2430 Coldwater Canyon Dr · Los Angeles, CA
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.14%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 92°F)
- 5 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +12.1/15.0
- Appreciation +9.8/10.0
- Cash flow +4.1/30.0
- Schools +3.6/10.0
- Livability +3.4/5.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- 1% rule +0.0/10.0
- DSCR +0.0/10.0
$2,249,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great opportunity find!! For owner/user, developer, or investor. This home includes 2430 and 2428 Coldwater cyn addresses as per Seller and public records. Spacious 2 bedroom, 2 bath upper level with gourmet kitchen, high ceilings, large master with direct access to back yard. Hardwood Flooring throughout the upstairs is Lower lever with separate access to the 1 bedroom, 1 bath ADU with permits as per Seller. Live upstairs and rent the ADU, assemble both into one inclusive home. options are endless. The home is gated with a horseshoe driveway within for easy egress.
Key facts
- Hardwood flooring
- Gated home
- Gourmet kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $2.25M.
Deal economics
- At list price, monthly cash flow is $-6k ($-74k/yr) — negative.
- To cash-flow at today's rent, offer at most $1.16M (48.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $1.06M (52.7% below list).
- Recommended offer: $1.06M (52.7% below list) — sets the bar for 1% rule.
- Cap rate 3.0% vs local median 2.1% in Los Angeles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#273 in CA) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment B; Watch: health & safety C-, schools D+, crime F.
- Los Angeles Unified (urban): math 29% / reading 54% proficiency, ranked #223 of 517 in CA (top 43%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.7%/yr); 308 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
- At $10,643/mo this rent would consume 68% of the median local household income ($188k/yr) (locally 911% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $230k of equity ($16k loan paydown + $215k appreciation (9.6% local appreciation)).
- Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 2, paydown + projected appreciation supports a ~$370k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 155 days — a 12% lower offer ($1.98M) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $1.18M; list at $2.25M implies a 91% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk; moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 155 days. Have you received any prior offers? Is the seller open to a 53% concession, seller financing, or rate buy-down credit?
- Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.47% ✗
- Cap rate
- 3.01%
- Cash-on-cash
- -11.72%
- DSCR
- 0.48
- GRM
- 17.6
CMA / ARV
- ARV (median comp)
- $2,505,301
- List price
- $2,249,000
- Delta
- -10.23%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
9.56% appreciation · 1.73% rent growth · sell at horizon
- IRR
- 14.8%
- Equity multiple
- 2.19×
- Total profit
- $751,345
- Equity at exit
- $1,953,793
- IRR
- 14.4%
- Equity multiple
- 4.93×
- Total profit
- $2,477,284
- Equity at exit
- $4,138,805
Cash invested: $629,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 0 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City Los Angeles
- 0 Strongly Tenant-Friendly · D+22
ZIP-level market 90210
- Home prices YoY
- 2.0%
- Rents YoY
- 1.7%
- Active inventory
- 308
- Price-to-rent
- 17.6×
Monthly cashflow live
- Estimated rent
- $10,643 high interval (Pro) →
- Mortgage (P&I)
- −$11,794
- Tax from tax record
- −$1,827 /mo · $21,927/yr
- Insurance
- −$937
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$2,235
- Net cashflow
- $-6,150
Break-even live
Sensitivity live
| Price | -10% $-4,877 | -5% $-5,513 | +0% $-6,150 | +5% $-6,787 | +10% $-7,423 |
|---|---|---|---|---|---|
| Rent | -10% $-6,991 | -5% $-6,570 | +0% $-6,150 | +5% $-5,730 | +10% $-5,309 |
| Rate | -1.0pp $-5,017 | -0.5pp $-5,578 | base $-6,150 | +0.5pp $-6,733 | +1.0pp $-7,326 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $562,250
- Closing costs
- $67,470
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 20 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9549 Dalegrove Dr Beverly Hills, CA | 3.0 | 2.0 | 1655 | $7,995 | $4.83 | 45d | 1 | 0.22mi |
| 2221 Bowmont Dr Beverly Hills, CA | 3.0 | 3.0 | 1983 | $16,999 | $8.57 | 44d | 1 | 0.49mi |
| 2107 El Roble Ln Beverly Hills, CA | 3.0 | 2.0 | 1826 | $11,750 | $6.43 | 25d | 1 | 0.52mi |
| 2001 Coldwater Canyon Dr Beverly Hills, CA | 3.0 | 4.0 | 2194 | $11,995 | $5.47 | 44d | 1 | 0.70mi |
| 8500 W Sunset Crest Pl Los Angeles, CA | 2.0 | 2.0 | 1212 | $15,000 | $12.38 | 44d | 1 | 0.90mi |
| 2154 Ridgemont Dr Los Angeles, CA | 2.0 | 2.0 | 1623 | $8,500 | $5.24 | 19d | 1 | 1.03mi |
| 9249 Crescent Dr Los Angeles, CA | 3.0 | 2.0 | 1950 | $12,500 | $6.41 | 44d | 1 | 1.04mi |
| 8743 Hollywood Hills Rd Los Angeles, CA | 2.0 | 2.0 | 1402 | $6,450 | $4.60 | 17d | 1 | 1.09mi |
| 8743 Hollywood Hills Rd Los Angeles, CA | 2.0 | 2.0 | 1402 | $6,450 | $4.60 | 25d | 1 | 1.09mi |
| 8870 Wonderland Ave Los Angeles, CA | 3.0 | 2.0 | 1495 | $7,500 | $5.02 | 21d | 1 | 1.12mi |
| 3946 Alta Mesa Dr Studio City, CA | 3.0 | 2.0 | 1799 | $6,700 | $3.72 | 44d | 1 | 1.17mi |
| 8831 Lookout Mountain Ave Los Angeles, CA | 3.0 | 2.0 | 1673 | $9,500 | $5.68 | 8d | 1 | 1.27mi |
| 8570 Wonderland Ave Los Angeles, CA | 2.0 | 2.0 | 1083 | $4,950 | $4.57 | 25d | 1 | 1.35mi |
| 2144 Sunset Plaza Dr Los Angeles, CA | 2.0 | 2.0 | 1464 | $11,500 | $7.86 | 44d | 1 | 1.37mi |
| 8895 Appian Way Los Angeles, CA | 3.0 | 2.5 | 1812 | $8,495 | $4.69 | 44d | 1 | 1.40mi |
| 2013 Cyprean Dr Los Angeles, CA | 2.0 | 2.0 | 1441 | $6,950 | $4.82 | 6d | 1 | 1.40mi |
| 12056 Laurel Terrace Dr Studio City, CA | 3.0 | 2.0 | 1704 | $6,500 | $3.81 | 25d | 1 | 1.40mi |
| 2740 Hutton Dr Beverly Hills, CA | 2.0 | 2.0 | 1700 | $8,800 | $5.18 | 44d | 1 | 1.41mi |
| 1919 San Ysidro Dr Beverly Hills, CA | 3.0 | 2.0 | 1884 | $10,500 | $5.57 | 25d | 1 | 1.44mi |
| 3641 Sunswept Dr Studio City, CA | 3.0 | 3.0 | 1762 | $6,995 | $3.97 | 44d | 1 | 1.46mi |
Listing history 16 events
-
2026-06-18days on market $2,249,000 Active 155 DOM
-
2026-06-17days on market $2,249,000 Active 154 DOM
-
2026-06-16days on market $2,249,000 Active 153 DOM
-
2026-06-15days on market $2,249,000 Active 152 DOM
-
2026-06-13days on market $2,249,000 Active 150 DOM
-
2026-06-09days on market $2,249,000 Active 146 DOM
-
2026-06-08days on market $2,249,000 Active 145 DOM
-
2026-06-07days on market $2,249,000 Active 144 DOM
-
2026-06-04days on market $2,249,000 Active 141 DOM
-
2026-06-03days on market $2,249,000 Active 140 DOM
-
2026-06-02days on market $2,249,000 Active 139 DOM
-
2026-06-01days on market $2,249,000 Active 138 DOM
-
2026-05-31days on market $2,249,000 Active 137 DOM
-
2026-01-14$2,249,000 Active 573-char remark
Show marketing remark (573 chars)
Great opportunity find!! For owner/user, developer, or investor. This home includes 2430 and 2428 Coldwater cyn addresses as per Seller and public records. Spacious 2 bedroom, 2 bath upper level with gourmet kitchen, high ceilings, large master with direct access to back yard. Hardwood Flooring throughout the upstairs is Lower lever with separate access to the 1 bedroom, 1 bath ADU with permits as per Seller. Live upstairs and rent the ADU, assemble both into one inclusive home. options are endless. The home is gated with a horseshoe driveway within for easy egress.
-
2025-01-15Active
-
2005-11-16soldstatus $1,175,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $21,927 · $1,827/mo
- Projected year-2 tax
- $21,927 · $1,827/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 14% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 4/10 Moderate 5 d/yr ≥92°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $127,721
- − Mortgage interest
- −$125,979
- − Property taxes
- −$21,927
- − Insurance
- −$11,245
- − Repairs & maintenance
- −$10,218
- − Management
- −$10,218
- − Depreciation
- −$65,425
- Taxable loss
- −$117,290
- Est. tax savings @ 24.0%
- +$28,150
- After-tax cash flow
- $-45,650/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Los Angeles Unified
- NCES district ID
- 0622710
- Math proficiency
- 29% ▼ -4.00%
- Reading proficiency
- 54% ▲ 10.00%
- Median HH income
- $50,403
- Composite
- 35.67/100
- National rank
- #4875
- State rank
- #223 of 517 in CA
Livability — Los Angeles
- Score
- 68/100
- State rank
- #273
- US rank
- #9237
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Los Angeles, CA
- County
- Los Angeles County · 9,444,647 people
- City population
- 3,838,149
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 19,004
- Household income
- $187,801
- Rent vs Own
- Severe rent burden
- 911.0
Population outlook (Los Angeles County) Hauer SSP2
- Today (2025)
- 10,940,515 people
- By 2030
- 11,256,481 · +2.9%
- By 2040
- 11,729,929 · +7.2%
- By 2050
- 11,948,407 · +9.2%
- By 2075
- 11,818,114 · +8.0%
- By 2100
- 10,842,928 · -0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (81%)
- Race & ethnicity
- White 81% Two or more races 8% Asian 7% Hispanic / Latino 6% Black 2%
- Hispanic origin (detail)
- Mexican 3%
- Common ancestry
- Scotch-Irish 5% Italian 4% Romanian 3%
- Foreign-born
- 36% · Canada, China, South Korea
- Languages at home
- 59% English-only · Other Indo-European 21% Spanish 4% French/Haitian/Cajun 3%
Political lean MEDSL · Los Angeles
- 2024 margin
- Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
- 2008→2024 swing
- -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
- All cycles
- 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 9.56%
- Current HPI
- 495.052
- Rent YoY
- ▲ 1.73%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
|
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Price history
+91.4% since first listed3 events — show timeline
- 2026-01-14 Listed $2,249,000 TheMLS
- 2025-01-15 Listed — TheMLS
- 2005-11-16 Sold (Public Records) $1,175,000 Public Records
Property tax history
+2.3%/yrLatest (2025): $21,927 · +1.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…