1751 Crawford Ave · Wellsville, OH 43968

$99,000

6 bd · 2.5 ba · 1,656 sqft · MultiFamily public records · 254 Days on market

Built 1932 0.34 ac lot $60/sqft · 9% below area Est $109k · 9% under ↓ 24% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +11.5/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +5.9/10.0
• Livability +3.5/5.0
• Schools +3.3/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records

Listing remarks MLS

This multi-family home features two large units with three bedrooms and one bathroom for each unit. It has a newer roof, furnace, hot water tank, windows, and one side has a new bathroom. It has been well cared for over the years; this has been a family home with no renters ever occupying the property. It does need a little bit of work to make it look brand new, but the work is minimal for rental potential. This large multi-family is perfect for anyone looking to start or grow their portfolio or have a home and share the cost of living with a renter. It's a great location, close to highway access and 40 minutes from Pittsburgh for anyone looking for a moderate commute.

Key facts

• New bathroom
• Newer roof
• Highway access

Tags

• NEWER ROOF
• NEW BATHROOM
• HIGHWAY ACCESS

What this means for you Summary

Snapshot

• This is a 6-bed/2.5-bath multifamily listed at $99k.

Deal economics

• At list price, monthly cash flow is $783 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $99k).
• Recommended offer: $87k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 69/100 on livability (#505 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: health & safety C-, amenities F, commute F.
• Wellsville Local (town): math 34% / reading 46% proficiency, ranked #546 of 656 in OH (top 83%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 20 active listings in the ZIP; 49 units permitted in Columbiana County in 2024 (0 in 5+ unit buildings).
• This rent runs 37% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $2k of equity ($684 loan paydown + $2k appreciation (1.8% local appreciation)).
• Columbiana County population projected at -23% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (1.8% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 254 days — a 12% lower offer ($87k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: flood insurance adds $56/mo; built in 1932 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $87,120 (12.0% below list)

Questions for the listing agent

1. It's been on market 254 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1932 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.95% ✓
• Cap rate: 16.45%
• Cash-on-cash: 36.29%
• DSCR: 2.61
• GRM: 4.3

CMA / ARV

• ARV (median comp): $108,707
• List price: $99,000
• Delta: -8.93%
• Verdict: FAIR
• Comps: 2 within 1.0 mi

Projected returns pro-forma

1.81% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 37.7%
• Equity multiple: 3.01×
• Total profit: $55,738
• Equity at exit: $38,016

10-year hold

• IRR: 38.9%
• Equity multiple: 5.93×
• Total profit: $136,634
• Equity at exit: $53,962

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43968

• Home prices YoY: 1.0%
• Active inventory: 20
• Price-to-rent: 8.6×

Monthly cashflow live

• Estimated rent: $1,926 medium
• Mortgage (P&I): −$519
• Tax from tax record: −$123 /mo · $1,473/yr
• Insurance: −$41
• Flood insurance flood zone: −$56 /mo · $666/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$404
• Net cashflow: $783

Break-even live

Break-even rent $935

Max offer price $99,000

Occupancy floor 54%

2-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 2× units	3	1	$1,926
Total (2 units)			$1,926

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,750
• Closing costs: $2,970
• Reserves months: —
• Total cash needed: —

Listing history 22 events

1. 2026-06-18
   days on market $99,000 Active 254 DOM
2. 2026-06-17
   days on market $99,000 Active 253 DOM
3. 2026-06-16
   days on market $99,000 Active 252 DOM
4. 2026-06-15
   days on market $99,000 Active 251 DOM
5. 2026-06-13
   days on market $99,000 Active 249 DOM
6. 2026-06-12
   days on market $99,000 Active 248 DOM
7. 2026-06-09
   days on market $99,000 Active 245 DOM
8. 2026-06-08
   days on market $99,000 Active 244 DOM
9. 2026-06-08
   days on market $99,000 Active 243 DOM
10. 2026-06-07
    days on market $99,000 Active 242 DOM
11. 2026-06-04
    days on market $99,000 Active 239 DOM
12. 2026-06-02
    days on market $99,000 Active 238 DOM
13. 2026-06-01
    days on market $99,000 Active 237 DOM
14. 2026-05-31
    days on market $99,000 Active 236 DOM
15. 2026-03-12
    price $99,000 677-char remark

    Show marketing remark (677 chars)

    This multi-family home features two large units with three bedrooms and one bathroom for each unit. It has a newer roof, furnace, hot water tank, windows, and one side has a new bathroom. It has been well cared for over the years; this has been a family home with no renters ever occupying the property. It does need a little bit of work to make it look brand new, but the work is minimal for rental potential. This large multi-family is perfect for anyone looking to start or grow their portfolio or have a home and share the cost of living with a renter. It's a great location, close to highway access and 40 minutes from Pittsburgh for anyone looking for a moderate commute.

16. 2025-12-10
    price $100,000 677-char remark

    Show marketing remark (677 chars)

    This multi-family home features two large units with three bedrooms and one bathroom for each unit. It has a newer roof, furnace, hot water tank, windows, and one side has a new bathroom. It has been well cared for over the years; this has been a family home with no renters ever occupying the property. It does need a little bit of work to make it look brand new, but the work is minimal for rental potential. This large multi-family is perfect for anyone looking to start or grow their portfolio or have a home and share the cost of living with a renter. It's a great location, close to highway access and 40 minutes from Pittsburgh for anyone looking for a moderate commute.

17. 2025-11-25
    price $109,000 677-char remark

    Show marketing remark (677 chars)

    This multi-family home features two large units with three bedrooms and one bathroom for each unit. It has a newer roof, furnace, hot water tank, windows, and one side has a new bathroom. It has been well cared for over the years; this has been a family home with no renters ever occupying the property. It does need a little bit of work to make it look brand new, but the work is minimal for rental potential. This large multi-family is perfect for anyone looking to start or grow their portfolio or have a home and share the cost of living with a renter. It's a great location, close to highway access and 40 minutes from Pittsburgh for anyone looking for a moderate commute.

18. 2025-11-18
    price $113,000 677-char remark

    Show marketing remark (677 chars)

    This multi-family home features two large units with three bedrooms and one bathroom for each unit. It has a newer roof, furnace, hot water tank, windows, and one side has a new bathroom. It has been well cared for over the years; this has been a family home with no renters ever occupying the property. It does need a little bit of work to make it look brand new, but the work is minimal for rental potential. This large multi-family is perfect for anyone looking to start or grow their portfolio or have a home and share the cost of living with a renter. It's a great location, close to highway access and 40 minutes from Pittsburgh for anyone looking for a moderate commute.

19. 2025-11-09
    price $115,000 677-char remark

    Show marketing remark (677 chars)

    This multi-family home features two large units with three bedrooms and one bathroom for each unit. It has a newer roof, furnace, hot water tank, windows, and one side has a new bathroom. It has been well cared for over the years; this has been a family home with no renters ever occupying the property. It does need a little bit of work to make it look brand new, but the work is minimal for rental potential. This large multi-family is perfect for anyone looking to start or grow their portfolio or have a home and share the cost of living with a renter. It's a great location, close to highway access and 40 minutes from Pittsburgh for anyone looking for a moderate commute.

20. 2025-10-28
    price $119,000 677-char remark

    Show marketing remark (677 chars)

    This multi-family home features two large units with three bedrooms and one bathroom for each unit. It has a newer roof, furnace, hot water tank, windows, and one side has a new bathroom. It has been well cared for over the years; this has been a family home with no renters ever occupying the property. It does need a little bit of work to make it look brand new, but the work is minimal for rental potential. This large multi-family is perfect for anyone looking to start or grow their portfolio or have a home and share the cost of living with a renter. It's a great location, close to highway access and 40 minutes from Pittsburgh for anyone looking for a moderate commute.

21. 2025-10-14
    price $125,000 677-char remark

    Show marketing remark (677 chars)

    This multi-family home features two large units with three bedrooms and one bathroom for each unit. It has a newer roof, furnace, hot water tank, windows, and one side has a new bathroom. It has been well cared for over the years; this has been a family home with no renters ever occupying the property. It does need a little bit of work to make it look brand new, but the work is minimal for rental potential. This large multi-family is perfect for anyone looking to start or grow their portfolio or have a home and share the cost of living with a renter. It's a great location, close to highway access and 40 minutes from Pittsburgh for anyone looking for a moderate commute.

22. 2025-10-07
    listed $129,900 Active 677-char remark

    Show marketing remark (677 chars)

    This multi-family home features two large units with three bedrooms and one bathroom for each unit. It has a newer roof, furnace, hot water tank, windows, and one side has a new bathroom. It has been well cared for over the years; this has been a family home with no renters ever occupying the property. It does need a little bit of work to make it look brand new, but the work is minimal for rental potential. This large multi-family is perfect for anyone looking to start or grow their portfolio or have a home and share the cost of living with a renter. It's a great location, close to highway access and 40 minutes from Pittsburgh for anyone looking for a moderate commute.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,473 · $123/mo
• Projected year-2 tax: $1,509 · $126/mo
• Expected delta: +$36/yr (+$3/mo · 2.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,112
• − Mortgage interest: −$5,546
• − Property taxes: −$1,473
• − Insurance: −$1,162
• − Repairs & maintenance: −$1,849
• − Management: −$1,849
• − Depreciation: −$2,880
• Taxable income: $8,354
• Est. tax owed @ 24.0%: −$2,005
• After-tax cash flow: $7,389/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Wellsville Local
• NCES district ID: 3904503
• Math proficiency: 34% ▼ -26.00%
• Reading proficiency: 46% ▼ -12.00%
• Median HH income: $35,795
• Composite: 33.09/100
• National rank: #5563
• State rank: #546 of 656 in OH

Livability — Wellsville

• Score: 69/100
• State rank: #505
• US rank: #8502

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing A+ Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wellsville, OH
• County: Columbiana · 99,532 people
• Population (ZIP): 6,445
• Household income: $62,172
• Rent vs Own: 29.6% rent · 70.4% own
• Severe rent burden: 11.8

Population outlook (Columbiana County) Hauer SSP2

• Today (2025): 98,353 people
• By 2030: 94,225 · -4.2%
• By 2040: 85,169 · -13.4%
• By 2050: 76,157 · -22.6%
• By 2075: 58,451 · -40.6%
• By 2100: 42,805 · -56.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (89%)
• Race & ethnicity: White 89% Black 6% Two or more races 3%
• Common ancestry: Serbian 5% Romanian 4% Iranian 2%

Political lean MEDSL · Columbiana

• 2024 margin: Solid R (+49.0) · D 25.1% · R 74.1%
• 2008→2024 swing: -41.4pp toward R · 2008: -7.6pp · 2024: -49.0pp
• All cycles: 2024: R+49.0 2020: R+44.9 2016: R+41.6 2012: R+12.0 2008: R+7.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.81%
• Current HPI: 181.4494
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

-23.8% since first listed

8 events — show timeline

• 2026-03-12 Price Changed $99,000 MLSNOW
• 2025-12-10 Price Changed $100,000 MLSNOW
• 2025-11-25 Price Changed $109,000 MLSNOW
• 2025-11-18 Price Changed $113,000 MLSNOW
• 2025-11-09 Price Changed $115,000 MLSNOW
• 2025-10-28 Price Changed $119,000 MLSNOW
• 2025-10-14 Price Changed $125,000 MLSNOW
• 2025-10-07 Listed $129,900 MLSNOW

Property tax history

+8.3%/yr

Latest (2025): $1,473 · +9.6% YoY. Source: county tax records.