7200 Jenwood Ave · Flordell Hills, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 4/10 · Minor
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +8.3/10.0
- ARV discount +7.5/15.0
- Appreciation +6.9/10.0
- Rent growth +3.7/5.0
- Livability +3.6/5.0
- Condition / age +2.5/5.0
- Schools +1.1/10.0
$89,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investor special! This property does not need much work to be rent ready again. looking to add some cash flow to your portfolio? This one is worth checking out!
Key facts
- New hvac
- Main floor laundry
- Full basement
Tags
Property features AI
Exterior
- Utilities: Public water; Public sewer; Electric service provided by Ameren; Electricity available
- Home design: Single-family residence; One-story home
- Construction: Aluminum siding
- Exterior features: Back yard
Interior
- Bedrooms: Three bedrooms (all on the main level)
- Bathrooms: One full bathroom (main level)
- Heating & cooling: Natural gas heating; Electric cooling
- Interior features: Has a concrete basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $90k.
Deal economics
- At list price, monthly cash flow is $386 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $90k).
- Recommended offer: $89k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 72/100 on livability (#86 in MO) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, crime B; Watch: health & safety C-, amenities F, employment F.
- Jennings (suburban): math 8% / reading 20% proficiency, ranked #315 of 324 in MO (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 86% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Fairview Primary (math 34% / reading 34%, grade F, #676 of 1,115 statewide, top 66%, 267 students, 100% FRL); Jennings High (math 8% / reading 17%, grade F, #497 of 521 statewide, top 96%, 691 students, 100% FRL).
- Market conditions: Rents rising fast (+5.0%/yr); 372 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
- This rent runs 35% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $4k of equity ($622 loan paydown + $3k appreciation (3.8% local appreciation)).
- At projected returns (3.8% appreciation + 5.0% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 9, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 26 days — a 2% lower offer ($89k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 2y ago; this cycle's ask has dropped $5k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.33% ✓
- Cap rate
- 11.44%
- Cash-on-cash
- 18.38%
- DSCR
- 1.82
- GRM
- 6.3
CMA / ARV
- ARV (median comp)
- $50,987
- List price
- $89,900
- Delta
- 76.32%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7212 Eunice Ave | 0.13mi | 4/1.0 (+1) | 1,134 (+3%) | 2mo | $64,900 | $57 | 83 |
| 5637 Jennings Station Rd | 0.34mi | 3/1.0 | 1,116 (+1%) | 2mo | $30,000 | $27 | 80 |
| 7452 Chandler Ave | 0.43mi | 3/1.0 | 1,119 (+1%) | 5mo | $109,000 | $97 | 74 |
| 7441 Calvin Ave | 0.39mi | 3/1.0 | 1,068 (-3%) | 3mo | $99,500 | $93 | 74 |
| 7220 Eunice Ave | 0.15mi | 2/1.0 (-1) | 1,035 (-6%) | 5mo | $55,900 | $54 | 73 |
| 7117 W Florissant Ave | 0.21mi | 2/1.0 (-1) | 992 (-10%) | 1mo | $77,000 | $78 | 67 |
| 5614 Albia Ter | 0.26mi | 3/2.0 | 988 (-10%) | 0mo | $125,000 | $127 | 66 |
| 5657 Janet Ave | 0.39mi | 4/2.0 (+1) | 1,200 (+9%) | 3mo | $60,000 | $50 | 56 |
| 7471 Sharon Dr | 0.46mi | 3/1.0 | 945 (-14%) | 0mo | $98,000 | $104 | 54 |
| 2026 Mclaran Ave | 0.67mi | 2/1.0 (-1) | 1,026 (-7%) | 1mo | $89,500 | $87 | 51 |
| 5611 Leverette Ave | 0.56mi | 3/1.0 | 1,228 (+11%) | 4mo | $95,000 | $77 | 51 |
| 7056 Idlewild Ave | 0.56mi | 3/1.0 | 1,234 (+12%) | 4mo | $59,900 | $49 | 51 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.79% appreciation · 4.97% rent growth · sell at horizon
- IRR
- 27.7%
- Equity multiple
- 2.65×
- Total profit
- $41,591
- Equity at exit
- $44,481
- IRR
- 28.5%
- Equity multiple
- 5.48×
- Total profit
- $112,880
- Equity at exit
- $71,890
Cash invested: $25,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63136
- Home prices YoY
- 0.9%
- Rents YoY
- 5.0%
- Active inventory
- 372
- Price-to-rent
- 6.3×
Monthly cashflow live
- Estimated rent
- $1,193 high interval (Pro) →
- Mortgage (P&I)
- −$471
- Tax from tax record
- −$48 /mo · $573/yr
- Insurance
- −$37
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$250
- Net cashflow
- $386
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,475
- Closing costs
- $2,697
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5615 Beldon Dr Saint Louis, MO | 2.0 | 1.0 | 850 | $950 | $1.12 | 43d | 1 | 0.07mi |
| 7142 Lamont Dr Saint Louis, MO | 2.0 | 1.0 | 750 | $1,100 | $1.47 | 17d | 1 | 0.10mi |
| 7205 Calvin Ave Saint Louis, MO | 3.0 | 1.0 | 832 | $750 | $0.90 | 43d | 1 | 0.11mi |
| 7120 Greenhaven Dr Saint Louis, MO | 3.0 | 2.0 | 1131 | $1,050 | $0.93 | 23d | 1 | 0.15mi |
| 5640 Sapphire Ave Saint Louis, MO | 2.0 | 1.0 | 900 | $1,100 | $1.22 | 43d | 1 | 0.17mi |
| 7218 Albright Ave Saint Louis, MO | 2.0 | 1.0 | 1100 | $980 | $0.89 | 23d | 1 | 0.22mi |
| 7315 Albright Ave Saint Louis, MO | 3.0 | 1.0 | 888 | $1,150 | $1.30 | 43d | 1 | 0.24mi |
| 7304 Albright Ave Saint Louis, MO | 2.0 | 1.0 | 800 | $1,100 | $1.38 | 43d | 1 | 0.25mi |
| 5516 Fairridge Ct Saint Louis, MO | 2.0 | 1.0 | 1110 | $995 | $0.90 | 23d | 1 | 0.27mi |
| 8344 Eton Pl Saint Louis, MO | 2.0 | 1.0 | 750 | $895 | $1.19 | 3d | 1 | 0.29mi |
| 8347 Eton Pl Saint Louis, MO | 2.0 | 1.0 | 750 | $1,075 | $1.43 | 43d | 1 | 0.29mi |
| 5637 Jennings Station Rd Saint Louis, MO | 3.0 | 1.0 | 1116 | $895 | $0.80 | 43d | 1 | 0.33mi |
| 7426 Calvin Ave Saint Louis, MO | 2.0 | 1.0 | 1100 | $1,125 | $1.02 | 17d | 1 | 0.36mi |
| 7441 Calvin Ave Saint Louis, MO | 3.0 | 1.0 | 1068 | $1,350 | $1.26 | 12d | 1 | 0.40mi |
| 5613 Statler Ave Saint Louis, MO | 2.0 | 1.0 | 864 | $1,300 | $1.50 | 4d | 1 | 0.41mi |
| 7030 Emma Ave Saint Louis, MO | 2.0 | 1.0 | 801 | $1,350 | $1.69 | 43d | 1 | 0.43mi |
| 7414 Pleaseway Dr Saint Louis, MO | 2.0 | 1.0 | 768 | $1,100 | $1.43 | 43d | 1 | 0.45mi |
| 7420 Pleaseway Dr Saint Louis, MO | 2.0 | 1.0 | 952 | $1,250 | $1.31 | 21d | 1 | 0.46mi |
| 2546 Main St Saint Louis, MO | 4.0 | 1.0 | 984 | $1,269 | $1.29 | 43d | 1 | 0.47mi |
| 2427 Switzer Ave Saint Louis, MO | 3.0 | 1.0 | 1008 | $1,300 | $1.29 | 43d | 1 | 0.49mi |
| 2527 Switzer Ave Saint Louis, MO | 3.0 | 1.0 | 888 | $1,135 | $1.28 | 16d | 1 | 0.49mi |
| 7431 Esterbrook Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,350 | $1.70 | 43d | 1 | 0.49mi |
| 2415 Shirley Ave Saint Louis, MO | 3.0 | 1.0 | 990 | $1,450 | $1.46 | 23d | 1 | 0.54mi |
| 2623 Avie Dr Saint Louis, MO | 3.0 | 2.0 | 921 | $1,350 | $1.47 | 43d | 1 | 0.55mi |
| 5612 Hodiamont Ave Saint Louis, MO | 3.0 | 1.5 | 1200 | $1,150 | $0.96 | 10d | 1 | 0.56mi |
| 7131 Garesche Ave Saint Louis, MO | 2.0 | 1.0 | 918 | $1,090 | $1.19 | 3d | 1 | 0.57mi |
| 7121 Garesche Ave Saint Louis, MO | 3.0 | 1.0 | 1156 | $1,200 | $1.04 | 43d | 1 | 0.58mi |
| 8502 Dianthus Ln Saint Louis, MO | 2.0 | 1.0 | 1072 | $1,175 | $1.10 | 23d | 1 | 0.59mi |
| 8527 Dianthus Ln Saint Louis, MO | 3.0 | 1.0 | 976 | $1,295 | $1.33 | 43d | 1 | 0.61mi |
| 7036 Garesche Ave Saint Louis, MO | 2.0 | 1.0 | 864 | $950 | $1.10 | 17d | 1 | 0.62mi |
| 8720 Akins Dr Saint Louis, MO | 2.0 | 1.0 | 1012 | $1,150 | $1.14 | 23d | 1 | 0.63mi |
| 5439 Hodiamont Ave Saint Louis, MO | 2.0 | 1.0 | 770 | $950 | $1.23 | 17d | 1 | 0.68mi |
| 5515 Wilborn Dr Saint Louis, MO | 3.0 | 1.0 | 1248 | $1,400 | $1.12 | 43d | 1 | 0.69mi |
| 2022 McLaran Ave Saint Louis, MO | 3.0 | 2.0 | 1181 | $1,593 | $1.35 | 14d | 1 | 0.70mi |
| 5347 Janet Ave Saint Louis, MO | 4.0 | 1.0 | 893 | $1,350 | $1.51 | 16d | 1 | 0.70mi |
| 5654 Acme Ave Saint Louis, MO | 2.0 | 1.0 | 968 | $325 | $0.34 | 21d | 1 | 0.74mi |
| 2617 Hord Ave Saint Louis, MO | 2.0 | 1.0 | 800 | $775 | $0.97 | 3d | 1 | 0.74mi |
| 5225 Fletcher St Saint Louis, MO | 3.0 | 2.0 | 918 | $1,295 | $1.41 | 23d | 1 | 0.74mi |
| 1942 Damato Ct Saint Louis, MO | 2.0 | 1.0 | 905 | $1,100 | $1.22 | 43d | 1 | 0.75mi |
| 5415 Hamilton Ave Unit Labs Jennings, MO | 2.0 | 1.0 | 864 | $1,100 | $1.27 | 23d | 1 | 0.77mi |
Listing history 25 events
-
2026-06-18days on market $89,900 Active 26 DOM
-
2026-06-17days on market $89,900 Active 25 DOM
-
2026-06-16days on market $89,900 Active 24 DOM
-
2026-06-15days on market $89,900 Active 23 DOM
-
2026-06-13remarks 501-char remark
-
2026-06-13pricestatusdays on market $89,900 Active 21 DOM
-
2026-06-02statusdays on market $95,000 Pending 18 DOM
-
2026-06-01days on market $95,000 Active 17 DOM
-
2026-05-31days on market $95,000 Active 16 DOM
-
2026-05-15$95,000 Active 497-char remark
-
2025-10-11$82,500 Active
-
2025-10-11historical
-
2024-11-27status Pending
Show marketing remark (160 chars)
Investor special! This property does not need much work to be rent ready again. looking to add some cash flow to your portfolio? This one is worth checking out!
-
2024-11-26soldstatus Closed
Show marketing remark (160 chars)
Investor special! This property does not need much work to be rent ready again. looking to add some cash flow to your portfolio? This one is worth checking out!
-
2024-11-14historical Active Under Contract
Show marketing remark (160 chars)
Investor special! This property does not need much work to be rent ready again. looking to add some cash flow to your portfolio? This one is worth checking out!
-
2024-10-18status Active
Show marketing remark (160 chars)
Investor special! This property does not need much work to be rent ready again. looking to add some cash flow to your portfolio? This one is worth checking out!
-
2024-10-07status Pending
Show marketing remark (160 chars)
Investor special! This property does not need much work to be rent ready again. looking to add some cash flow to your portfolio? This one is worth checking out!
-
2024-09-17$65,000 Active
Show marketing remark (160 chars)
Investor special! This property does not need much work to be rent ready again. looking to add some cash flow to your portfolio? This one is worth checking out!
-
2022-07-20soldstatus $832,275
-
2010-05-10soldstatus $17,612
-
2004-12-28soldstatus $66,000
-
2004-05-24soldstatus $24,000
-
1996-03-08soldstatus
-
1996-03-08soldstatus
-
1958-05-15soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $573 · $48/mo
- Projected year-2 tax
- $872 · $73/mo
- Expected delta
- +$299/yr (+$25/mo · 52.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,312
- − Mortgage interest
- −$5,036
- − Property taxes
- −$573
- − Insurance
- −$450
- − Repairs & maintenance
- −$1,145
- − Management
- −$1,145
- − Depreciation
- −$2,615
- Taxable income
- $3,349
- Est. tax owed @ 24.0%
- −$804
- After-tax cash flow
- $3,823/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jennings
- NCES district ID
- 2916290
- Math proficiency
- 8% ▼ -16.00%
- Reading proficiency
- 20% ▼ -4.00%
- Median HH income
- $30,595
- Composite
- 11.04/100
- National rank
- #9739
- State rank
- #315 of 324 in MO
Livability — Flordell Hills
- Score
- 72/100
- State rank
- #86
- US rank
- #5723
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Flordell Hills, MO
- County
- Saint Louis County · 888,823 people
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 40,929
- Household income
- $41,154
- Rent vs Own
- Severe rent burden
- 3085.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (90%)
- Race & ethnicity
- Black 90% White 5% Two or more races 3%
- Foreign-born
- 1% · Canada
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.79%
- Current HPI
- 420.28
- Rent YoY
- ▲ 4.97%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
||
| Insurance | 1 | $21B |
|
||
| Industrial Technology | 1 | $17B |
|
||
| Retail | 1 | $16B |
|
||
| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
|
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Price history
+274.6% since first listed19 events — show timeline
- 2026-06-10 Relisted — MARIS as Distributed by MLS Grid
- 2026-06-10 Price Changed $89,900 MARIS as Distributed by MLS Grid
- 2026-06-02 Pending — MARIS as Distributed by MLS Grid
- 2026-05-15 Listed $95,000 MARIS as Distributed by MLS Grid
- 2025-10-11 Listed $82,500 MARIS as Distributed by MLS Grid
- 2025-10-11 Coming Soon — MARIS as Distributed by MLS Grid
- 2024-11-27 Pending — MARIS as Distributed by MLS Grid
- 2024-11-26 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2024-11-14 Contingent — MARIS as Distributed by MLS Grid
- 2024-10-18 Relisted — MARIS as Distributed by MLS Grid
- 2024-10-07 Pending — MARIS as Distributed by MLS Grid
- 2024-09-17 Listed $65,000 MARIS as Distributed by MLS Grid
- 2022-07-20 Sold (Public Records) $832,275 Public Records
- 2010-05-10 Sold (Public Records) $17,612 Public Records
- 2004-12-28 Sold (Public Records) $66,000 Public Records
- 2004-05-24 Sold (Public Records) $24,000 Public Records
- 1996-03-08 Sold (Public Records) — Public Records
- 1996-03-08 Sold (Public Records) — Public Records
- 1958-05-15 Sold (Public Records) — Public Records
Property tax history
+3.0%/yrLatest (2022): $573 · +1.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…