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51 Meadow Spring Ct
D Composite 44.7
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +10.8/15.0
  • Appreciation +10.0/10.0
  • Cash flow +7.9/30.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.0/10.0
  • 1% rule +1.8/10.0

$294,900

51 Meadow Spring Ct · Temple, GA 30179
4 bd · 2.0 ba · 1,852 sqft · SingleFamily public records · 6 Days on market
Built 2004 0.55 ac lot Est $319k · 7% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 51 Meadow Spring Court, a beautifully designed retreat in Paulding County that combines comfort, functionality, and peaceful outdoor living. This spacious home features an open-concept main level with 3 bedrooms and 2 bathrooms, complemented by a private sunroom just off the kitchen overlooking a scenic creek and deck. The sunroom is uniquely equipped with running water and a center drain, offering endless possibilities for entertaining, gardening, or hobby space. Relax on the charming country-style front porch complete with a swing, or enjoy the tranquil pond and sitting area nestled behind the home. Thoughtful upgrades include a dedicated tankless water heater serving the owner's suite, a separate 50-gallon water heater with recirculating pump for near-instant hot water throughout the home, and a front-yard irrigation system covering both the lawn and flower beds. The custom mudroom provides exceptional storage and organization, while the finished lower level offers a large private bedroom and full bathroom featuring a double vanity and tile finishes throughout-perfect for guests, multi-generational living, or a private suite. With its blend of modern conveniences, flexible living spaces, and serene outdoor setting, this property is truly a rare find.

Key facts

  • Custom mudroom
  • Private sunroom
  • Tranquil pond

Tags

PRIVATE SUNROOMSCENIC CREEKTRANQUIL PONDFRONT-YARD IRRIGATION SYSTEMCUSTOM MUDROOMFINISHED LOWER LEVEL

Property features AI

Exterior

  • Parking: Detached/attached garage with 2 garage spaces; Garage with door opener, garage faces side; Driveway parking available; Open parking available
  • Utilities: Public water; Septic tank sewer; Electric service with 110V and 220V (220V in laundry); Underground utilities available; Cable and phone available; Water available
  • Home design: Two levels; Vinyl siding; Shingle roof
  • Construction: Vinyl siding construction; Shingle roof; Concrete perimeter and slab foundation; Resale condition
  • Exterior features: Covered front and rear porches, including a screened porch; Deck; Private entrance; Rear stairs; Exterior lighting; Rain gutters; Storage; Privacy wood fencing; Irrigation equipment; Concrete perimeter and slab foundation; Finished workshop (other structure)

Interior

  • Kitchen: Kitchen island; Eat-in kitchen with breakfast bar; Pantry; Solid surface and stone counters; Additional cabinets; Open view to family room
  • Bedrooms: Master on main; Roommate floor plan; Split bedroom plan; Three main level bedrooms; One lower level bedroom
  • Flooring: Luxury vinyl; Carpet; Stone; Tile
  • Bathrooms: Three full bathrooms; Two full bathrooms on the main level; One full bathroom on the lower level; Master bath has double vanity, shower (no tub), vaulted ceiling
  • Heating & cooling: Heat pump (also provides cooling); Forced air heating; Central electric air conditioning
  • Interior features: Crown molding; Recessed lighting; Vaulted ceilings; Low-flow plumbing fixtures; Double vanity(s); Walk-in closet(s); Finished basement; Masonry stone fireplace in family room; Aluminum frame, double-pane windows with shutters; No common walls
  • Laundry & utility: Laundry closet; Electric dryer hookup; Lower level laundry; Mud room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $295k.

Deal economics

  • At list price, monthly cash flow is $-369 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $230k (22.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (32.2% below list).
  • Recommended offer: $200k (32.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 72/100 on livability (#60 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Paulding County (suburban): math 39% / reading 42% proficiency, ranked #33 of 174 in GA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Union Elementary School (math 49% / reading 40%, grade F, #336 of 1,228 statewide, top 29%, 465 students, 42% FRL); Carl Scoggins Sr. Middle School (math 29% / reading 40%, grade F, #196 of 470 statewide, top 42%, 760 students, 47% FRL); South Paulding High School (math 20% / reading 32%, grade F, #175 of 424 statewide, top 42%, 1,911 students, 36% FRL).
  • Market conditions: 191 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 1,458 units permitted in Paulding County in 2024 (0 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $32k of equity ($2k loan paydown + $29k appreciation (10.0% local appreciation)).
  • Paulding County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$51k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 9 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $200k; 47% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $56/mo.
  • Climate carrying-cost: severe flood risk; moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $200,048 (32.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.68%
Cap rate
5.02%
Cash-on-cash
-4.56%
DSCR
0.80
GRM
12.3

CMA / ARV

ARV (on-the-fly)
$318,544
Comps found
11
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
189 Meadow Spring Dr 0.22mi 3/2.0 (-1) 1,892 (+2%) 9mo $270,000 $143 73
115 Oakdale Way 0.32mi 3/2.0 (-1) 1,832 (-1%) 15mo $344,900 $188 66
101 Brookcliff Ct 0.30mi 4/3.0 1,676 (-10%) 1mo $290,000 $173 66
93 Oakdale Way 0.32mi 3/2.5 (-1) 1,920 (+4%) 8mo $345,000 $180 65
242 Meadow Spring Dr 0.16mi 3/2.5 (-1) 1,594 (-14%) 12mo $274,000 $172 53
718 Baskin Rd 0.64mi 3/2.0 (-1) 1,980 (+7%) 2mo $200,000 $101 52
178 Birchwood Dr 0.28mi 4/2.5 2,083 (+12%) 15mo $322,000 $155 52
195 W Fork Way 0.20mi 3/2.0 (-1) 1,584 (-14%) 13mo $289,900 $183 50
51 Oakdale Way 0.35mi 3/2.0 (-1) 1,704 (-8%) 18mo $359,400 $211 50
142 Baskin Rd 0.68mi 3/2.0 (-1) 1,665 (-10%) 3mo $250,900 $151 44
424 Birchwood Dr 0.22mi 5/3.0 (+1) 2,128 (+15%) 16mo $283,500 $133 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
20.5%
Equity multiple
2.66×
Total profit
$137,079
Equity at exit
$265,669
10-year hold
IRR
18.6%
Equity multiple
6.11×
Total profit
$422,113
Equity at exit
$572,926

Cash invested: $82,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30179

Home prices YoY
6.7%
Active inventory
191
Price-to-rent
12.3×

Monthly cashflow live

Estimated rent
$2,000 medium interval (Pro) →
Mortgage (P&I)
$1,546
Tax from tax record
$225 /mo · $2,695/yr
Insurance
$123
Flood insurance flood zone
−$56 /mo · $666/yr
HOA
$0
Vacancy / Maint / Mgmt
$420
Net cashflow
$-369

Break-even live

Break-even rent $2,468
Max offer price $229,700
Occupancy floor

Sensitivity live

Price -10% $-202 -5% $-286 +0% $-369 +5% $-453 +10% $-536
Rent -10% $-527 -5% $-448 +0% $-369 +5% $-290 +10% $-211
Rate -1.0pp $-221 -0.5pp $-294 base $-369 +0.5pp $-445 +1.0pp $-523

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$73,725
Closing costs
$8,847
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
85 Meadow Spring Ct Temple, GA 3.0 2.0 1451 $1,686 $1.16 26d 1 0.06mi

Listing history 5 events

  1. 2026-06-21
    days on market $294,900 Coming Soon 6 DOM
  2. 2026-06-18
    days on market $294,900 Coming Soon 3 DOM
  3. 2026-06-17
    days on market $294,900 Coming Soon 2 DOM
  4. 2026-06-15
    remarks 699-char remark
    Show marketing remark (1284 chars)

    Welcome to 51 Meadow Spring Court, a beautifully designed retreat in Paulding County that combines comfort, functionality, and peaceful outdoor living. This spacious home features an open-concept main level with 3 bedrooms and 2 bathrooms, complemented by a private sunroom just off the kitchen overlooking a scenic creek and deck. The sunroom is uniquely equipped with running water and a center drain, offering endless possibilities for entertaining, gardening, or hobby space. Relax on the charming country-style front porch complete with a swing, or enjoy the tranquil pond and sitting area nestled behind the home. Thoughtful upgrades include a dedicated tankless water heater serving the owner's suite, a separate 50-gallon water heater with recirculating pump for near-instant hot water throughout the home, and a front-yard irrigation system covering both the lawn and flower beds. The custom mudroom provides exceptional storage and organization, while the finished lower level offers a large private bedroom and full bathroom featuring a double vanity and tile finishes throughout-perfect for guests, multi-generational living, or a private suite. With its blend of modern conveniences, flexible living spaces, and serene outdoor setting, this property is truly a rare find.

  5. 2026-06-15
    listed $294,900 Coming Soon 1 DOM
    Show marketing remark (1284 chars)

    Welcome to 51 Meadow Spring Court, a beautifully designed retreat in Paulding County that combines comfort, functionality, and peaceful outdoor living. This spacious home features an open-concept main level with 3 bedrooms and 2 bathrooms, complemented by a private sunroom just off the kitchen overlooking a scenic creek and deck. The sunroom is uniquely equipped with running water and a center drain, offering endless possibilities for entertaining, gardening, or hobby space. Relax on the charming country-style front porch complete with a swing, or enjoy the tranquil pond and sitting area nestled behind the home. Thoughtful upgrades include a dedicated tankless water heater serving the owner's suite, a separate 50-gallon water heater with recirculating pump for near-instant hot water throughout the home, and a front-yard irrigation system covering both the lawn and flower beds. The custom mudroom provides exceptional storage and organization, while the finished lower level offers a large private bedroom and full bathroom featuring a double vanity and tile finishes throughout-perfect for guests, multi-generational living, or a private suite. With its blend of modern conveniences, flexible living spaces, and serene outdoor setting, this property is truly a rare find.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,695 · $225/mo
Projected year-2 tax
$2,713 · $226/mo
Expected delta
+$18/yr (+$2/mo · 0.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥102°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,006
− Mortgage interest
−$16,519
− Property taxes
−$2,695
− Insurance
−$2,141
− Repairs & maintenance
−$1,920
− Management
−$1,920
− Depreciation
−$8,579
Taxable loss
−$9,769
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,344
After-tax cash flow
$-2,084/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Paulding County
NCES district ID
1304020
Math proficiency
39% ▼ -6.00%
Reading proficiency
42% ▼ -7.00%
Median HH income
$61,447
Composite
36.0/100
National rank
#4784
State rank
#33 of 174 in GA

Livability — Temple

Score
72/100
State rank
#60
US rank
#5802

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A Housing A+ Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Carroll County · 124,888 people
City population
19,882
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
19,882
Household income
$76,571
Rent vs Own
15.1% rent · 84.9% own
Severe rent burden
396.0

Population outlook (Paulding County) Hauer SSP2

Today (2025)
175,714 people
By 2030
186,082 · +5.9%
By 2040
204,414 · +16.3%
By 2050
217,040 · +23.5%
By 2075
236,980 · +34.9%
By 2100
238,314 · +35.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Black 15% Hispanic / Latino 5% Two or more races 4%
Common ancestry
Italian 1% Lithuanian 1% Serbian 1%
Foreign-born
4% · Canada
Languages at home
95% English-only · Spanish 4%

Political lean MEDSL · Paulding

2024 margin
Strong R (+24.1) · D 37.6% · R 61.7%
2008→2024 swing
+14.4pp toward D · 2008: -38.5pp · 2024: -24.1pp
All cycles
2024: R+24.1 2020: R+29.1 2016: R+41.2 2012: R+43.6 2008: R+38.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 27.16%
Current HPI
435.3863
Rent YoY
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+47.5% since first listed
30 events — show timeline
  • 2026-06-15 Coming Soon $294,900 GAMLS
  • 2026-06-15 Coming Soon $294,900 FMLS
  • 2025-04-29 Listing Removed GAMLS
  • 2025-03-21 Relisted GAMLS
  • 2025-01-29 Pending GAMLS
  • 2024-11-22 Price Changed $299,900 GAMLS
  • 2024-11-01 Listing Removed FMLS
  • 2024-11-01 Listing Removed GAMLS
  • 2024-11-01 Listed $310,000 GAMLS
  • 2024-10-17 Price Changed $305,000 FMLS
  • 2024-10-15 Price Changed $305,500 GAMLS
  • 2024-09-10 Price Changed $310,000 GAMLS
  • 2024-08-20 Price Changed $320,000 GAMLS
  • 2024-08-16 Price Changed $325,000 FMLS
  • 2024-08-14 Price Changed $325,000 GAMLS
  • 2024-08-06 Price Changed $335,000 GAMLS
  • 2024-07-25 Listed $340,000 FMLS
  • 2024-07-25 Listed $340,000 GAMLS
  • 2021-04-19 Sold (MLS) $200,000 HSBOR
  • 2021-04-19 Sold (MLS) $200,000 GAMLS
  • 2021-04-19 Sold (MLS) $200,000 FMLS
  • 2021-03-24 Pending GAMLS
  • 2021-03-24 Pending FMLS
  • 2021-03-23 Relisted GAMLS
  • 2021-03-23 Relisted FMLS
  • 2021-03-15 Pending GAMLS
  • 2021-03-15 Contingent FMLS
  • 2021-03-10 Listed $199,900 HSBOR
  • 2021-03-10 Listed $199,900 GAMLS
  • 2021-03-10 Listed $199,900 FMLS

Property tax history

+3.8%/yr

Latest (2025): $2,695 · +0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…