3318 Spencer St · Greenville, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.4/30.0
- ARV discount +15.0/15.0
- DSCR +7.2/10.0
- 1% rule +5.9/10.0
- Livability +3.9/5.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
- Schools +2.0/10.0
- Appreciation +0.0/10.0
$128,600
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Walk outside and from afar you'll hear the church bells a ringing. This is a super cute and charming home on a corner lot, in a well established area of Greenville. There are many newer homes through out the neighborhood. This home has a newer HVAC system, water heater and lighting. The backyard is completely fenced with newer 6ft privacy fencing. There is small deck in the back perfect size for your grill. Nice open living room with plenty of natural light throughout. Has a spacious and open kitchen. All of the bedrooms are decent sized. Has a utility closet and linen closet for added storage. Take a short summer time stroll just a half a block and you will be at a little community park. This is a perfect home for a first time buyer or retiree. This home feels bigger than what it shows on tax roll. Not much to do here except unpack and make it your own!
Key facts
- Newer water heater
- Newer lighting
- Corner lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $129k.
Deal economics
- At list price, monthly cash flow is $214 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $129k).
- Recommended offer: $117k (9.0% below list) — sets the bar for market timing.
- Cap rate 8.3% vs local median 4.1% in Greenville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#78 in TX, #2,719 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: employment D, schools D-, commute F.
- Greenville ISD (town): math 20% / reading 26% proficiency, ranked #743 of 826 in TX (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents flat; 396 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,289 units permitted in Hunt County in 2024 (527 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $889 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Hunt County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 94 days — a 9% lower offer ($117k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 3y ago; this cycle's ask has dropped $11k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 94 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.09% ✓
- Cap rate
- 8.29%
- Cash-on-cash
- 7.14%
- DSCR
- 1.32
- GRM
- 7.6
CMA / ARV
- ARV (median comp)
- $178,671
- List price
- $128,600
- Delta
- -28.02%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3304 Houston St | 0.71mi | 2/1.5 (-1) | 802 (-2%) | 20mo | $195,500 | $244 | 40 |
| 2615 Oneal St | 0.53mi | 2/1.0 (-1) | 936 (+15%) | 10mo | $129,900 | $139 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.62% rent growth · sell at horizon
- IRR
- -8.1%
- Equity multiple
- 0.71×
- Total profit
- $-10,446
- Equity at exit
- $19,175
- IRR
- -1.9%
- Equity multiple
- 0.88×
- Total profit
- $-4,258
- Equity at exit
- $11,119
Cash invested: $36,008 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75401
- Home prices YoY
- -20.7%
- Rents YoY
- 0.6%
- Active inventory
- 396
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $1,403 high interval (Pro) →
- Mortgage (P&I)
- −$674
- Tax from tax record
- −$166 /mo · $1,990/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$295
- Net cashflow
- $214
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,150
- Closing costs
- $3,858
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3509 Pickett St Greenville, TX | 3.0 | 2.0 | 1090 | $1,580 | $1.45 | 7d | 1 | 0.11mi |
| 3513 Washington St Unit H Greenville, TX | 2.0 | 1.0 | 930 | $925 | $0.99 | 7d | 1 | 0.15mi |
| 3513 Washington St Unit G Greenville, TX | 2.0 | 1.0 | 930 | $925 | $0.99 | 24d | 1 | 0.15mi |
| 3412 Marshall St Unit A Greenville, TX | 3.0 | 2.0 | 1068 | $1,250 | $1.17 | 24d | 1 | 0.20mi |
| 3420 Marshall St Unit B Greenville, TX | 3.0 | 1.0 | 838 | $1,380 | $1.65 | 2d | 1 | 0.20mi |
| 3412 Marshall St Greenville, TX | 3.0 | 2.0 | 1068 | $1,250 | $1.17 | 2d | 1 | 0.20mi |
| 2907 Texas St Greenville, TX | 3.0 | 2.0 | 1028 | $1,314 | $1.28 | 44d | 1 | 0.22mi |
| 3507 Marshall St Unit C Greenville, TX | 2.0 | 1.0 | 784 | $1,100 | $1.40 | 24d | 1 | 0.24mi |
| 3507 Marshall St Unit C Greenville, TX | 2.0 | 1.0 | 784 | $1,075 | $1.37 | 22d | 1 | 0.24mi |
| 3626 Marshall St Greenville, TX | 2.0 | 1.0 | 896 | $1,300 | $1.45 | 44d | 1 | 0.25mi |
| 3118 Hemphill St Greenville, TX | 3.0 | 2.0 | 1125 | $1,600 | $1.42 | 44d | 1 | 0.25mi |
| 3214 King St Greenville, TX | 3.0 | 2.0 | 1068 | $1,250 | $1.17 | 11d | 1 | 0.27mi |
| 3305 Mineola St Unit B Greenville, TX | 3.0 | 2.0 | 1017 | $1,350 | $1.33 | 44d | 1 | 0.28mi |
| 3305 Mineola St Unit A Greenville, TX | 3.0 | 2.0 | 1017 | $1,300 | $1.28 | 44d | 1 | 0.28mi |
| 2217 Sayle St Greenville, TX | 2.0 | 2.0 | 812 | $1,275 | $1.57 | 2d | 1 | 0.29mi |
| 2217 Sayle St Unit B Greenville, TX | 2.0 | 2.0 | 812 | $1,275 | $1.57 | 22d | 1 | 0.30mi |
| 3020 Henry St Unit B Greenville, TX | 3.0 | 2.0 | 1100 | $2,850 | $2.59 | 44d | 1 | 0.39mi |
| 3020 Henry St Unit A Greenville, TX | 3.0 | 2.0 | 1100 | $2,800 | $2.55 | 44d | 1 | 0.39mi |
| 2116 King St Unit 1 Greenville, TX | 2.0 | 1.0 | 1000 | $1,150 | $1.15 | 4d | 1 | 0.43mi |
| 3604 Bourland St Greenville, TX | 3.0 | 2.0 | 1028 | $1,360 | $1.32 | 44d | 1 | 0.47mi |
| 3305 Stevens St Unit A Greenville, TX | 3.0 | 2.0 | 1069 | $1,300 | $1.22 | 44d | 1 | 0.49mi |
| 3305 Stevens St Unit B Greenville, TX | 3.0 | 2.0 | 1069 | $1,350 | $1.26 | 44d | 1 | 0.49mi |
| 3305 Stevens St Greenville, TX | 3.0 | 2.0 | 1069 | $1,475 | $1.38 | 44d | 1 | 0.49mi |
| 2004 Wesley St Apt 5 Greenville, TX | 2.0 | 1.0 | 682 | $500 | $0.73 | 44d | 1 | 0.55mi |
| 2005 Wesley St Unit 4 Greenville, TX | 2.0 | 1.0 | 1056 | $1,250 | $1.18 | 2d | 1 | 0.56mi |
| 2203 Henry St Unit A Greenville, TX | 3.0 | 2.0 | 980 | $1,250 | $1.28 | 10d | 1 | 0.61mi |
| 2203 Henry St Unit A Greenville, TX | 3.0 | 2.0 | 980 | $1,250 | $1.28 | 21d | 1 | 0.61mi |
| 2123 Langford St Greenville, TX | 2.0 | 2.0 | 700 | $1,199 | $1.71 | 44d | 1 | 0.61mi |
| 2015 Stuart St Unit A Greenville, TX | 3.0 | 2.0 | 1069 | $1,400 | $1.31 | 24d | 1 | 0.70mi |
| 2203 Henry St Unit B Greenville, TX | 3.0 | 2.0 | 980 | $1,250 | $1.28 | 44d | 1 | 0.71mi |
| 4506 Pickett St Greenville, TX | 3.0 | 2.0 | 1024 | $1,395 | $1.36 | 19d | 1 | 0.73mi |
| 2113 Henry St Unit B Greenville, TX | 3.0 | 2.0 | 1068 | $1,400 | $1.31 | 24d | 1 | 0.74mi |
| 2113 Henry St Greenville, TX | 3.0 | 2.0 | 1068 | $1,400 | $1.31 | 18d | 1 | 0.74mi |
| 4405 Oneal St Unit 4 Greenville, TX | 3.0 | 2.0 | 1005 | $1,275 | $1.27 | 44d | 1 | 0.77mi |
| 2018 Henry St Unit A Greenville, TX | 3.0 | 1.0 | 838 | $1,030 | $1.23 | 15d | 1 | 0.77mi |
| 2107 Church St Unit B Greenville, TX | 3.0 | 2.0 | 1069 | $1,400 | $1.31 | 44d | 1 | 0.77mi |
| 2107 Church St Unit A Greenville, TX | 3.0 | 2.0 | 1069 | $1,400 | $1.31 | 24d | 1 | 0.77mi |
| 3108 Stanford St Apt A Greenville, TX | 2.0 | 1.5 | 1020 | $1,185 | $1.16 | 44d | 1 | 0.80mi |
| 3912 Briscoe St Greenville, TX | 3.0 | 1.0 | 1084 | $1,300 | $1.20 | 44d | 1 | 0.82mi |
| 3907 Bois D Arc St Greenville, TX | 2.0 | 1.0 | 868 | $1,100 | $1.27 | 13d | 1 | 0.82mi |
Listing history 24 events
-
2026-06-15status $128,600 Pending 94 DOM
-
2026-06-15days on market $128,600 Active 94 DOM
-
2026-06-13days on market $128,600 Active 92 DOM
-
2026-06-09days on market $128,600 Active 88 DOM
-
2026-06-08days on market $128,600 Active 87 DOM
-
2026-06-07days on market $128,600 Active 86 DOM
-
2026-06-04days on market $128,600 Active 83 DOM
-
2026-06-03days on market $128,600 Active 82 DOM
-
2026-06-02days on market $128,600 Active 81 DOM
-
2026-06-01days on market $128,600 Active 80 DOM
-
2026-05-31days on market $128,600 Active 79 DOM
-
2026-05-14price $129,000 866-char remark
Show marketing remark (866 chars)
Walk outside and from afar you'll hear the church bells a ringing. This is a super cute and charming home on a corner lot, in a well established area of Greenville. There are many newer homes through out the neighborhood. This home has a newer HVAC system, water heater and lighting. The backyard is completely fenced with newer 6ft privacy fencing. There is small deck in the back perfect size for your grill. Nice open living room with plenty of natural light throughout. Has a spacious and open kitchen. All of the bedrooms are decent sized. Has a utility closet and linen closet for added storage. Take a short summer time stroll just a half a block and you will be at a little community park. This is a perfect home for a first time buyer or retiree. This home feels bigger than what it shows on tax roll. Not much to do here except unpack and make it your own!
-
2026-04-27price $134,000 866-char remark
Show marketing remark (866 chars)
Walk outside and from afar you'll hear the church bells a ringing. This is a super cute and charming home on a corner lot, in a well established area of Greenville. There are many newer homes through out the neighborhood. This home has a newer HVAC system, water heater and lighting. The backyard is completely fenced with newer 6ft privacy fencing. There is small deck in the back perfect size for your grill. Nice open living room with plenty of natural light throughout. Has a spacious and open kitchen. All of the bedrooms are decent sized. Has a utility closet and linen closet for added storage. Take a short summer time stroll just a half a block and you will be at a little community park. This is a perfect home for a first time buyer or retiree. This home feels bigger than what it shows on tax roll. Not much to do here except unpack and make it your own!
-
2026-04-01price $137,000 866-char remark
Show marketing remark (866 chars)
Walk outside and from afar you'll hear the church bells a ringing. This is a super cute and charming home on a corner lot, in a well established area of Greenville. There are many newer homes through out the neighborhood. This home has a newer HVAC system, water heater and lighting. The backyard is completely fenced with newer 6ft privacy fencing. There is small deck in the back perfect size for your grill. Nice open living room with plenty of natural light throughout. Has a spacious and open kitchen. All of the bedrooms are decent sized. Has a utility closet and linen closet for added storage. Take a short summer time stroll just a half a block and you will be at a little community park. This is a perfect home for a first time buyer or retiree. This home feels bigger than what it shows on tax roll. Not much to do here except unpack and make it your own!
-
2026-03-13$140,000 Active 866-char remark
Show marketing remark (866 chars)
Walk outside and from afar you'll hear the church bells a ringing. This is a super cute and charming home on a corner lot, in a well established area of Greenville. There are many newer homes through out the neighborhood. This home has a newer HVAC system, water heater and lighting. The backyard is completely fenced with newer 6ft privacy fencing. There is small deck in the back perfect size for your grill. Nice open living room with plenty of natural light throughout. Has a spacious and open kitchen. All of the bedrooms are decent sized. Has a utility closet and linen closet for added storage. Take a short summer time stroll just a half a block and you will be at a little community park. This is a perfect home for a first time buyer or retiree. This home feels bigger than what it shows on tax roll. Not much to do here except unpack and make it your own!
-
2023-11-08soldstatus Closed 573-char remark
Show marketing remark (573 chars)
Charming 3-bedroom, 1-bathroom residence nestled in the heart of Greenville. Ideal for first-time homebuyers or savvy investors seeking residual rental income, this property features a modern color scheme, an appealing open floor plan, and tastefully upgraded light fixtures throughout. Say goodbye to carpet, as this home features all wood-like laminate flooring. Enjoy a roomy living area and a generous yard, situated on a corner lot. Plus, you'll appreciate the convenient proximity to shopping and downtown Greenville. Don't miss out—schedule your viewing today!
-
2023-11-08soldstatus
Show marketing remark (573 chars)
Charming 3-bedroom, 1-bathroom residence nestled in the heart of Greenville. Ideal for first-time homebuyers or savvy investors seeking residual rental income, this property features a modern color scheme, an appealing open floor plan, and tastefully upgraded light fixtures throughout. Say goodbye to carpet, as this home features all wood-like laminate flooring. Enjoy a roomy living area and a generous yard, situated on a corner lot. Plus, you'll appreciate the convenient proximity to shopping and downtown Greenville. Don't miss out—schedule your viewing today!
-
2023-10-19status Pending 573-char remark
Show marketing remark (573 chars)
Charming 3-bedroom, 1-bathroom residence nestled in the heart of Greenville. Ideal for first-time homebuyers or savvy investors seeking residual rental income, this property features a modern color scheme, an appealing open floor plan, and tastefully upgraded light fixtures throughout. Say goodbye to carpet, as this home features all wood-like laminate flooring. Enjoy a roomy living area and a generous yard, situated on a corner lot. Plus, you'll appreciate the convenient proximity to shopping and downtown Greenville. Don't miss out—schedule your viewing today!
-
2023-10-10historical Active Option Contract 573-char remark
Show marketing remark (573 chars)
Charming 3-bedroom, 1-bathroom residence nestled in the heart of Greenville. Ideal for first-time homebuyers or savvy investors seeking residual rental income, this property features a modern color scheme, an appealing open floor plan, and tastefully upgraded light fixtures throughout. Say goodbye to carpet, as this home features all wood-like laminate flooring. Enjoy a roomy living area and a generous yard, situated on a corner lot. Plus, you'll appreciate the convenient proximity to shopping and downtown Greenville. Don't miss out—schedule your viewing today!
-
2023-10-07price $119,900 573-char remark
Show marketing remark (573 chars)
Charming 3-bedroom, 1-bathroom residence nestled in the heart of Greenville. Ideal for first-time homebuyers or savvy investors seeking residual rental income, this property features a modern color scheme, an appealing open floor plan, and tastefully upgraded light fixtures throughout. Say goodbye to carpet, as this home features all wood-like laminate flooring. Enjoy a roomy living area and a generous yard, situated on a corner lot. Plus, you'll appreciate the convenient proximity to shopping and downtown Greenville. Don't miss out—schedule your viewing today!
-
2023-10-02price $124,900 573-char remark
Show marketing remark (573 chars)
Charming 3-bedroom, 1-bathroom residence nestled in the heart of Greenville. Ideal for first-time homebuyers or savvy investors seeking residual rental income, this property features a modern color scheme, an appealing open floor plan, and tastefully upgraded light fixtures throughout. Say goodbye to carpet, as this home features all wood-like laminate flooring. Enjoy a roomy living area and a generous yard, situated on a corner lot. Plus, you'll appreciate the convenient proximity to shopping and downtown Greenville. Don't miss out—schedule your viewing today!
-
2023-09-25status Active 573-char remark
Show marketing remark (573 chars)
Charming 3-bedroom, 1-bathroom residence nestled in the heart of Greenville. Ideal for first-time homebuyers or savvy investors seeking residual rental income, this property features a modern color scheme, an appealing open floor plan, and tastefully upgraded light fixtures throughout. Say goodbye to carpet, as this home features all wood-like laminate flooring. Enjoy a roomy living area and a generous yard, situated on a corner lot. Plus, you'll appreciate the convenient proximity to shopping and downtown Greenville. Don't miss out—schedule your viewing today!
-
2023-09-23historical Active Option Contract 573-char remark
Show marketing remark (573 chars)
Charming 3-bedroom, 1-bathroom residence nestled in the heart of Greenville. Ideal for first-time homebuyers or savvy investors seeking residual rental income, this property features a modern color scheme, an appealing open floor plan, and tastefully upgraded light fixtures throughout. Say goodbye to carpet, as this home features all wood-like laminate flooring. Enjoy a roomy living area and a generous yard, situated on a corner lot. Plus, you'll appreciate the convenient proximity to shopping and downtown Greenville. Don't miss out—schedule your viewing today!
-
2023-09-20$129,900 Active 573-char remark
Show marketing remark (573 chars)
Charming 3-bedroom, 1-bathroom residence nestled in the heart of Greenville. Ideal for first-time homebuyers or savvy investors seeking residual rental income, this property features a modern color scheme, an appealing open floor plan, and tastefully upgraded light fixtures throughout. Say goodbye to carpet, as this home features all wood-like laminate flooring. Enjoy a roomy living area and a generous yard, situated on a corner lot. Plus, you'll appreciate the convenient proximity to shopping and downtown Greenville. Don't miss out—schedule your viewing today!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,990 · $166/mo
- Projected year-2 tax
- $2,353 · $196/mo
- Expected delta
- +$363/yr (+$30/mo · 18.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 7/10 Severe 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,833
- − Mortgage interest
- −$7,204
- − Property taxes
- −$1,990
- − Insurance
- −$643
- − Repairs & maintenance
- −$1,347
- − Management
- −$1,347
- − Depreciation
- −$3,741
- Taxable income
- $561
- Est. tax owed @ 24.0%
- −$135
- After-tax cash flow
- $2,437/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Greenville ISD
- NCES district ID
- 4821720
- Math proficiency
- 20% ▼ -12.00%
- Reading proficiency
- 26% ▼ -7.00%
- Median HH income
- $41,374
- Composite
- 19.56/100
- National rank
- #8759
- State rank
- #743 of 826 in TX
Livability — Greenville
- Score
- 77/100
- State rank
- #78
- US rank
- #2719
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Greenville, TX
- County
- Hunt County · 71,969 people
- City population
- 42,767
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 22,669
- Household income
- $59,908
- Rent vs Own
- Severe rent burden
- 638.0
Population outlook (Hunt County) Hauer SSP2
- Today (2025)
- 97,090 people
- By 2030
- 100,452 · +3.5%
- By 2040
- 106,544 · +9.7%
- By 2050
- 111,218 · +14.6%
- By 2075
- 121,695 · +25.3%
- By 2100
- 123,683 · +27.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 51% Hispanic / Latino 32% Black 13% Two or more races 11%
- Hispanic origin (detail)
- Mexican 30%
- Common ancestry
- Slovak 2% Lithuanian 1% Iranian 1%
- Foreign-born
- 13% · Canada
- Languages at home
- 75% English-only · Spanish 24%
Political lean MEDSL · Hunt
- 2024 margin
- Solid R (+55.5) · D 21.9% · R 77.4%
- 2008→2024 swing
- -14.9pp toward R · 2008: -40.6pp · 2024: -55.5pp
- All cycles
- 2024: R+55.5 2020: R+52.5 2016: R+56.3 2012: R+51.2 2008: R+40.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -88.45%
- Current HPI
- 339.0287
- Rent YoY
- ▲ 0.62%
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-0.7% since first listed13 events — show timeline
- 2026-05-14 Price Changed $129,000 NTREIS
- 2026-04-27 Price Changed $134,000 NTREIS
- 2026-04-01 Price Changed $137,000 NTREIS
- 2026-03-13 Listed $140,000 NTREIS
- 2023-11-08 Sold (Public Records) — Public Records
- 2023-11-08 Sold (MLS) — NTREIS
- 2023-10-19 Pending — NTREIS
- 2023-10-10 Contingent — NTREIS
- 2023-10-07 Price Changed $119,900 NTREIS
- 2023-10-02 Price Changed $124,900 NTREIS
- 2023-09-25 Relisted — NTREIS
- 2023-09-23 Contingent — NTREIS
- 2023-09-20 Listed $129,900 NTREIS
Property tax history
+7.6%/yrLatest (2025): $1,990 · +3.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…