1110 49th Avenue Ter W · South Bradenton, FL 34207

$68,900

2 bd · 1.0 ba · 528 sqft · Manufactured public records · 176 Days on market

Built 1963 2,361 sqft lot Est $64k · 7% over $135/mo HOA · 10% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +4.4/15.0
• Schools +4.4/10.0
• Livability +3.9/5.0
• Condition / age +2.5/5.0
• Rent growth +1.1/5.0
• Appreciation +0.0/10.0

Listing remarks

* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * PRICE REDUCED * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * LAND OWNED * * * * * * * FULLY FURNISHED * * * * * * * * DUES ARE VERY LOW AT $135 P/MONTH * * * * * * 55 PLUS COMMUNITY * * * * * * * * THIS 2 BED 1 BATH MOBILE IS IDEAL FOR FULL OR PART TIMERS NOTHING TO BRING BUT YOUR TOOTHBRUSH GIANT 3 CAR CARPORT WITH A STORAGE OR WORKSHOP AT THE END OF CARPORT SCREENED IN LANAI IS ON THE EAST SID

Key facts

• Giant carport
• Fully furnished
• Quiet area

Tags

• FULLY FURNISHED
• GIANT CARPORT
• SCREENED IN LANAI
• QUIET AREA

Property features AI

Finance

• Financial info: Total annual HOA fees approximately $1,620; Lease restrictions apply
• HOA & community: Has HOA with monthly fee of $135; HOA fee includes pool, recreational facilities, water and sewer; Association amenities include clubhouse, pickleball courts and shuffleboard courts; Association approval required; Senior community; Pets allowed

Exterior

• Parking: Carport with space for 3 vehicles
• Utilities: Public water; Public sewer; Electricity connected; Cable available; Phone available; Sewer connected; Water connected
• Home design: Single-wide mobile home; One story; North-facing
• Construction: Vinyl siding; Roof over; Crawlspace foundation; Built area about 528 square feet
• Exterior features: Asphalt road access; Lot dimensions approximately 40 x 59; Lot roughly 0.05 acre (under 1/4 acre)

Interior

• Kitchen: Microwave; Refrigerator; Exhaust fan; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Linoleum
• Bathrooms: 1 full bathroom
• Heating & cooling: Baseboard heating; No central air
• Interior features: Ceiling fans; Open living room/dining room layout
• Laundry & utility: Washer hookup; Dryer hookup; Washer and dryer included

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $69k.

Deal economics

• At list price, monthly cash flow is $466 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $69k).
• Recommended offer: $61k (12.0% below list) — sets the bar for market timing.
• Cap rate 14.4% vs local median 4.1% in South Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#195 in FL, #3,092 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, crime D+, commute F.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents falling (-5.5%/yr); 361 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
• This rent runs 35% of the median local income ($45k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $476 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $19k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 176 days — a 12% lower offer ($61k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $35k; list at $69k implies a 97% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $60,632 (12.0% below list)

Questions for the listing agent

1. It's been on market 176 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.93% ✓
• Cap rate: 14.40%
• Cash-on-cash: 28.96%
• DSCR: 2.29
• GRM: 4.3

CMA / ARV

• ARV (on-the-fly): $64,416
• Comps found: 7

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
709 49th Avenue Dr W	0.24mi	1/1.0 (-1)	528 (0%)	2mo	$30,000	$57	82
5022 9th St W	0.16mi	1/1.0 (-1)	576 (+9%)	2mo	$85,000	$148	71
619 52nd Ave W	0.37mi	2/2.0	550 (+4%)	4mo	$60,000	$109	68
1107 49th Ave W	0.08mi	2/1.0	450 (-15%)	10mo	$55,000	$122	64
618 51st Ave W	0.31mi	2/1.5	470 (-11%)	6mo	$66,000	$140	61
108 51st Avenue Ter W	0.66mi	1/1.0 (-1)	520 (-2%)	8mo	$57,000	$110	55
611 51st Avenue Plz W	0.35mi	2/1.0	460 (-13%)	14mo	$65,000	$141	51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 19.5%
• Equity multiple: 1.76×
• Total profit: $14,679
• Equity at exit: $10,273

10-year hold

• IRR: 25.4%
• Equity multiple: 2.88×
• Total profit: $36,263
• Equity at exit: $5,957

Cash invested: $19,292 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34207

• Rents YoY: -5.5%
• Active inventory: 361
• Price-to-rent: 4.3×

Monthly cashflow live

• Estimated rent: $1,329 high
• Mortgage (P&I): −$361
• Tax from tax record: −$59 /mo · $712/yr
• Insurance: −$29
• HOA: −$135
• Vacancy / Maint / Mgmt: −$279
• Net cashflow: $466

Break-even live

Break-even rent $740

Max offer price $68,900

Occupancy floor 60%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,225
• Closing costs: $2,067
• Reserves months: —
• Total cash needed: —

Rent comps 33 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
915 50th Avenue Plz W Bradenton, FL	2.0	1.0	700	$1,200	$1.71	23d	1	0.11mi
707 50th Ave W Bradenton, FL	2.0	1.0	730	$1,150	$1.58	23d	1	0.22mi
304 47th Avenue Dr W #112 Bradenton, FL	1.0	1.0	725	$1,200	$1.66	23d	1	0.44mi
4507 3rd Street Cir W #280 Bradenton, FL	1.0	1.0	660	$1,300	$1.97	16d	1	0.58mi
205 52nd Avenue Dr W Bradenton, FL	1.0	1.0	528	$1,200	$2.27	23d	1	0.61mi
5001 22nd St W Unit B Bradenton, FL	2.0	1.0	729	$1,700	$2.33	16d	1	0.66mi
4903 2nd B St E Bradenton, FL	2.0	2.0	624	$2,400	$3.85	23d	1	0.71mi
110 52nd Avenue Ter E Bradenton, FL	2.0	1.5	684	$1,450	$2.12	23d	1	0.79mi
5531 16th St W Unit 5537 Bradenton, FL	2.0	1.0	750	$1,650	$2.20	3d	1	0.83mi
4515 26th St W Bradenton, FL	1.0–2.0	1.0–2.0	806	$1,510	$1.87	1d	14	0.86mi
4705 27th St W Unit A Bradenton, FL	2.0	1.0	750	$1,325	$1.77	2d	1	0.97mi
1308 36th Ave W Bradenton, FL	1.0	1.0	715	$1,199	$1.68	23d	1	1.02mi
5310 26th St W Bradenton, FL	1.0–2.0	1.0	789	$1,450	$1.84	3d	4	1.03mi
5310 26th St W Bradenton, FL	1.0–2.0	1.0	789	$1,450	$1.84	11d	5	1.03mi
5310 26th St W Bradenton, FL	1.0–2.0	1.0	789	$1,550	$1.96	19d	5	1.03mi
2835 50th Ave W Bradenton, FL	1.0–2.0	1.0–2.0	850	$1,610	$1.89	3d	16	1.03mi
2803 52nd Avenue Dr W Unit 2803 Bradenton, FL	2.0	1.0	750	$1,599	$2.13	23d	1	1.08mi
3506 14th St W Bradenton, FL	3.0	1.0–2.0	874	$1,725	$1.97	23d	5	1.15mi
5400 26th St W Bradenton, FL	1.0–2.0	1.0–2.0	902	$1,651	$1.83	23d	1	1.17mi
5908 17th St W Unit C36 Bradenton, FL	1.0	1.0	576	$950	$1.65	16d	1	1.26mi
350 34th Avenue Dr E Bradenton, FL	1.0–3.0	1.0–2.0	893	$1,335	$1.49	1d	6	1.27mi
1807 Restful Dr Unit N4 Bradenton, FL	2.0	1.0	733	$1,150	$1.57	3d	1	1.27mi
1859 Restful Dr Unit L26 Bradenton, FL	1.0	1.0	576	$1,150	$2.00	23d	1	1.29mi
1875 Sunny Dr Unit G32 Bradenton, FL	1.0	1.0	576	$1,100	$1.91	23d	1	1.29mi
5888 17th St W Unit C23 Bradenton, FL	1.0	1.0	576	$1,100	$1.91	23d	1	1.30mi
1874 Sunny Dr Unit F32 Bradenton, FL	2.0	1.0	744	$950	$1.28	23d	1	1.31mi
1566 Pleasant Rd Unit J24 Bradenton, FL	2.0	1.0	733	$1,150	$1.57	23d	1	1.32mi
5858 Welcome Rd Unit J23 Bradenton, FL	2.0	1.0	744	$1,150	$1.55	3d	1	1.32mi
1825 Flamingo Blvd Unit O26 Bradenton, FL	1.0	1.0	576	$1,000	$1.74	23d	1	1.35mi
1839 Sunny Dr Unit E36 Bradenton, FL	1.0	1.0	576	$1,350	$2.34	23d	1	1.35mi
5955 Palm Ln Unit A33 Bradenton, FL	2.0	1.0	744	$1,150	$1.55	14d	1	1.36mi
2028 Canal Dr Unit M26 Bradenton, FL	1.0	1.0	576	$1,050	$1.82	10d	1	1.36mi
2547 60th Ave W Unit L-36 Bradenton, FL	1.0	1.0	576	$1,100	$1.91	16d	1	1.46mi

HOA detail

• Monthly dues: $135 · $1,620/yr

Listing history 20 events

1. 2026-06-18
   days on market $68,900 Active 176 DOM
2. 2026-06-17
   days on market $68,900 Active 175 DOM
3. 2026-06-16
   days on market $68,900 Active 174 DOM
4. 2026-06-15
   days on market $68,900 Active 173 DOM
5. 2026-06-13
   pricedays on market $68,900 Active 171 DOM
6. 2026-06-13
   days on market $73,900 Active 170 DOM
7. 2026-06-10
   days on market $73,900 Active 168 DOM
8. 2026-06-09
   days on market $73,900 Active 167 DOM
9. 2026-06-08
   days on market $73,900 Active 166 DOM
10. 2026-06-08
    days on market $73,900 Active 165 DOM
11. 2026-06-03
    days on market $73,900 Active 161 DOM
12. 2026-06-02
    days on market $73,900 Active 160 DOM
13. 2026-06-01
    days on market $73,900 Active 159 DOM
14. 2026-05-31
    days on market $73,900 Active 158 DOM
15. 2026-04-19
    price $73,900
16. 2026-03-04
    price $78,900
17. 2026-02-18
    price $97,400
18. 2026-01-27
    price $104,900
19. 2025-12-24
    listed $119,900 Active
20. 2003-04-23
    soldstatus $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $712 · $59/mo
• Projected year-2 tax: $712 · $59/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,948
• − Mortgage interest: −$3,859
• − Property taxes: −$712
• − Insurance: −$344
• − Repairs & maintenance: −$1,276
• − Management: −$1,276
• − HOA: −$1,620
• − Depreciation: −$2,004
• Taxable income: $4,856
• Est. tax owed @ 24.0%: −$1,165
• After-tax cash flow: $4,421/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — South Bradenton

• Score: 77/100
• State rank: #195
• US rank: #3092

Category grades

Amenities C- Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: South Bradenton, FL
• County: Manatee County · 416,364 people
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 34,081
• Household income: $45,010
• Rent vs Own: 38.8% rent · 61.2% own
• Severe rent burden: 1474.0

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 58% Hispanic / Latino 29% Two or more races 13% Black 7%
• Hispanic origin (detail): Mexican 12% Puerto Rican 4% Cuban 3% Dominican 1%
• Common ancestry: Lithuanian 3% Romanian 2% Slovak 2%
• Foreign-born: 16% · Canada, Jamaica
• Languages at home: 74% English-only · Spanish 22% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -305.32%
• Current HPI: 369.9899
• Rent YoY: ▼ -5.50%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+111.1% since first listed

6 events — show timeline

• 2026-04-19 Price Changed $73,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-04 Price Changed $78,900 Stellar MLS as Distributed by MLS Grid
• 2026-02-18 Price Changed $97,400 Stellar MLS as Distributed by MLS Grid
• 2026-01-27 Price Changed $104,900 Stellar MLS as Distributed by MLS Grid
• 2025-12-24 Listed $119,900 Stellar MLS as Distributed by MLS Grid
• 2003-04-23 Sold (Public Records) $35,000 Public Records

Property tax history

+4.3%/yr

Latest (2025): $712 · +5.1% YoY. Source: county tax records.