10650 S Avenida Compadres · Fortuna Foothills, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 9/10 · Severe
- Hot days now (above 114°F)
- 6 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.0/5.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- Schools +1.3/10.0
- Appreciation +0.0/10.0
$72,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
2006 Cavco 2B/2B large carport with Shed and pavers backyard. New AC, New Refrigerator, New Dishwasher, New Laminate flooring. 1006 sqft in a Senior Park with nice Clubhouse and Pool and Jacuzzi. Space rent is $699 a month. Gated community. Newer exterior and interior paint. Asking $77,000. Would consider Trade for a $80,000 Gas Motorhome with low mileage. Call Dennis or Bev at 425-677-4231.
Key facts
- Pavers backyard
- Large carport
- New refrigerator
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath land listed at $72k.
Deal economics
- At list price, monthly cash flow is $590 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $72k).
- Recommended offer: $71k (1.5% below list) — sets the bar for market timing.
- Cap rate 16.1% vs local median 4.2% in Fortuna Foothills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#174 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, schools F, crime F.
- Yuma Union High School District (4507) (urban): math 14% / reading 16% proficiency, ranked #212 of 249 in AZ (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents soft (-0.4%/yr); 472 active listings in the ZIP; 1,399 units permitted in Yuma County in 2024 (180 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $498 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Yuma County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $20k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($71k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.91% ✓
- Cap rate
- 16.13%
- Cash-on-cash
- 35.12%
- DSCR
- 2.56
- GRM
- 4.4
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 27.2%
- Equity multiple
- 2.09×
- Total profit
- $21,901
- Equity at exit
- $10,735
- IRR
- 32.9%
- Equity multiple
- 3.58×
- Total profit
- $51,955
- Equity at exit
- $6,225
Cash invested: $20,160 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85365
- Home prices YoY
- -23.6%
- Rents YoY
- -0.4%
- Active inventory
- 472
- Price-to-rent
- 4.4×
Monthly cashflow live
- Estimated rent
- $1,377 medium interval (Pro) →
- Mortgage (P&I)
- −$378
- Tax est. 1.5%
- −$90 /mo · $1,080/yr
- Insurance
- −$30
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$289
- Net cashflow
- $590
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,000
- Closing costs
- $2,160
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 20 events
-
2026-06-19days on market $72,000 Active 15 DOM
-
2026-06-18days on market $72,000 Active 14 DOM
-
2026-06-17days on market $72,000 Active 13 DOM
-
2026-06-16days on market $72,000 Active 12 DOM
-
2026-06-15days on market $72,000 Active 11 DOM
-
2026-06-14days on market $72,000 Active 9 DOM
-
2026-06-13days on market $72,000 Active 8 DOM
-
2026-06-10days on market $72,000 Active 6 DOM
-
2026-06-09days on market $72,000 Active 5 DOM
-
2026-06-08days on market $72,000 Active 4 DOM
-
2026-06-07days on market $72,000 Active 3 DOM
-
2026-06-05remarks 394-char remark
-
2026-06-05price $72,000 Active 1 DOM
-
2026-05-26$60,000 Active
-
2007-10-18soldstatus $7,100,000
-
2007-03-01soldstatus $5,400,000
-
2004-10-29soldstatus $4,400,000
-
1999-08-30soldstatus $1,953,300
-
1997-03-24soldstatus $375,000
-
1993-03-30soldstatus $165,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 6 d/yr ≥114°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,521
- − Mortgage interest
- −$4,033
- − Property taxes
- −$1,080
- − Insurance
- −$360
- − Repairs & maintenance
- −$1,322
- − Management
- −$1,322
- − Depreciation
- −$2,095
- Taxable income
- $6,310
- Est. tax owed @ 24.0%
- −$1,514
- After-tax cash flow
- $5,566/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Yuma Union High School District (4507)
- NCES district ID
- 0409630
- Math proficiency
- 14% ▼ -12.00%
- Reading proficiency
- 16% ▼ -10.00%
- Median HH income
- $40,512
- Composite
- 12.86/100
- National rank
- #9592
- State rank
- #212 of 249 in AZ
Livability — Fortuna Foothills
- Score
- 60/100
- State rank
- #174
- US rank
- #18663
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fortuna Foothills, AZ
- County
- Yuma County · 149,809 people
- City population
- 21,356
- Metro
- Yuma, AZ
- Population (ZIP)
- 54,775
- Household income
- $70,331
- Rent vs Own
- Severe rent burden
- 766.0
Population outlook (Yuma County) Hauer SSP2
- Today (2025)
- 211,633 people
- By 2030
- 214,114 · +1.2%
- By 2040
- 217,856 · +2.9%
- By 2050
- 220,276 · +4.1%
- By 2075
- 222,359 · +5.1%
- By 2100
- 198,880 · -6.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Hispanic / Latino 47% White 44% Two or more races 23% Black 2% Asian 1% Native American 1%
- Hispanic origin (detail)
- Mexican 43%
- Common ancestry
- Lithuanian 2% Italian 1% Romanian 1%
- Foreign-born
- 17% · Canada
- Languages at home
- 62% English-only · Spanish 36% Tagalog/Filipino 1% Other Asian/Pacific 1%
Political lean MEDSL · Yuma
- 2024 margin
- Strong R (+20.4) · D 39.3% · R 59.8%
- 2008→2024 swing
- -6.6pp toward R · 2008: -13.8pp · 2024: -20.4pp
- All cycles
- 2024: R+20.4 2020: R+6.2 2016: R+5.5 2012: R+16.1 2008: R+13.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -75.03%
- Current HPI
- 242.8651
- Rent YoY
- ▼ -0.38%
- Metro
- Yuma, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
||
| Mining / Metals | 1 | $23B |
|
||
| Environmental Services | 1 | $16B |
|
||
| Metals / Steel | 1 | $14B |
|
||
| Technology Distribution | 1 | $9B |
|
||
| Homebuilding | 1 | $8B |
|
||
Price history
-63.6% since first listed7 events — show timeline
- 2026-05-26 Listed $60,000 FSBO.com
- 2007-10-18 Sold (Public Records) $7,100,000 Public Records
- 2007-03-01 Sold (Public Records) $5,400,000 Public Records
- 2004-10-29 Sold (Public Records) $4,400,000 Public Records
- 1999-08-30 Sold (Public Records) $1,953,300 Public Records
- 1997-03-24 Sold (Public Records) $375,000 Public Records
- 1993-03-30 Sold (Public Records) $165,000 Public Records
Property tax history
+2.6%/yrLatest (2025): $21,657 · +3.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…