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247 East Seven Flags Cir
C Composite 55.71
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.4/30.0
  • DSCR +7.9/10.0
  • 1% rule +6.3/10.0
  • ARV discount +5.7/15.0
  • Schools +3.4/10.0
  • Livability +2.8/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$275,000

247 East Seven Flags Cir · Temelec, CA 95476
2 bd · 2.0 ba · 1,248 sqft · Manufactured · 1 Days on market
Built 1973 Est $265k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Nestled in the heart of Sonoma Valley within the desirable Seven Flags 55+ community, this beautifully updated double-wide home offers an affordable opportunity to enjoy Wine Country living. Featuring 2 bedrooms, 2 bathrooms, and a versatile additional room ideal for a home office or guest space, the home is filled with natural light and thoughtful upgrades throughout. The spacious great room showcases attractive wood-look flooring and charming wood accents, while built-in cabinetry enhances the dining area. The kitchen features stainless steel appliances and ample storage. The primary suite includes a barn-door entry, walk-in closet, and private bath, creating a comfortable retreat. An enc

Key facts

  • Wood-look flooring
  • Built-in cabinetry
  • Walk-in closet

Tags

UPDATED DOUBLE-WIDE HOMEVERSATILE ADDITIONAL ROOMWOOD-LOOK FLOORINGBUILT-IN CABINETRYSTAINLESS STEEL APPLIANCESWALK-IN CLOSET

Property features AI

Finance

  • Financial info: Land lease amount: $1,300
  • HOA & community: No association; Located in Seven Flags Mobile Home Park

Exterior

  • Parking: Covered parking for 2 vehicles
  • Utilities: Individual electric meter; Public sewer
  • Home design: Manufactured in park (double wide)
  • Construction: Aluminum skirting; Manufacturer/Make: Ambassador
  • Exterior features: Located in a senior community; Land lease community (space rent applicable)

Interior

  • Kitchen: Pantry cabinet
  • Bedrooms: 2 bedrooms
  • Bathrooms: 2 full bathrooms; Shower stall(s); Tub with shower over
  • Heating & cooling: Central heating (natural gas); Central cooling
  • Interior features: Pantry cabinet; Laundry closet
  • Laundry & utility: Washer included; Dryer included; Laundry located in kitchen (laundry closet)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $275k.

Deal economics

  • At list price, monthly cash flow is $559 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $275k).

Location & tenants

  • Location reads 56/100 on livability (#811 in CA) — a working-class tenant base; expect higher turnover. Strengths: crime A+, employment B+, housing B; Watch: health & safety D, amenities F, commute F.
  • Sonoma Valley Unified (town): math 27% / reading 42% proficiency, ranked #849 of 1,400 in CA (top 61%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 263 active listings in the ZIP; solid renter incomes; 1,039 units permitted in Sonoma County in 2024 (185 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($105k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Sonoma County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $275,000

Questions for the listing agent

  1. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.13%
Cap rate
8.73%
Cash-on-cash
8.71%
DSCR
1.39
GRM
7.4

CMA / ARV

ARV (on-the-fly)
$264,576
Comps found
11
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
200 Mexican Flag Way 0.06mi 2/2.0 1,213 (-3%) 5mo $275,000 $227 88
272 Russian Flag Way 0.14mi 2/2.0 1,248 (0%) 16mo $100,000 $80 80
166 Seven Flags Cir 0.15mi 2/2.0 1,344 (+8%) 2mo $285,000 $212 78
14 Fort Ross Way 0.08mi 2/2.0 1,344 (+8%) 8mo $288,000 $214 76
258 English Flag Way 0.09mi 3/2.0 (+1) 1,344 (+8%) 10mo $278,500 $207 70
59 Portola Cir 0.31mi 2/2.0 1,245 (-0%) 19mo $278,000 $223 70
196 Mexican Flag Way 0.05mi 3/2.0 (+1) 1,200 (-4%) 22mo $240,000 $200 68
22 Fort Ross Way 0.08mi 2/2.0 1,368 (+10%) 15mo $153,000 $112 68
292 Paseo Bolivar 0.11mi 2/2.0 1,347 (+8%) 17mo $330,000 $245 67
245 Seven Flags Cir 0.02mi 2/2.0 1,344 (+8%) 24mo $249,000 $185 67
74 International Blvd 0.18mi 2/2.0 1,152 (-8%) 15mo $260,000 $226 67

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.79% rent growth · sell at horizon

5-year hold
IRR
-5.6%
Equity multiple
0.80×
Total profit
$-15,700
Equity at exit
$41,003
10-year hold
IRR
1.2%
Equity multiple
1.07×
Total profit
$5,757
Equity at exit
$23,777

Cash invested: $77,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95476

Rents YoY
0.8%
Active inventory
263
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$3,113 medium interval (Pro) →
Mortgage (P&I)
$1,442
Tax est. 1.5%
$344 /mo · $4,125/yr
Insurance
$115
HOA
$0
Vacancy / Maint / Mgmt
$654
Net cashflow
$559

Break-even live

Break-even rent $2,406
Max offer price $275,000
Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,750
Closing costs
$8,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 2 events

  1. 2026-06-17
    remarks 699-char remark
  2. 2026-06-17
    listed $275,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥94°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 19 unhealthy d/yr today · 19 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$37,355
− Mortgage interest
−$15,404
− Property taxes
−$4,125
− Insurance
−$1,375
− Repairs & maintenance
−$2,988
− Management
−$2,988
− Depreciation
−$8,000
Taxable income
$2,474
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$594
After-tax cash flow
$6,111/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sonoma Valley Unified
NCES district ID
0637200
Math proficiency
27% ▼ -1.00%
Reading proficiency
42% ▲ 1.00%
Median HH income
$63,880
Composite
33.88/100
National rank
#10355
State rank
#849 of 1400 in CA

Livability — Temelec

Score
56/100
State rank
#811
US rank
#22885

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment B+ Housing B Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Temelec, CA
County
Sonoma County · 449,805 people
Metro
Santa Rosa-Petaluma, CA
Population (ZIP)
35,196
Household income
$105,374
Rent vs Own
32.8% rent · 67.2% own
Severe rent burden
1218.0

Population outlook (Sonoma County) Hauer SSP2

Today (2025)
539,935 people
By 2030
554,870 · +2.8%
By 2040
573,262 · +6.2%
By 2050
580,715 · +7.6%
By 2075
579,229 · +7.3%
By 2100
547,835 · +1.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (66%)
Race & ethnicity
White 66% Hispanic / Latino 28% Two or more races 13% Asian 2% Black 1%
Hispanic origin (detail)
Mexican 23%
Common ancestry
Italian 5% Lithuanian 4% Portuguese 3%
Foreign-born
16% · Canada, Dominican Republic
Languages at home
75% English-only · Spanish 21% Other Indo-European 1% Other Asian/Pacific 0%

Political lean MEDSL · Sonoma

2024 margin
Solid D (+46.2) · D 71.4% · R 25.2% · Other 3.3%
2008→2024 swing
-3.4pp toward R · 2008: 49.6pp · 2024: 46.2pp
All cycles
2024: D+46.2 2020: D+51.5 2016: D+47.9 2012: D+44.9 2008: D+49.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1116.03%
Current HPI
236.6408
Rent YoY
▲ 0.79%
Metro
Santa Rosa-Petaluma, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-17 Listed $275,000 BAREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…