50 River Rd #74 · Rio Vista, CA 94571

$129,000

2 bd · 2.0 ba · 1,152 sqft · Manufactured · 276 Days on market

Built 1972 $112/sqft · 18% below area Est $158k · 18% under ↓ 14% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.3/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.2/10.0
• Schools +3.5/10.0
• Livability +2.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Motivated Sellers Move-In Ready! Discover this beautifully refreshed 2-bedroom, 2-bathroom mobile home in an unbeatable location just steps from the Rio Vista waterfront. With 1,152 sq ft of living space, this charming residenceoriginally built in 1972offers modern upgrades and inviting comfort throughout. The updated kitchen shines with newer white cabinetry, sleek new countertops, and stylish flooring that extends across the home. Both bathrooms have been tastefully renovated, while new windows fill the space with natural light. Enjoy everyday convenience with an indoor washer and dryer and unwind outdoors in your private backyard retreat. A screened-in patio offers a peaceful, bug-free space to relax, while the open patio is perfect for grilling and entertaining. Two storage sheds provide ample room for tools and gear. Best of all, you're just one block from the scenic Rio Vista Pierideal for evening strolls, fishing, or simply soaking in the views. Plus, you're within walking distance to downtown dining, shopping, and local attractions. Don't miss this move-in ready gem in a prime location!

Key facts

• New flooring
• New kitchen cabinets
• New windows

Tags

• NEW WINDOWS
• NEW KITCHEN CABINETS
• NEW KITCHEN COUNTERTOPS
• UPGRADED BATHROOMS
• NEW FLOORING
• INDOOR WASHER AND DRYER

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $129k.

Deal economics

• At list price, monthly cash flow is $452 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $129k).
• Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
• Cap rate 10.5% vs local median 2.2% in Rio Vista — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 53/100 on livability (#973 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+, crime A-; Watch: schools D-, amenities F, commute F.
• River Delta Joint Unified (town): math 31% / reading 42% proficiency, ranked #810 of 1,400 in CA (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 183 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,472 units permitted in Solano County in 2024 (131 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $892 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Solano County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 276 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→13/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $113,520 (12.0% below list)

Questions for the listing agent

1. It's been on market 276 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.32% ✓
• Cap rate: 10.49%
• Cash-on-cash: 15.00%
• DSCR: 1.67
• GRM: 6.3

CMA / ARV

• ARV (median comp): $158,000
• List price: $129,000
• Delta: -18.35%
• Verdict: UNDERPRICED
• Comps: 1 within 2.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
50 River Rd	0.04mi	2/2.0	1,140 (-1%)	1mo	$158,000	$139	96

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 5.6%
• Equity multiple: 1.22×
• Total profit: $7,879
• Equity at exit: $19,234

10-year hold

• IRR: 15.0%
• Equity multiple: 2.22×
• Total profit: $43,994
• Equity at exit: $11,154

Cash invested: $36,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 94571

• Home prices YoY: -34.9%
• Active inventory: 183
• Price-to-rent: 6.3×

Monthly cashflow live

• Estimated rent: $1,700 medium
• Mortgage (P&I): −$676
• Tax est. 1.5%: −$161 /mo · $1,935/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$357
• Net cashflow: $452

Break-even live

Break-even rent $1,128

Max offer price $129,000

Occupancy floor 68%

Sensitivity live

Price	-10% $541	-5% $496	+0% $452	+5% $407	+10% $362
Rent	-10% $317	-5% $384	+0% $452	+5% $519	+10% $586
Rate	-1.0pp $516	-0.5pp $484	base $452	+0.5pp $418	+1.0pp $384

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,250
• Closing costs: $3,870
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
301 Santa Clara Ave Apt 1 Rio Vista, CA	3.0	2.0	1000	$1,700	$1.70	22d	1	0.88mi

Listing history 14 events

1. 2026-06-13
   statusdays on market $129,000 Pending 276 DOM
2. 2026-06-09
   days on market $129,000 Contingent (No Show) 274 DOM
3. 2026-06-08
   days on market $129,000 Contingent (No Show) 273 DOM
4. 2026-06-07
   days on market $129,000 Contingent (No Show) 272 DOM
5. 2026-06-03
   days on market $129,000 Contingent (No Show) 268 DOM
6. 2026-06-02
   days on market $129,000 Contingent (No Show) 267 DOM
7. 2026-06-01
   days on market $129,000 Contingent (No Show) 266 DOM
8. 2026-05-31
   days on market $129,000 Contingent (No Show) 265 DOM
9. 2026-05-13
   price $129,000 1127-char remark

   Show marketing remark (1127 chars)

   Motivated Sellers Move-In Ready! Discover this beautifully refreshed 2-bedroom, 2-bathroom mobile home in an unbeatable location just steps from the Rio Vista waterfront. With 1,152 sq ft of living space, this charming residenceoriginally built in 1972offers modern upgrades and inviting comfort throughout. The updated kitchen shines with newer white cabinetry, sleek new countertops, and stylish flooring that extends across the home. Both bathrooms have been tastefully renovated, while new windows fill the space with natural light. Enjoy everyday convenience with an indoor washer and dryer and unwind outdoors in your private backyard retreat. A screened-in patio offers a peaceful, bug-free space to relax, while the open patio is perfect for grilling and entertaining. Two storage sheds provide ample room for tools and gear. Best of all, you're just one block from the scenic Rio Vista Pierideal for evening strolls, fishing, or simply soaking in the views. Plus, you're within walking distance to downtown dining, shopping, and local attractions. Don't miss this move-in ready gem in a prime location!

10. 2026-03-10
    price $133,500 1127-char remark

    Show marketing remark (1127 chars)

    Motivated Sellers Move-In Ready! Discover this beautifully refreshed 2-bedroom, 2-bathroom mobile home in an unbeatable location just steps from the Rio Vista waterfront. With 1,152 sq ft of living space, this charming residenceoriginally built in 1972offers modern upgrades and inviting comfort throughout. The updated kitchen shines with newer white cabinetry, sleek new countertops, and stylish flooring that extends across the home. Both bathrooms have been tastefully renovated, while new windows fill the space with natural light. Enjoy everyday convenience with an indoor washer and dryer and unwind outdoors in your private backyard retreat. A screened-in patio offers a peaceful, bug-free space to relax, while the open patio is perfect for grilling and entertaining. Two storage sheds provide ample room for tools and gear. Best of all, you're just one block from the scenic Rio Vista Pierideal for evening strolls, fishing, or simply soaking in the views. Plus, you're within walking distance to downtown dining, shopping, and local attractions. Don't miss this move-in ready gem in a prime location!

11. 2026-01-07
    price $138,500 1127-char remark

    Show marketing remark (1127 chars)

    Motivated Sellers Move-In Ready! Discover this beautifully refreshed 2-bedroom, 2-bathroom mobile home in an unbeatable location just steps from the Rio Vista waterfront. With 1,152 sq ft of living space, this charming residenceoriginally built in 1972offers modern upgrades and inviting comfort throughout. The updated kitchen shines with newer white cabinetry, sleek new countertops, and stylish flooring that extends across the home. Both bathrooms have been tastefully renovated, while new windows fill the space with natural light. Enjoy everyday convenience with an indoor washer and dryer and unwind outdoors in your private backyard retreat. A screened-in patio offers a peaceful, bug-free space to relax, while the open patio is perfect for grilling and entertaining. Two storage sheds provide ample room for tools and gear. Best of all, you're just one block from the scenic Rio Vista Pierideal for evening strolls, fishing, or simply soaking in the views. Plus, you're within walking distance to downtown dining, shopping, and local attractions. Don't miss this move-in ready gem in a prime location!

12. 2025-11-03
    price $142,000 1127-char remark

    Show marketing remark (1127 chars)

    Motivated Sellers Move-In Ready! Discover this beautifully refreshed 2-bedroom, 2-bathroom mobile home in an unbeatable location just steps from the Rio Vista waterfront. With 1,152 sq ft of living space, this charming residenceoriginally built in 1972offers modern upgrades and inviting comfort throughout. The updated kitchen shines with newer white cabinetry, sleek new countertops, and stylish flooring that extends across the home. Both bathrooms have been tastefully renovated, while new windows fill the space with natural light. Enjoy everyday convenience with an indoor washer and dryer and unwind outdoors in your private backyard retreat. A screened-in patio offers a peaceful, bug-free space to relax, while the open patio is perfect for grilling and entertaining. Two storage sheds provide ample room for tools and gear. Best of all, you're just one block from the scenic Rio Vista Pierideal for evening strolls, fishing, or simply soaking in the views. Plus, you're within walking distance to downtown dining, shopping, and local attractions. Don't miss this move-in ready gem in a prime location!

13. 2025-10-05
    price $146,000 1127-char remark

    Show marketing remark (1127 chars)

    Motivated Sellers Move-In Ready! Discover this beautifully refreshed 2-bedroom, 2-bathroom mobile home in an unbeatable location just steps from the Rio Vista waterfront. With 1,152 sq ft of living space, this charming residenceoriginally built in 1972offers modern upgrades and inviting comfort throughout. The updated kitchen shines with newer white cabinetry, sleek new countertops, and stylish flooring that extends across the home. Both bathrooms have been tastefully renovated, while new windows fill the space with natural light. Enjoy everyday convenience with an indoor washer and dryer and unwind outdoors in your private backyard retreat. A screened-in patio offers a peaceful, bug-free space to relax, while the open patio is perfect for grilling and entertaining. Two storage sheds provide ample room for tools and gear. Best of all, you're just one block from the scenic Rio Vista Pierideal for evening strolls, fishing, or simply soaking in the views. Plus, you're within walking distance to downtown dining, shopping, and local attractions. Don't miss this move-in ready gem in a prime location!

14. 2025-09-08
    listed $150,000 Active 1127-char remark

    Show marketing remark (1127 chars)

    Motivated Sellers Move-In Ready! Discover this beautifully refreshed 2-bedroom, 2-bathroom mobile home in an unbeatable location just steps from the Rio Vista waterfront. With 1,152 sq ft of living space, this charming residenceoriginally built in 1972offers modern upgrades and inviting comfort throughout. The updated kitchen shines with newer white cabinetry, sleek new countertops, and stylish flooring that extends across the home. Both bathrooms have been tastefully renovated, while new windows fill the space with natural light. Enjoy everyday convenience with an indoor washer and dryer and unwind outdoors in your private backyard retreat. A screened-in patio offers a peaceful, bug-free space to relax, while the open patio is perfect for grilling and entertaining. Two storage sheds provide ample room for tools and gear. Best of all, you're just one block from the scenic Rio Vista Pierideal for evening strolls, fishing, or simply soaking in the views. Plus, you're within walking distance to downtown dining, shopping, and local attractions. Don't miss this move-in ready gem in a prime location!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥100°F today · 13 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 9/10 Extreme 19 unhealthy d/yr today · 20 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,400
• − Mortgage interest: −$7,226
• − Property taxes: −$1,935
• − Insurance: −$645
• − Repairs & maintenance: −$1,632
• − Management: −$1,632
• − Depreciation: −$3,753
• Taxable income: $3,577
• Est. tax owed @ 24.0%: −$859
• After-tax cash flow: $4,560/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: River Delta Joint Unified
• NCES district ID: 0633110
• Math proficiency: 31% ▲ 1.00%
• Reading proficiency: 42% ▬ 0.00%
• Median HH income: $55,528
• Composite: 34.67/100
• National rank: #10066
• State rank: #810 of 1400 in CA

Livability — Rio Vista

• Score: 53/100
• State rank: #973
• US rank: #24576

Category grades

Amenities F Commute F Cost of living F Crime A- Employment B- Housing A+ Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Rio Vista, CA
• Population (ZIP): 10,973

Population outlook (Solano County) Hauer SSP2

• Today (2025): 478,685 people
• By 2030: 497,974 · +4.0%
• By 2040: 528,515 · +10.4%
• By 2050: 549,115 · +14.7%
• By 2075: 587,229 · +22.7%
• By 2100: 571,378 · +19.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: White 56% Hispanic / Latino 25% Black 10% Two or more races 8% Asian 6%
• Hispanic origin (detail): Mexican 22%
• Common ancestry: Slovak 3% Lithuanian 3% Italian 3%
• Foreign-born: 14% · Canada, China, South Korea
• Languages at home: 79% English-only · Spanish 17% Chinese 2% Tagalog/Filipino 2%

Political lean MEDSL · Solano

• 2024 margin: Strong D (+23.0) · D 60.0% · R 37.1% · Other 2.9%
• 2008→2024 swing: -5.6pp toward R · 2008: 28.6pp · 2024: 23.0pp
• All cycles: 2024: D+23.0 2020: D+30.3 2016: D+30.5 2012: D+28.1 2008: D+28.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -120.24%
• Current HPI: 223.9284
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

-14.0% since first listed

6 events — show timeline

• 2026-05-13 Price Changed $129,000 BAREIS
• 2026-03-10 Price Changed $133,500 BAREIS
• 2026-01-07 Price Changed $138,500 BAREIS
• 2025-11-03 Price Changed $142,000 BAREIS
• 2025-10-05 Price Changed $146,000 BAREIS
• 2025-09-08 Listed $150,000 BAREIS