51 Meadow Spring Ct · Temple, GA
Flood risk 9/10 · Severe
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $473 – $860
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 102°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 20.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +10.8/15.0
- Appreciation +10.0/10.0
- Cash flow +7.9/30.0
- Schools +3.6/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +2.0/10.0
- 1% rule +1.8/10.0
$294,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 51 Meadow Spring Court, a beautifully designed retreat in Paulding County that combines comfort, functionality, and peaceful outdoor living. This spacious home features an open-concept main level with 3 bedrooms and 2 bathrooms, complemented by a private sunroom just off the kitchen overlooking a scenic creek and deck. The sunroom is uniquely equipped with running water and a center drain, offering endless possibilities for entertaining, gardening, or hobby space. Relax on the charming country-style front porch complete with a swing, or enjoy the tranquil pond and sitting area nestled behind the home. Thoughtful upgrades include a dedicated tankless water heater serving the owner's suite, a separate 50-gallon water heater with recirculating pump for near-instant hot water throughout the home, and a front-yard irrigation system covering both the lawn and flower beds. The custom mudroom provides exceptional storage and organization, while the finished lower level offers a large private bedroom and full bathroom featuring a double vanity and tile finishes throughout-perfect for guests, multi-generational living, or a private suite. With its blend of modern conveniences, flexible living spaces, and serene outdoor setting, this property is truly a rare find.
Key facts
- Custom mudroom
- Private sunroom
- Tranquil pond
Tags
Property features AI
Exterior
- Parking: Detached/attached garage with 2 garage spaces; Garage with door opener, garage faces side; Driveway parking available; Open parking available
- Utilities: Public water; Septic tank sewer; Electric service with 110V and 220V (220V in laundry); Underground utilities available; Cable and phone available; Water available
- Home design: Two levels; Vinyl siding; Shingle roof
- Construction: Vinyl siding construction; Shingle roof; Concrete perimeter and slab foundation; Resale condition
- Exterior features: Covered front and rear porches, including a screened porch; Deck; Private entrance; Rear stairs; Exterior lighting; Rain gutters; Storage; Privacy wood fencing; Irrigation equipment; Concrete perimeter and slab foundation; Finished workshop (other structure)
Interior
- Kitchen: Kitchen island; Eat-in kitchen with breakfast bar; Pantry; Solid surface and stone counters; Additional cabinets; Open view to family room
- Bedrooms: Master on main; Roommate floor plan; Split bedroom plan; Three main level bedrooms; One lower level bedroom
- Flooring: Luxury vinyl; Carpet; Stone; Tile
- Bathrooms: Three full bathrooms; Two full bathrooms on the main level; One full bathroom on the lower level; Master bath has double vanity, shower (no tub), vaulted ceiling
- Heating & cooling: Heat pump (also provides cooling); Forced air heating; Central electric air conditioning
- Interior features: Crown molding; Recessed lighting; Vaulted ceilings; Low-flow plumbing fixtures; Double vanity(s); Walk-in closet(s); Finished basement; Masonry stone fireplace in family room; Aluminum frame, double-pane windows with shutters; No common walls
- Laundry & utility: Laundry closet; Electric dryer hookup; Lower level laundry; Mud room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $295k.
Deal economics
- At list price, monthly cash flow is $-369 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $230k (22.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (32.2% below list).
- Recommended offer: $200k (32.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 72/100 on livability (#60 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
- Paulding County (suburban): math 39% / reading 42% proficiency, ranked #33 of 174 in GA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Union Elementary School (math 49% / reading 40%, grade F, #336 of 1,228 statewide, top 29%, 465 students, 42% FRL); Carl Scoggins Sr. Middle School (math 29% / reading 40%, grade F, #196 of 470 statewide, top 42%, 760 students, 47% FRL); South Paulding High School (math 20% / reading 32%, grade F, #175 of 424 statewide, top 42%, 1,911 students, 36% FRL).
- Market conditions: 191 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 1,458 units permitted in Paulding County in 2024 (0 in 5+ unit buildings).
- This rent runs 31% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $32k of equity ($2k loan paydown + $29k appreciation (10.0% local appreciation)).
- Paulding County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$51k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
- 9 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $200k; 47% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $56/mo.
- Climate carrying-cost: severe flood risk; moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.68% ✗
- Cap rate
- 5.02%
- Cash-on-cash
- -4.56%
- DSCR
- 0.80
- GRM
- 12.3
CMA / ARV
- ARV (on-the-fly)
- $318,544
- Comps found
- 11
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 189 Meadow Spring Dr | 0.22mi | 3/2.0 (-1) | 1,892 (+2%) | 9mo | $270,000 | $143 | 73 |
| 115 Oakdale Way | 0.32mi | 3/2.0 (-1) | 1,832 (-1%) | 15mo | $344,900 | $188 | 66 |
| 101 Brookcliff Ct | 0.30mi | 4/3.0 | 1,676 (-10%) | 1mo | $290,000 | $173 | 66 |
| 93 Oakdale Way | 0.32mi | 3/2.5 (-1) | 1,920 (+4%) | 8mo | $345,000 | $180 | 65 |
| 242 Meadow Spring Dr | 0.16mi | 3/2.5 (-1) | 1,594 (-14%) | 12mo | $274,000 | $172 | 53 |
| 718 Baskin Rd | 0.64mi | 3/2.0 (-1) | 1,980 (+7%) | 2mo | $200,000 | $101 | 52 |
| 178 Birchwood Dr | 0.28mi | 4/2.5 | 2,083 (+12%) | 15mo | $322,000 | $155 | 52 |
| 195 W Fork Way | 0.20mi | 3/2.0 (-1) | 1,584 (-14%) | 13mo | $289,900 | $183 | 50 |
| 51 Oakdale Way | 0.35mi | 3/2.0 (-1) | 1,704 (-8%) | 18mo | $359,400 | $211 | 50 |
| 142 Baskin Rd | 0.68mi | 3/2.0 (-1) | 1,665 (-10%) | 3mo | $250,900 | $151 | 44 |
| 424 Birchwood Dr | 0.22mi | 5/3.0 (+1) | 2,128 (+15%) | 16mo | $283,500 | $133 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 20.5%
- Equity multiple
- 2.66×
- Total profit
- $137,079
- Equity at exit
- $265,669
- IRR
- 18.6%
- Equity multiple
- 6.11×
- Total profit
- $422,113
- Equity at exit
- $572,926
Cash invested: $82,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30179
- Home prices YoY
- 6.7%
- Active inventory
- 191
- Price-to-rent
- 12.3×
Monthly cashflow live
- Estimated rent
- $2,000 medium interval (Pro) →
- Mortgage (P&I)
- −$1,546
- Tax from tax record
- −$225 /mo · $2,695/yr
- Insurance
- −$123
- Flood insurance flood zone
- −$56 /mo · $666/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$420
- Net cashflow
- $-369
Break-even live
Sensitivity live
| Price | -10% $-202 | -5% $-286 | +0% $-369 | +5% $-453 | +10% $-536 |
|---|---|---|---|---|---|
| Rent | -10% $-527 | -5% $-448 | +0% $-369 | +5% $-290 | +10% $-211 |
| Rate | -1.0pp $-221 | -0.5pp $-294 | base $-369 | +0.5pp $-445 | +1.0pp $-523 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $73,725
- Closing costs
- $8,847
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 85 Meadow Spring Ct Temple, GA | 3.0 | 2.0 | 1451 | $1,686 | $1.16 | 26d | 1 | 0.06mi |
Listing history 5 events
-
2026-06-21days on market $294,900 Coming Soon 6 DOM
-
2026-06-18days on market $294,900 Coming Soon 3 DOM
-
2026-06-17days on market $294,900 Coming Soon 2 DOM
-
2026-06-15remarks 699-char remark
Show marketing remark (1284 chars)
Welcome to 51 Meadow Spring Court, a beautifully designed retreat in Paulding County that combines comfort, functionality, and peaceful outdoor living. This spacious home features an open-concept main level with 3 bedrooms and 2 bathrooms, complemented by a private sunroom just off the kitchen overlooking a scenic creek and deck. The sunroom is uniquely equipped with running water and a center drain, offering endless possibilities for entertaining, gardening, or hobby space. Relax on the charming country-style front porch complete with a swing, or enjoy the tranquil pond and sitting area nestled behind the home. Thoughtful upgrades include a dedicated tankless water heater serving the owner's suite, a separate 50-gallon water heater with recirculating pump for near-instant hot water throughout the home, and a front-yard irrigation system covering both the lawn and flower beds. The custom mudroom provides exceptional storage and organization, while the finished lower level offers a large private bedroom and full bathroom featuring a double vanity and tile finishes throughout-perfect for guests, multi-generational living, or a private suite. With its blend of modern conveniences, flexible living spaces, and serene outdoor setting, this property is truly a rare find.
-
2026-06-15$294,900 Coming Soon 1 DOM
Show marketing remark (1284 chars)
Welcome to 51 Meadow Spring Court, a beautifully designed retreat in Paulding County that combines comfort, functionality, and peaceful outdoor living. This spacious home features an open-concept main level with 3 bedrooms and 2 bathrooms, complemented by a private sunroom just off the kitchen overlooking a scenic creek and deck. The sunroom is uniquely equipped with running water and a center drain, offering endless possibilities for entertaining, gardening, or hobby space. Relax on the charming country-style front porch complete with a swing, or enjoy the tranquil pond and sitting area nestled behind the home. Thoughtful upgrades include a dedicated tankless water heater serving the owner's suite, a separate 50-gallon water heater with recirculating pump for near-instant hot water throughout the home, and a front-yard irrigation system covering both the lawn and flower beds. The custom mudroom provides exceptional storage and organization, while the finished lower level offers a large private bedroom and full bathroom featuring a double vanity and tile finishes throughout-perfect for guests, multi-generational living, or a private suite. With its blend of modern conveniences, flexible living spaces, and serene outdoor setting, this property is truly a rare find.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,695 · $225/mo
- Projected year-2 tax
- $2,713 · $226/mo
- Expected delta
- +$18/yr (+$2/mo · 0.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 5/10 Major 7 d/yr ≥102°F today · 19 d/yr by 30 yrs out
- Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,006
- − Mortgage interest
- −$16,519
- − Property taxes
- −$2,695
- − Insurance
- −$2,141
- − Repairs & maintenance
- −$1,920
- − Management
- −$1,920
- − Depreciation
- −$8,579
- Taxable loss
- −$9,769
- Est. tax savings @ 24.0%
- +$2,344
- After-tax cash flow
- $-2,084/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Paulding County
- NCES district ID
- 1304020
- Math proficiency
- 39% ▼ -6.00%
- Reading proficiency
- 42% ▼ -7.00%
- Median HH income
- $61,447
- Composite
- 36.0/100
- National rank
- #4784
- State rank
- #33 of 174 in GA
Livability — Temple
- Score
- 72/100
- State rank
- #60
- US rank
- #5802
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Carroll County · 124,888 people
- City population
- 19,882
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 19,882
- Household income
- $76,571
- Rent vs Own
- Severe rent burden
- 396.0
Population outlook (Paulding County) Hauer SSP2
- Today (2025)
- 175,714 people
- By 2030
- 186,082 · +5.9%
- By 2040
- 204,414 · +16.3%
- By 2050
- 217,040 · +23.5%
- By 2075
- 236,980 · +34.9%
- By 2100
- 238,314 · +35.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (77%)
- Race & ethnicity
- White 77% Black 15% Hispanic / Latino 5% Two or more races 4%
- Common ancestry
- Italian 1% Lithuanian 1% Serbian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 95% English-only · Spanish 4%
Political lean MEDSL · Paulding
- 2024 margin
- Strong R (+24.1) · D 37.6% · R 61.7%
- 2008→2024 swing
- +14.4pp toward D · 2008: -38.5pp · 2024: -24.1pp
- All cycles
- 2024: R+24.1 2020: R+29.1 2016: R+41.2 2012: R+43.6 2008: R+38.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 27.16%
- Current HPI
- 435.3863
- Rent YoY
- —
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
+47.5% since first listed30 events — show timeline
- 2026-06-15 Coming Soon $294,900 GAMLS
- 2026-06-15 Coming Soon $294,900 FMLS
- 2025-04-29 Listing Removed — GAMLS
- 2025-03-21 Relisted — GAMLS
- 2025-01-29 Pending — GAMLS
- 2024-11-22 Price Changed $299,900 GAMLS
- 2024-11-01 Listing Removed — FMLS
- 2024-11-01 Listing Removed — GAMLS
- 2024-11-01 Listed $310,000 GAMLS
- 2024-10-17 Price Changed $305,000 FMLS
- 2024-10-15 Price Changed $305,500 GAMLS
- 2024-09-10 Price Changed $310,000 GAMLS
- 2024-08-20 Price Changed $320,000 GAMLS
- 2024-08-16 Price Changed $325,000 FMLS
- 2024-08-14 Price Changed $325,000 GAMLS
- 2024-08-06 Price Changed $335,000 GAMLS
- 2024-07-25 Listed $340,000 FMLS
- 2024-07-25 Listed $340,000 GAMLS
- 2021-04-19 Sold (MLS) $200,000 HSBOR
- 2021-04-19 Sold (MLS) $200,000 GAMLS
- 2021-04-19 Sold (MLS) $200,000 FMLS
- 2021-03-24 Pending — GAMLS
- 2021-03-24 Pending — FMLS
- 2021-03-23 Relisted — GAMLS
- 2021-03-23 Relisted — FMLS
- 2021-03-15 Pending — GAMLS
- 2021-03-15 Contingent — FMLS
- 2021-03-10 Listed $199,900 HSBOR
- 2021-03-10 Listed $199,900 GAMLS
- 2021-03-10 Listed $199,900 FMLS
Property tax history
+3.8%/yrLatest (2025): $2,695 · +0.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…