr (+$40/mo · 53.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,306
• − Mortgage interest: −$9,523
• − Property taxes: −$909
• − Insurance: −$850
• − Repairs & maintenance: −$1,304
• − Management: −$1,304
• − Depreciation: −$4,945
• Taxable loss: −$2,530
• Est. tax savings @ 24.0%: +$607
• After-tax cash flow: $1,032/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Onslow County Schools
• NCES district ID: 3703450
• Math proficiency: 42% ▲ 6.00%
• Reading proficiency: 49% ▲ 5.00%
• Median HH income: $46,076
• Composite: 38.66/100
• National rank: #4148
• State rank: #84 of 178 in NC

Livability — Swansboro

• Score: 77/100
• State rank: #32
• US rank: #3124

Category grades

Amenities F Commute F Cost of living B- Crime A Employment A- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Onslow County · 164,453 people
• Metro: Jacksonville, NC
• Population (ZIP): 18,351
• Household income: $66,976
• Rent vs Own: 23.8% rent · 76.2% own
• Severe rent burden: 602.0

Population outlook (Onslow County) Hauer SSP2

• Today (2025): 189,789 people
• By 2030: 194,463 · +2.5%
• By 2040: 193,629 · +2.0%
• By 2050: 193,248 · +1.8%
• By 2075: 196,995 · +3.8%
• By 2100: 201,513 · +6.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Two or more races 7% Hispanic / Latino 6% Black 6% Asian 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 2%
• Common ancestry: Slovak 3% Romanian 3% Lithuanian 2%
• Foreign-born: 3% · Canada
• Languages at home: 93% English-only · Spanish 3% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Onslow

• 2024 margin: Solid R (+35.9) · D 31.5% · R 67.5% · Other 1.0%
• 2008→2024 swing: -14.5pp toward R · 2008: -21.5pp · 2024: -35.9pp
• All cycles: 2024: R+35.9 2020: R+30.2 2016: R+34.6 2012: R+27.0 2008: R+21.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -58.68%
• Current HPI: 186.871
• Rent YoY: ▲ 2.61%
• Metro: Jacksonville, NC
• State GDP YoY: ▲ 3.28%
• F500 in state: 26

Industry mix (Fortune 500 HQ in NC)

Industry	F500 HQs	Revenue
▸Financial Services	2	$213B
▸Retail	2	$95B
▸Industrial Conglomerate	1	$38B
▸Metals / Steel	1	$35B
▸Utilities	1	$30B
▸Industrial Machinery	1	$19B

Price history

+51.5% since first listed

22 events — show timeline

• 2026-05-14 Relisted — Hive MLS
• 2026-05-13 Pending — Hive MLS
• 2026-05-05 Contingent — Hive MLS
• 2026-04-24 Listed $175,000 Hive MLS
• 2024-03-26 Sold (Public Records) $187,500 Public Records
• 2024-03-26 Sold (MLS) $187,500 Hive MLS
• 2024-02-23 Pending — Hive MLS
• 2024-02-13 Price Changed $195,000 Hive MLS
• 2024-02-13 Relisted — Hive MLS
• 2024-02-06 Pending — Hive MLS
• 2024-01-30 Relisted — Hive MLS
• 2024-01-13 Pending — Hive MLS
• 2023-12-15 Pending — Hive MLS
• 2023-11-03 Price Changed $199,000 Hive MLS
• 2023-10-12 Price Changed $200,000 Hive MLS
• 2023-10-05 Listed $210,000 Hive MLS
• 2022-05-02 Sold (Public Records) $160,000 Public Records
• 2022-04-29 Sold (MLS) $160,000 Hive MLS
• 2022-03-29 Listing Removed — Hive MLS
• 2022-03-23 Listed $160,000 Hive MLS
• 2007-03-30 Sold (Public Records) $115,500 Public Records
• 2007-03-30 Sold (Public Records) $115,500 Public Records

Property tax history

+2.4%/yr

Latest (2025): $909 · +0.0% YoY. Source: county tax records.